Bay Colony Shores
Homes for Sale in Naples, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Florida Gulf Coast MLS
As of September 2026, Bay Colony Shores in Naples, FL has 3 homes for sale. Over the 12 months ending 2026-09-12, 6 recorded sales closed at a median of $7,950,000, $1,086 per square foot, a median 407 days on market, sellers accepting 82% of original asking (-9% versus the prior year). Homes listed or recently sold were built 1990–2006; 3 of 3 report an HOA (median $709/mo); 1 of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 9 ft). At the median price and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $87,870 ($87,430 with the full homestead exemption).
Homes For Sale Right Now in Bay Colony Shores
Live MLS inventory for Bay Colony Shores. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Bay Colony Shores listings as of 2026-09-12, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Bay Colony Shores prices off the house, not the neighborhood. With a median living area over 13,000 square feet and a median price near $6.4M, this is a market of custom estates, and the per-square-foot figure of roughly $1,139 tells you land, water access, and construction quality are doing most of the work. A community of only 63 homes with just 7 closings in this window means any single sale can swing the averages hard, and the -46.6% year-over-year figure should be read as a reflection of which specific homes traded, not a wholesale repricing of the area.
The median 462 days on market is the number that matters most for planning. This is not a market where a well-priced listing moves in weeks. Sellers should expect a long runway and buyers should expect room to negotiate on a property that has sat, especially if condition or dated finishes are part of the story. At this price point, patience and precision on pricing matter more than urgency.
Bay Colony Shores right now
🔴 Off the recent peak. The trailing-12-month median ($7.95M) is down 9.2% from the prior 12 months ($8.76M). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 12. Confidence: Low (6 and 4 sales in the two windows).
What's unique here: the median sale price is about 13x the typical Collier County sale ($7.95M vs $615K, trailing 12 months, Florida Gulf Coast MLS records).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated September 12, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Bay Colony Shores market snapshot (as of September 12, 2026): the median sale price is about $7.95M ($1086 per sq ft over the trailing 12 months of closed sales), and a median 407 days on market for closed sales. The trailing-12-month median is down 9% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (6 closings in the current window).
Bay Colony Shores is a low-volume estate community in Naples where homes built between 1990 and 2024 sit on large footprints, and roughly 59% of owners carry a homestead exemption, pointing to a meaningful share of primary residences rather than a purely seasonal ownership base.
The setting & the homes.
Aerial and on-site photos of Bay Colony Shores. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Bay Colony Shores
Bay Colony Shores
Bay Colony ShoresPhotos from Florida Gulf Coast MLS listings in Bay Colony Shores; content deemed reliable but not guaranteed.
Who Bay Colony Shores is best for.
Best for
- Buyers with a defined budget near the mid-$6M range looking for a large, private estate lot rather than a packaged amenity community.
- Buyers comfortable evaluating a wide range of construction eras, from 1990s originals to homes built as recently as 2024.
- Owners planning a long-term primary residence, consistent with the meaningful homestead share already in the community.
Probably not for
- Buyers who need a sale to close within weeks given the median 462-day time on market.
- Buyers prioritizing shared clubhouse, fitness, or recreational amenities, since none are identified in current listings.
- Buyers working with a tight, fixed budget well below the $6.4M median, where fewer comparable homes will be available.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($7.95M) IS the median in the snapshot above, and the move from 2025 ($8.76M) IS the -9.2% one-year change.
Windows contain 0 to 11 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Collier County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Collier County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Bay Colony Shores Market Scorecard
Bay Colony Shores is currently a thin data market. Limited supply, a median asking price of $7,200,000, and homes go under contract in about 104 days.
Typical home value in the 34108 ZIP is $994,774, about 65.9% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Bay Colony Shores, Naples
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Bay Colony Shores on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
The Bay Colony Shores buying strategy.
If we were buying in Bay Colony Shores today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bay Colony Shores.
A market measured in estates, not transactions
At 63 total homes, Bay Colony Shores does not behave like a typical subdivision market. Pricing here is set home by home, with the median year built of 1995 alongside newer construction through 2024 meaning buyers will encounter a real mix of original-era estates and rebuilt or newly constructed homes on the same streets. That range is the first thing to price correctly: a 1990s home and a 2024 home carry very different renovation, mechanical, and finish-level realities even at similar lot sizes.
No community amenities are identified from current MLS listings, which means the draw here is the home and the setting itself, not a clubhouse or shared recreational package. Combined with a median 462 days on market, this points to a community where the buyer pool is narrow and deliberate, and where a listing's condition, layout, and price relative to true replacement cost carry more weight than typical market timing.
The location and the amenities are priced into every listing in Bay Colony Shores. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A market this thin rewards granular knowledge over general trend-following. We track each of the small number of active and recent Bay Colony Shores listings individually, so pricing conversations are grounded in the specific home and its true comparables rather than a blended neighborhood average that a 63-home, low-closing-volume market cannot reliably support.
Bay Colony Shores in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bay Colony Shores buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bay Colony Shores sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bay Colony Shores, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bay Colony Shores home worth?
Get a no-obligation home value based on real comparable sales in Bay Colony Shores, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Bay Colony Shores?
How long do homes in Bay Colony Shores take to sell?
Who is the best real estate agent for Bay Colony Shores?
How do I find a top Naples real estate agent who knows Bay Colony Shores?
Can Momentum Realty connect me with an agent for Bay Colony Shores?
Should you buy in Bay Colony Shores?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Bay Colony Shores with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: September 12, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2014 (42 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Bay Colony Shores fits the bigger picture — live prices, inventory, and Momentum Scores: