Island Harbors
Homes for Sale in Matlacha, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Florida Gulf Coast MLS
As of October 2026, Island Harbors in Matlacha, FL has 5 homes for sale, asking from $349,000 to $650,000 (median $469,900). Over the 12 months ending 2026-09-20, 6 recorded sales closed at a median of $502,500, $354 per square foot, a median 94 days on market, sellers accepting 79% of original asking (+9% versus the prior year). Homes listed or recently sold were built 1955–2005; 4 of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 3 ft). At the median price and Lee County's FY2025-26 rate of 15.97 mills, annual property tax runs about $8,020 ($7,360 with the full homestead exemption).
Homes For Sale Right Now in Island Harbors
Live MLS inventory for Island Harbors. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Island Harbors listings as of 2026-10-20, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Island Harbors right now
🟢 Still climbing. The trailing-12-month median ($502K) is up 9.0% from the prior 12 months ($461K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 20. Confidence: Medium (6 and 8 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 20, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Island Harbors market snapshot (as of September 20, 2026): the median sale price is about $502K ($354 per sq ft over the trailing 12 months of closed sales), and a median 94 days on market for closed sales. The trailing-12-month median is up 9% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (6 closings in the current window).
In ZIP 33993 (Matlacha), 110 homes closed in the last 12 months at a median of $440K ($225/sq ft), up 5.2% year over year, with a median 89 days on market. Right now 61 active and 6 pending listings — a soft market. See the live ZIP 33993 housing market and the Lee County market.
County records show 4 qualified sales in Island Harbors across 2024–2025 (3 in 2024, 1 in 2025), median $470,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Island Harbors is a community of 29 homes in Matlacha, Lee County, built between 1955 and 1999 (median 1965), with a median living area of about 2,323 square feet. 44% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Island Harbors. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Island Harbors
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Island HarborsPhotos from Florida Gulf Coast MLS listings in Island Harbors; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($502K) IS the median in the snapshot above, and the move from 2025 ($461K) IS the +9.0% one-year change.
Windows contain 2 to 18 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
13% of homes for sale in ZIP 33993 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
Island Harbors Market Scorecard
Island Harbors is currently a balanced market., a median asking price of $469,900, and homes go under contract in about 187 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Island Harbors on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap contributors.
The Island Harbors buying strategy.
If we were buying in Island Harbors today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Island Harbors.
A closer look at the Island Harbors market
At a median of $354 per square foot, Island Harbors prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median up 9% year over year. Homes that do trade take a median 94 days on market, useful leverage on any listing that has lingered.
The housing stock is 29 homes built between 1955 and 1999, and 44% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Island Harbors. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Island Harbors buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (4.2). Basis: Recent Direction +9.0% year-over-year; Owner Commitment 44% owner-occupied; Pricing Power 79.4% sale-to-list. Refreshed with each data update.
Tools for a Island Harbors buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Island Harbors sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Island Harbors, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Island Harbors home worth?
Get a no-obligation home value based on real comparable sales in Island Harbors, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Island Harbors on the map →
Recently off market in Island Harbors
Homes in Island Harbors that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 2504 Bayshore Dr · off market
| Location | Matlacha, Lee County, FL · ZIP 33993 |
|---|---|
| Homes in the community | 29 (FL DOR 2025 assessment roll) |
| Years built | 1955–1999 (median 1965) |
| Typical living area | 2,323 sq ft (median) |
| Home types (current listings and sales) | singlefamilyresidence 100% |
| Sale prices, last 12 months | $502,500 median across 6 closed sales · $354 per sq ft · +9.0% vs the prior 12 months |
| Days on market (closed sales) | 94 median |
| For sale right now | 5 active, 0 pending · median asking $469,900 |
| Owner-occupied (homestead) share | 44% |
Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Island Harbors key facts,” movewithmomentum.com/neighborhoods/island-harbors, data as of September 20, 2026.
Just listed in Island Harbors
The newest homes for sale in Island Harbors right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 2574 Bayshore Dr $625,000 · 2 bd · 2 ba · 1,268 sq ft · 51 days on market Courtesy of KW Florida Living
- 2607 Bayshore Dr $425,000 · 2 bd · 2 ba · 1,500 sq ft · 52 days on market Courtesy of Coldwell Banker Realty
- 2761 Geary St $650,000 · 2 bd · 2 ba · 1,295 sq ft · 187 days on market Courtesy of KW Florida Living
- 2500 Harbor View Dr $469,900 · 2 bd · 2 ba · 1,128 sq ft · 376 days on market Courtesy of Schooner Bay Realty, Inc.
- 2686 Clyde St $349,000 · 2 bd · 1 ba · 855 sq ft · 392 days on market Courtesy of Realtywide Services LLC
Checked against the MLS Oct 20, 2026. All new listings in this market.
Every Home for Sale in Island Harbors Right Now (5)
All 5 active and pending Island Harbors listings with a detail page, newest first, refreshed twice a day from the MLS.
- 2607 Bayshore Dr · $425,000 · 2 bd / 2 ba · listed Sep 1, 2026 · listed by Coldwell Banker Realty
- 2574 Bayshore Dr · $625,000 · 2 bd / 2 ba · listed Aug 30, 2026 · listed by KW Florida Living
- 2761 Geary St · $650,000 · 2 bd / 2 ba · listed Jul 22, 2026 · listed by KW Florida Living
- 2500 Harbor View Dr · $469,900 · 2 bd / 2 ba · listed Jul 22, 2026 · listed by Schooner Bay Realty, Inc.
- 2686 Clyde St · $349,000 · 2 bd / 1 ba · listed Jul 22, 2026 · listed by Realtywide Services LLC
More Matlacha home searches
- Homes for sale in Lee County, FL
- Homes from $300K to $500K in Matlacha
- ZIP 33993 housing scorecard
- 6 coming-soon communities in Lee County
Matlacha guides & data
Florida buyer guides
What it really costs to own in Island Harbors
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $5,068/yr across 10 listings here (MLS tax records, 2026-10-20). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Lee County is $2,197/yr (6,508 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1968 across 10 listings. An original roof here would be about 58 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Island Harbors
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Island Harbors
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Island Harbors will answer, and the answer is published on this page for the next buyer.
Recent Developments in Island Harbors
Development, infrastructure, retail, and school activity affecting Island Harbors, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Infrastructure
Cape Coral council awards $32.9 million contract for North 1 East booster station
The council voted 7-1 to award Douglas N. Higgins Inc. $32,910,150 for the North 1 East Booster Station on 14.2 acres at Yellow Fever Creek Preserve, with two 5-million-gallon storage tanks. The station lets the city accept up to 6 million gallons per day of reclaimed water for irrigation.
What it may mean for the marketExpands reclaimed irrigation service in north Cape Coral, with assessments of roughly $32,000 to $35,000 per standard lot in the service area. The site is about 7 miles northeast of Island Harbors.
Source: Hoodline - September 2026Civic
Cape Coral council sets construction price for North Cape fleet maintenance facility
On Sept. 16, 2026 the council approved Resolution 259-26 setting the construction price for a Fleet Maintenance Facility at the North Cape Government Complex, 1200 Kismet Parkway West. Charles Perry Partners is the contractor, and work includes site development and infrastructure.
What it may mean for the marketAdds city service capacity in north Cape Coral, where municipal facilities support a growing population. The site is about 5 miles northeast of Island Harbors.
Source: City of Cape Coral - July 2026Infrastructure
New Big Carlos Pass Bridge opens in Lee County
The new fixed-span Big Carlos Pass Bridge connecting the south end of Estero Island with Lovers Key officially opened and was dedicated June 30, 2026. The $90.8 million project replaces an older drawbridge and provides 60 feet of boat clearance along with bicycle lanes and sidewalks. Concrete from the demolished drawbridge was repurposed into an artificial reef offshore.
What it may mean for the marketA new high-span bridge upgrades the coastal road connection and removes the delays associated with the former drawbridge. The project is about 20 miles southeast of Island Harbors, elsewhere in Lee County.
Source: Gulfshore Business - June 2026Retail & Dining
High 5 Entertainment underway at Village Hub SportsPark in Estero
Vertical construction is underway on a High 5 Entertainment venue at the Village Hub SportsPark on the north side of Williams Road in Estero. The facility will include the 21-court Estero Pickleball Club, a 16-lane bowling alley, two miniature golf courses, an arcade, a full-service kitchen and bar, and retail space. The CEO said construction should finish within six to eight months, targeting soft openings in February 2027.
What it may mean for the marketA new entertainment and dining venue adds recreational and commercial space to the Estero activity hub. The project is about 20 miles southeast of Island Harbors, elsewhere in Lee County.
Source: Gulfshore Business - June 2026Retail & Dining
Fort Myers Beach approves Development Order for Times Square entertainment center with hotel and restaurant
Fort Myers Beach town staff issued a Development Order for a three-story mixed-use entertainment center at 1028 and 1046 Estero Boulevard at Times Square, on the former sites of Sunset Beach Tropical Grill and The Playmore Tiki Bar. The 41,285-square-foot project by Persaud Properties would include six hotel units, a restaurant, shopping, a bar, an entertainment venue with a stage and a public pool. No construction permits had been issued as of the approval, with additional environmental and stormwater approvals still required.
What it may mean for the marketA new mixed-use entertainment building would add hotel, dining and retail space to the Times Square commercial district and support its post-storm rebuild. The project is about 14 miles south of Island Harbors, elsewhere in Lee County.
Source: Fort Myers Beach Observer - May 2026Development
Estero board reviews 370-unit mixed-use complex at Estero Parkway and Three Oaks Parkway
The Estero Planning, Zoning and Design Board on May 19, 2026 reviewed The Residential Group's proposal for a mixed-use development on 5.275 acres at the southwest corner of Estero Parkway and Three Oaks Parkway. The plan calls for 370 apartments and 33,000 square feet of commercial space and requests a zoning change from a 1994 commercial planned development to a mixed use planned development. The proposal projects fewer daily trips and lower density than the previously approved shopping center.
What it may mean for the marketThe plan would convert an aging commercial site into new housing and ground-floor retail at a major intersection. The project is about 21 miles southeast of Island Harbors, elsewhere in Lee County.
Source: Gulfshore Business
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
What is the median home price in Island Harbors?
How long do homes in Island Harbors take to sell?
How many homes are in Island Harbors?
What share of Island Harbors is owner-occupied?
When were the homes in Island Harbors built?
Who is the best real estate agent for Island Harbors?
How do I find a top Matlacha real estate agent who knows Island Harbors?
Can Momentum Realty connect me with an agent for Island Harbors?
Where is Island Harbors, and what county is it in?
Is Island Harbors a good place to live?
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: October 20, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 33993)) |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2014 (119 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how Island Harbors fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Island Harbors
- Home values · What homes in Island Harbors actually sell for
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