Pine Meadows
Homes for Sale in Fort Walton Beach, FL
All 414 homes for sale in Fort Walton Beach, FL · median $398,000 · 149 homes for sale in 32547 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Emerald Coast MLS
As of October 2026, Pine Meadows in Fort Walton Beach, FL has 1 home for sale. Over the 12 months ending 2026-09-20, 8 recorded sales closed at a median of $302,450, a median 22 days on market, sellers accepting 97% of original asking (+51% versus the prior year). At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $3,900 ($3,390 with the full homestead exemption).
| Location | Fort Walton Beach, Okaloosa County, FL · ZIP 32547, 32548 |
|---|---|
| Homes in the community | 265 (FL DOR 2025 assessment roll) |
| Years built | 1978–1992 (median 1982) |
| Typical living area | 1,441 sq ft (median) |
| Sale prices, last 12 months | $302,450 median across 8 closed sales · +51.2% vs the prior 12 months |
| Days on market (closed sales) | 22 median |
| For sale right now | 1 active, 0 pending · median asking $299,900 |
| Owner-occupied (homestead) share | 62% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “PINE MEADOWS key facts,” movewithmomentum.com/neighborhoods/pine-meadows--okaloosa, data as of September 20, 2026.
Last 30 days in Pine Meadows: 1 new listing (median asking $299,900). As of July 25, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Pine Meadows is a built-out neighborhood of roughly 288 homes constructed between 1978 and 1992, with a median build year of 1982 and a median size around 1,437 square feet. With that tight a vintage band and a single floor-plan era, price here is driven less by location variance and more by condition — updated kitchens, baths, roofs, and systems separate the top of the market from the tear-into-it projects. The median sits at $300,000, but expect a wide spread around it depending on how much work a home still needs.
The posture right now favors sellers. A median of 6 days on market against just one active listing tells you inventory is scarce and well-priced homes move fast. Buyers should come pre-approved and ready to decide; sellers of clean, updated homes have leverage, while dated homes will still trade but on the buyer's terms once inspection reveals the deferred work.
Pine Meadows right now
🟢 Still climbing. The trailing-12-month median ($302K) is up 51.2% from the prior 12 months ($200K). With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 20. Confidence: Low (8 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Pine Meadows market snapshot (as of September 20, 2026): the median sale price is about $302K, and a median 22 days on market for closed sales. The trailing-12-month median is up 51% from the prior 12 months, computed from record-level Emerald Coast MLS closed sales (8 closings in the current window).
In ZIP 32547 (Fort Walton Beach), 385 homes closed in the last 12 months at a median of $337K ($136/sq ft), up 12.1% year over year, with a median 38 days on market. Right now 107 active and 39 pending listings put supply at about 4.0 months — a healthy market. See the live ZIP 32547 housing market and the Okaloosa County market.
County records show 18 qualified sales in PINE MEADOWS across 2024–2025 (12 in 2024, 6 in 2025), median $295,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pine Meadows is a community of 265 homes in Fort Walton Beach, Okaloosa County, built between 1978 and 1992 (median 1982), with a median living area of about 1,441 square feet. 62% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Pine Meadows is a compact, fully established Fort Walton Beach neighborhood of early-1980s homes where roughly 61% of owners hold homestead — a signal of a stable, owner-occupied core rather than a churn of rentals.
Who Pine Meadows is best for.
Best for
- Buyers targeting a single-family home around the $300,000 median who want an established, stable neighborhood
- Value-minded buyers willing to update a dated home to build equity through condition
- Owner-occupants who prefer no HOA amenity costs and a simple carrying structure
Probably not for
- Buyers who want new construction or larger, modern floor plans
- Anyone needing a turnkey home and unwilling to budget for age-related repairs
- Buyers seeking community amenities like a pool, gate, or clubhouse
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($302K) IS the median in the snapshot above, and the move from 2025 ($200K) IS the +51.2% one-year change.
Windows contain 2 to 8 sales each (8 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
26% of homes for sale in ZIP 32547 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).
Pine Meadows Market Scorecard
Pine Meadows is currently a balanced market., a median asking price of $299,900, and homes go under contract in about 16 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Emerald Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in PINE MEADOWS, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Pine Meadows
Live MLS inventory for Pine Meadows. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Pine Meadows listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Pine Meadows Okaloosa Right Now (1)
All 1 active and pending Pine Meadows Okaloosa listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1010 Aspen Court · $299,900 · 3 bd / 2 ba · listed Aug 25, 2026 · listed by Keller Williams Success Realty
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Kenwood · Elementary
- Pryor · Middle
- Choctawhatchee · High
Zoned schools reflect the assignments reported on recent Pine Meadows listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Pine Meadows address.
Shop the zone: Homes zoned for Choctawhatchee High School
The Pine Meadows buying strategy.
If we were buying in Pine Meadows today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pine Meadows.
A condition market, not a location lottery
Because the homes were all built inside a 14-year window and cluster around 1,437 square feet, the value question in Pine Meadows is almost entirely about upkeep. Homes from this era commonly reach the age where roofs, HVAC, electrical panels, and original kitchens come due, so two houses on the same street can price very differently based on what has already been replaced. Read the inspection carefully and price the remaining work honestly.
The neighborhood carries no MLS-identified community amenities — no pool, gate, or clubhouse to fund or maintain — which keeps carrying costs simple. Values have climbed 146% since 2012 and 5.3% over the past year, so this has been a steady performer, but that history is context, not a forecast. What you are buying is a modest, well-located single-family home in a low-turnover pocket.
The location and the amenities are priced into every listing in Pine Meadows. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Pine Meadows buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (8.0). Basis: Recent Direction +51.2% year-over-year; Owner Commitment 62% owner-occupied; Pricing Power 96.9% sale-to-list. Refreshed with each data update.
Why work with Momentum here
With one active listing and a 6-day median, timing and preparation decide outcomes in Pine Meadows. We help buyers move decisively on the right home and read condition versus asking price, and we help sellers stage and price updates so a clean home captures the full advantage the current market offers.
Pine Meadows in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Pine Meadows buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pine Meadows sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pine Meadows, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pine Meadows home worth?
Get a no-obligation home value based on real comparable sales in Pine Meadows, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Walton Beach →
Frequently Asked Questions
What is the median home price in Pine Meadows?
How long do homes in Pine Meadows take to sell?
How many homes are in Pine Meadows?
What share of Pine Meadows is owner-occupied?
When were the homes in Pine Meadows built?
Who is the best real estate agent for Pine Meadows?
How do I find a top Fort Walton Beach real estate agent who knows Pine Meadows?
Can Momentum Realty connect me with an agent for Pine Meadows?
Where is Pine Meadows, and what county is it in?
Is Pine Meadows a good place to live?
Should you buy in Pine Meadows?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: July 25, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (11 streets, ZIP 32547/32548)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 1993 (110 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how PINE MEADOWS fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Pine Meadows
- Home values · What homes in Pine Meadows actually sell for
Nearby Communities
Explore more neighborhoods near Pine Meadows with Momentum Realty’s local guides.