Villages At Emerald Bay
Homes for Sale in Naples, FL
All 2,052 homes for sale in Naples, FL · median $429,000 · 1,840 condos for sale in Naples · 338 homes for sale in 34110 · Collier County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Florida Gulf Coast MLS
As of October 2026, Villages At Emerald Bay in Naples, FL has 4 homes for sale, asking from $369,000 to $515,000 (median $437,000). Over the 12 months ending 2026-09-20, 5 recorded sales closed at a median of $315,000, $235 per square foot, a median 109 days on market, sellers accepting 88% of original asking (-15% versus the prior year). Homes listed or recently sold were built 1989–1990; 1 of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 10 ft). At the median price and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $3,480 ($3,040 with the full homestead exemption).
Last 30 days in Villages At Emerald Bay: 1 new listing (median asking $515,000). As of October 20, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Villages At Emerald Bay
Live MLS inventory for Villages At Emerald Bay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Villages At Emerald Bay listings as of 2026-10-19, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The number that matters most here is the year-over-year move: prices are down 14.9%, and with median days on market sitting at 109, this is not a community where sellers are dictating terms right now. A market heat score of 20 confirms it — this reads as buyer-favorable territory, not competitive bidding.
With only 5 closings in the current window, treat any single data point with some caution — a small sample can swing the median. That said, the direction is consistent: softer pricing, longer time to close, and no sign of urgency on either side of the table.
Figures in this note are as of July 29, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Villages At Emerald Bay right now
🔴 Off the recent peak. The trailing-12-month median ($315K) is down 14.9% from the prior 12 months ($370K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 20. Confidence: Low (5 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 20, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Villages At Emerald Bay market snapshot (as of September 20, 2026): the median sale price is about $315K ($235 per sq ft over the trailing 12 months of closed sales), and a median 109 days on market for closed sales. The trailing-12-month median is down 15% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (5 closings in the current window).
In ZIP 34110 (Naples), 632 homes closed in the last 12 months at a median of $675K ($369/sq ft), down 7.3% year over year, with a median 87 days on market. Right now 271 active and 65 pending listings — a soft market. See the live ZIP 34110 housing market and the Collier County market.
Florida Gulf Coast MLS sales records identify 10 homes in Villages At Emerald Bay that have changed hands, built between 1989 and 1990 (median 1990), with a median living area of about 1,490 sq ft and a typical 3-bedroom, 2-bath layout. Source: Florida Gulf Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Villages At Emerald Bay is currently pricing at a median of $315,000, or roughly $234.96 per square foot, with the broader trend pointing toward more negotiating room than this community has likely seen in some time.
The setting & the homes.
Aerial and on-site photos of Villages At Emerald Bay. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Villages At Emerald Bay
Villages At Emerald Bay
Villages At Emerald Bay
Villages At Emerald BayPhotos from Florida Gulf Coast MLS listings in Villages At Emerald Bay; content deemed reliable but not guaranteed.
Who Villages At Emerald Bay is best for.
Best for
- Buyers comfortable negotiating in a softening market and prepared to wait through a longer listing-to-close timeline
- Buyers working around the $315,000 median price point who want room to negotiate on condition or terms
- Buyers who plan to verify amenities and property specifics directly rather than assume them, since none are confirmed in current listings
Probably not for
- Buyers who want confirmed on-site amenities as part of the purchase decision
- Sellers expecting to price at last year's levels given the 14.9% year-over-year decline
- Anyone needing a fast, certain close — the current 109-day median days-on-market argues against that expectation
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($315K) IS the median in the snapshot above, and the move from 2025 ($370K) IS the -14.9% one-year change.
Windows contain 2 to 19 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
15% of homes for sale in ZIP 34110 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
Villages At Emerald Bay Market Scorecard
Villages At Emerald Bay is currently a balanced market., a median asking price of $425,000, and homes go under contract in about 63 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Villages At Emerald Bay on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap contributors.
The Villages At Emerald Bay buying strategy.
If we were buying in Villages At Emerald Bay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Villages At Emerald Bay.
A market in correction, not competition
The combination of a 14.9% year-over-year price decline and a median 109 days on market tells a consistent story: homes here are taking well over three months to sell, and sellers who list at prior-year expectations are getting corrected by the market rather than by outbidding. That's a meaningful shift from a seller's market posture.
Per-square-foot pricing at $234.96 gives a useful baseline for evaluating any specific listing, but with only 5 closings feeding this window, we'd recommend leaning on a live comp pull rather than the trailing median alone before setting an offer or a list price. No community amenities are currently identified from active MLS listings, so amenity value should not be assumed into a pricing conversation here — it should be confirmed unit by unit.
The location and the amenities are priced into every listing in Villages At Emerald Bay. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a thin, softening market like this one, the median and per-square-foot figures can mislead as easily as they inform — a 5-closing sample means the next sale could move the number materially. We pull current pending and active data before you price a listing or write an offer, so you're negotiating off what's happening now, not off a lagging snapshot.
Villages At Emerald Bay in 15 seconds.
What it really costs to own in Villages At Emerald Bay
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $2,792/yr across 8 listings here (MLS tax records, 2026-10-20). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Collier County is $2,147/yr (2,002 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1990 across 8 listings. An original roof here would be about 36 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Villages At Emerald Bay
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Villages At Emerald Bay
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Villages At Emerald Bay will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $724/month (about $8,688/yr) · median of 45 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $724 per month ($8,688 a year) — the median AssociationFee across 45 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Villages At Emerald Bay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Villages At Emerald Bay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Villages At Emerald Bay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Villages At Emerald Bay home worth?
Get a no-obligation home value based on real comparable sales in Villages At Emerald Bay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Villages At Emerald Bay
Homes in Villages At Emerald Bay that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 290 Emerald Bay Cir L5 · off market
| Location | Naples, Collier County, FL · ZIP 34110 |
|---|---|
| Sale prices, last 12 months | $315,000 median across 5 closed sales · $235 per sq ft · -14.9% vs the prior 12 months |
| Days on market (closed sales) | 109 median |
| For sale right now | 3 active, 1 pending · median asking $425,000 |
Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Villages At Emerald Bay key facts,” movewithmomentum.com/neighborhoods/villages-at-emerald-bay, data as of September 20, 2026.
Housing distress & ownership in Villages At Emerald Bay, Naples
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Just listed in Villages At Emerald Bay
The newest homes for sale in Villages At Emerald Bay right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 351 Emerald Bay Cir R7 $515,000 · 3 bd · 2 ba · 1,611 sq ft · new today Courtesy of Collier Home Management
- 347 Emerald Bay Cir S3 $395,000 · 2 bd · 2 ba · 1,200 sq ft · 55 days on market Courtesy of Luxe Naples Real Estate
- 290 Emerald Bay Cir L7 $369,000 · 2 bd · 2 ba · 1,200 sq ft · 80 days on market Courtesy of Florida Prime Realty, LLC
- 314 Emerald Bay Cir I5 $479,000 · 3 bd · 2 ba · 1,490 sq ft · 222 days on market Courtesy of Premiere Plus Realty Company
Checked against the MLS Oct 20, 2026. All new listings in this market.
Every Home for Sale in Villages At Emerald Bay Right Now (4)
All 4 active and pending Villages At Emerald Bay listings with a detail page, newest first, refreshed twice a day from the MLS.
- 351 Emerald Bay Cir R7 · $515,000 · 3 bd / 2 ba · listed Oct 10, 2026 · listed by Collier Home Management
- 347 Emerald Bay Cir S3 · $395,000 · 2 bd / 2 ba · listed Sep 10, 2026 · listed by Luxe Naples Real Estate
- 290 Emerald Bay Cir L7 · $369,000 · 2 bd / 2 ba · listed Aug 10, 2026 · listed by Florida Prime Realty, LLC
- 314 Emerald Bay Cir I5 · $479,000 · 3 bd / 2 ba · listed Jul 22, 2026 · listed by Premiere Plus Realty Company
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Recent Developments in Villages At Emerald Bay
Development, infrastructure, retail, and school activity affecting Villages At Emerald Bay, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- September 2026Retail & Dining
Whole Foods confirmed as anchor of 82-acre Vitano mixed-use project in East Naples
Vitano, an 82-acre master planned development at Davis and Santa Barbara boulevards, plans 86,904 sq ft of retail including a 31,995 sq ft Whole Foods, plus 200 townhomes and 422 apartments. The PUD amendment is under county review. The developer hopes to break ground in 2027.
What it may mean for the marketWould add grocery and dining options and several hundred rental and townhome units in East Naples, with retail opening roughly 20 months after construction starts. The site is about 4 miles east of Villages At Emerald Bay.
Source: Gulfshore Business - August 2026Schools
Diocese of Venice shows plans for church and K-12 school in Golden Gate Estates
The Diocese of Venice presented plans on 41 acres at Immokalee Road and Wilson Boulevard for a 1,250-seat church and a 200,000 sq ft K-12 school for up to 1,000 students. A land use amendment is required and construction follows a three-year capital campaign, with the school built first.
What it may mean for the marketWould add private school capacity and a community facility in the Immokalee Road growth area, several years out. The project is about 20 miles northeast of Villages At Emerald Bay, elsewhere in Collier County.
Source: Gulfshore Business - August 2026Development
Construction underway at 680-acre Brightshore Village in Golden Gate Estates
Barron Collier Companies is building Brightshore Village on Immokalee Road west of Everglades Boulevard North, planning about 2,000 homes and 106,000 to 120,000 sq ft of retail and services. Homebuilder parcels were scheduled to close September 18, with first move-ins targeted for January 2028.
What it may mean for the marketWould add about 2,000 homes and a commercial village center on the Immokalee Road corridor. The project is about 22 miles northeast of Villages At Emerald Bay, elsewhere in Collier County.
Source: Gulfshore Business - May 2026Civic
Collier County weighs buying East Naples grove site planned for 423 homes
Collier County commissioners voted on May 13, 2026 to pursue appraisals and negotiations to potentially buy the 166.63-acre former South Naples Citrus Grove at 341 Sabal Palm Road using Conservation Collier funds, rather than advance a proposed 423-home development. The board authorized preliminary assessments estimated at a few thousand dollars for appraisal and environmental review. The grove had become unproductive due to citrus greening disease.
What it may mean for the marketA potential public conservation purchase would remove a large parcel from the housing pipeline and steer its future toward preserved open land. The project is about 9 miles east of Villages At Emerald Bay, elsewhere in Collier County.
Source: Gulfshore Business - May 2026Development
Collier County planners back major Ave Maria expansion
The Collier County Planning Commission on May 7, 2026 approved Ave Maria Development's plan to add more than 2,000 acres in eastern Collier County under the Rural Lands Stewardship Area program. The expansion would allow 6,738 additional homes, bringing the town's total to 17,738, plus nearly 1 million square feet of commercial, office and medical space and a 1,000-acre senior living community east of Camp Keais Road. Developers must provide 511 affordable units, planned largely off-site.
What it may mean for the marketA large expansion would substantially increase the town's housing capacity and add commercial and medical space in eastern Collier County. The project is about 29 miles northeast of Villages At Emerald Bay, elsewhere in Collier County.
Source: Gulfshore Business
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
What is the median home price in Villages At Emerald Bay?
How long do homes in Villages At Emerald Bay take to sell?
Who is the best real estate agent for Villages At Emerald Bay?
How do I find a top Naples real estate agent who knows Villages At Emerald Bay?
Can Momentum Realty connect me with an agent for Villages At Emerald Bay?
Where is Villages At Emerald Bay, and what county is it in?
Should you buy in Villages At Emerald Bay?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: October 19, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2013 (134 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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More on Villages At Emerald Bay
- Home values · What homes in Villages At Emerald Bay actually sell for
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