Homes for Sale $300K to $500K in Atlantic Beach, FL

This page tracks every Atlantic Beach listing with an asking price between $300,000 and $500,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.

19 homes listed between $300,000 and $500,000 are for sale or pending in Atlantic Beach, FL today across 12 communities. The median asking price is $395,000, from $300,000 to $495,000. Listings in Atlantic Beach without that feature have a median of $1,125,000. Most listings right now: Sevilla (4), Fairway Villas (3), Aquatic Gardens (2). Updated September 13, 2026 from the MLS.

Atlantic Beach homes $300K–$500K by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

CommunityHomes $300K–$500KNew buildMedian listFrom
Sevilla40$384,949$349,999
Fairway Villas30$425,000$400,000
Aquatic Gardens20$397,000$395,000
Seaplace20$350,000$300,000
Saltair10$494,900$494,900
Ocean Village10$489,000$489,000
Royal Palms10$389,000$389,000
Atlantic Beach10$375,001$375,001
Atlantic Bch Sec H10$359,000$359,000
Atlantic Beach West10$325,000$325,000
Lewis10$314,500$314,500
Oceangate10$300,000$300,000

Where this band sits in the market

The answer block above shows how the median of this band compares with the rest of the city’s listings, which tells you whether $300,000–$500,000 is the middle of the market here or the top of it. Within the band, compare on price per square foot and year built: newer subdivisions usually price higher per foot with lower expected maintenance, older ones the reverse. Each community page carries the HOA and CDD picture, the year-built range and the sales history, so two homes at the same price can be told apart in a few minutes.

Questions to ask about any listing in this band

What are the total monthly carrying costs (taxes, insurance, HOA, CDD) and how do they compare with a similar home two communities over? What is the age of the roof, HVAC and water heater? Is the community’s HOA financially healthy (reserves, no pending assessment)? How many days has the listing been on the market and has the price moved? A local agent who works the area will know which communities in this band are trading at asking and which are negotiating.

Common questions

How many homes listed between $300,000 and $500,000 are for sale in Atlantic Beach?
As of September 13, 2026, 19 Atlantic Beach, FL listings whose MLS record reports an asking price between $300,000 and $500,000 are active or pending, across 12 communities. The count updates with every MLS refresh.
What do homes $300K–$500K cost in Atlantic Beach?
The median asking price today is $395,000, with listings from $300,000 to $495,000. Atlantic Beach listings without that feature have a median of $1,125,000.
Which Atlantic Beach community has the most homes $300K–$500K for sale?
Sevilla has the most right now (4), followed by Fairway Villas (3), Aquatic Gardens (2), Seaplace (2).
What is the monthly payment on a $400,000 home?
At today’s rates with 20% down, principal and interest on a $400,000 purchase runs roughly $2,000–$2,300 a month before taxes, insurance and any HOA; each listing page shows the property tax and fees for that home, and the true-cost calculator turns them into one monthly figure.

Keep exploring Atlantic Beach

Live data: realMLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Atlantic Beach, FL whose MLS record reports an asking price between $300,000 and $500,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listing data courtesy of realMLS (Northeast Florida Multiple Listing Service). IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Hiring an agent in Atlantic Beach, FL?

Get matched with the right local expert.

Tell us your goal in Atlantic Beach, FL and we’ll connect you with the Momentum agent who knows it best — backed by a RealTrends 500 brokerage. No pressure, no obligation.

Prefer to talk now? Call (904) 351-6461.

Work with a local Atlantic Beach, FL expert

A real conversation with a local specialist, usually within one business day.

or call (904) 351-6461