Homes for Sale $300K to $500K in St. Marys, GA

By Jon Brooks, Co-Founder, Momentum Realty · Updated October 2, 2026

This page tracks every St. Marys listing with an asking price between $300,000 and $500,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.

36 homes listed between $300,000 and $500,000 are for sale or pending in St. Marys, GA today across 13 communities. The median asking price is $403,875, from $309,900 to $499,900. Listings in St. Marys without that feature have a median of $519,900. Most listings right now: Osprey Cove (14), Winding River (6), Riverview (2). Updated October 2, 2026 from the MLS.

Live $300k–$500k homes in St. Marys: the listings

31 active listings match today (38% of St. Marys inventory), median asking $399,900, $178/sq ft, median 72 days on market. Photo cards link to the listing; refreshed nightly.

Newest $300k–$500k homes in St. Marys

$420,000 New

3 bd · 2 ba · 2,109 sq ft · built 1992

238 Cardinal Circle, 31558

Osprey Cove

Listing courtesy of St Marys Realty Inc Island Si

$424,900

4 bd · 2 ba · 1,945 sq ft · built 2026

110 Rindle Trace, 31558

Winding River

Listing courtesy of Coldwell Banker Access Realty KGLD

$379,900

5 bd · 3 ba · 2,405 sq ft · built 2006

101 Grouper Way, 31558

Sugarmill/Creekside

Listing courtesy of St Marys Realty Inc Island Si

$375,000

5 bd · 3 ba · 2,221 sq ft · built 2016

608 Victorias Circle, 31558

Listing courtesy of Coldwell Banker Access Realty KGLD

$419,900

4 bd · 2 ba · 2,052 sq ft · built 1987

107 New Hammock Circle, 31558

Shadowlawn Estates

Listing courtesy of Coldwell Banker Access Realty KGLD

$379,000

4 bd · 2 ba · 2,361 sq ft · built 2004

108 Kristins Drive, 31558

Smill Kristins Place

Listing courtesy of Coldwell Banker Access Realty SSI

$370,000

5 bd · 3 ba · 2,940 sq ft · built 2015

122 Brooklet Circle, 31558

Winding River

Listing courtesy of ERA Kings Bay Realty

$435,000

3 bd · 2 ba · 2,105 sq ft · built 2022

118 Oarsman Crossing, 31558

Winding River

Listing courtesy of Coldwell Banker Access Realty KGLD

$429,900

5 bd · 3 ba · 2,663 sq ft · built 2013

210 Victorias Circle, 31558

Listing courtesy of eXp Realty, LLC

$409,000

3 bd · 2 ba · 2,293 sq ft · built 2005

410 Morning Glory Road, 31558

Osprey Cove

Listing courtesy of St Marys Realty Inc Island Si

$345,000

3 bd · 3 ba · 2,124 sq ft · built 2006

1643 Sandpiper Court, 31558

Osprey Cove

Listing courtesy of Top REO Pros, Inc.

$459,900

4 bd · 3 ba · 2,533 sq ft · built 2003

808 E Riverview Drive, 31558

Listing courtesy of BHHS Hodnett Cooper CAMDEN

$330,000

3 bd · 2 ba · 1,995 sq ft · built 2005

1610 Sandpiper Court, 31558

Osprey Cove

Listing courtesy of St Marys Realty Inc Island Si

$345,900

4 bd · 2 ba · 2,133 sq ft · built 1988

24 Plantation Oaks Drive, 31558

Plantation Oaks

Listing courtesy of Real Broker, LLC

$309,900

3 bd · 2 ba · 1,772 sq ft · built 2022

109 Eva Drive, 31558

Moody Lake Estates

Listing courtesy of ERA Kings Bay Realty

$429,000

3 bd · 2 ba · 1,320 sq ft · built 1960

109 E Church Street, 31558

Listing courtesy of Coldwell Banker Access Realty KGLD

$398,000

3 bd · 2 ba · 2,282 sq ft · built 2003

1414 Tanager Trail, 31558

Osprey Cove

Listing courtesy of Real Broker, LLC

$499,000

4 bd · 3.5 ba · 3,031 sq ft · built 1972

811 Devon Drive, 31558

Devonwood Park

Listing courtesy of Watson Realty Corp

$479,900

4 bd · 3 ba · 1,926 sq ft · built 1965

206 E Weed Street, 31558

Listing courtesy of ERA Kings Bay Realty

$455,000

5 bd · 3 ba · 2,462 sq ft · built 2003

245 N Chase Court, 31558

Shadowlawn Estates

Listing courtesy of BHHS Hodnett Cooper CAMDEN

$385,000

4 bd · 2 ba · 1,990 sq ft · built 2006

227 Edgewater Drive, 31558

Winding River

Listing courtesy of Watson Realty Corp

$347,300

4 bd · 2 ba · 1,743 sq ft · built 2023

81 Hayden Drive, 31558

Haydenpoint

Listing courtesy of eXp Realty, LLC

$385,000

3 bd · 2 ba · 1,958 sq ft · built 1994

412 Morning Glory Road, 31558

Osprey Cove

Listing courtesy of Coldwell Banker Access Realty KGLD

$390,000

3 bd · 2 ba · 1,809 sq ft · built 1998

223 Cardinal Circle, 31558

Osprey Cove

Listing courtesy of ERA Kings Bay Realty

$365,000

4 bd · 2.5 ba · 2,718 sq ft · built 1985

95 Quail Run Run, 31558

Cypress Lakes

Listing courtesy of Watson Realty Corp

$407,850

4 bd · 3 ba · 2,436 sq ft · built 2004

1420 Tanager Trail, 31558

Osprey Cove

Listing courtesy of ERA Kings Bay Realty

$362,900

3 bd · 2 ba · 1,860 sq ft · built 1991

235 Cardinal Circle, 31558

Osprey Cove

Listing courtesy of Avalon Properties Group, LLC

$445,000

3 bd · 2 ba · 1,812 sq ft · built 1995

502 E Cardinal Circle, 31558

Osprey Cove

Listing courtesy of Coldwell Banker Access Realty KGLD

$399,900

3 bd · 3 ba · 2,308 sq ft · built 2006

109 Sugarmill Boulevard, 31558

Sugarmill/Creekside

Listing courtesy of Watson Realty Corp

$499,900

3 bd · 2 ba · 2,214 sq ft · built 2025

113 Tidal Marsh Way, 31558

Winding River

Listing courtesy of Coldwell Banker Access Realty KGLD

The most expensive $300k–$500k homes in St. Marys

Listing	Asking	Sq ft	Community
113 Tidal Marsh Way	$499,900	2,214	Winding River
811 Devon Drive	$499,000	3,031	Devonwood Park
206 E Weed Street	$479,900	1,926	—
808 E Riverview Drive	$459,900	2,533	—
245 N Chase Court	$455,000	2,462	Shadowlawn Estates
215 Holm Place	$450,000	2,526	Osprey Cove
502 E Cardinal Circle	$445,000	1,812	Osprey Cove
118 Oarsman Crossing	$435,000	2,105	Winding River
210 Victorias Circle	$429,900	2,663	—
109 E Church Street	$429,000	1,320	—

$300K–$500K Homes by price

Band	For sale	Share
$300K–$500K	31	100%

St. Marys homes $300K–$500K by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

Where this band sits in the market

The answer block above shows how the median of this band compares with the rest of the city’s listings, which tells you whether $300,000–$500,000 is the middle of the market here or the top of it. Within the band, compare on price per square foot and year built: newer subdivisions usually price higher per foot with lower expected maintenance, older ones the reverse. Each community page carries the HOA and CDD picture, the year-built range and the sales history, so two homes at the same price can be told apart in a few minutes.

Questions to ask about any listing in this band

What are the total monthly carrying costs (taxes, insurance, HOA, CDD) and how do they compare with a similar home two communities over? What is the age of the roof, HVAC and water heater? Is the community’s HOA financially healthy (reserves, no pending assessment)? How many days has the listing been on the market and has the price moved? A local agent who works the area will know which communities in this band are trading at asking and which are negotiating.

Common questions

Keep exploring St. Marys

• All homes for sale in St. Marys
• St. Marys pool homes
• St. Marys waterfront homes
• St. Marys golf course homes
• St. Marys gated community homes
• St. Marys 4-bedroom homes
• St. Marys homes under $300K
• Homes $300K–$500K in every city

Homes $300K–$500K in nearby Camden County cities

• Kingsland homes $300K–$500K (40 for sale)

Live data: Scout (GAMLS), refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in St. Marys, GA whose MLS record reports an asking price between $300,000 and $500,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.