Homes for Sale Under $300K in Palm Coast, FL
This page tracks every Palm Coast listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
236 homes listed under $300,000 are for sale or pending in Palm Coast, FL today across 110 communities. The median asking price is $270,492, from $7,500 to $299,999. Listings in Palm Coast without that feature have a median of $400,000. Most listings right now: Palm Coast (11), Palm Club Condo (8), Tidelands (7). Updated October 2, 2026 from the MLS.
First-time buyers: what Palm Coast costs at the entry level
140 active single-family homes, townhomes and condos at or below $300,000 — median $269,850, about $1,697/mo principal & interest at 6.95% with 5% down. Live from the MLS, refreshed nightly.
What the payment looks like
| Purchase price | P&I at 6.95%, 5% down | P&I, 20% down | Cash to close at 5% down (est.) |
|---|---|---|---|
| $150,000 | $943 | $794 | $12,000 |
| $200,000 | $1,258 | $1,059 | $16,000 |
| $250,000 | $1,572 | $1,324 | $20,000 |
| $300,000 | $1,887 | $1,589 | $24,000 |
Estimates only; taxes, insurance, HOA and mortgage insurance are on top. Closing costs assumed at 3%.
Down-payment assistance in Flagler County · First-time buyer guide
Palm Coast homes under $300K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most homes under $300K listed are tabled; the rest follow.
| Community | Homes Under $300K | New build | Median list | From |
|---|---|---|---|---|
| Palm Coast | 11 | 8 | $276,994 | $225,000 |
| Palm Club Condo | 8 | 0 | $185,750 | $154,900 |
| Tidelands | 7 | 0 | $289,690 | $229,000 |
| Southwest Quadrant Ph 01-04 | 6 | 0 | $274,450 | $195,000 |
| Palm Coast Fairways Condo | 6 | 0 | $182,500 | $146,900 |
| Palm Coast Sec 26 | 5 | 0 | $289,000 | $273,500 |
| Lehigh Woods | 5 | 0 | $289,000 | $227,900 |
| Woodhaven At Palm Coast | 5 | 0 | $199,999 | $174,000 |
| European Village | 5 | 0 | $188,897 | $168,900 |
| Bayside Prcl C | 4 | 0 | $292,450 | $199,000 |
| Palm Coast Sec 35 | 4 | 0 | $289,950 | $269,900 |
| Palm Coast Sec 60 | 4 | 0 | $280,950 | $260,000 |
| Pine Lakes | 4 | 0 | $270,450 | $250,000 |
| Palm Coast Sec 32 | 4 | 0 | $269,500 | $229,000 |
| Arbor Trace At Palm Coast Condo | 4 | 0 | $257,750 | $249,900 |
| American Village Sub Tr A | 4 | 4 | $180,000 | $175,000 |
| Seminole Palms Ph 1 | 3 | 3 | $299,990 | $293,990 |
| Palm Coast Sec 24 | 3 | 0 | $299,000 | $265,000 |
| Tidelands | 3 | 0 | $299,000 | $249,000 |
| Palm Coast Sec 23 | 3 | 0 | $290,000 | $150,000 |
| Sawmill Crk/Palm Coast Park | 3 | 0 | $290,000 | $289,000 |
| Seminole Trace | 3 | 3 | $279,990 | $270,990 |
| Belle Terre | 3 | 0 | $269,900 | $250,000 |
| The Trails | 3 | 0 | $269,900 | $225,000 |
| Palm Coast Sec 65 | 3 | 0 | $250,000 | $229,900 |
| Woodhaven Condo at Palm Coast | 3 | 0 | $187,750 | $164,900 |
| American Village | 2 | 0 | $299,250 | $299,000 |
| Palm Coast Sec 58 | 2 | 1 | $287,450 | $275,000 |
| Palm Coast | 2 | 1 | $287,400 | $274,900 |
| Palm Coast/Bernard Mdws Sec 81 | 2 | 0 | $284,950 | $280,000 |
| Not Validd | 2 | 0 | $284,950 | $284,900 |
| Lehigh Woods | 2 | 0 | $282,500 | $275,000 |
| Palm Harbor | 2 | 0 | $281,950 | $264,900 |
| Seminole Palms | 2 | 1 | $279,445 | $258,900 |
| Palm Coast Northwest Quadrant | 2 | 0 | $272,400 | $264,900 |
| Palm Coast Sec 29 | 2 | 0 | $271,950 | $244,000 |
| Palm Harbor | 2 | 0 | $267,400 | $264,900 |
| Palm Coast Sec 31 | 2 | 0 | $266,000 | $260,000 |
| Lake Forest & Lake Forest North | 2 | 0 | $257,000 | $255,000 |
| Pine Lake | 2 | 0 | $253,000 | $216,000 |
| Palm Coast Sec 23 | 2 | 0 | $245,500 | $236,000 |
| Pine Lakes Villas Condo | 2 | 0 | $236,000 | $222,000 |
| European Village Comm Condo | 2 | 0 | $165,400 | $165,400 |
| Fairways Condo | 2 | 0 | $164,900 | $159,900 |
| Landings At Marina Cove | 2 | 0 | $49,449 | $48,999 |
| Florida Park Palm Coast Sec 06 | 1 | 0 | $299,999 | $299,999 |
| Palm Coast Residence Ph 1 | 1 | 0 | $299,999 | $299,999 |
| Hammock Beach | 1 | 0 | $299,999 | $299,999 |
| Palm Coast/Florida Park Sec 06 | 1 | 0 | $299,999 | $299,999 |
| Hammock at Palm Harbor | 1 | 1 | $299,990 | $299,990 |
| Palm Coast Sec 20 | 1 | 0 | $299,900 | $299,900 |
| Whiteview Village Ph 1 | 1 | 0 | $299,900 | $299,900 |
| Leigh Acres | 1 | 0 | $299,000 | $299,000 |
| Palm Harbor Center Ph 01 | 1 | 0 | $299,000 | $299,000 |
| Mantanzas Woods | 1 | 0 | $299,000 | $299,000 |
| Matanza Woods | 1 | 0 | $299,000 | $299,000 |
| Belle Terre | 1 | 0 | $299,000 | $299,000 |
| Flagler Village | 1 | 1 | $294,990 | $294,990 |
| Flagler Village | 1 | 1 | $294,990 | $294,990 |
| Palm Coast Sec 13 Bressler Prcl H Brookside Prcl P | 1 | 0 | $290,000 | $290,000 |
Also with homes under $300K for sale
- Sawmill Creek At Palm Coast (1)
- Riviera Estates (1)
- Riviera Estates (1)
- Palm Coast/Wynnfield Sec 18 (1)
- Palm Coast Sec 13 (1)
- Palm Coast Sec 13 (1)
- Forest Grove Bus Center (1)
- Fairway (1)
- Matanzas Shores (1)
- Forest Grove Bus Center (1)
- Sawmill Branch (1)
- Sawmill Branch (1)
- Villas At Palm Harbor (1)
- Palm Coast Sec 30 (1)
- Country Club Cove (1)
- Lake Forest North (1)
- Harbor Side Village Condo Bldg 2 (1)
- Palm Coast Sec 63 (1)
- Country Club Cove (1)
- Indian Trails (1)
- The Trails (1)
- Palm Coast Sec 32 (1)
- Palm Coast Sec 33 (1)
- Palm Coast Sec 28 (1)
- Pine Grove Sec-25 Palm Coast (1)
- Quail Hollow (1)
- Palm Coast Sec 21 (1)
- Palm Coast Pine Grove Sec 26 (1)
- Pine Lakes (1)
- Lake Forest (1)
- Savannah Square Sub (1)
- Arbor Trace At Palm Coast Ii Condominium (1)
- Tidelands Condo (1)
- Seminole Park (1)
- Belle Terre Sec 11 (1)
- Woodhaven Condo (1)
- Palm Coast Sec 19 (1)
- Tidelands Ph 6 (1)
- The Fairways Condo (1)
- Residences/European Village Bldg C (1)
- Woodhaven Condo Palm Coast (1)
- The Palm Club Condominium Bldg V Unit 106 (1)
- Palm Club Condo (1)
- Shangri La Condo (1)
- Shangr-La Condos At Palm Coast (1)
- Shangri La Palm Coast (1)
- Fairways (1)
- Fairway At Palm Coast Condominiums (1)
- Magnolia Manor Un 2 (1)
- European Village Garage Condo (1)
What under $300,000 buys and what to check
In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.
Questions to ask about any listing in this band
How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.
Common questions
How many homes listed under $300,000 are for sale in Palm Coast?
What do homes under $300K cost in Palm Coast?
Which Palm Coast community has the most homes under $300K for sale?
What is the monthly payment on a home under $300,000?
Keep exploring Palm Coast
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Homes Under $300K in nearby Flagler County cities
- Bunnell homes under $300K (75 for sale)
- Flagler Beach homes under $300K (16 for sale)
Live data: Daytona Beach Area AOR, realMLS, Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Palm Coast, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.