Homes for Sale Under $300K in Palm Coast, FL

This page tracks every Palm Coast listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.

280 homes listed under $300,000 are for sale or pending in Palm Coast, FL today across 124 communities. The median asking price is $274,900, from $7,500 to $299,999. Listings in Palm Coast without that feature have a median of $399,995. Most listings right now: Palm Coast (12), Palm Coast Sec 26 (9), Lehigh Woods (7). Updated October 20, 2026 from the MLS.

First-time buyers: what Palm Coast costs at the entry level

184 active single-family homes, townhomes and condos at or below $300,000 — median $274,900, about $1,808/mo principal & interest at 7.40% with 5% down. Live from the MLS, refreshed nightly.

Newest homes under $300K in Palm Coast

14 Zircon Court, starter home for sale in Palm Coast
$184,275 New
3 bd · 2 ba · 1,705 sq ft · built 2022
14 Zircon Court, 32164
Listing courtesy of Calnan Real Estate
101 Palm Harbor Parkway #B223, starter home for sale in Palm Coast
$220,000
2 bd · 2 ba · 1,250 sq ft · built 2005
101 Palm Harbor Parkway #B223, 32137
Listing courtesy of EAZ Realty LLC
29 White Deer Lane, starter home for sale in Palm Coast
$290,000
3 bd · 2 ba · 1,551 sq ft · built 1994
29 White Deer Lane, 32164
Listing courtesy of EAZ Realty LLC

What the payment looks like

Purchase priceP&I at 7.40%, 5% downP&I, 20% downCash to close at 5% down (est.)
$150,000$987$831$12,000
$200,000$1,316$1,108$16,000
$250,000$1,644$1,385$20,000
$300,000$1,973$1,662$24,000

Estimates only; taxes, insurance, HOA and mortgage insurance are on top. Closing costs assumed at 3%.

Down-payment assistance in Flagler County · First-time buyer guide

Palm Coast homes under $300K by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most homes under $300K listed are tabled; the rest follow.

CommunityHomes Under $300KNew buildMedian listFrom
Palm Coast127$275,997$208,000
Palm Coast Sec 2691$289,000$255,000
Lehigh Woods70$289,000$227,900
Tidelands70$249,900$219,000
Palm Club Condo70$189,000$154,900
Palm Coast Sec 3260$269,500$214,500
Woodhaven At Palm Coast60$187,000$174,000
European Village60$184,398$168,900
Palm Coast Fairways Condo60$170,000$139,000
Palm Coast/Bernard Mdws Sec 8150$299,000$280,000
Palm Coast Sec 2450$289,000$265,000
Seminole Trace55$285,990$270,990
Trails50$280,000$235,500
Palm Coast Sec 3551$280,000$264,900
American Village42$299,212$289,425
Palm Coast Sec 6040$293,450$265,000
Bayside Prcl C40$289,900$199,000
Southwest Quadrant Ph 01-0440$286,950$266,900
The Trails40$269,900$225,000
Arbor Trace At Palm Coast Condo40$257,750$249,900
American Village Sub Tr A44$180,000$175,000
Seminole Palms Ph 133$299,990$299,990
Seminole Palms32$299,990$258,900
Tidelands30$299,000$249,000
Palm Coast Sec 5832$294,900$275,000
Sawmill Crk/Palm Coast Park30$290,000$289,000
Not Validd30$284,900$260,000
Palm Coast Sec 2330$270,000$150,000
Palm Coast Sec 2930$265,000$236,900
Palm Coast Sec 6530$250,000$229,900
Woodhaven Condo at Palm Coast30$187,750$164,900
Flagler Village22$295,990$294,990
Flagler Village22$295,990$294,990
Palm Coast Sec 13 Bressler Prcl H Brookside Prcl P20$294,500$290,000
American Village22$294,425$289,425
Sawmill Creek At Palm Coast20$294,000$290,000
Palm Coast Sec 3120$285,950$272,000
Palm Coast Sec 3021$284,950$275,000
Palm Coast21$284,900$274,900
Palm Harbor Center Ph 0120$284,000$269,000
Palm Harbor20$282,400$264,900
Palm Harbor20$281,950$264,900
Lehigh Woods20$279,950$275,000
Palm Coast Sec 3320$279,500$274,000
Palm Coast Sec 2820$264,950$260,000
Belle Terre20$259,950$250,000
Pine Lakes20$254,000$250,000
Pine Lake20$249,950$209,900
Savannah Square Sub20$247,000$245,000
Pine Lakes Villas Condo20$236,000$222,000
Palm Coast Sec 6320$231,637$184,275
European Village Comm Condo20$165,400$165,400
Fairways Condo20$159,900$159,900
Hammock at Palm Harbor11$299,990$299,990
Palm Coast Sec 2010$299,900$299,900
Palm Coast Pine Grove Sec 28 Map10$299,900$299,900
Whiteview Village Ph 110$299,900$299,900
Pine Grove10$299,900$299,900
Leigh Acres10$299,000$299,000
Mantanzas Woods10$299,000$299,000

Also with homes under $300K for sale

What under $300,000 buys and what to check

In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.

Questions to ask about any listing in this band

How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.

Common questions

How many homes listed under $300,000 are for sale in Palm Coast?
As of October 20, 2026, 280 Palm Coast, FL listings whose MLS record reports an asking price under $300,000 are active or pending, across 124 communities. The count updates with every MLS refresh.
What do homes under $300K cost in Palm Coast?
The median asking price today is $274,900, with listings from $7,500 to $299,999. Palm Coast listings without that feature have a median of $399,995.
Which Palm Coast community has the most homes under $300K for sale?
Palm Coast has the most right now (12), followed by Palm Coast Sec 26 (9), Lehigh Woods (7), Tidelands (7).
What is the monthly payment on a home under $300,000?
At today’s rates with 20% down, principal and interest on a $300,000 purchase runs in the $1,500–$1,700 a month range before taxes, insurance and any HOA; each listing page shows the property tax and fees for that home, and the true-cost calculator linked above turns them into one monthly number.

Keep exploring Palm Coast

Homes Under $300K in nearby Flagler County cities

Live data: Daytona Beach Area AOR, realMLS, Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Palm Coast, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

© 2026 Daytona Beach Area Association of REALTORS®, Inc. Listing data courtesy of realMLS (Northeast Florida Multiple Listing Service). IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Listings courtesy of Stellar MLS as distributed by MLS GRID.

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