Homes for Sale Under $300K in Palm Coast, FL

By Jon Brooks, Co-Founder, Momentum Realty · Updated November 11, 2026

This page tracks every Palm Coast listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.

306 homes listed under $300,000 are for sale or pending in Palm Coast, FL today across 118 communities. The median asking price is $274,900, from $7,500 to $299,999. Listings in Palm Coast without that feature have a median of $399,990. Most listings right now: Palm Coast (13), Not on the List (12), Palm Coast Sec 26 (9). Updated November 11, 2026 from the MLS.

First-time buyers: what Palm Coast costs at the entry level

194 active single-family homes, townhomes and condos at or below $300,000 — median $274,750, about $1,768/mo principal & interest at 7.18% with 5% down. Live from the MLS, refreshed nightly.

Newest homes under $300K in Palm Coast

39 Zinnia Trail, starter home for sale in Palm Coast

$236,000 New

3 bd · 1 ba · 1,196 sq ft · built 1994

39 Zinnia Trail, 32164

Listing courtesy of Redfin Corporation

70 Redbud Road, starter home for sale in Palm Coast

$259,000 New

2 bd · 2.5 ba · 1,443 sq ft · built 2023

70 Redbud Road, 32137

Listing courtesy of Realty One Group Evolve

89 Robinson Drive, starter home for sale in Palm Coast

$296,000 New

3 bd · 2 ba · 1,600 sq ft · built 2003

89 Robinson Drive, 32164

Listing courtesy of Coastal Gateway Real Estate Group

31 Seattle Trail, starter home for sale in Palm Coast

$299,000 New

3 bd · 2 ba · 1,666 sq ft · built 2006

31 Seattle Trail, 32164

Listing courtesy of Coastal Gateway Real Estate Group

40 Rymer Lane, starter home for sale in Palm Coast

$270,900

3 bd · 2 ba · 1,486 sq ft · built 2000

40 Rymer Lane, 32164

Listing courtesy of Real Estate Services of Palm Coast

13 Belleaire Drive, starter home for sale in Palm Coast

$279,888

3 bd · 2 ba · 1,336 sq ft · built 1981

13 Belleaire Drive, 32137

Listing courtesy of RE/MAX Select Professionals

What the payment looks like

Purchase price	P&I at 7.18%, 5% down	P&I, 20% down	Cash to close at 5% down (est.)
$150,000	$965	$813	$12,000
$200,000	$1,287	$1,084	$16,000
$250,000	$1,609	$1,355	$20,000
$300,000	$1,931	$1,626	$24,000

Estimates only; taxes, insurance, HOA and mortgage insurance are on top. Closing costs assumed at 3%.

Down-payment assistance in Flagler County · First-time buyer guide

Palm Coast homes under $300K by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most homes under $300K listed are tabled; the rest follow.

Community	Homes Under $300K	New build	Median list	From
Palm Coast	13	8	$275,000	$208,000
Not on the List	12	0	$274,450	$165,400
Palm Coast Sec 26	9	1	$289,900	$269,900
Palm Club Condo	9	0	$188,500	$154,900
Seminole Trace	7	7	$283,906	$270,990
Tidelands	7	0	$244,900	$209,999
Southwest Quadrant Ph 01-04	6	0	$287,000	$170,000
Palm Coast Sec 24	6	0	$286,950	$265,000
Trails	6	0	$284,500	$225,000
Palm Coast Sec 23	6	0	$276,950	$150,000
Palm Coast Sec 32	6	0	$269,500	$214,500
Woodhaven At Palm Coast	6	0	$189,000	$174,000
European Village	6	0	$184,398	$168,900
Palm Coast Fairways Condo	6	0	$157,500	$139,000
Palm Coast/Bernard Mdws Sec 81	5	0	$294,900	$280,000
Lehigh Woods	5	0	$289,000	$269,000
Palm Coast Sec 60	4	0	$293,450	$255,000
Palm Coast Sec 13 Bressler Prcl H Brookside Prcl P	4	0	$284,950	$269,000
Palm Coast Sec 31	4	0	$281,500	$272,000
Palm Coast Sec 35	4	1	$277,500	$259,000
Palm Coast Sec 28	4	0	$264,950	$249,900
Arbor Trace At Palm Coast Condo	4	0	$253,950	$249,900
American Village Sub Tr A	4	4	$180,000	$175,000
American Village	3	2	$299,000	$289,425
Sawmill Crk/Palm Coast Park	3	0	$290,000	$274,900
Palm Coast Sec 33	3	0	$285,000	$274,000
Not Validd	3	0	$284,900	$260,000
Bayside Prcl C	3	0	$279,900	$199,000
The Trails	3	0	$274,900	$264,900
Belle Terre	3	0	$269,900	$250,000
Tidelands	3	0	$269,900	$249,000
Palm Harbor Center Ph 01	3	0	$269,000	$269,000
Palm Coast Sec 29	3	0	$260,000	$250,000
Pine Lake	3	0	$258,000	$215,000
Palm Coast Sec 63	3	0	$236,000	$184,275
Woodhaven Condo at Palm Coast	3	0	$187,750	$164,900
Seminole Palms Ph 1	2	2	$299,990	$299,990
Flagler Village	2	2	$297,490	$294,990
Flagler Village	2	2	$297,490	$294,990
Palm Coast Sec 58	2	2	$294,900	$294,900
Seminole Woods	2	0	$292,000	$285,000
Trails	2	0	$292,000	$289,000
Sawmill Creek At Palm Coast	2	0	$290,000	$290,000
Hammock at Palm Harbor	2	2	$289,990	$279,990
Palm Coast Sec 30	2	1	$284,950	$275,000
Palm Coast	2	1	$284,900	$274,900
Lehigh Woods	2	0	$279,950	$275,000
Palm Coast/Wynnfield Sec 18	2	0	$279,000	$269,000
American Village	2	2	$274,425	$249,425
Palm Coast Sec 23	2	0	$267,000	$255,000
Tidelands Condo	2	0	$264,950	$245,000
Pine Lakes	2	0	$254,000	$250,000
Lake Forest	2	0	$236,950	$214,000
Pine Lakes Villas Condo	2	0	$232,500	$215,000
Lake Forest Sub	2	0	$224,500	$214,000
Fairways Condo	2	0	$194,450	$159,900
European Village Comm Condo	2	0	$165,400	$165,400
Seminole Palms	1	1	$299,990	$299,990
Palm Coast Pine Grove Sec 28 Map	1	0	$299,900	$299,900
Whiteview Village Ph 1	1	0	$299,900	$299,900

Also with homes under $300K for sale

Pine Grove (1)
Leigh Acres (1)
Mantanzas Woods (1)
Belle Terre Sec 35 (1)
Palm Coast Seminole Park Sec 59 (1)
Belle Terre (1)
Palm Harbor (1)
Belle Terre Palm Coast Sec 13 (1)
Palm Coast Sec 23 (1)
Palm Coast Sec 13 (1)
Palm Coast Residence Ph 1 (1)
Forest Grove Bus Center (1)
Matanzas Shores (1)
Florida Park Palm Coast Sec 07 (1)
Matanza Woods (1)
Palm Coast Northwest Quadrant (1)
Sawmill Branch (1)
Sawmill Branch (1)
Pine Grove (1)
Palm Coast Sec 31 (1)
Harbor Side Village Condo Bldg 2 (1)
Palm Coast Sec 21 (1)
Florida Park Palm Coast Sec 06 (1)
Palm Coast/Florida Park Sec 06 (1)
The Trails (1)
Palm Coast Map Lakeview Sec 37 (1)
Palm Coast Sec 32 (1)
Lake Forest North (1)
Pine Grove Sec-24 (1)
Palm Coast Royal Palms Sec 29 (1)
Las Brisas Condo (1)
Pine Lakes (1)
Palm Coast Florida Park Sec 10 M (1)
Pine Grove Sec-25 Palm Coast (1)
Indian Trails (1)
Lake Forest & Lake Forest North (1)
Arbor Trace At Palm Coast Ii Condominium (1)
Residences/European Village Bldg B (1)
Savannah Square Sub (1)
Seminole Park (1)
Canopy Walk (1)
Palm Coast Sec 19 (1)
Woodhaven (1)
Canopy Walk (1)
The Fairways Condo (1)
Residences/European Village (1)
European Village (1)
The Palm Club Condominium Bldg V Unit 106 (1)
Palm Club Condo (1)
Woodhaven Condo Palm Coast (1)
Shangri La Condo (1)
Residences/European Village Bldg 3 (1)
Shangri-La Condos At Palm Coast (1)
Fairways (1)
Fairway At Palm Coast Condominiums (1)
Magnolia Manor Un 2 (1)
Landings At Marina Cove (1)
European Village Garage Condo (1)

What under $300,000 buys and what to check

In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.

Questions to ask about any listing in this band

How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.

Common questions

How many homes listed under $300,000 are for sale in Palm Coast?

As of November 11, 2026, 306 Palm Coast, FL listings whose MLS record reports an asking price under $300,000 are active or pending, across 118 communities. The count updates with every MLS refresh.

What do homes under $300K cost in Palm Coast?

The median asking price today is $274,900, with listings from $7,500 to $299,999. Palm Coast listings without that feature have a median of $399,990.

Which Palm Coast community has the most homes under $300K for sale?

Palm Coast has the most right now (13), followed by Not on the List (12), Palm Coast Sec 26 (9), Palm Club Condo (9).

What is the monthly payment on a home under $300,000?

At today’s rates with 20% down, principal and interest on a $300,000 purchase runs in the $1,500–$1,700 a month range before taxes, insurance and any HOA; each listing page shows the property tax and fees for that home, and the true-cost calculator linked above turns them into one monthly number.

Keep exploring Palm Coast

Homes Under $300K in nearby Flagler County cities

Bunnell homes under $300K (80 for sale)
Flagler Beach homes under $300K (25 for sale)

Live data: Daytona Beach Area AOR, realMLS, Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Palm Coast, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

© 2026 Daytona Beach Area Association of REALTORS®, Inc. Listing data courtesy of realMLS (Northeast Florida Multiple Listing Service). IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Listings courtesy of Stellar MLS as distributed by MLS GRID.