Waterfront Homes for Sale in Palm Coast, FL
This page tracks every Palm Coast listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
355 waterfront homes are for sale or pending in Palm Coast, FL today across 134 communities. The median asking price is $600,000, from $49,900 to $5,495,000. Listings in Palm Coast without that feature have a median of $374,900. Most listings right now: Sawmill Branch (24), Ocean Hammock (17), Seminole Palms (13). Updated October 17, 2026 from the MLS.
Live waterfront homes in Palm Coast: the listings
200 active listings carry the flag today (16% of Palm Coast inventory), median asking $649,450, $332/sq ft, median 52 days on market. Photo cards link to the listing; refreshed nightly.
The most expensive waterfront homes in Palm Coast
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 29 Ocean Ridge Boulevard | $5,495,000 | 6,623 | — |
| 52 Ocean Ridge Boulevard | $5,495,000 | 6,623 | — |
| 52 Hammock Beach Circle | $5,350,000 | 6,869 | — |
| 197 Avenue De La Mer #706 | $5,100,000 | 3,400 | — |
| 197 Avenue De La Mer #801 | $5,000,000 | 3,400 | — |
| 360 Ocean Crest Drive | $4,995,000 | 4,931 | — |
| 501 Granada Drive | $4,700,000 | 6,145 | — |
| 41 Calle Del Sur | $4,475,000 | 6,400 | — |
| 197 Avenue De La Mer #401 | $4,300,000 | 3,400 | — |
| 6 Ocean Ridge Boulevard | $3,990,000 | 5,109 | — |
Waterfront Homes by price
| Band | For sale | Share |
|---|---|---|
| Under $300K | 10 | 5% |
| $300K–$500K | 66 | 33% |
| $500K–$750K | 49 | 24% |
| $750K–$1M | 27 | 14% |
| $1M+ | 48 | 24% |
Palm Coast waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most waterfront homes listed are tabled; the rest follow.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Sawmill Branch | 24 | 23 | $360,895 | $279,400 |
| Ocean Hammock | 17 | 4 | $1,499,000 | $599,900 |
| Seminole Palms | 13 | 12 | $363,000 | $258,900 |
| Hammock Dunes | 11 | 3 | $2,150,000 | $549,000 |
| Palm Coast Sec 16 | 11 | 0 | $735,000 | $395,500 |
| Palm Harbor | 11 | 1 | $519,900 | $310,000 |
| Palm Coast | 11 | 4 | $365,000 | $225,000 |
| Ocean Hammock | 7 | 0 | $1,100,000 | $725,000 |
| Seminole Palms | 7 | 7 | $366,000 | $339,000 |
| Seminole Palms Ph 1 | 7 | 7 | $339,990 | $299,990 |
| Tidelands | 7 | 1 | $319,900 | $289,690 |
| Dupont Estates | 6 | 6 | $3,350,000 | $3,100,000 |
| Dupont Estates | 6 | 6 | $3,350,000 | $3,350,000 |
| Harbor Village Marina | 6 | 0 | $1,050,000 | $399,000 |
| Palm Coast Sec 04 | 6 | 2 | $763,950 | $560,900 |
| Palm Harbor | 6 | 0 | $649,450 | $450,000 |
| Hammock Beach Club | 5 | 0 | $940,000 | $307,500 |
| Palm Coast Sec 14 | 5 | 0 | $799,900 | $519,900 |
| Grand Haven | 5 | 0 | $697,000 | $409,000 |
| Grand Haven | 5 | 0 | $569,999 | $409,000 |
| Hammock Dunes | 4 | 0 | $1,762,000 | $1,279,000 |
| Palm Coast Sec 03 Palm Harbor Office Park | 4 | 0 | $734,450 | $615,000 |
| Palm Coast Sec 15 | 4 | 0 | $675,000 | $589,000 |
| Surf Club Condos | 4 | 0 | $547,000 | $476,000 |
| Ritz-Carlton Residences Hammock Dunes | 3 | 3 | $4,300,000 | $3,025,000 |
| Island Estates | 3 | 0 | $2,190,000 | $2,100,000 |
| Harbor Village Marina | 3 | 0 | $1,775,000 | $1,650,000 |
| Conservatory/Hammock Beach | 3 | 1 | $1,149,000 | $809,000 |
| Hammock Beach | 3 | 0 | $945,000 | $940,000 |
| Conservatory At Hammock Beach | 3 | 0 | $809,000 | $788,900 |
| Palm Coast/Florida Park Sec 06 | 3 | 0 | $659,000 | $634,000 |
| Surf Club Iii Condo | 3 | 0 | $489,000 | $479,000 |
| Indian Trails | 3 | 0 | $390,000 | $390,000 |
| Northshore 05 | 3 | 0 | $309,000 | $305,000 |
| Palm Club Condo | 3 | 0 | $198,500 | $182,000 |
| Northshore 4 | 2 | 0 | $1,792,500 | $1,190,000 |
| Marina Del Palma | 2 | 1 | $919,000 | $849,000 |
| Palm Coast Plantation | 2 | 0 | $894,950 | $589,900 |
| Los Lagos/Matanzas Shores I | 2 | 0 | $711,999 | $674,000 |
| Avalon Lehigh Woods | 2 | 0 | $679,500 | $670,000 |
| Surf Club Ii Condo | 2 | 0 | $600,950 | $559,000 |
| Casa Bella I | 2 | 0 | $549,500 | $499,500 |
| Colbert Landings | 2 | 2 | $490,990 | $488,990 |
| Marina Cove | 2 | 0 | $484,450 | $419,000 |
| Palm Harbor Center Ph 01 | 2 | 1 | $401,250 | $323,500 |
| Matanzas Lakes Sub | 2 | 0 | $390,950 | $374,900 |
| Hammock Beach | 2 | 0 | $389,750 | $304,500 |
| Bella Harbor Condo | 2 | 0 | $387,500 | $325,000 |
| Lakeview Estates | 2 | 2 | $383,000 | $374,000 |
| Lakeview Estates | 2 | 2 | $383,000 | $374,000 |
| Palm Coast Sec 23 | 2 | 0 | $347,450 | $345,900 |
| Tidelands | 2 | 0 | $344,000 | $299,000 |
| Lehigh Woods | 2 | 0 | $307,495 | $285,000 |
| The Trails | 2 | 0 | $277,450 | $274,900 |
| Hammock Dunes Clusters | 1 | 0 | $4,475,000 | $4,475,000 |
| Ocean Ridge Sub | 1 | 0 | $3,990,000 | $3,990,000 |
| Armand Beach Estates | 1 | 0 | $2,895,000 | $2,895,000 |
| Granada Estates | 1 | 0 | $2,890,900 | $2,890,900 |
| 5Urfview/Matanzas Shores | 1 | 0 | $2,299,000 | $2,299,000 |
| Island Estates | 1 | 0 | $2,200,000 | $2,200,000 |
Also with waterfront homes for sale
- Island Estates Sub (1)
- Surview/Matanzas Shores (1)
- Northshore 04 (1)
- Palm Coast Plantation Un 4 Pud (1)
- Village At Palm Coast Ph 01 (1)
- Sanctuary Sub (1)
- The Sanctuary (1)
- Oak Hammock (1)
- Oak Hammock (1)
- Wild Oaks (1)
- Ocean Towers/Hammock Beach (1)
- Palm Coast Plantation Un 1A (1)
- Palm Coast Plantation Pud Un 1 (1)
- Northshore 05 (1)
- Village/Palm Coast Ph Ii (1)
- Ocean Hammock Ph B-3 (1)
- Palm Coast Plantation Un 1B (1)
- Monterrey Sub (1)
- Johnson Beach (1)
- Hammock Beach Club Condominium (1)
- Country Clu Cove Sec 14 (1)
- Conservatory At Hammock Beach (1)
- Palm Coast Plantation Pud (1)
- Palm Coast/Florida Park Sec 06 (1)
- Palm Coast Plantation (1)
- Grand Haven North Ph I (1)
- Los Lagos At Matanzas Shores (1)
- Hammock Beach Club Condo (1)
- Hammock Beach Villas (1)
- Country Club Cove (1)
- Surf Club Iii (1)
- Palm Harbor No Briges (1)
- Front Street/Grand Haven Ph 2 (1)
- Palm Coast (1)
- Reverie/Palm Coast Ph 1 (1)
- Country Club Cove Sec 3 (1)
- Palm Coast Sec 04 (1)
- Hidden Lakes (1)
- Surf Club Iii Condominium (1)
- Palm Coast Sec 35 (1)
- Fawn Oaks Palm Coast Sec 02 Sunrise Plaza (1)
- Yacht Harbor Village Condos (1)
- Palm Coast Resort (1)
- Cinnamon Bch Ocn Hammock Ph 02 (1)
- Palm Coast Resort (1)
- Marina Cove (1)
- Yacht Harbor Village (1)
- Palm Coast Sec 17 (1)
- Palm Coast Residence Ph 1 Bldg E (1)
- Palm Coast Sec 20 (1)
- Palm Coast Sec 21 (1)
- Lakeside/Matanzas Shores (1)
- Las Casitas/Matanzas Shores (1)
- Not Validd (1)
- Palm Coast Sec 07 (1)
- Avalon/Lehigh Woods (1)
- Gables/Town Center (1)
- Canopy Walk (1)
- Canopy Walk Ph 8 (1)
- Palm Coast Resort Condominium (1)
- Enclave At Seminole Palms (1)
- Grand Landings (1)
- Somerset At Palm Coast Park (1)
- Rivergate Ph 02 (1)
- Palm Coast Belle Terre Sec 35 (1)
- Rivergate (1)
- Palm Coast Sec 24 (1)
- Pine Grove (1)
- Canopy Walk Ph 2 (1)
- Sawmill Creek At Palm Coast (1)
- Palm Coast Residence Ph 1 (1)
- Tidelands Condo (1)
- Woodhaven At Palm Coast (1)
- Landings At Marina Cove (1)
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Palm Coast?
What do waterfront homes cost in Palm Coast?
Which Palm Coast community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
Keep exploring Palm Coast
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Waterfront Homes in nearby Flagler County cities
- Flagler Beach waterfront homes (64 for sale)
Live data: Daytona Beach Area AOR, realMLS, Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Palm Coast, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.