Waterfront Homes for Sale in Palm Coast, FL
This page tracks every Palm Coast listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
342 waterfront homes are for sale or pending in Palm Coast, FL today across 138 communities. The median asking price is $647,450, from $48,999 to $5,495,000. Listings in Palm Coast without that feature have a median of $374,990. Most listings right now: Sawmill Branch (26), Ocean Hammock (16), Palm Coast Sec 16 (13). Updated September 27, 2026 from the MLS.
Live waterfront homes in Palm Coast: the listings
175 active listings carry the flag today (16% of Palm Coast inventory), median asking $675,000, $341/sq ft, median 74 days on market. Photo cards link to the listing; refreshed nightly.
Newest waterfront homes in Palm Coast
The most expensive waterfront homes in Palm Coast
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 29 Ocean Ridge Boulevard | $5,495,000 | 6,623 | — |
| 52 Ocean Ridge Boulevard | $5,495,000 | 6,623 | — |
| 52 Hammock Beach Circle | $5,350,000 | 6,869 | — |
| 197 Avenue De La Mer #706 | $5,100,000 | 3,400 | — |
| 197 Avenue De La Mer #801 | $5,000,000 | 3,400 | — |
| 501 Granada Drive | $4,700,000 | 6,145 | — |
| 41 Calle Del Sur | $4,475,000 | 6,400 | — |
| 197 Avenue De La Mer #401 | $4,300,000 | 3,400 | — |
| 6 Ocean Ridge Boulevard | $3,990,000 | 5,109 | — |
| 197 Avenue De La Mer #504 | $3,550,000 | 3,040 | — |
Waterfront Homes by price
| Band | For sale | Share |
|---|---|---|
| Under $300K | 9 | 5% |
| $300K–$500K | 52 | 30% |
| $500K–$750K | 40 | 23% |
| $750K–$1M | 32 | 18% |
| $1M+ | 42 | 24% |
Palm Coast waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most waterfront homes listed are tabled; the rest follow.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Sawmill Branch | 26 | 25 | $369,695 | $279,400 |
| Ocean Hammock | 16 | 3 | $1,299,500 | $599,900 |
| Palm Coast Sec 16 | 13 | 1 | $735,000 | $395,500 |
| Hammock Dunes | 11 | 3 | $2,150,000 | $549,000 |
| Palm Coast | 11 | 5 | $344,240 | $225,000 |
| Palm Harbor | 9 | 1 | $515,000 | $310,000 |
| Seminole Palms | 9 | 8 | $366,000 | $258,900 |
| Palm Harbor | 7 | 0 | $764,000 | $450,000 |
| Dupont Estates | 6 | 6 | $3,350,000 | $3,100,000 |
| Harbor Village Marina | 6 | 0 | $1,050,000 | $399,000 |
| Palm Coast Sec 04 | 6 | 2 | $763,950 | $560,900 |
| Grand Haven | 6 | 0 | $634,749 | $429,000 |
| Tidelands | 6 | 1 | $327,500 | $289,690 |
| Ocean Hammock | 5 | 0 | $1,100,000 | $725,000 |
| Seminole Palms Ph 1 | 5 | 5 | $324,990 | $299,990 |
| Dupont Estates | 4 | 4 | $3,350,000 | $3,350,000 |
| Hammock Dunes | 4 | 0 | $1,762,000 | $1,279,000 |
| Hammock Beach Club | 4 | 0 | $1,074,999 | $729,000 |
| Palm Coast Sec 14 | 4 | 0 | $804,450 | $750,000 |
| Palm Coast Sec 03 Palm Harbor Office Park | 4 | 0 | $734,450 | $615,000 |
| Grand Haven | 4 | 0 | $622,500 | $429,000 |
| Surf Club Condos | 4 | 0 | $547,000 | $476,000 |
| Seminole Woods | 4 | 4 | $366,396 | $319,990 |
| Ritz-Carlton Residences Hammock Dunes | 3 | 3 | $4,300,000 | $3,025,000 |
| Island Estates | 3 | 0 | $2,190,000 | $2,100,000 |
| Conservatory/Hammock Beach | 3 | 1 | $1,149,000 | $809,000 |
| Palm Coast Plantation | 3 | 0 | $999,000 | $589,900 |
| Hammock Beach | 3 | 0 | $950,000 | $945,000 |
| Marina Del Palma | 3 | 2 | $899,500 | $849,000 |
| Conservatory At Hammock Beach | 3 | 0 | $809,000 | $789,000 |
| Palm Coast Sec 15 | 3 | 0 | $700,000 | $650,000 |
| Palm Coast/Florida Park Sec 06 | 3 | 0 | $659,000 | $634,000 |
| Surf Club Iii Condo | 3 | 0 | $489,000 | $479,000 |
| Matanzas Lakes Sub | 3 | 0 | $399,900 | $374,900 |
| Indian Trails | 3 | 0 | $390,000 | $390,000 |
| Palm Coast Sec 23 | 3 | 0 | $349,000 | $345,900 |
| Northshore 05 | 3 | 0 | $309,000 | $305,000 |
| Palm Club Condo | 3 | 0 | $198,500 | $182,000 |
| Northshore 4 | 2 | 0 | $1,847,000 | $1,299,000 |
| Harbor Village Marina | 2 | 0 | $1,725,000 | $1,650,000 |
| Los Lagos/Matanzas Shores I | 2 | 0 | $711,999 | $674,000 |
| Avalon Lehigh Woods | 2 | 0 | $679,500 | $670,000 |
| Casa Bella I | 2 | 0 | $549,500 | $499,500 |
| Colbert Landings | 2 | 2 | $507,787 | $507,400 |
| Hammock Beach | 2 | 0 | $387,499 | $299,999 |
| Lakeview Estates | 2 | 2 | $384,000 | $374,000 |
| Tidelands | 2 | 0 | $344,000 | $299,000 |
| Landings At Marina Cove | 2 | 0 | $49,449 | $48,999 |
| Hammock Dunes Clusters | 1 | 0 | $4,475,000 | $4,475,000 |
| Ocean Ridge Sub | 1 | 0 | $3,990,000 | $3,990,000 |
| Armand Beach Estates | 1 | 0 | $3,200,000 | $3,200,000 |
| Granada Estates | 1 | 0 | $2,890,900 | $2,890,900 |
| 5Urfview/Matanzas Shores | 1 | 0 | $2,299,000 | $2,299,000 |
| Island Estates Sub | 1 | 0 | $2,200,000 | $2,200,000 |
| Surview/Matanzas Shores | 1 | 0 | $2,199,000 | $2,199,000 |
| Northshore 04 | 1 | 1 | $1,950,000 | $1,950,000 |
| Grand Haven North Ph 1 | 1 | 0 | $1,850,000 | $1,850,000 |
| Palm Coast Plantation Un 4 Pud | 1 | 1 | $1,650,000 | $1,650,000 |
| Village At Palm Coast Ph 01 | 1 | 0 | $1,500,000 | $1,500,000 |
| Yacht Harbor | 1 | 0 | $1,489,000 | $1,489,000 |
Also with waterfront homes for sale
- Cambria/Hammock Dunes (1)
- Oak Hammock (1)
- Oak Hammock (1)
- Northshore 05 (1)
- Palm Coast Plantation Un 1A (1)
- Palm Coast Plantation Pud Un 1 (1)
- Sanctuary Sub (1)
- Sanctuary Estates (1)
- Village/Palm Coast Ph Ii (1)
- Palm Coast Plantation Un 1B (1)
- Palm Coast Plantation Pud Un I (1)
- Grand Hvn North Ph I (1)
- Monterrey Sub (1)
- Johnson Beach (1)
- Grand Vista Condo (1)
- Hammock Beach Club Condominium (1)
- Country Clu Cove Sec 14 (1)
- Conservatory At Hammock Beach (1)
- Palm Coast Plantation Pud (1)
- Palm Coast/Florida Park Sec 06 (1)
- Country Club Cove (1)
- Palm Coast Plantation (1)
- Grand Haven North Ph I (1)
- Los Lagos At Matanzas Shores (1)
- Hammock Beach Club Condo (1)
- Surf Club 03 Condo (1)
- Grand Vista (1)
- Hammock Beach Villas (1)
- Country Club Cove (1)
- Surf Club Iii (1)
- Reverie/Palm Coast Ph 1 (1)
- Palm Harbor No Briges (1)
- Cypress Knoll (1)
- Hidden Lakes Ph I Sec 3 (1)
- Palm Coast Sec 04 (1)
- Surf Club Ii Condo (1)
- Hidden Lakes (1)
- Surf Club Iii Condominium (1)
- Sea Colony (1)
- Palm Coast Sec 35 (1)
- Yacht Harbor Village Condos (1)
- Fawn Oaks Palm Coast Sec 02 Sunrise Plaza (1)
- Palm Coast Resort (1)
- Palm Coast Sec 21 (1)
- Cinnamon Bch Ocn Hammock Ph 02 (1)
- Surf Club Condo 03 (1)
- Palm Coast Residence Ph 1 Bldg E (1)
- Palm Coast Resort (1)
- Palm Harbor Center Ph 01 (1)
- Marina Cove (1)
- Yacht Harbor Village (1)
- Palm Coast Sec 20 (1)
- Bella Harbor Condo (1)
- Avalon/Lehigh Woods (1)
- Lakeside/Matanzas Shores (1)
- Las Casitas/Matanzas Shores (1)
- Not Validd (1)
- Canopy Walk Ph 8 (1)
- Palm Coast Sec 19 (1)
- Gables/Town Center (1)
- Surf Club Condo (1)
- Canopy Walk (1)
- Wynnfield Sec 21 (1)
- Grand Landings (1)
- Palm Coast Resort Condominium (1)
- Enclave At Seminole Palms (1)
- Rivergate Ph 02 (1)
- Somerset At Palm Coast Park (1)
- Canopy Walk Ph 2 (1)
- Lehigh Woods (1)
- Rivergate (1)
- Palm Coast Belle Terre Sec 35 (1)
- Palm Coast Sec 24 (1)
- Pine Grove (1)
- Sawmill Creek At Palm Coast (1)
- Palm Coast Residence Ph 1 (1)
- The Trails (1)
- Tidelands Condo (1)
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Palm Coast?
What do waterfront homes cost in Palm Coast?
Which Palm Coast community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
Keep exploring Palm Coast
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Live data: Daytona Beach Area AOR, realMLS, Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Palm Coast, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.