Waterfront Homes for Sale in Palm Coast, FL
This page tracks every Palm Coast listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
334 waterfront homes are for sale or pending in Palm Coast, FL today across 138 communities. The median asking price is $594,450, from $48,999 to $5,495,000. Listings in Palm Coast without that feature have a median of $529,000. Most listings right now: Sawmill Branch (26), Ocean Hammock (18), Hammock Dunes (12). Updated September 8, 2026 from the MLS.
Palm Coast waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most waterfront homes listed are tabled; the rest follow.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Sawmill Branch | 26 | 25 | $369,695 | $279,400 |
| Ocean Hammock | 18 | 5 | $1,274,500 | $599,900 |
| Hammock Dunes | 12 | 3 | $2,170,000 | $865,000 |
| Palm Coast Sec 16 | 12 | 1 | $691,600 | $415,800 |
| Palm Coast | 11 | 4 | $399,900 | $225,000 |
| Palm Harbor | 9 | 1 | $515,000 | $310,000 |
| Seminole Palms | 8 | 8 | $366,500 | $339,000 |
| Dupont Estates | 6 | 6 | $3,300,000 | $3,100,000 |
| Palm Harbor | 6 | 0 | $769,500 | $455,000 |
| Palm Coast Sec 04 | 6 | 2 | $763,950 | $569,500 |
| Hammock Beach Club | 5 | 0 | $950,000 | $699,900 |
| Grand Haven | 5 | 0 | $548,000 | $429,000 |
| Seminole Palms | 5 | 5 | $363,000 | $339,000 |
| Seminole Palms Ph 1 | 5 | 5 | $349,990 | $344,990 |
| Tidelands | 5 | 1 | $310,000 | $299,000 |
| Dupont Estates | 4 | 4 | $3,350,000 | $3,350,000 |
| Hammock Dunes | 4 | 0 | $1,762,000 | $1,279,000 |
| Grand Haven | 4 | 0 | $774,250 | $569,999 |
| Palm Coast Sec 03 Palm Harbor Office Park | 4 | 0 | $734,450 | $615,000 |
| Surf Club Condos | 4 | 0 | $547,000 | $476,000 |
| Harbor Village Marina | 4 | 0 | $441,250 | $350,000 |
| Canopy Walk | 4 | 0 | $394,450 | $250,000 |
| Seminole Woods | 4 | 4 | $384,990 | $344,990 |
| Ritz-Carlton Residences Hammock Dunes | 3 | 3 | $4,300,000 | $3,025,000 |
| Hammock Beach | 3 | 0 | $950,000 | $945,000 |
| Ocean Hammock | 3 | 0 | $839,900 | $725,000 |
| Conservatory At Hammock Beach | 3 | 0 | $827,000 | $799,000 |
| Palm Coast Sec 14 | 3 | 0 | $799,900 | $750,000 |
| Palm Coast Sec 15 | 3 | 0 | $700,000 | $650,000 |
| Palm Coast/Florida Park Sec 06 | 3 | 0 | $659,000 | $639,000 |
| Surf Club Iii Condo | 3 | 0 | $489,000 | $479,000 |
| Hammock Beach | 3 | 0 | $475,000 | $318,000 |
| Indian Trails | 3 | 0 | $410,000 | $390,000 |
| Northshore 05 | 3 | 0 | $315,000 | $309,000 |
| Palm Club Condo | 3 | 0 | $198,500 | $187,900 |
| Northshore 4 | 2 | 0 | $1,847,000 | $1,299,000 |
| Yacht Harbor Village | 2 | 0 | $1,137,500 | $475,000 |
| Harbor Village Marina | 2 | 0 | $1,099,999 | $399,999 |
| Conservatory/Hammock Beach | 2 | 0 | $1,007,500 | $815,000 |
| Marina Del Palma | 2 | 1 | $874,250 | $849,000 |
| Palm Coast Plantation | 2 | 0 | $794,949 | $589,900 |
| Los Lagos/Matanzas Shores I | 2 | 0 | $711,999 | $674,000 |
| Casa Bella I | 2 | 0 | $549,500 | $499,500 |
| Palm Coast Sec 35 | 2 | 0 | $452,000 | $375,000 |
| Lakeside/Matanzas Shores | 2 | 0 | $443,500 | $430,000 |
| Matanzas Lakes Sub | 2 | 0 | $413,500 | $412,000 |
| Palm Coast Sec 23 | 2 | 0 | $397,450 | $345,900 |
| Palm Harbor Center Ph 01 | 2 | 1 | $397,000 | $315,000 |
| Lakeview Estates | 2 | 2 | $395,500 | $387,000 |
| Landings At Marina Cove | 2 | 0 | $49,449 | $48,999 |
| Hammock Dunes Clstrs 16C 19&20 | 1 | 0 | $4,299,000 | $4,299,000 |
| Ocean Ridge Sub | 1 | 0 | $3,990,000 | $3,990,000 |
| Armand Beach Estates | 1 | 0 | $3,200,000 | $3,200,000 |
| Granada Estates | 1 | 0 | $2,890,900 | $2,890,900 |
| 5Urfview/Matanzas Shores | 1 | 0 | $2,299,000 | $2,299,000 |
| Island Estates Sub | 1 | 0 | $2,200,000 | $2,200,000 |
| Surview/Matanzas Shores | 1 | 0 | $2,199,000 | $2,199,000 |
| Island Estates | 1 | 0 | $2,190,000 | $2,190,000 |
| Grand Haven North Ph 1 | 1 | 0 | $1,850,000 | $1,850,000 |
| Palm Coast Plantation Un 4 Pud | 1 | 1 | $1,650,000 | $1,650,000 |
Also with waterfront homes for sale: Village At Palm Coast Ph 01 (1), Yacht Harbor (1), Cambria/Hammock Dunes (1), Oak Hammock (1), Oak Hammock (1), Northshore 05 (1), Palm Coast Plantation Pud Un 1 (1), Sanctuary Sub (1), Sanctuary Estates (1), Village/Palm Coast Ph Ii (1), Johnson Beach (1), Palm Coast Plantation Un 1B (1), Grand Hvn North Ph I (1), Monterrey Sub (1), Grand Vista Condo (1), Hammock Beach Club Condominium (1), Conservatory At Hammock Beach (1), Palm Harbor No Briges (1), Palm Coast Plantation Pud (1), Palm Coast/Florida Park Sec 06 (1), Country Club Cove (1), Palm Coast Plantation (1), Country Club Cove Sec 14 (1), Grand Haven North Ph I (1), Los Lagos At Matanzas Shores (1), Palm Coast Map Cc Cove Sec 16 (1), Hammock Beach Club Condo (1), Surf Club 03 Condo (1), Grand Vista (1), Country Club Cove (1), Surf Club Iii (1), Reverie/Palm Coast Ph 1 (1), Cypress Knoll (1), Hidden Lakes Ph I Sec 3 (1), Palm Coast Sec 04 (1), Surf Club Ii Condo (1), Hidden Lakes (1), Surf Club Iii Condominium (1), Arlington Sub (1), Sea Colony (1), Yacht Harbor Village Condos (1), Fawn Oaks Palm Coast Sec 02 Sunrise Plaza (1), Palm Coast Resort (1), Palm Coast Sec 21 (1), Cinnamon Bch Ocn Hammock Ph 02 (1), Surf Club Condo 03 (1), Palm Coast Residence Ph 1 Bldg E (1), Palm Coast Resort (1), Grand Haven Village J 2B (1), Marina Cove (1), Palm Coast Sec 20 (1), Bella Harbor Condo (1), Linkside East Sub (1), Las Casitas/Matanzas Shores (1), Not Validd (1), Matanzas Woods (1), Canopy Walk Ph 8 (1), Gables/Town Center (1), Palm Coast Sec 19 (1), Surf Club Condo (1), Wynnfield Sec 21 (1), Palm Coast Resort Condominium (1), Enclave At Seminole Palms (1), Somerset At Palm Coast Park (1), Palm Coast/Bernard Mdws Sec 81 (1), Canopy Walk Ph 2 (1), Lehigh Woods (1), Rivergate (1), Palm Coast Belle Terre Sec 35 (1), Palm Coast Sec 24 (1), Pine Grove (1), Sawmill Creek At Palm Coast (1), Palm Coast Residence Ph 1 (1), Tidelands Condo (1), Tidelands (1), The Trails (1), Palm Coast Florida Park Sec 1 (1), Seminole Palms (1).
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Palm Coast?
What do waterfront homes cost in Palm Coast?
Which Palm Coast community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
Keep exploring Palm Coast
Live data: Daytona Beach Area AOR, realMLS, Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Palm Coast, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.