Gated Communities in Palm Coast, FL
Looking for gated communities in Palm Coast, FL? Momentum tracks 7 Palm Coast communities with evidence of gated community living, each with MLS-derived pricing and market pace below — plus the local questions worth asking before you buy, and a direct line to an agent who works these communities.
Palm Coast gated communities at a glance
The communities, by recent sales activity
| Community | City | Median price | 1-yr change | Days on mkt |
|---|---|---|---|---|
| Palm Harbor (F-Section) · agent | Palm Coast | $410,000 | -20.0% | 184 d |
| Grand Haven · agent | Palm Coast | $484,000 | -19.0% | 71 d |
| Grand Landings · agent | Palm Coast | $522,000 | -5.0% | – |
| Hammock Dunes · agent | Palm Coast | $750,000 | – | 121 d |
| Ocean Hammock · agent | Palm Coast | $1.62M | -10.0% | 921 d |
| Marina Cove · agent | Palm Coast | $153,000 | – | 166 d |
| The Conservatory at Hammock Beach · agent | Palm Coast | $806,000 | +2.0% | 121 d |
Communities are listed by recent closing volume in Momentum’s MLS data. Figures are aggregates, change over time, and are deemed reliable but not guaranteed.
What gates change about ownership
Controlled access typically comes with a manned gate, a transponder system, or both — funded through HOA dues. Expect guest-access procedures, delivery and contractor rules, and in some communities rental restrictions. Review the HOA budget for how the gate and any roving patrol are funded, and whether roads are private (the HOA maintains them — another line in the dues) or public.
Due diligence before you buy behind a gate
Request the HOA documents early: budget, reserves, rules, and the last two years of meeting minutes. Private roads, gates and common areas are owner-funded, so thin reserves become special assessments. Our buyer closing costs calculator helps you model dues and assessments into the real monthly cost.
What it costs to own here
At Flagler County’s typical combined millage of 14.65 mills, a purchase at $522,000 (the median across these Palm Coast gated communities) generates roughly $7,646 a year in property tax before exemptions — about $637 a month. Florida resets the assessed value to roughly your purchase price, so the seller’s current bill is not a preview of yours; a homesteaded owner then gets the $25,000–$50,000 exemption and the 3% Save Our Homes cap going forward. Citizens Property Insurance policies in Flagler County average about $1,626 a year ($136 a month) — private-market quotes vary with roof age and wind mitigation, so price coverage before your inspection window closes. All-in, our county model puts the typical monthly cost of ownership in Flagler County near $2,133 (principal and interest on the typical home, tax, and insurance).
Run your exact numbers: the property tax after purchase calculator uses Flagler County’s verified millage, and the buyer closing costs calculator builds the full cash-to-close.
Demand and supply in Flagler County right now
In the most recent IRS migration data (2022-2023), Flagler County gained a net 4,355 people to relocation, with the largest inbound flows from NY, NJ, CT. Households moving IN reported average incomes of $91,988 versus $62,225 for those leaving — the income mix of demand, straight from tax filings. Population is up about 13.6% over the recent multi-year window. On the supply side, builders pulled 2,586 residential permits in Flagler County in 2025 (1,950 single-family), down 0.1% year over year — against 3,238 at the 2022 peak. Permits are tomorrow’s inventory: a shrinking pipeline supports prices, a swelling one hands buyers leverage. Our valuation model reads the county as undervalued by about 2.3% versus its income-and-rent fundamentals.
Live inventory, refreshed nightly from the MLS.
Live gated-community listings in Palm Coast
260 active listings carry the flag today (23% of Palm Coast inventory), median asking $617,500, $326/sq ft, median 55 days on market. Photo cards link to the listing; refreshed nightly.
The most expensive gated community homes in Palm Coast
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 52 Hammock Beach Circle | $5,350,000 | 6,869 | — |
| 197 Avenue De La Mer #706 | $5,100,000 | 3,400 | — |
| 197 Avenue De La Mer #801 | $5,000,000 | 3,400 | — |
| 501 Granada Drive | $4,700,000 | 6,145 | — |
| 197 Avenue De La Mer #401 | $4,300,000 | 3,400 | — |
| 6 Ocean Ridge N Boulevard | $3,990,000 | 5,109 | — |
| 6 Riviera Place | $3,679,000 | 4,718 | — |
| 197 Avenue De La Mer #504 | $3,550,000 | 3,040 | — |
| 6645 N Ocean Shore Boulevard #7A | $3,350,000 | 4,036 | — |
| 6645 N Ocean Shore Boulevard #5B | $3,350,000 | 4,036 | — |
Gated Community Homes by price
| Band | For sale | Share |
|---|---|---|
| Under $300K | 15 | 6% |
| $300K–$500K | 88 | 34% |
| $500K–$750K | 59 | 23% |
| $750K–$1M | 42 | 16% |
| $1M+ | 56 | 22% |
Palm Coast gated community homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most gated community homes listed are tabled; the rest follow.
| Community | Gated Community Homes | New build | Median list | From |
|---|---|---|---|---|
| Ocean Hammock | 32 | 0 | $1,042,450 | $499,000 |
| Seminole Trace | 27 | 27 | $339,990 | $270,990 |
| Hammock Dunes | 23 | 3 | $1,429,000 | $485,000 |
| Grand Haven | 23 | 0 | $550,000 | $350,000 |
| Reverie At Palm Coast | 20 | 19 | $499,990 | $418,294 |
| Northshore 05 | 16 | 0 | $409,000 | $305,000 |
| Sawmill Branch | 15 | 15 | $377,825 | $289,415 |
| Sawmill Branch | 15 | 15 | $377,825 | $289,415 |
| Tidelands | 12 | 1 | $299,949 | $229,000 |
| SummerTide | 9 | 9 | $365,438 | $358,080 |
| Hammock Dunes | 7 | 0 | $1,990,000 | $1,279,000 |
| Ocean Hammock | 7 | 0 | $849,900 | $649,000 |
| Hammock Beach Club | 7 | 0 | $829,000 | $575,000 |
| Dupont Estates | 6 | 6 | $3,350,000 | $3,100,000 |
| Harbor Village Marina | 6 | 0 | $699,500 | $399,000 |
| Sea Colony Sub | 6 | 0 | $526,950 | $429,000 |
| Grand Haven | 5 | 0 | $548,000 | $319,900 |
| Grand Landings | 5 | 0 | $391,000 | $345,000 |
| Hammock at Palm Harbor | 5 | 5 | $361,990 | $339,990 |
| Dupont Estates | 4 | 4 | $3,350,000 | $3,350,000 |
| Conservatory/Hammock Beach | 4 | 1 | $1,114,000 | $827,000 |
| Hammock Beach | 4 | 0 | $947,500 | $399,000 |
| Marina Del Palma | 4 | 2 | $912,200 | $849,000 |
| Conservatory At Hammock Beach | 4 | 1 | $860,359 | $749,000 |
| Conservatory At Hammock Beach | 4 | 1 | $824,859 | $789,000 |
| Palm Coast Plantation | 4 | 1 | $763,950 | $589,900 |
| Surf Club Condos | 4 | 0 | $547,000 | $476,000 |
| Hammock Beach | 4 | 0 | $412,000 | $305,000 |
| Matanzas Lakes Sub | 4 | 0 | $407,499 | $344,000 |
| Canopy Walk | 4 | 0 | $394,450 | $250,000 |
| American Village Sub Tr A | 4 | 4 | $180,000 | $175,000 |
| Ritz-Carlton Residences Hammock Dunes | 3 | 3 | $4,300,000 | $3,025,000 |
| Cambria/Hammock Dunes | 3 | 0 | $1,299,000 | $1,279,000 |
| Palm Coast Plantation Pud Un 1 | 3 | 0 | $1,197,000 | $589,900 |
| Sanctuary Sub | 3 | 1 | $1,049,000 | $475,000 |
| Sanctuary | 3 | 2 | $1,049,000 | $870,000 |
| Monterrey Sub | 3 | 0 | $899,000 | $619,000 |
| Grand Lndgs Ph 4 | 3 | 0 | $509,900 | $391,000 |
| Surf Club Iii Condo | 3 | 0 | $489,000 | $479,000 |
| Lakeside/Matanzas Shores | 3 | 0 | $430,000 | $399,900 |
| Park Place Sub | 3 | 0 | $368,000 | $334,000 |
| Grand Landings | 3 | 0 | $345,000 | $342,000 |
| American Village | 3 | 0 | $299,500 | $299,000 |
| Yacht Harbor Village | 2 | 0 | $1,137,500 | $475,000 |
| Harbor Village Marina | 2 | 0 | $1,099,999 | $399,999 |
| Village At Palm Coast Ph 01 | 2 | 0 | $1,037,400 | $649,900 |
| Grand Haven North Ph I | 2 | 0 | $927,500 | $775,000 |
| Village/Palm Coast Ph Ii | 2 | 0 | $862,000 | $625,000 |
| Beach Haven Un 2 | 2 | 0 | $781,950 | $599,000 |
| Los Lagos/Matanzas Shores I | 2 | 0 | $711,999 | $674,000 |
| Casa Bella I | 2 | 0 | $549,500 | $499,500 |
| Las Casitas/Matanzas Shores | 2 | 0 | $512,450 | $425,000 |
| Village D1-C/Grand Haven | 2 | 0 | $504,950 | $484,900 |
| Palm Coast Sec 03 Palm Harbor Office Park | 2 | 0 | $489,450 | $399,900 |
| Riverview Condos/Grand Haven | 2 | 0 | $407,000 | $365,000 |
| Retreat at Town Center | 2 | 1 | $367,000 | $350,000 |
| Palm Harbor | 2 | 1 | $352,450 | $310,000 |
| Whiteview Village | 2 | 2 | $349,490 | $326,990 |
| Whiteview Village Ph 1 | 2 | 0 | $319,950 | $299,900 |
| American Village | 2 | 2 | $314,900 | $309,900 |
Also with gated community homes for sale
- The Trails (2)
- Tidelands (2)
- Ocean Ridge Sub (1)
- Granada Estates (1)
- Northshore 1 (1)
- The Hammock Beach Club (1)
- Grand Haven North Ph 1 (1)
- Tuscany At Hammock Dunes (1)
- Palm Coast (1)
- Palm Coast Plantation Un 4 Pud (1)
- Yacht Harbor (1)
- Hammock (1)
- Oak Hammock (1)
- Oak Hammock (1)
- Northshore 4 (1)
- Ocean Hammock Ph B-2 (1)
- Ocean Towers Hammock Beach (1)
- Marina Del Palma (1)
- Palm Coast Plantation Pud Un I (1)
- Grand Hvn North Ph I (1)
- Grand Vista Condo (1)
- Hidden Lakes Water Oaks Ph Ii (1)
- Hammock Beach Club Condominium (1)
- Water Oaks Sub Hidden Lakes Ph 2 (1)
- Cinnamon Bch Ocn Hammock Ph 03 (1)
- Marina Del Palma Sub (1)
- Grand Vista Condo/Grand Haven (1)
- Palm Coast Plantation Un 1A (1)
- Cinnamon Beach (1)
- Palm Coast Plantation (1)
- Conservatory Hammock Beach (1)
- Palm Coast Plantation Pud Un 4 (1)
- Los Lagos At Matanzas Shores (1)
- Cinnamon Beach At Ocean Hammock (1)
- Grand Haven North Pahse 1 (1)
- Northshore 05 (1)
- Hammock Beach Club Condo (1)
- Casa Bella Condo (1)
- Surf Club 03 Condo (1)
- Grand Vista (1)
- Hidden Lakes Water Oaks Sub Ph 2 (1)
- Hammock Beach Club Condo Phase I Unit 717 (1)
- Surf Club Iii (1)
- Surf Club 2 Condo (1)
- Hidden Lakes Phase Ii Water Oaks (1)
- Casa Bella 02 (1)
- Surf Club Ii Condos (1)
- Village Of Matanzas Shores (1)
- Grand Landings-Ph 3A (1)
- Plantation Pud Un 2 (1)
- Casa Bella At Hammock Dunes (1)
- Palm Coast Plantation Pud Un 2 (1)
- Surf Club 3 (1)
- Hammock/Palm Harbor (1)
- Reverie/Palm Coast Ph 1 (1)
- Surf Club Ii Condo (1)
- Surf Club Iii Condominium (1)
- Reverie At Palm Coast (1)
- Sea Colony (1)
- Lakehaven (1)
- Yacht Harbor Village Condos (1)
- Palm Harbor (1)
- Cinnamon Bch Ocn Hammock Ph 02 (1)
- Surf Club Condo 03 (1)
- The Villas At Hammock Beach (1)
- Grand Haven Village J-3 (1)
- Village D1-B At Grand Haven (1)
- Marina Cove (1)
- Surf Club Bldg I (1)
- Riverview Condos (1)
- Subdivision Plat/Vlg D1-C/Gran (1)
- Grand Haven North Ph Ii (1)
- Surf Club Bldg 1 (1)
- Linkside East Sub (1)
- Villas Hammock Beach Ph 8 (1)
- Canopy Walk Ph 8 (1)
- Grand Lndgs Ph 1 (1)
- Surf Club Condo (1)
- Villas At Hammock Beach (1)
- Hammock Beach Villas (1)
- Matanzas Cove (1)
- Matanzas Woods (1)
- Grand Lndgs-Ph 3B (1)
- Matanzas Lakes (1)
- Park Place S/D (1)
- Crossings Grand Haven Ph 1 (1)
- Sea Colony (1)
- Rivergate (1)
- Park Place (1)
- Grand Lndgs Ph 01 (1)
- Canopy Walk Ph 2 (1)
- Lehigh Woods (1)
- Crossings Grand Haven Ph I (1)
- Rivergate (1)
- Tidelands Condo (1)
- Matanzas Shores (1)
- Canopy Walk Ph 12 (1)
- Tidelands Ph 6 (1)
- Landings At Marina Cove (1)
Explore more of Palm Coast
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Run the numbers in Flagler County
- Find the best agent in Flagler County
- Get a cash offer in Flagler County
- Flagler County housing scorecard
- What would selling net you
- Buyer closing costs calculator
Common questions
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Community classifications are compiled from MLS-reported amenities, verified amenity records and MLS build-year data, as of 2026-06-16; they are informational, change over time, and are deemed reliable but not guaranteed — verify details with each association. Not an offer of housing to any protected class to the exclusion of others. Equal Housing Opportunity.