Alderman Ridge
Homes for Sale in Palm Harbor, FL
All 549 homes for sale in Palm Harbor, FL · median $375,000 · 213 homes for sale in 34684 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of October 2026, Alderman Ridge in Palm Harbor, FL has 1 home for sale. Homes listed or recently sold were built 1988–1990; 3 of 3 report an HOA (median $54/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 32 ft).
| Location | Palm Harbor, Pinellas County, FL · ZIP 34684 |
|---|---|
| Homes in the community | 66 (FL DOR 2025 assessment roll) |
| Years built | 1982–1993 (median 1989.0) |
| Typical living area | 1,830 sq ft (median) |
| Amenities listed by sellers | Deed Restrictions, Fire Alarm, Irrigation-Reclaimed Water, Secured Garage/Parking, Security Lights |
| For sale right now | 1 active, 0 pending · median asking $474,900 · 6.0 months of supply |
| Owner-occupied (homestead) share | 82% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Alderman Ridge key facts,” movewithmomentum.com/neighborhoods/alderman-ridge, data as of September 20, 2026.
Alderman Ridge is a small, established pocket of Palm Harbor: 66 homes built between 1982 and 1993, with a median build year of 1989. At this age, price is set less by the year on the deed and more by what's happened to the house since. Two homes of the same footprint can trade far apart depending on roof, systems, kitchens, and whether the floor plan has been opened up. The median living area sits near 1,830 square feet, so you're looking at right-sized single-family homes rather than sprawling new construction.
With about 82% of homes here carrying a homestead exemption, this reads as an owner-occupied, low-turnover community rather than an investor churn. That tends to mean fewer listings at any given moment and buyers competing over condition. For sellers, updated homes set the pace; for buyers, the value play is a dated-but-sound house you can bring current on your own terms.
Alderman Ridge right now
🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 2 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
A compact Pinellas County enclave of 66 early-1980s-to-early-1990s homes in Palm Harbor, defined by long-term ownership and a housing stock old enough that condition, not vintage, drives what a home is worth.
Stellar MLS sales records identify 36 homes in Alderman Ridge that have changed hands since 2005, built between 1988 and 1993 (median 1989), with a median living area of about 1,738 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 3 qualified sales in Alderman Ridge across 2024–2025 (2 in 2024, 1 in 2025), median $492,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Alderman Ridge. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Alderman Ridge; content deemed reliable but not guaranteed.
Who Alderman Ridge is best for.
Best for
- Owner-occupants who plan to stay a while and want an established Palm Harbor neighborhood
- Buyers with a renovation budget who see a dated-but-sound home as an opportunity
- Right-sizers content with a home near 1,830 square feet rather than maximum square footage
Probably not for
- Buyers who need turnkey, everything-new construction and no project work
- Short-hold investors counting on quick flips in a thin, low-turnover market
- Anyone who needs a large footprint or a wide selection of listings to choose from at once
The market around Alderman Ridge
Alderman Ridge is too small for its own price trend, so here is the market around it.
In ZIP 34684, 282 homes are on the market and 21% are under contract — a steady corner of Palm Harbor.
Across Pinellas County, 6,539 homes are active and 1,627 pending (20% under contract).
In ZIP 34684 (Palm Harbor), 620 homes closed in the last 12 months at a median of $355K ($256/sq ft), down 2.2% year over year, with a median 45 days on market. Right now 120 active and 37 pending listings put supply at about 4.3 months — a balanced market. See the live ZIP 34684 housing market and the Pinellas County market.
ZIP and county figures describe the wider market, not Alderman Ridge specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Alderman Ridge, Palm Harbor
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Alderman Ridge
Live MLS inventory for Alderman Ridge. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Alderman Ridge listings as of 2026-10-01, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. Tap any home to ask about it.
Every Home for Sale in Alderman Ridge Right Now (1)
All 1 active and pending Alderman Ridge listings with a detail page, newest first, refreshed twice a day from the MLS.
- 2951 Orchard Drive · $474,900 · 3 bd / 2 ba · pending · listed Sep 11, 2026 · listed by Re/Max Realtec Group Inc
Alderman Ridge on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Highland Lakes Elementary-PN · Elementary
- Carwise Middle-PN · Middle
- Palm Harbor Univ High-PN · High
Zoned schools reflect the assignments reported on recent Alderman Ridge listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Alderman Ridge address.
Shop the zone: Homes zoned for Palm Harbor Univ High-Pn High School
The Alderman Ridge buying strategy.
If we were buying in Alderman Ridge today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Alderman Ridge.
Condition is the whole story
Homes built from 1982 to 1993 are now at the age where major systems have either been replaced once or are overdue. Roof, HVAC, water heater, electrical panels, and original kitchens and baths are the line items that separate a turnkey listing from a project. Because the community is small and the median footprint is modest at roughly 1,830 square feet, the price spread you'll see is largely a renovation spread, not a size or location spread.
The high homestead share points to owners who have held for a while, which historically keeps inventory thin. Thin inventory rewards preparation on both sides: sellers who invest in the visible updates tend to command attention, and buyers who move decisively on a well-kept home avoid bidding against several others. Do not assume a low asking price is a bargain without a hard look at what the house will need.
The location and the amenities are priced into every listing in Alderman Ridge. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 66-home community where value hinges on condition rather than a headline number, our job is to price and inspect against what a home actually needs. We'll walk the roof and mechanicals, weigh update costs realistically, and tell you plainly whether a given house is a deal or a to-do list wearing a low price tag.
Alderman Ridge in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $54/month (about $648/yr) · median of 42 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $54 per month ($648 a year) — the median AssociationFee across 42 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Alderman Ridge buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Alderman Ridge sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Alderman Ridge, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Alderman Ridge home worth?
Get a no-obligation home value based on real comparable sales in Alderman Ridge, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palm Harbor →
25% of homes for sale in ZIP 34684 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).
Frequently Asked Questions
Is Alderman Ridge a buyer's or seller's market right now?
How many homes are in Alderman Ridge?
What share of Alderman Ridge is owner-occupied?
When were the homes in Alderman Ridge built?
Who is the best real estate agent for Alderman Ridge?
How do I find a top Palm Harbor real estate agent who knows Alderman Ridge?
Can Momentum Realty connect me with an agent for Alderman Ridge?
Where is Alderman Ridge, and what county is it in?
Should you buy in Alderman Ridge?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 34684)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2005 (34 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Alderman Ridge fits the bigger picture — live prices, inventory, and Momentum Scores:
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