Free · No obligation
Talk to a Beach Cottage Condo Expert

True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data12 years of closingsUpdated twice daily

As of September 2026, Beach Cottage Condo in Indian Shores, FL has 5 homes for sale, asking from $645,000 to $875,000 (median $725,000). Over the 12 months ending 2026-09-12, 6 recorded sales closed at a median of $762,500, $590 per square foot, a median 130 days on market, sellers accepting 93% of original asking. Homes listed or recently sold were built 1982–1983; 11 of the 11 geocoded homes sit in a FEMA special flood hazard zone (median elevation 6 ft). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $14,780 ($13,970 with the full homestead exemption).

Live · Beach Cottage Condo Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$762K
Median sold · 12 mo
$590/sf
Sold $/sqft · 12 mo
peak $611 in 2024
92.8%
Sale vs ask
Pinellas median: 93.6%
Tempo
10.0mo
Supply
3 to 6 months is the balanced band
131days
Median DOM · closed
7 days at the 2024 low
0%
Under contract
Pinellas: 21% (1,729 of 8,357)
5 · 0
For sale · pending
live counts, refreshed twice daily
6
Sold · last 12 mo
10-yr average: about 4 a year
Track record · 12 years of records
1,390sqft
Median sold home size
12-mo windows, closed sales

Homes For Sale Right Now in Beach Cottage Condo

Live MLS inventory for Beach Cottage Condo. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Beach Cottage Condo listings as of 2026-09-15, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Tap any home to ask about it.

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Beach Cottage Condo is a small, tightly defined community of 36 units in Indian Shores, all built in a narrow window from 1979 to 1983, with a median living area right around 1,400 square feet. When the housing stock is this uniform in size and age, price is driven less by square footage and more by condition, floor, exposure, and how recently a unit has been updated. That is reflected in the median price per square foot of roughly $571 against a median of $752,250 — a coastal price where the delta between a dated unit and a renovated one can be substantial.

The market posture here is patient, not hot. A median of 144 days on market and only 7 closings in the reporting window tell you this is a slow-turning, thinly traded community, and the heat score of 45 backs that up. For buyers, that means room to negotiate and time to underwrite carefully rather than rush. For sellers, it means pricing to condition and preparing for a longer marketing runway — well-presented units still move, but the market is not doing the work for you.

Beach Cottage Condo Housing Pulse · Momentum Research · as of September 12, 2026

Beach Cottage Condo right now

🟢 Buyer-leaning market. 10.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Medium (5 active and pending listings, 6 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Beach Cottage Condo market snapshot (as of September 12, 2026): the median sale price is about $762K ($590 per sq ft over the trailing 12 months of closed sales), a median 131 days on market for closed sales, and 10.0 months of supply, a buyer-leaning market.

In ZIP 33785 (Indian Shores), 168 homes closed in the last 12 months at a median of $528K ($480/sq ft), down 3.0% year over year, with a median 74 days on market. Right now 44 active and 9 pending listings put supply at about 4.0 months — a buyer's market. See the live ZIP 33785 housing market and the Pinellas County market.

Stellar MLS sales records identify 28 homes in Beach Cottage Condo that have changed hands since 2012, built between 1982 and 1983 (median 1982), with a median living area of about 1,380 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

This is a compact early-1980s beachside condo community where the units are consistent in size, so the story is condition and location within the building rather than raw scale. With no homestead exemptions recorded, this reads as a second-home and investor-leaning coastal property rather than a primary-residence enclave.

Best for

  • Second-home buyers wanting a right-sized beach condo who can move at the market's slower pace
  • Investors focused on coastal rental use who will scrutinize association rules and reserves
  • Buyers comfortable underwriting condition and updates rather than paying for scale

Probably not for

  • Buyers needing a large primary residence with maximum square footage
  • Anyone who requires a quick, liquid resale given the long days-on-market
  • Buyers wanting new construction or move-in-ready finishes without renovation risk

Windows contain 1 to 6 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$400K$600K$800K2014201620182020202220242026
Every sale since 2014 · price vs size
$0$500K$1M1k1k1k
48 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$300$400$500$6002014201620182020202220242026
Up from $308 in 2014 to a $611 peak in 2024; $590 now.
Median days on market · closed sales
01002002014201620182020202220242026
7 days at the 2024 low; 131 now.
Sale price vs original ask · median
85%90%95%2014201620182020202220242026
92.8% now vs Pinellas 93.6%.
Homes sold per 12-mo window
02462014201620182020202220242026
1 to 6 a year; 6 in the current window.

Beach Cottage Condo Market Scorecard

Strong buyer's market

Beach Cottage Condo is currently a strong buyer's market. About 10.0 months of supply, a median asking price of $725,000, and homes go under contract in about 164 days.

10.0
Months supply
$725,000
Median list
$762,500
Median sold
$518
Per sqft
164
Days on mkt
5/0/6
Active/Pend/Sold

Typical home value in the 33785 ZIP is $705,653, about 43.3% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Bauder Elementary-PN · Elementary
  • Seminole Middle-PN · Middle
  • Seminole High-PN · High

Zoned schools reflect the assignments reported on recent Beach Cottage Condo listings and can change; always confirm with Pinellas County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Beach Cottage Condo address.

If we were buying in Beach Cottage Condo today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Beach Cottage Condo.

Best Buy
A coastal buyer who wants a manageable early-1980s beach condo and is not in a hurry.
Biggest Risk
Thin trading and zero homestead share mean scarce comps and heavy reliance on association health.
Sweet Spot
A renovated or well-maintained unit bought at a price that reflects true condition, not the blended median.
Avoid If
You need a fast, liquid exit or a large primary residence with quick resale certainty.

A thin, condition-driven beach market

With just 36 units and a handful of closings in the window, comparable sales are scarce, and that scarcity cuts both ways. Fewer trades mean each sale carries outsized weight in setting the next price, so a single renovated or distressed unit can skew perception. Buyers and sellers both benefit from looking past the headline median to what a specific unit's finishes, floor, and view actually justify.

The homestead share sitting at zero is worth sitting with. It signals a property used seasonally or as a rental rather than year-round, which shapes what you should ask about: rental rules, association reserves, and how the building has been maintained across roughly four decades. On coastal 1980s construction, the condition of the association and its reserves matters as much as the unit itself.

The location and the amenities are priced into every listing in Beach Cottage Condo. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this small and slow-moving, the median tells you very little about the unit in front of you. We read the individual closings, the association's financial posture, and the condition premium that separates one unit from the next — then we price and negotiate to that reality instead of the headline number. On a 144-day market, that discipline is what protects your basis, whether you are buying or selling.

Beach Cottage Condo in 15 seconds.

Best forA coastal buyer who wants a manageable early-1980s beach condo and is not in a hurry.
Biggest advantageA patient market gives buyers negotiating room and time to underwrite condition and the association.
Biggest riskThin trading and zero homestead share mean scarce comps and heavy reliance on association health.
Sweet spotA renovated or well-maintained unit bought at a price that reflects true condition, not the blended median.
Avoid ifYou need a fast, liquid exit or a large primary residence with quick resale certainty.

HOA, CDD & Fees

In short
  • HOA dues reported around $1,294/month (about $15,528/yr) · median of 6 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $1,294 per month ($15,528 a year) — the median AssociationFee across 6 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Beach Cottage Condo sales matched to your home.

What is your Beach Cottage Condo home worth?

Get a no-obligation home value based on real comparable sales in Beach Cottage Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Indian Shores →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Beach Cottage Condo?
The median sale price in Beach Cottage Condo was $762K over the 12 months ending September 12, 2026 (6 closed sales, Stellar MLS).
How long do homes in Beach Cottage Condo take to sell?
Homes that closed in the 12 months ending September 12, 2026 took a median 131 days on market (6 sales, Stellar MLS).
Is Beach Cottage Condo a buyer's or seller's market right now?
As of September 12, 2026, Beach Cottage Condo leans toward buyers: 10.0 months of supply at the current sales pace (Stellar MLS live counts).
Who is the best real estate agent for Beach Cottage Condo?
The best agent for Beach Cottage Condo is one who actively works Indian Shores and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Beach Cottage Condo.
How do I find a top Indian Shores real estate agent who knows Beach Cottage Condo?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Beach Cottage Condo and the wider Indian Shores area.
Can Momentum Realty connect me with an agent for Beach Cottage Condo?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Beach Cottage Condo purchase or sale - no call center and no pressure.
Second-home buyers wanting a right-sized beach condo who can move at the market's slower paceExcellent fit
Investors focused on coastal rental use who will scrutinize association rules and reservesExcellent fit
Buyers comfortable underwriting condition and updates rather than paying for scaleExcellent fit
Buyers needing a large primary residence with maximum square footageProbably not
Anyone who requires a quick, liquid resale given the long days-on-marketProbably not
Buyers wanting new construction or move-in-ready finishes without renovation riskProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 15, 2026)
Community market statsStellar MLS closed sales, 12-month windows ending September 12, 2026
Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2014 (48 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →
Thinking of selling in Beach Cottage Condo? 6 recorded closings; median 130 days on market (window ending 2026-09-12). See the Pinellas County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Beach Cottage with Momentum Realty’s local guides.

BPBeach Palms Condo0.0 mi away · 3 for saleSDSand Dollar Condo0.1 mi away · median $1.05M, 3 sales/12 moBGBelleview Gulf Condo0.1 mi away · 3 for saleSRSan Remo Condo0.1 mi awayPCPortside Condo0.2 mi awaySMShore Mariner The Condo0.2 mi away · median $642K, 4 sales/12 moHVHoliday Villas0.2 mi away · median $690K, 5 sales/12 moGSGulf Shores Condo0.2 mi away · 1 for sale

Browse all neighborhood guides →

Talk to a Local Beach Cottage Condo Expert
Call Get Listings