Bermuda Bay
Homes for Sale in Naples, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Bermuda Bay's numbers point to a community in a soft patch. The median price of $270,000 is down 18.9% year over year, and with a market heat score of 16, this is not a competitive listing environment right now. Homes are sitting a bit longer too, with a median of 68 days on market, which gives buyers real room to negotiate rather than chase.
One caveat worth stating plainly: this read is built on just 3 closings in the current window. That is a thin sample, and it means the price and pace figures can swing quickly on the next handful of sales. Treat the trend as directional, not precise, and verify against the most recent comparable sales before setting a number on either side of the table.
Bermuda Bay right now
🔴 Off the recent peak. The trailing-12-month median ($270K) is down 18.9% from the prior 12 months ($333K). With about 6 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level fgc closed sales, 12-month windows ending July 29. Confidence: Low (3 and 5 sales in the two windows).
What's unique here: the median sale price is about 56% below the typical Collier County sale ($270K vs $619K, trailing 12 months, fgc records).
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Updated July 29, 2026 · Live data: fgc, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Bermuda Bay market snapshot (as of July 29, 2026): the median sale price is about $270K ($188 per sq ft over the trailing 12 months of closed sales), and a median 68 days on market for closed sales. The trailing-12-month median is down 19% from the prior 12 months, computed from record-level fgc closed sales (3 closings in the current window).
Bermuda Bay sits in Naples at a price point well below much of the surrounding Collier County market, with a median price per square foot of $188.42 that reflects a value-oriented segment of the area rather than a premium one.
Who Bermuda Bay is best for.
Best for
- A buyer prioritizing lower entry price over amenities or resale speed
- An investor comfortable with a market currently trending down in price, buying for a longer hold
- A patient buyer who wants negotiating leverage and is not on a tight closing timeline
Probably not for
- A buyer who wants documented community amenities as part of the purchase decision
- Someone expecting a fast sale or multiple-offer competition in a hot market
- A buyer uncomfortable pricing off a small, recent sales sample and wanting a deep, stable comp history
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 29 of each year, from record-level fgc closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($270K) IS the median in the snapshot above, and the move from 2025 ($333K) IS the -18.9% one-year change.
Windows contain 0 to 14 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
50% of homes for sale in ZIP 34110 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).
The Bermuda Bay buying strategy.
If we were buying in Bermuda Bay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bermuda Bay.
A market moving on its own timeline
The combination of a negative year-over-year price move and a 68-day median days on market tells a consistent story: sellers here are not commanding urgency, and buyers who are patient tend to be rewarded. A heat score of 16 confirms this is a slower corner of the Naples market at the moment, not one where multiple offers are the norm.
No community amenities are identified from current MLS listings, so any pool, clubhouse, or recreational feature would need to be confirmed directly rather than assumed from marketing material. Buyers should treat the property itself, and the numbers around it, as the primary basis for a decision here rather than lifestyle amenities that may or may not exist.
The location and the amenities are priced into every listing in Bermuda Bay. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With only 3 closings in the current window, pricing a home in Bermuda Bay accurately takes more than pulling a median off a report. We track how each recent sale actually compares in condition and size, so sellers do not underprice into a soft trend and buyers do not overpay against a thin comp set.
Bermuda Bay in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bermuda Bay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bermuda Bay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bermuda Bay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bermuda Bay home worth?
Get a no-obligation home value based on real comparable sales in Bermuda Bay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Bermuda Bay on the map →
Frequently Asked Questions
What is the median home price in Bermuda Bay?
How long do homes in Bermuda Bay take to sell?
Do cash buyers compete in Bermuda Bay?
Who is the best real estate agent for Bermuda Bay?
How do I find a top Naples real estate agent who knows Bermuda Bay?
Can Momentum Realty connect me with an agent for Bermuda Bay?
Should you buy in Bermuda Bay?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | fgc closed sales, 12-month windows ending July 29, 2026 |
| Under-contract shares | fgc records, as of 2026-07-18 |
| Historical depth | Closed-sale records back to 2013 (80 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of fgc records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the fgc member average and 8 days faster, and we’ll price yours against live your area comps.
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