Bostwick
Homes for Sale in Palatka, FL
All 121 homes for sale in Palatka, FL · median $244,900 · 125 homes for sale in 32177 · Putnam County homes for sale
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-11-12, 6 recorded sales closed at a median of $380,250, $211 per square foot, a median 34 days on market, sellers accepting 97% of original asking. At the median price and Putnam County's FY2025-26 rate of 16.89 mills, annual property tax runs about $6,420 ($5,750 with the full homestead exemption).
Momentum Realty in Bostwick: our agents closed 2 homes here for buyers and sellers in the last 12 months (brokerage closed records through November 2026). Find a Momentum agent near Palatka →
Price in Bostwick is driven by condition and the specific property, not by a uniform product type. With a housing stock that spans from 1900 to 2024 and a median build year of 1985, you are looking at a wide mix of older homes and newer construction sitting side by side. That range means the median tells you the midpoint but very little about any individual listing — two homes at similar square footage can trade far apart based on updates, land, and structural age.
The median living area of 1,759 square feet is a genuinely usable size, and roughly half the homes here carry a homestead exemption. That owner-occupied share signals a market that is not churning quickly. Sellers should price to condition and expect to justify it; buyers should underwrite each property on its own merits rather than the neighborhood average, because the spread here is real.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Bostwick right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Bostwick market snapshot (as of November 12, 2026): the median sale price is about $380K ($211 per sq ft over the trailing 12 months of closed sales), and a median 34 days on market for closed sales.
In ZIP 32177 (Palatka), 113 homes closed in the last 12 months at a median of $200K ($156/sq ft), up 0.7% year over year, with a median 69 days on market. Right now 13 active and 3 pending listings. See the live ZIP 32177 housing market and the Putnam County market.
County records show 18 qualified sales in Bostwick across 2024–2025 (9 in 2024, 9 in 2025), median $420,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Bostwick is a community of 526 homes in Palatka, Putnam County, built between 1900 and 2024 (median 1984), with a median living area of about 1,812 square feet. 54% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Bostwick is a rural-edge stretch of Putnam County outside Palatka where 607 homes range across more than a century of construction, from 1900 through 2024. This is a place defined by variety and land, not by a single subdivision blueprint.
Who Bostwick is best for.
Best for
- Buyers seeking a mid-sized home with land who intend to hold long-term
- Buyers comfortable underwriting an older home's condition and updates on its own merits
- Buyers who value rural Putnam County setting over convenience and turnkey finish
Probably not for
- Buyers who need consistent, easily comparable subdivision product
- Buyers on a tight timeline who cannot vet condition property by property
- Buyers wanting an urban walkable location with dense nearby amenities
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending November 12 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($380K) IS the median in the snapshot above.
Windows contain 0 to 6 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
21% of homes for sale in ZIP 32177 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-12).
The Bostwick buying strategy.
If we were buying in Bostwick today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bostwick.
One name, many houses
The defining feature of Bostwick is dispersion. A median year built of 1985 sits in the middle of a stock that reaches back to 1900 and forward to 2024 — which means the label covers turn-of-the-century structures, late-century builds, and brand-new homes all under one heading. There is no typical Bostwick house, and that is the single most important thing a buyer should internalize before touring.
At a median of 1,759 square feet, the homes here tend toward practical, mid-sized layouts rather than compact starters or sprawling estates. With just over half homestead-exempt, this reads as a settled, owner-heavy market. That combination favors buyers who plan to stay and do the work of matching a specific property to their needs, and it rewards sellers who can document what sets their home apart from the wide field.
The location and the amenities are priced into every listing in Bostwick. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Bostwick buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.7). Basis: Long-Term Appreciation +701% since 2012; Owner Commitment 54% owner-occupied; Pricing Power 96.5% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market this varied, the average number is a trap — the value is in reading each property against its build era, condition, and land. We know how to underwrite an older Bostwick home against a newer one, how to price to condition rather than to a headline median, and how to keep a rural Putnam County transaction moving. That is the difference between a fair deal and an expensive guess.
Bostwick in 15 seconds.
Tools for a Bostwick buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bostwick sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bostwick, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bostwick home worth?
Get a no-obligation home value based on real comparable sales in Bostwick, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palatka →
| Location | Palatka, Putnam County, FL · ZIP 32177 |
|---|---|
| Sale prices, last 12 months | $380,250 median across 6 closed sales · $211 per sq ft |
| Days on market (closed sales) | 34 median |
| Momentum Realty closings here, last 12 months | 2 |
Data as of November 12, 2026. Data provided by realMLS. Market figures describe homes, not residents. Cite as: Momentum Realty, “Bostwick key facts,” movewithmomentum.com/neighborhoods/bostwick-palatka, data as of November 12, 2026.
More Palatka home searches
- All homes for sale in Palatka, FL
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- Palatka home values: what is my house worth?
- ZIP 32177 housing scorecard
Palatka guides & data
- Market data
- Property taxes (Putnam County)
- Homestead exemption (Putnam County)
- Home insurance cost
- HOA database
- New construction (Putnam County)
- ZIP codes
- Rent tracker
Florida buyer guides
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- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- W River Road (4 homes on record)
- Cedar Creek Road (3 homes on record)
Recent Developments in Bostwick
Development, infrastructure, retail, and school activity affecting Bostwick, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Infrastructure
Crill Avenue in Palatka to close Nov. 2 for railroad work
The city of Palatka will close both lanes of Crill Avenue from Osceola Street to South 13th Street near the railroad underpass on Monday, Nov. 2, from 9 a.m. to 2 p.m. The closure could extend to Nov. 3 if needed. No traffic can pass under the tracks until the railroad work is finished.
What it may mean for the marketDrivers in central Palatka should expect short detours and added travel time on the day of the closure. The project is about 9 miles south of Bostwick, elsewhere in Putnam County.
Source: Palatka Daily News - October 2026Development
Georgia-Pacific plans $150 million replacement of paper machine at Palatka mill
Georgia-Pacific announced a roughly $150 million project to replace the No. 4 paper machine, installed in 1980, at its Palatka mill. Completion is expected in the second quarter of 2028. The company says the project will not directly add permanent jobs at a mill that employs 1,032 people, though construction will bring in contractors.
What it may mean for the marketThe investment signals long-term commitment to a major Putnam County employer and should bring temporary contractor activity to the Palatka area through 2028. The site is about 8 miles south of Bostwick.
Source: Palatka Daily News - October 2026Infrastructure
Port Putnam receives $285,000 state grant for infrastructure planning
Port Putnam, off Comfort Road in Palatka, received a $285,000 Rural Infrastructure Fund planning grant from FloridaCommerce with no county match required. The money covers studies and preliminary designs for port upgrades. The port authority also voted to let its chairperson sign port documents and discussed a workshop on broadening the board.
What it may mean for the marketPlanning for port upgrades could eventually expand industrial and freight capacity near Palatka, supporting local employment and commercial land demand. The project is about 9 miles south of Bostwick, elsewhere in Putnam County.
Source: Palatka Daily News - October 2026Development
Palatka commissioners give first approval to annex 10 parcels
The Palatka City Commission voted 3-2 on its Thursday meeting to give the first of two required approvals to annex 10 parcels into the city, against legal advice to wait. Parcel locations, acreage and planned use were not published in the visible report.
What it may mean for the marketAnnexation would extend city services and zoning to additional parcels around Palatka, potentially adding developable land inside city limits. The project is about 9 miles south of Bostwick, elsewhere in Putnam County.
Source: Palatka Daily News - September 2026Development
Putnam Habitat completes fifth and final home in Veterans Village of Palatka
Putnam Habitat for Humanity finished the fifth home in the Veterans Village off Westover Drive on about 2 acres, a project begun in 2018. Infrastructure cost nearly $500,000, and Habitat plans another home on an adjoining lot.
What it may mean for the marketSmall-scale affordable infill adds a handful of owner-occupied homes to the Palatka housing supply. The project is about 9 miles south of Bostwick, elsewhere in Putnam County.
Source: Palatka Daily News - May 2026Development
Palatka Planning Board advances downtown redevelopment PUD
The Palatka Planning Board unanimously approved a Planned Unit Development for multiple downtown parcels at St. Johns Avenue and Reach Street. The plan includes the James Hotel with 30 to 70 rooms, commercial spaces, and a rooftop bar and restaurant at the former Bingo Palace building, described by the developer as a tens of millions of dollars investment. The project now advances to the city commission for final consideration.
What it may mean for the marketA downtown hotel and mixed use redevelopment adds lodging and commercial space to the Palatka core and supports the downtown property market. The project is about 9 miles south of Bostwick, elsewhere in Putnam County.
Source: The Local Lens
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
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Frequently Asked Questions
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Is Bostwick a good place to live?
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Should you buy in Bostwick?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending November 12, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 32043/32177)) |
| Under-contract shares | realMLS records, as of 2026-11-12 |
| Historical depth | Closed-sale records back to 2011 (29 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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