Aerial view of Dreamfields Plantation

Dreamfields Plantation
Homes for Sale in Palatka, FL

All 106 homes for sale in Palatka, FL · median $255,500 · 112 homes for sale in 32177 · Putnam County homes for sale

Community in Palatka · Putnam County · ZIP 32177
3 homesBuilt 2023–2024
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Built fromLive realMLS data2 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 7 closed sales in Dreamfields Plantation in Palatka, FL since 2024, the most recent in July 2025. Across Palatka as a whole, 43 homes closed in the last 12 months at a median of $291,720, 62 median days on market, with 7 homes for sale today. At that median and Putnam County's FY2025-26 rate of 16.89 mills, annual property tax runs about $4,930 ($4,250 with the full homestead exemption).

Live · Dreamfields Plantation Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Ownership and context
38%
Owner-occupied · Dreamfields Plantation
3 of 8 parcels homesteaded (FL DOR 2025)
62%
Non-owner-occupied · Dreamfields Plantation
incl. 0% trust or LLC-held · 12% out-of-state
3
Homes in the community
plus 5 vacant residential lots · 8 residential parcels (FL DOR 2025)
Track record · 2 years of records
4
Recorded sales · 2024-2025
median $460K · qualified sales on the county roll (FL DOR 2025)
Est. 2023
Community established
homes built 2023-2024, median 2024 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Dreamfields Plantation is a new-construction pocket in Palatka, with the homes on record built in 2023 and 2024 and a median living area right around 2,055 square feet. With that little age spread and that little variation in size, price here is driven less by vintage and more by finish level, lot, and how a given build was specified. Treat the median as a reference point, not a rule — the spread on a market this small can move on condition and configuration alone.

This is a thin dataset: only three homes and a two-closing window. That means one atypical sale can swing the numbers hard, so lean on the qualitative picture rather than the decimal points. For a buyer, the newness is the story — recent build, current systems, little deferred maintenance. For a seller, comparables are scarce enough that pricing should be built from the specifics of your home, not a neighborhood average.

Nearby homes for sale

No active listings inside Dreamfields Plantation right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

543 PALMETTO BLUFF Road
$273K · 1.0 mi away
3 bd · 2 ba · 1,334 sqft
543 PALMETTO BLUFF Road
Listed by ANCHOR REALTY JAX
117 MACKEREL Avenue
$248K · 1.0 mi away
3 bd · 2 ba · 1,321 sqft
117 MACKEREL Avenue
Listed by MAXREV, LLC
114 BARRACUDA Drive
$145K · 1.1 mi away
2 bd · 2 ba · 830 sqft
114 BARRACUDA Drive
Listed by COLDWELL BANKER VANGUARD REALTY
134 BOWFIN Drive
$497K · 1.2 mi away
3 bd · 2.5 ba · 2,540 sqft
134 BOWFIN Drive
Listed by COLDWELL BANKER BEN BATES INC
305 PALMETTO BLUFF Road
$279K · 1.3 mi away
3 bd · 2 ba · 1,992 sqft
305 PALMETTO BLUFF Road
Listed by COLDWELL BANKER BEN BATES INC
307 TARPON Boulevard
$150K · 1.4 mi away
2 bd · 2 ba · 1,324 sqft
307 TARPON Boulevard
Listed by KELLER WILLIAMS FIRST COAST REALTY

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Dreamfields Plantation is an early-stage, essentially new-build community in Palatka, Putnam County, where the housing stock is uniform in age and mid-size in footprint. The value question here is about specification and lot, not history.

realMLS (Northeast Florida) sales records identify 7 homes in Dreamfields Plantation that have changed hands since 2024, built between 2024 and 2025 (median 2024), with a median living area of about 1,950 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 4 qualified sales in Dreamfields Plantation across 2024–2025 (2 in 2024, 2 in 2025), median $460,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers set on a newly built home who want current construction over a fixer
  • Buyers comfortable with a mid-size footprint around the 2,055-square-foot median
  • Buyers who value low near-term maintenance and are patient on resale-comp depth

Probably not for

  • Buyers who price by neighborhood averages and need a long closing history
  • Buyers seeking an established community with mature landscaping and varied vintages
  • Buyers wanting a wide selection to negotiate across right now

The market around Dreamfields Plantation

Dreamfields Plantation is too small for its own price trend, so here is the market around it.

In ZIP 32177, 144 homes are on the market and 23% are under contract — a steady corner of Palatka.

Across Putnam County, 721 homes are active and 156 pending (18% under contract).

In ZIP 32177 (Palatka), 240 homes closed in the last 12 months at a median of $308K ($180/sq ft), down 2.9% year over year, with a median 64 days on market. Right now 13 active and 4 pending listings put supply at about 5.3 months — a buyer's market. See the live ZIP 32177 housing market and the Putnam County market.

ZIP and county figures describe the wider market, not Dreamfields Plantation specifically. Momentum Research analysis of MLS records.

If we were buying in Dreamfields Plantation today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Dreamfields Plantation.

Best Buy
Buyers who want new construction in Palatka without hunting the resale market.
Biggest Risk
A thin sample — three homes, two closings — makes pricing volatile.
Sweet Spot
A mid-size home near the 2,055-square-foot median, priced off its own specs.
Avoid If
You need deep comparables and a long sales history to feel confident.

A new-build enclave, still finding its market

Everything on record here dates to 2023 or 2024, with a median year built of 2024. That homogeneity has a practical upside: current construction, current mechanicals, and a floor plan trend toward the roughly 2,055-square-foot median rather than a patchwork of eras. What you give up is the pricing texture an established neighborhood provides — with so few closings, there is no long track record to lean on.

The homestead share sits around 37.5%, meaning a meaningful portion of what is here is not owner-occupied as a primary residence. In a community this new and this small, that is worth naming plainly rather than reading too much into — but it does shape how comparables should be weighed and how you underwrite your own exit. Ask us to walk the actual builds and their specs before you anchor to any single figure.

“

The location and the amenities are priced into every listing in Dreamfields Plantation. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

Small, new markets punish guesswork. With only a handful of homes and a short closing window, we price from the specifics of your build — finish, lot, configuration — instead of a fragile average, and we tell you when the data simply isn't deep enough to support a number. That candor is worth more here than confidence.

Dreamfields Plantation in 15 seconds.

Best forBuyers who want new construction in Palatka without hunting the resale market.
Biggest advantageUniformly recent builds mean current systems and minimal deferred maintenance.
Biggest riskA thin sample — three homes, two closings — makes pricing volatile.
Sweet spotA mid-size home near the 2,055-square-foot median, priced off its own specs.
Avoid ifYou need deep comparables and a long sales history to feel confident.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Dreamfields Plantation homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Dreamfields Plantation.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Dreamfields Plantation sales matched to your home.

What is your Dreamfields Plantation home worth?

Get a no-obligation home value based on real comparable sales in Dreamfields Plantation, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Putnam County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,368/mo
Putnam County typical true cost to own
$112/mo
Putnam County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in Dreamfields Plantation?
The Florida DOR 2025 assessment roll shows 3 homes plus 5 vacant residential lots in Dreamfields Plantation (public records).
What share of Dreamfields Plantation is owner-occupied?
38% of Dreamfields Plantation parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Dreamfields Plantation built?
Homes in Dreamfields Plantation were built between 2023 and 2024, with a median year built of 2024 (FL DOR 2025 roll).
Who is the best real estate agent for Dreamfields Plantation?
The best agent for Dreamfields Plantation is one who actively works Palatka and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Dreamfields Plantation.
How do I find a top Palatka real estate agent who knows Dreamfields Plantation?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Dreamfields Plantation and the wider Palatka area.
Can Momentum Realty connect me with an agent for Dreamfields Plantation?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Dreamfields Plantation purchase or sale - no call center and no pressure.
Where is Dreamfields Plantation, and what county is it in?
Dreamfields Plantation is in Palatka, Putnam County, FL, ZIP 32177. The community's center is about 9 miles north of the center of Palatka (straight-line).
How far is Dreamfields Plantation from downtown Jacksonville and the beach?
About 39 miles from downtown Jacksonville and about 20 miles from the Atlantic beach at St. Augustine Beach, both straight-line; driving distance is usually 15 to 30 percent more.
Buyers set on a newly built home who want current construction over a fixerExcellent fit
Buyers comfortable with a mid-size footprint around the 2,055-square-foot medianExcellent fit
Buyers who value low near-term maintenance and are patient on resale-comp depthExcellent fit
Buyers who price by neighborhood averages and need a long closing historyProbably not
Buyers seeking an established community with mature landscaping and varied vintagesProbably not
Buyers wanting a wide selection to negotiate across right nowProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 32177))
Under-contract sharesrealMLS records, as of 2026-10-01
Historical depthClosed-sale records back to 2024 (7 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in Dreamfields Plantation? See the Putnam County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Dreamfields Plantation with Momentum Realty’s local guides.

Bostwick0.7 mi away · median $380K, 6 sales/12 moBSBostwick St Augustine0.9 mi away · median $380K, 6 sales/12 moWest Harbor Farms1.1 mi away · 17 homes, built 1983–07St Johns Harbor Bostwick1.2 mi away · median $159K, 4 sales/12 mo

Browse all neighborhood guides →

Schools serving nearby communities

We do not have a confirmed school assignment for Dreamfields Plantation. These are the public schools most often assigned to other communities in ZIP 32177; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

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