Cardinal Oaks Lake Mary
Homes for Sale in LAKE MARY, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Cardinal Oaks Lake Mary right now
🔴 Off the recent peak. The trailing-12-month median ($540K) is down 22.9% from the prior 12 months ($700K). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 15. Confidence: Low (4 and 3 sales in the two windows).
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Updated July 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Cardinal Oaks Lake Mary market snapshot (as of July 15, 2026): the median sale price is about $540K ($249 per sq ft over the trailing 12 months of closed sales), and a median 72 days on market for closed sales. The trailing-12-month median is down 23% from the prior 12 months, computed from record-level Stellar MLS closed sales (4 closings in the current window).
Cardinal Oaks Lake Mary is a community of 165 homes in LAKE MARY, Seminole County, built between 1947 and 2024 (median 1984), with a median living area of about 2,270 square feet. 83% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Cardinal Oaks Lake Mary. Swipe to explore the community.
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Cardinal Oaks Lake MaryPrice History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($540K) IS the median in the snapshot above, and the move from 2025 ($700K) IS the -22.9% one-year change.
Windows contain 0 to 9 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
CARDINAL OAKS Market Scorecard
CARDINAL OAKS is currently a buyer's market. About 6.0 months of supply, a median asking price of $489,900, and homes go under contract in about 52 days.
Typical home value in the 32746 ZIP is $468,161, about 15.9% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Cardinal Oaks Lake Mary
Live MLS inventory for Cardinal Oaks Lake Mary. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Cardinal Oaks Lake Mary listings as of 2026-07-16, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Tap any home to ask about it.
Cardinal Oaks Lake Mary on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
The Cardinal Oaks Lake Mary buying strategy.
If we were buying in Cardinal Oaks Lake Mary today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cardinal Oaks Lake Mary.
A closer look at the Cardinal Oaks Lake Mary market
At a median of $249 per square foot, Cardinal Oaks Lake Mary prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median down 23% year over year. Homes that do trade take a median 72 days on market, useful leverage on any listing that has lingered.
The housing stock is 165 homes built between 1947 and 2024, and 83% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Cardinal Oaks Lake Mary. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Cardinal Oaks Lake Mary buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.1). Basis: Recent Direction -22.9% year-over-year; Owner Commitment 83% owner-occupied; Pricing Power 95.1% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- Mandatory HOA - confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cardinal Oaks Lake Mary buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cardinal Oaks Lake Mary sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cardinal Oaks Lake Mary, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cardinal Oaks Lake Mary home worth?
Get a no-obligation home value based on real comparable sales in Cardinal Oaks Lake Mary, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Cardinal Oaks Lake Mary on the map →
Frequently Asked Questions
What is the median home price in Cardinal Oaks Lake Mary?
How long do homes in Cardinal Oaks Lake Mary take to sell?
How many homes are in Cardinal Oaks Lake Mary?
What share of Cardinal Oaks Lake Mary is owner-occupied?
When were the homes in Cardinal Oaks Lake Mary built?
Do cash buyers compete in Cardinal Oaks Lake Mary?
Who is the best real estate agent for Cardinal Oaks Lake Mary?
How do I find a top LAKE MARY real estate agent who knows Cardinal Oaks Lake Mary?
Can Momentum Realty connect me with an agent for Cardinal Oaks Lake Mary?
Nearby Communities
Explore more neighborhoods near Cardinal Oaks Lake Mary with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: July 16, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 15, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (9 streets, ZIP 32746)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2007 (52 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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