Charlesgate
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of SOVEREIGN REAL ESTATE GROUP · via realMLS
Charlesgate is a settled Jacksonville community of 171 homes built between 1987 and 1994, with a median year built of 1990 and a median living area of 2,011 square feet. That construction window means most of what a buyer will see here is established single-family product rather than anything new, and roughly 72.5% of homes carry a homestead exemption, which points to a base of owner-occupants rather than a heavy investor or rental presence.
Right now the market here sits in a buyer-leaning band, with months of supply at 12 and just a single active listing against those 171 homes. That combination is worth reading carefully: the buyer-leaning posture suggests room to negotiate when something does come up, but with only one home on the market at a time, sellers and their agents aren't competing against a deep pool of alternatives, and buyers need to be ready to act the moment the right listing appears rather than waiting for a wider selection to build.
Charlesgate right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of July 15, 2026. Confidence: Low (1 active and pending listings, 0 closed sales in 12 months).
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Updated July 15, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The setting & the homes.
Aerial and on-site photos of Charlesgate. Swipe to explore the community.
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CharlesgatePhotos from realMLS listings in Charlesgate; content deemed reliable but not guaranteed.
Who Charlesgate is best for.
Best for
- Buyers comfortable with homes built between 1987 and 1994 rather than new construction.
- Buyers who want community amenities like a pool, tennis courts, jogging path, and park as part of daily living, subject to HOA verification.
- Buyers who can move quickly and decisively once a listing appears, given how thin current inventory is.
Probably not for
- Buyers who want to compare multiple active listings before deciding, since Charlesgate currently has just 1 on the market.
- Buyers specifically seeking newly built homes, since Charlesgate's stock dates to 1987 through 1994.
- Investors seeking a heavy rental play, given a 72.5% homestead share pointing to a largely owner-occupied base.
The market around Charlesgate
Charlesgate is a small community — 10 recorded sales on file, most recently in 2023 — too few for its own price trend. Here is the market around it.
In ZIP 32244, 215 homes are on the market and 35% are under contract — a fast-moving corner of Jacksonville.
Across Duval County, 2,814 homes are active and 1,188 pending (30% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not Charlesgate specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Charlesgate
Live MLS inventory for Charlesgate. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Charlesgate listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Life at Charlesgate
- Pool · reported on 2 of 2 listings
- Basketball Court · reported on 1 of 2 listings
- Jogging Path · reported on 1 of 2 listings
- Park · reported on 1 of 2 listings
- Playground · reported on 1 of 2 listings
- Tennis Court(s) · reported on 1 of 2 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Charlesgate buying strategy.
If we were buying in Charlesgate today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Charlesgate.
What Charlesgate actually offers
The 171 homes in Charlesgate were built between 1987 and 1994, with a median year built of 1990 and a median living area of 2,011 square feet, so the stock here reads as consistent in age and scale rather than a mix of eras and sizes. Community amenities reported across this community's MLS listings include a pool, basketball court, jogging path, park, playground, and tennis courts, though buyers should verify current amenities and access directly with the HOA, since MLS-reported amenities aren't guaranteed to reflect what's active today.
On the market side, Charlesgate currently sits in a buyer-leaning band with 12 months of supply and only 1 active listing out of the 171 homes in the community. That's a low-volume market: the homestead share of 72.5% suggests most owners are living in these homes rather than treating them as investment or rental units, which tends to slow the pace at which homes cycle onto the market in the first place.
The location and the amenities are priced into every listing in Charlesgate. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With only 1 active listing across 171 homes, Charlesgate isn't a community where you can browse a dozen options and compare at leisure. Momentum tracks this kind of thin-inventory community closely so buyers can move the moment something is listed, and so sellers understand exactly how a buyer-leaning market with 12 months of supply should shape their pricing and timing.
Charlesgate in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Charlesgate buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Charlesgate sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Charlesgate, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Charlesgate home worth?
Get a no-obligation home value based on real comparable sales in Charlesgate, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Charlesgate on the map →
36% of homes for sale in ZIP 32244 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
Is Charlesgate a buyer's or seller's market right now?
How many homes are in Charlesgate?
What share of Charlesgate is owner-occupied?
When were the homes in Charlesgate built?
Who is the best real estate agent for Charlesgate?
How do I find a top Jacksonville real estate agent who knows Charlesgate?
Can Momentum Realty connect me with an agent for Charlesgate?
Should you buy in Charlesgate?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Charlesgate with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (4 streets, ZIP 32244)) |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2001 (33 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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