Sutters Mill
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of UNITED REAL ESTATE GALLERY · via realMLS
As of September 2026, the MLS records 7 closed sales in Sutters Mill in Jacksonville, FL since 2002, the most recent in October 2025. Across Jacksonville as a whole, 8,846 homes closed in the last 12 months at a median of $305,375, 44 median days on market, with 2,385 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,460 ($4,720 with the full homestead exemption).
Sutters Mill is a defined pocket within Jacksonville's Duval County, and without an active pricing snapshot in front of me, the honest read is that value here is set property by property rather than by a headline number. Condition, updates, lot position, and how a given home stacks up against whatever else is listed at the same moment will move the price more than any neighborhood average.
For a buyer, that means the work is in the comparison: get inside several homes and judge each on its own merits before anchoring to a number. For a seller, it means presentation and pricing discipline carry the day — a well-prepared home distinguishes itself quickly, while an overpriced or deferred-maintenance listing tends to sit.
The 60-Second Overview
Sutters Mill sits within the Jacksonville / Duval County market, close enough to the metro to trade on Jacksonville's broader access to jobs, retail, and highway connections. Treat it as a specific address search rather than a broad-strokes decision.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Sutters Mill. Swipe to explore the community.
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Sutters Mill
Sutters Mill
Sutters MillPhotos from realMLS listings in Sutters Mill; content deemed reliable but not guaranteed.
Who Sutters Mill is best for.
Best for
- Buyers who want a specific Jacksonville pocket and will judge each home on condition and updates
- Buyers prioritizing Duval County metro access over a big menu of listings
- Patient shoppers comfortable acting when the right individual property appears
Probably not for
- Buyers who need many active listings to compare side by side at once
- Buyers wanting a quick decision anchored to a single neighborhood average
- Buyers unwilling to weigh condition and renovation differences home to home
The market around Sutters Mill
Sutters Mill is too small for its own price trend, so here is the market around it.
In ZIP 32244, 313 homes are on the market and 28% are under contract — a steady corner of Jacksonville.
Across Duval County, 3,937 homes are active and 1,726 pending (30% under contract).
ZIP and county figures describe the wider market, not Sutters Mill specifically. Momentum Research analysis of MLS records.
Life at Sutters Mill
- Basketball Court · reported on 1 of 1 listings
- Jogging Path · reported on 1 of 1 listings
- Playground · reported on 1 of 1 listings
- Tennis Court(s) · reported on 1 of 1 listings
- Management - Full Time · reported on 1 of 1 listings
- Pool · reported on 1 of 1 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Sutters Mill buying strategy.
If we were buying in Sutters Mill today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sutters Mill.
Reading Sutters Mill the right way
Because this is a contained Jacksonville community, the smart approach is granular. Two homes on the same street can carry very different values depending on renovations, systems age, and lot — and in a pocket this size, the pool of directly comparable sales is narrow, so each transaction matters more.
That narrowness cuts both ways. It rewards patience and local knowledge, and it punishes assumptions. Lean on current listing activity and recent closings in Duval County rather than a generalized figure, and let the individual property — not the neighborhood label — drive the offer.
The location and the amenities are priced into every listing in Sutters Mill. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A small, defined community like Sutters Mill is exactly where a local brokerage earns its keep. We track what is actually listing and closing across Duval County, we will walk homes with you and call out condition and value honestly, and we will tell you plainly when a particular house — or the whole pocket — is not the right fit for your goals.
Sutters Mill in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Sutters Mill buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sutters Mill sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Sutters Mill, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Sutters Mill home worth?
Get a no-obligation home value based on real comparable sales in Sutters Mill, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Sutters Mill on the map →
Should you buy in Sutters Mill?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Sutters Mill with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: August 30, 2026) |
| Under-contract shares | realMLS records, as of 2026-08-30 |
| Historical depth | Closed-sale records back to 2002 (7 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Sutters Mill fits the bigger picture — live prices, inventory, and Momentum Scores:
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Sutters Mill Market Scorecard
Sutters Mill is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32244 ZIP is $255,748, about 16.8% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.