Sutters Mill
Homes for Sale in Jacksonville, FL
All 4,026 homes for sale in Jacksonville, FL · median $299,900 · 213 homes for sale in 32244 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of UNITED REAL ESTATE GALLERY · via realMLS
As of October 2026, the MLS records 7 closed sales in Sutters Mill in Jacksonville, FL since 2002, the most recent in October 2025. Across Jacksonville as a whole, 8,268 homes closed in the last 12 months at a median of $311,134, 43 median days on market, with 2,422 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,560 ($4,820 with the full homestead exemption).
Sutters Mill is a defined pocket within Jacksonville's Duval County, and without an active pricing snapshot in front of me, the honest read is that value here is set property by property rather than by a headline number. Condition, updates, lot position, and how a given home stacks up against whatever else is listed at the same moment will move the price more than any neighborhood average.
For a buyer, that means the work is in the comparison: get inside several homes and judge each on its own merits before anchoring to a number. For a seller, it means presentation and pricing discipline carry the day — a well-prepared home distinguishes itself quickly, while an overpriced or deferred-maintenance listing tends to sit.
Nearby homes for sale
No active listings inside Sutters Mill right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Sutters Mill sits within the Jacksonville / Duval County market, close enough to the metro to trade on Jacksonville's broader access to jobs, retail, and highway connections. Treat it as a specific address search rather than a broad-strokes decision.
realMLS (Northeast Florida) sales records identify 5 homes in Sutters Mill that have changed hands since 2001, built between 1989 and 1991 (median 1989), with a median living area of about 1,717 sq ft and a typical 4-bedroom, 2-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 7 qualified sales in Sutters Mill across 2024–2025 (6 in 2024, 1 in 2025), median $295,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Sutters Mill. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Sutters Mill
Sutters Mill
Sutters MillPhotos from realMLS listings in Sutters Mill; content deemed reliable but not guaranteed.
Who Sutters Mill is best for.
Best for
- Buyers who want a specific Jacksonville pocket and will judge each home on condition and updates
- Buyers prioritizing Duval County metro access over a big menu of listings
- Patient shoppers comfortable acting when the right individual property appears
Probably not for
- Buyers who need many active listings to compare side by side at once
- Buyers wanting a quick decision anchored to a single neighborhood average
- Buyers unwilling to weigh condition and renovation differences home to home
The market around Sutters Mill
Sutters Mill is too small for its own price trend, so here is the market around it.
In ZIP 32244, 307 homes are on the market and 31% are under contract — a fast-moving corner of Jacksonville.
Across Duval County, 3,953 homes are active and 1,522 pending (28% under contract).
In ZIP 32244 (Jacksonville), 867 homes closed in the last 12 months at a median of $275K ($165/sq ft), up 0.8% year over year, with a median 41 days on market. Right now 165 active and 82 pending listings put supply at about 4.4 months — a balanced market. See the live ZIP 32244 housing market and the Duval County market.
ZIP and county figures describe the wider market, not Sutters Mill specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Sutters Mill, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Life at Sutters Mill
- Basketball Court · reported on 1 of 1 listings
- Jogging Path · reported on 1 of 1 listings
- Playground · reported on 1 of 1 listings
- Tennis Court(s) · reported on 1 of 1 listings
- Management - Full Time · reported on 1 of 1 listings
- Pool · reported on 1 of 1 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Recent Developments in Sutters Mill
Development, infrastructure, retail, and school activity affecting Sutters Mill, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Development
JWB secures funding for 108 affordable housing units in Jacksonville
Jacksonville Today reported that JWB Real Estate Capital secured about $28.59 million in gap funding for 108 income-restricted units across three Westside sites on Tracy, Justina and Ricker roads. Plans include 38 townhome-style units and two sets of 35 efficiency units, priced at or below 60% of area median income for 50 years. Groundbreaking is expected by September 2026 with completion in 2027.
What it may mean for the marketAdds new income-restricted rental and townhome housing supply on the Westside, increasing the stock of long-term affordable units and drawing public and tax-credit investment into three infill sites. The project is about 4 miles northeast of Sutters Mill, elsewhere in Duval County.
Source: Jacksonville Today - July 2026Development
Culinary Institute of America selects Jacksonville for Southeast campus
News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.
What it may mean for the marketAnchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The project is about 13 miles northeast of Sutters Mill, elsewhere in Duval County.
Source: News4Jax - June 2026Development
Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center
Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.
What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The site is about 5 miles west of Sutters Mill.
Source: Jax Daily Record - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 12 miles southeast of Sutters Mill.
Source: Jax Daily Record - April 2026Development
Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs
Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.
What it may mean for the marketA large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The project is about 22 miles northeast of Sutters Mill, elsewhere in Duval County.
Source: JAXPORT - April 2026Development
Hillwood seeks to mass-grade an AllianceFlorida site for a possible 1 million-square-foot building
Hillwood asked to mass grade a site at AllianceFlorida at Cecil Commerce Center to prepare for a possible 1 million-square-foot building, a step that typically precedes a large industrial or distribution user committing to the Westside park.
What it may mean for the marketA build-ready million-square-foot pad points to a potential large employer on the Westside, the kind of jobs anchor that can lift demand for nearby housing. The site is about 5 miles west of Sutters Mill.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Sutters Mill buying strategy.
If we were buying in Sutters Mill today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sutters Mill.
Reading Sutters Mill the right way
Because this is a contained Jacksonville community, the smart approach is granular. Two homes on the same street can carry very different values depending on renovations, systems age, and lot — and in a pocket this size, the pool of directly comparable sales is narrow, so each transaction matters more.
That narrowness cuts both ways. It rewards patience and local knowledge, and it punishes assumptions. Lean on current listing activity and recent closings in Duval County rather than a generalized figure, and let the individual property — not the neighborhood label — drive the offer.
The location and the amenities are priced into every listing in Sutters Mill. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A small, defined community like Sutters Mill is exactly where a local brokerage earns its keep. We track what is actually listing and closing across Duval County, we will walk homes with you and call out condition and value honestly, and we will tell you plainly when a particular house — or the whole pocket — is not the right fit for your goals.
Sutters Mill in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $39/month (about $468/yr) · median of 19 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $39 per month ($468 a year) — the median AssociationFee across 19 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Sutters Mill buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sutters Mill sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Sutters Mill, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Sutters Mill home worth?
Get a no-obligation home value based on real comparable sales in Sutters Mill, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Sutters Mill
Homes in Sutters Mill that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 8852 Bandera Circle · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Sutters Mill?
What share of Sutters Mill is owner-occupied?
When were the homes in Sutters Mill built?
Who is the best real estate agent for Sutters Mill?
How do I find a top Jacksonville real estate agent who knows Sutters Mill?
Can Momentum Realty connect me with an agent for Sutters Mill?
Where is Sutters Mill, and what county is it in?
How far is Sutters Mill from downtown Jacksonville and the beach?
Should you buy in Sutters Mill?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32244)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Historical depth | Closed-sale records back to 2002 (7 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Sutters Mill fits the bigger picture — live prices, inventory, and Momentum Scores:
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Bandera Circle S (1 homes on record)
Nearby Communities
Explore more neighborhoods near Sutters Mill with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Sutters Mill. These are the public schools most often assigned to other communities in ZIP 32244; zones change and vary by address, so confirm with the district before you buy.
- Westside High School · High · FLDOE grade I (assigned to 53 nearby communities)
- Westside Middle School · 6-8 · FLDOE grade I (assigned to 27 nearby communities)
- Chimney Lakes Elementary School · Elementary · FLDOE grade A (assigned to 20 nearby communities)
- Sadie T. Tillis Elementary School · K-5 · FLDOE grade C (assigned to 13 nearby communities)
- Charger Academy · 6-8 (assigned to 5 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).