Clearwater Reserve
Homes for Sale in Groveland, FL
All 254 homes for sale in GROVELAND, FL · median $400,000 · 219 homes for sale in 34736 · Lake County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 1 closed sale in Clearwater Reserve in Groveland, FL, the most recent in March 2022. Across Groveland as a whole, 319 homes closed in the last 12 months at a median of $372,113, 46 median days on market, with 71 homes for sale today. At that median and Lake County's FY2025-26 rate of 16.65 mills, annual property tax runs about $6,190 ($5,520 with the full homestead exemption).
With only one active listing against 36 total homes, Clearwater Reserve doesn't give you much to compare against right now. Pricing conversations here have to lean on condition, lot position, and finish level rather than a deep pool of recent comps, since the community is small and new enough that turnover has been limited.
The build years cluster tightly in 2023-2024, so almost everything on the ground is functionally new construction. That narrows the usual negotiating levers around age and deferred maintenance - the real variables become builder options, upgrades, and how a specific lot sits relative to the gated entry and shared amenity space.
The 60-Second Overview
A gated, newer-build community in Groveland where nearly every home dates to 2023 or 2024, giving it a uniform, low-turnover profile rather than the mixed vintages typical of older Lake County neighborhoods.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Clearwater Reserve is best for.
Best for
- A buyer specifically drawn to new-construction condition without wanting to build from scratch
- A buyer who wants gated access with on-site tennis and pickleball and can be patient for the right listing
- An investor comfortable with a small, newer inventory pool and limited resale history to benchmark against
Probably not for
- A buyer who wants to compare several active listings before committing
- A buyer working against a strict, near-term closing deadline
- A buyer prioritizing an older, more established resale market with deeper price history
The market around Clearwater Reserve
Clearwater Reserve is too small for its own price trend, so here is the market around it.
In ZIP 34736, 326 homes are on the market and 27% are under contract — a steady corner of Groveland.
Across Lake County, 3,179 homes are active and 1,077 pending (25% under contract).
In ZIP 34736 (GROVELAND), 763 homes closed in the last 12 months at a median of $372K ($190/sq ft), down 1.3% year over year, with a median 43 days on market. Right now 72 active and 23 pending listings put supply at about 4.5 months - a balanced market. See the live ZIP 34736 housing market and the Lake County market.
ZIP and county figures describe the wider market, not Clearwater Reserve specifically. Momentum Research analysis of MLS records.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Lake County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Lake County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
30% of homes for sale in ZIP 34736 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-22).
CLEARWATER RESERVE Market Scorecard
CLEARWATER RESERVE is currently a thin data market. Limited supply, a median asking price of n/a.
Typical home value in the 34736 ZIP is $369,834, about 10.2% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Clearwater Reserve
Live MLS inventory for Clearwater Reserve. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Clearwater Reserve listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2022 through 2022. Tap any home to ask about it.
Every Home for Sale in Clearwater Reserve Groveland Right Now (1)
All 1 active and pending Clearwater Reserve Groveland listings with a detail page, newest first, refreshed twice a day from the MLS.
- 24950 Bonsmara Drive · $799,900 · 4 bd / 3.5 ba · pending · listed Jun 23, 2026 · listed by You Have Realty Llc
Life at Clearwater Reserve
- Gated · reported on 1 of 1 listings
- Pickleball Court(s) · reported on 1 of 1 listings
- Tennis Court(s) · reported on 1 of 1 listings
- Gated Community · reported on 1 of 1 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Clearwater Reserve buying strategy.
If we were buying in Clearwater Reserve today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Clearwater Reserve.
A Small, New, Tightly Held Community
Thirty-six homes is a small base to begin with, and a homestead-exemption share of just 5.6% suggests a meaningful portion of this community is not being used as a primary residence - likely a mix of investment holdings, second homes, or recently closed sales where exemptions haven't been filed yet. That combination of small size and low owner-occupancy signaling means inventory can appear and disappear quickly, and there isn't a long resale history to lean on for pricing patterns.
Median living space runs around 2,423 square feet, putting most homes here in a mid-to-larger single-family footprint rather than a townhome or compact-lot product. Paired with gated access, pickleball, and tennis courts, the amenity set points toward a lifestyle-oriented buyer more than a starter-home shopper - but with only one listing active at any given time, timing matters more than usual.
The location and the amenities are priced into every listing in Clearwater Reserve. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this thin on active inventory, knowing what's about to list - or what just went under contract off-market - is worth more than another search alert. We track Clearwater Reserve at the listing level, not the zip-code level, so when the one available home turns over or a new one surfaces, you're not starting the comparison from scratch.
Clearwater Reserve in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Clearwater Reserve buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Clearwater Reserve sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Clearwater Reserve, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Clearwater Reserve home worth?
Get a no-obligation home value based on real comparable sales in Clearwater Reserve, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Groveland →
Should you buy in Clearwater Reserve?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2022 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Clearwater Reserve fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Clearwater Reserve
Where is Clearwater Reserve?
Clearwater Reserve is a community in GROVELAND, Lake County, Florida, ZIP 34736.
Are there homes for sale in Clearwater Reserve right now?
Yes - 0 active and 1 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Clearwater Reserve have an HOA or CDD?
No HOA is on record for Clearwater Reserve in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
More Groveland & Lake County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Lake County or the full Neighborhood Finder.
Nearby Communities
Explore more neighborhoods near Clearwater Reserve with Momentum Realty’s local guides.