Cove Springs
Condos for Sale in Palm Harbor, FL
All 563 homes for sale in Palm Harbor, FL · median $400,000 · 150 condos for sale in Palm Harbor · 184 homes for sale in 34683 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of November 2026, Cove Spgs Condo in Palm Harbor, FL has 6 homes for sale, asking from $99,000 to $215,000 (median $147,450). Homes listed or recently sold were built 1974–1974; 6 of 8 report an HOA (median $542/mo); 7 of the 8 geocoded homes sit in a FEMA special flood hazard zone (median elevation 7 ft).
Last 30 days in Cove Springs: 1 new listing (median asking $170,000). As of November 12, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Homes For Sale Right Now in Cove Springs Condo
Live MLS inventory for Cove Springs Condo. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 77 daysTop listing
Active · 33 days
Active · 7 days
Active · 235 days
Active · 120 days
Active · 31 days
Active · 83 daysActive and pending Cove Springs Condo listings as of 2026-11-02, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026. Tap any home to ask about it.

Cove Spgs Condo is a small condo community in Palm Harbor, and small is the operative word: with 26 units total, the number of resale opportunities in any given stretch is thin. What sets price here is condition and the specifics of each unit, not any published range. With homes built between 1972 and 2004 and a median vintage around the mid-1970s, buyers should expect to underwrite each unit on its own updates and the association's health rather than a neighborhood-wide number.
The reported closings window is narrow, so treat any single data point as directional, not gospel. For a seller, that thin volume cuts both ways — the right buyer for a compact, well-maintained condo can move quickly, but there is little comparable activity to anchor pricing. For a buyer, patience and a careful read of the association's finances and reserves matter more than trying to time a market this small.
Figures in this note are as of July 13, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Cove Springs Condo right now
🟢 Buyer-leaning market. 24.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Medium (4 active and pending listings, 2 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 13, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
This is a compact condo community with a median footprint around 900 square feet and roughly half of units carrying a homestead exemption, which points to a mix of primary residents and non-owner-occupants.
Stellar MLS sales records identify 11 homes in Cove Springs Condo that have changed hands since 2005, built between 1974 and 1979 (median 1974), with a median living area of about 900 sq ft and a typical 2-bedroom, 1.5-bath layout; 100% are condominiums. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Cove Springs Condo. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Cove Springs Condo; content deemed reliable but not guaranteed.
Who Cove Springs Condo is best for.
Best for
- Buyers seeking a right-sized primary residence around 900 square feet who value low upkeep over space
- Cash or well-qualified buyers prepared to scrutinize condo docs, reserves, and owner-occupancy ratios
- Investors comfortable verifying the association's rental rules before committing
Probably not for
- Buyers who need substantial square footage or multi-level layouts
- Buyers who want newer construction or minimal deferred-maintenance risk
- Buyers relying on a large set of recent comparable sales to justify price
The market around Cove Springs Condo
Cove Springs Condo is too small for its own price trend, so here is the market around it.
In ZIP 34683, 217 homes are on the market and 24% are under contract — a steady corner of Palm Harbor.
Across Pinellas County, 6,539 homes are active and 1,627 pending (20% under contract).
In ZIP 34683 (Palm Harbor), 544 homes closed in the last 12 months at a median of $492K ($285/sq ft), down 1.6% year over year, with a median 49 days on market. Right now 113 active and 31 pending listings put supply at about 2.5 months — a balanced market. See the live ZIP 34683 housing market and the Pinellas County market.
ZIP and county figures describe the wider market, not Cove Springs Condo specifically. Momentum Research analysis of MLS records.
Cove Springs Condo on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Sunset Hills Elementary-PN · Elementary
- Tarpon Springs Middle-PN · Middle
- Tarpon Springs High-PN · High
Zoned schools reflect the assignments reported on recent Cove Springs Condo listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Cove Springs Condo address.
Shop the zone: Homes zoned for Tarpon Springs High-Pn High School
The Cove Springs Condo buying strategy.
If we were buying in Cove Springs Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cove Springs Condo.
A small, older condo community
The building stock leans older, with a median year built in the mid-1970s and the oldest units dating to 1972. Later additions push the range to 2004, but the character here is established rather than new. At a median of about 900 square feet, these are efficient, single-level-living-scale floor plans — practical for someone who wants a manageable space in Pinellas County, not sprawling square footage.
The homestead share sitting near 46 percent tells you a meaningful portion of units are not owner-occupied. That has direct consequences: it can affect financing (lenders scrutinize owner-occupancy ratios in condos), rental flexibility, and how the association is run. Anyone buying here should read the condo docs, confirm the rental rules, and understand the reserve and assessment picture before writing an offer.
The location and the amenities are priced into every listing in Cove Springs Condo. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 26-unit community with limited recent turnover, the value we add is diligence: pulling and reading the association documents, checking owner-occupancy against lender thresholds, and pricing each unit on its own condition rather than a thin set of comps. We will tell you plainly when a specific unit's numbers or the association's finances don't support the deal.
Cove Springs Condo in 15 seconds.
Tools for a Cove Springs Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cove Springs Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cove Springs Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cove Springs Condo home worth?
Get a no-obligation home value based on real comparable sales in Cove Springs Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palm Harbor →
Recently off market in Cove Spgs Condo
Homes in Cove Spgs Condo that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 4805 Alt 19 #624 · off market
| Location | Palm Harbor, Pinellas County, FL |
|---|---|
| Home types (current listings and sales) | condos 100% |
| Amenities listed by sellers | Pool, Clubhouse, Deed Restrictions, Buyer Approval Required, Shuffleboard Court, Recreation Facilities |
| For sale right now | 7 active, 0 pending · median asking $138,000 · 42.0 months of supply |
Data as of November 6, 2026. Based on Stellar MLS data distributed by MLS GRID. Market figures describe homes, not residents. Cite as: Momentum Realty, “Cove Springs key facts,” movewithmomentum.com/neighborhoods/cove-spgs-condo, data as of November 6, 2026.
Housing distress & ownership in Cove Spgs Condo, Palm Harbor
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period November 2026 through November 2026. Deemed reliable but not guaranteed.
Just listed in Cove Springs
The newest homes for sale in Cove Springs right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 4805 Alt 19 #712 $170,000 · 2 bd · 2 ba · 1,000 sq ft · listed Oct 27, 2026 Courtesy of CHARLES RUTENBERG REALTY INC
- 4805 Alt 19 #422 $113,000 · 1 bd · 1 ba · 700 sq ft · listed Oct 3, 2026 Courtesy of SANDPEAK REALTY
- 4805 Alt 19 #713 $195,000 · 2 bd · 2 ba · 1,075 sq ft · listed Oct 1, 2026 Courtesy of CHARLES RUTENBERG REALTY INC
- 4805 Alt 19 #414 $99,000 · 1 bd · 1 ba · 700 sq ft · listed Aug 12, 2026 Courtesy of INSPIRED REALTY, LLC
- 4805 Alt 19 #114 $124,900 · 2 bd · 1.5 ba · 900 sq ft · listed Jul 6, 2026 Courtesy of DALTON WADE INC
- 4805 Alt 19 #311 $215,000 · 2 bd · 2 ba · 900 sq ft · listed Mar 13, 2026 Courtesy of FLEUR DE LIS LUXE REALTY
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Cove Spgs Condo Right Now (6)
All 6 active and pending Cove Spgs Condo listings with a detail page, newest first, refreshed twice a day from the MLS.
- 4805 Alt 19 #712 · $170,000 · 2 bd / 2 ba · listed Oct 26, 2026 · listed by Charles Rutenberg Realty Inc
- 4805 Alt 19 #422 · $113,000 · 1 bd / 1 ba · listed Oct 2, 2026 · listed by Sandpeak Realty
- 4805 Alt 19 #713 · $195,000 · 2 bd / 2 ba · listed Oct 1, 2026 · listed by Charles Rutenberg Realty Inc
- 4805 Alt 19 #414 · $99,000 · 1 bd / 1 ba · listed Sep 10, 2026 · listed by Inspired Realty, Llc
- 4805 Alt 19 #114 · $124,900 · 2 bd / 1.5 ba · listed Aug 14, 2026 · listed by Dalton Wade Inc
- 4805 Alt 19 #311 · $215,000 · 2 bd / 2 ba · listed Aug 14, 2026 · listed by Fleur De Lis Luxe Realty
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Palm Harbor guides & data
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- Best neighborhoods (ranked by data)
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- Flood zones
- Property taxes (Pinellas County)
- Homestead exemption (Pinellas County)
- Home insurance cost
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Alt 19 (1 homes on record)
What it really costs to own in Cove Springs
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $543/month across 7 MLS listings (most billed monthly; 2026-11-13). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Pinellas County is $1,911/yr (20,791 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1974 across 8 listings. An original roof here would be about 52 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Cove Springs
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Cove Springs Condos for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Cove Springs Condos for Sale will answer, and the answer is published on this page for the next buyer.
23% of homes for sale in ZIP 34683 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-13).
Frequently Asked Questions
Is Cove Springs Condo a buyer's or seller's market right now?
Who is the best real estate agent for Cove Springs Condo?
How do I find a top Palm Harbor real estate agent who knows Cove Springs Condo?
Can Momentum Realty connect me with an agent for Cove Springs Condo?
Where is Cove Springs, and what county is it in?
Should you buy in Cove Springs Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: November 2, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2015 (29 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
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See how Cove Spgs Condo fits the bigger picture — live prices, inventory, and Momentum Scores:

