Cove Springs
Condos for Sale in Palm Harbor, FL
All 549 homes for sale in Palm Harbor, FL · median $375,000 · 157 condos for sale in Palm Harbor · 167 homes for sale in 34683 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of October 2026, Cove Spgs Condo in Palm Harbor, FL has 5 homes for sale, asking from $99,000 to $218,000 (median $138,000). Homes listed or recently sold were built 1974–1974; 6 of 7 report an HOA (median $542/mo); 6 of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 7 ft).
Homes For Sale Right Now in Cove Springs Condo
Live MLS inventory for Cove Springs Condo. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Cove Springs Condo listings as of 2026-10-01, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026. Tap any home to ask about it.

Cove Spgs Condo is a small condo community in Palm Harbor, and small is the operative word: with 26 units total, the number of resale opportunities in any given stretch is thin. What sets price here is condition and the specifics of each unit, not any published range. With homes built between 1972 and 2004 and a median vintage around the mid-1970s, buyers should expect to underwrite each unit on its own updates and the association's health rather than a neighborhood-wide number.
The reported closings window is narrow, so treat any single data point as directional, not gospel. For a seller, that thin volume cuts both ways — the right buyer for a compact, well-maintained condo can move quickly, but there is little comparable activity to anchor pricing. For a buyer, patience and a careful read of the association's finances and reserves matter more than trying to time a market this small.
Cove Springs Condo right now
🟢 Buyer-leaning market. 24.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Medium (4 active and pending listings, 2 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
This is a compact condo community with a median footprint around 900 square feet and roughly half of units carrying a homestead exemption, which points to a mix of primary residents and non-owner-occupants.
Stellar MLS sales records identify 11 homes in Cove Springs Condo that have changed hands since 2005, built between 1974 and 1979 (median 1974), with a median living area of about 900 sq ft and a typical 2-bedroom, 1.5-bath layout; 100% are condominiums. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Cove Springs Condo. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Cove Springs Condo; content deemed reliable but not guaranteed.
Who Cove Springs Condo is best for.
Best for
- Buyers seeking a right-sized primary residence around 900 square feet who value low upkeep over space
- Cash or well-qualified buyers prepared to scrutinize condo docs, reserves, and owner-occupancy ratios
- Investors comfortable verifying the association's rental rules before committing
Probably not for
- Buyers who need substantial square footage or multi-level layouts
- Buyers who want newer construction or minimal deferred-maintenance risk
- Buyers relying on a large set of recent comparable sales to justify price
The market around Cove Springs Condo
Cove Springs Condo is too small for its own price trend, so here is the market around it.
In ZIP 34683, 217 homes are on the market and 24% are under contract — a steady corner of Palm Harbor.
Across Pinellas County, 6,539 homes are active and 1,627 pending (20% under contract).
In ZIP 34683 (Palm Harbor), 544 homes closed in the last 12 months at a median of $492K ($285/sq ft), down 1.6% year over year, with a median 49 days on market. Right now 113 active and 31 pending listings put supply at about 3.9 months — a balanced market. See the live ZIP 34683 housing market and the Pinellas County market.
ZIP and county figures describe the wider market, not Cove Springs Condo specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Cove Spgs Condo, Palm Harbor
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
Cove Springs Condo on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Sunset Hills Elementary-PN · Elementary
- Tarpon Springs Middle-PN · Middle
- Tarpon Springs High-PN · High
Zoned schools reflect the assignments reported on recent Cove Springs Condo listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Cove Springs Condo address.
Shop the zone: Homes zoned for Tarpon Springs High-Pn High School
The Cove Springs Condo buying strategy.
If we were buying in Cove Springs Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cove Springs Condo.
A small, older condo community
The building stock leans older, with a median year built in the mid-1970s and the oldest units dating to 1972. Later additions push the range to 2004, but the character here is established rather than new. At a median of about 900 square feet, these are efficient, single-level-living-scale floor plans — practical for someone who wants a manageable space in Pinellas County, not sprawling square footage.
The homestead share sitting near 46 percent tells you a meaningful portion of units are not owner-occupied. That has direct consequences: it can affect financing (lenders scrutinize owner-occupancy ratios in condos), rental flexibility, and how the association is run. Anyone buying here should read the condo docs, confirm the rental rules, and understand the reserve and assessment picture before writing an offer.
The location and the amenities are priced into every listing in Cove Springs Condo. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 26-unit community with limited recent turnover, the value we add is diligence: pulling and reading the association documents, checking owner-occupancy against lender thresholds, and pricing each unit on its own condition rather than a thin set of comps. We will tell you plainly when a specific unit's numbers or the association's finances don't support the deal.
Cove Springs Condo in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $542/month (about $6,504/yr) · median of 113 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $542 per month ($6,504 a year) — the median AssociationFee across 113 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cove Springs Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cove Springs Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cove Springs Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cove Springs Condo home worth?
Get a no-obligation home value based on real comparable sales in Cove Springs Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palm Harbor →
Recently off market in Cove Spgs Condo
Homes in Cove Spgs Condo that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 4805 Alt 19 #114 · off market
22% of homes for sale in ZIP 34683 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).
Frequently Asked Questions
Is Cove Springs Condo a buyer's or seller's market right now?
Who is the best real estate agent for Cove Springs Condo?
How do I find a top Palm Harbor real estate agent who knows Cove Springs Condo?
Can Momentum Realty connect me with an agent for Cove Springs Condo?
Where is Cove Springs, and what county is it in?
Should you buy in Cove Springs Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 1, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2015 (29 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Cove Spgs Condo fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Cove Springs with Momentum Realty’s local guides.
