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Built fromLive Stellar MLS data11 years of closingsUpdated twice daily

As of October 2026, Cove Spgs Condo in Palm Harbor, FL has 5 homes for sale, asking from $99,000 to $218,000 (median $138,000). Homes listed or recently sold were built 1974–1974; 6 of 7 report an HOA (median $542/mo); 6 of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 7 ft).

Live · Cove Springs Condo Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
24.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Pinellas: 20% (1,627 of 8,166)
4 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 2 a year

Homes For Sale Right Now in Cove Springs Condo

Live MLS inventory for Cove Springs Condo. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Cove Springs Condo listings as of 2026-10-01, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026. Tap any home to ask about it.

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Cove Spgs Condo is a small condo community in Palm Harbor, and small is the operative word: with 26 units total, the number of resale opportunities in any given stretch is thin. What sets price here is condition and the specifics of each unit, not any published range. With homes built between 1972 and 2004 and a median vintage around the mid-1970s, buyers should expect to underwrite each unit on its own updates and the association's health rather than a neighborhood-wide number.

The reported closings window is narrow, so treat any single data point as directional, not gospel. For a seller, that thin volume cuts both ways — the right buyer for a compact, well-maintained condo can move quickly, but there is little comparable activity to anchor pricing. For a buyer, patience and a careful read of the association's finances and reserves matter more than trying to time a market this small.

Cove Springs Condo Housing Pulse · Momentum Research · as of September 20, 2026

Cove Springs Condo right now

🟢 Buyer-leaning market. 24.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Medium (4 active and pending listings, 2 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

This is a compact condo community with a median footprint around 900 square feet and roughly half of units carrying a homestead exemption, which points to a mix of primary residents and non-owner-occupants.

Stellar MLS sales records identify 11 homes in Cove Springs Condo that have changed hands since 2005, built between 1974 and 1979 (median 1974), with a median living area of about 900 sq ft and a typical 2-bedroom, 1.5-bath layout; 100% are condominiums. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers seeking a right-sized primary residence around 900 square feet who value low upkeep over space
  • Cash or well-qualified buyers prepared to scrutinize condo docs, reserves, and owner-occupancy ratios
  • Investors comfortable verifying the association's rental rules before committing

Probably not for

  • Buyers who need substantial square footage or multi-level layouts
  • Buyers who want newer construction or minimal deferred-maintenance risk
  • Buyers relying on a large set of recent comparable sales to justify price

The market around Cove Springs Condo

Cove Springs Condo is too small for its own price trend, so here is the market around it.

In ZIP 34683, 217 homes are on the market and 24% are under contract — a steady corner of Palm Harbor.

Across Pinellas County, 6,539 homes are active and 1,627 pending (20% under contract).

In ZIP 34683 (Palm Harbor), 544 homes closed in the last 12 months at a median of $492K ($285/sq ft), down 1.6% year over year, with a median 49 days on market. Right now 113 active and 31 pending listings put supply at about 3.9 months — a balanced market. See the live ZIP 34683 housing market and the Pinellas County market.

ZIP and county figures describe the wider market, not Cove Springs Condo specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Cove Spgs Condo, Palm Harbor

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 24 listings
Distress share trend — 0.0% now (2026-09-13 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Sunset Hills Elementary-PN · Elementary
  • Tarpon Springs Middle-PN · Middle
  • Tarpon Springs High-PN · High

Zoned schools reflect the assignments reported on recent Cove Springs Condo listings and can change; always confirm with Pinellas County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Cove Springs Condo address.

If we were buying in Cove Springs Condo today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cove Springs Condo.

Best Buy
Buyers who want a compact, low-maintenance condo in Palm Harbor and will underwrite the unit and the association carefully.
Biggest Risk
Thin resale volume and older building stock make each unit's condition and the association's finances decisive.
Sweet Spot
A well-updated unit paired with a financially sound association and clear rental rules.
Avoid If
You need large square footage or a deep pool of comparable sales to price against.

A small, older condo community

The building stock leans older, with a median year built in the mid-1970s and the oldest units dating to 1972. Later additions push the range to 2004, but the character here is established rather than new. At a median of about 900 square feet, these are efficient, single-level-living-scale floor plans — practical for someone who wants a manageable space in Pinellas County, not sprawling square footage.

The homestead share sitting near 46 percent tells you a meaningful portion of units are not owner-occupied. That has direct consequences: it can affect financing (lenders scrutinize owner-occupancy ratios in condos), rental flexibility, and how the association is run. Anyone buying here should read the condo docs, confirm the rental rules, and understand the reserve and assessment picture before writing an offer.

“

The location and the amenities are priced into every listing in Cove Springs Condo. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a 26-unit community with limited recent turnover, the value we add is diligence: pulling and reading the association documents, checking owner-occupancy against lender thresholds, and pricing each unit on its own condition rather than a thin set of comps. We will tell you plainly when a specific unit's numbers or the association's finances don't support the deal.

Cove Springs Condo in 15 seconds.

Best forBuyers who want a compact, low-maintenance condo in Palm Harbor and will underwrite the unit and the association carefully.
Biggest advantageAn established Pinellas location with an efficient, manageable footprint.
Biggest riskThin resale volume and older building stock make each unit's condition and the association's finances decisive.
Sweet spotA well-updated unit paired with a financially sound association and clear rental rules.
Avoid ifYou need large square footage or a deep pool of comparable sales to price against.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Cove Springs Condos for Sale in Palm Harbor, FL homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Cove Springs Condos for Sale in Palm Harbor, FL.
In short
  • HOA dues reported around $542/month (about $6,504/yr) · median of 113 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $542 per month ($6,504 a year) — the median AssociationFee across 113 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cove Springs Condo sales matched to your home.

What is your Cove Springs Condo home worth?

Get a no-obligation home value based on real comparable sales in Cove Springs Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Palm Harbor →

Real comps, not an automated estimate.

Recently off market in Cove Spgs Condo

Homes in Cove Spgs Condo that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

How much local inventory is already under contract

22% of homes for sale in ZIP 34683 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).

Frequently Asked Questions

Is Cove Springs Condo a buyer's or seller's market right now?
As of September 20, 2026, Cove Springs Condo leans toward buyers: 24.0 months of supply at the current sales pace (Stellar MLS live counts).
Who is the best real estate agent for Cove Springs Condo?
The best agent for Cove Springs Condo is one who actively works Palm Harbor and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Cove Springs Condo.
How do I find a top Palm Harbor real estate agent who knows Cove Springs Condo?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Cove Springs Condo and the wider Palm Harbor area.
Can Momentum Realty connect me with an agent for Cove Springs Condo?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Cove Springs Condo purchase or sale - no call center and no pressure.
Where is Cove Springs, and what county is it in?
Cove Springs is in Palm Harbor, Pinellas County, FL, ZIP 34683. The community's center is about 4 miles northwest of the center of Palm Harbor (straight-line).
Buyers seeking a right-sized primary residence around 900 square feet who value low upkeep over spaceExcellent fit
Cash or well-qualified buyers prepared to scrutinize condo docs, reserves, and owner-occupancy ratiosExcellent fit
Investors comfortable verifying the association's rental rules before committingExcellent fit
Buyers who need substantial square footage or multi-level layoutsProbably not
Buyers who want newer construction or minimal deferred-maintenance riskProbably not
Buyers relying on a large set of recent comparable sales to justify priceProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: October 1, 2026)
Under-contract sharesStellar MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2015 (29 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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CallFree valuation →
Thinking of selling in Cove Spgs Condo? 2 recorded closings (window ending 2026-09-20). See the Pinellas County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Cove Springs with Momentum Realty’s local guides.

BOBaywood On The Gulf 1 Condo0.1 mi away · 3 for salePVPleasant Valley0.1 mi away · 20 homes, built 1923–24, 1 for saleBMBaywood Manor0.1 mi away · 144 homes, built 1958–12HRHarbor Ridge0.2 mi awayHarbor Landing0.2 mi away · median $356K, 33 sales/12 moBlue Jay Woodlands0.3 mi away · 119 homes, built 1979–22HTHighland Terrace0.3 mi away · 86 homes, built 1910–23, 1 for sale

Browse all neighborhood guides →

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