Creekwood
Homes for Sale in Middleburg, FL
All 343 homes for sale in Middleburg, FL · median $339,000 · 317 homes for sale in 32068 · Clay County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of November 2026, the MLS records 38 closed sales in Creekwood in Middleburg, FL since 2011, the most recent in April 2025. Recorded prices since 2024 ran from $200,000 to $252,900 (median $215,000), on homes of 1,510 to 2,430 sq ft. Across Middleburg as a whole, 941 homes closed in the last 12 months at a median of $315,000, 46 median days on market, with 321 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $3,240 ($2,640 with the full homestead exemption).
Creekwood is a condition-driven market, not a price-tier market. With 81 homes spanning build years from 1970 to 2024 and a median right around 1994, what you pay here tracks far more with how a specific house has been maintained and updated than with any neighborhood-wide number. The median living area sits near 1,505 square feet, so this is largely modest, single-story-scale housing where a renovated kitchen and roof age move the needle more than square footage.
For sellers, the wide age spread means your home is being judged against both original-condition 1970s stock and near-new 2024 builds — accurate, honest prep and pricing to condition matter. For buyers, the spread is opportunity: there is real variance in what you get for similar money, and disciplined shopping rewards you. Owner-occupancy is high here (roughly two-thirds homesteaded), which tends to mean better-kept properties and a steadier, less investor-churned inventory.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Creekwood right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Creekwood is an established Middleburg community in Clay County where a half-century of building has produced a genuine mix of eras under one name, with the typical home landing in the mid-1990s and near 1,500 square feet.
realMLS (Northeast Florida) sales records identify 24 homes in Creekwood that have changed hands since 2006, built between 1977 and 2022 (median 1989), with a median living area of about 1,560 sq ft and a typical 3-bedroom, 2-bath layout. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 7 qualified sales in Creekwood across 2024–2025 (5 in 2024, 2 in 2025), median $200,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Creekwood is best for.
Best for
- Right-sizing buyers who want a compact, single-family home near 1,500 square feet and value location over size
- Value-focused buyers willing to compare condition across eras to find the best house for a given budget
- Buyers who want an established, owner-occupied setting rather than a new subdivision
Probably not for
- Buyers who need substantially more than 1,500 square feet of living space
- Buyers wanting uniform, new-construction housing with predictable finishes throughout
- Buyers unwilling to budget for potential updates or system replacement on an older home
The market around Creekwood
Creekwood is too small for its own price trend, so here is the market around it.
In ZIP 32068, 407 homes are on the market and 21% are under contract — a steady corner of Middleburg.
Across Clay County, 1,276 homes are active and 398 pending (24% under contract).
In ZIP 32068 (Middleburg), 1,082 homes closed in the last 12 months at a median of $320K ($185/sq ft), up 1.8% year over year, with a median 45 days on market. Right now 275 active and 84 pending listings put supply at about 3.0 months — a balanced market. See the live ZIP 32068 housing market and the Clay County market.
ZIP and county figures describe the wider market, not Creekwood specifically. Momentum Research analysis of MLS records.
The Creekwood buying strategy.
If we were buying in Creekwood today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Creekwood.
One name, five decades of housing
The defining feature of Creekwood is its build range: homes here go back to 1970 and run all the way to 2024. That is not a monolithic subdivision — it is a collection of vintages, construction methods, and update histories sharing a location. Practically, that means two listings at a similar asking figure can be very different houses, and inspection findings vary widely across the range.
The typical home is compact, near 1,505 square feet, with a median build near the mid-1990s. Owner-occupancy is high, at about two-thirds homesteaded, which generally supports upkeep and stability. Because condition and vintage drive so much of the value here, the median price is a starting reference point, not a substitute for walking the specific home.
The location and the amenities are priced into every listing in Creekwood. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this varied by age and condition, the winning move is matching the right house to your plan — and we underwrite each listing on its own merits rather than a neighborhood average. We will tell you when a well-priced home is hiding real deferred-maintenance cost, and when an older home is the smarter buy because it has already been updated. That is the difference between paying for a number and paying for a house.
Creekwood in 15 seconds.
Tools for a Creekwood buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Creekwood sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Creekwood, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Creekwood home worth?
Get a no-obligation home value based on real comparable sales in Creekwood, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Housing distress & ownership in Creekwood, Middleburg
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
More Middleburg home searches
- All homes for sale in Middleburg, FL
- Homes for sale in Clay County, FL
- Gated communities in Middleburg
- Middleburg home values: what is my house worth?
- ZIP 32068 housing scorecard
Middleburg guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Clay County)
- Homestead exemption (Clay County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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Recent Developments in Creekwood
Development, infrastructure, retail, and school activity affecting Creekwood, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Schools
Clay school district says one-mill referendum renews, not raises, property tax
The Clay County school district says the referendum on the upcoming ballot renews the one-mill levy voters first approved in 2020 at the same rate. The money funds school law enforcement contracts and compensation to retain and attract teachers and support staff. A citizens' advisory committee reviews spending, and the district says non-renewal would leave a funding shortfall.
What it may mean for the marketThe outcome sets school operating funding and staffing support for Clay County without changing the current millage rate. The site is about 7 miles southeast of Creekwood.
Source: Clay Today - October 2026Retail & Dining
Grumpy's opens largest location yet on Fleming Island
Grumpy's opened at 1803 East-West Parkway in the former Dick's Wings and Grill space, with a Oct. 12 grand opening after benefit soft-opening dinners on Oct. 9 and 10. At 5,352 square feet it is the chain's largest of six Northeast Florida locations, seating up to 190. The owners plan a third restaurant.
What it may mean for the marketA large breakfast-and-lunch restaurant filling a vacant East-West Parkway space adds a dining option on Fleming Island. The site is about 1 mile northeast of Creekwood.
Source: Clay Today - September 2026Infrastructure
County Road 220 widening and Little Black Creek bridge replacement open to traffic in Clay County
The project finished ahead of schedule, with a new four-lane bridge over Little Black Creek replacing a 1947 structure. Phase 1 began in December 2024 with intersection improvements at Rideout Ferry Road, and Phase 2 began in January 2025. Officials say it should ease traffic along the corridor.
What it may mean for the marketA four-lane CR 220 corridor improves commute capacity for Fleming Island and Middleburg area drivers. The site is about 3 miles west of Creekwood.
Source: News4JAX - June 2026Builder Activity
Hyland Trail to bring over 3,000 homes to Lake Asbury in Clay County
News4Jax reported that Hyland Trail, along with the related Edenbrooke and The Glens communities, will bring more than 3,000 new homes to the Lake Asbury area of Clay County. Homes are being built by Dream Finders, Pulte and Lennar, with a Lodge amenity center featuring a beach-entry pool, splash zone, exercise facility and pickleball courts. Edenbrooke includes an age-restricted, low-maintenance home section.
What it may mean for the marketAdds a large volume of new single-family housing supply and a private amenity center to the Lake Asbury area, expanding for-sale inventory across a range of home sizes and price points. The project is about 5 miles southwest of Creekwood, elsewhere in Clay County.
Source: News4Jax - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 4 miles south of Creekwood.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
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Ask an agent about Creekwood
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Frequently Asked Questions
How many homes are in Creekwood?
What share of Creekwood is owner-occupied?
When were the homes in Creekwood built?
Who is the best real estate agent for Creekwood?
How do I find a top Middleburg real estate agent who knows Creekwood?
Can Momentum Realty connect me with an agent for Creekwood?
Where is Creekwood, and what county is it in?
How far is Creekwood from downtown Jacksonville and the beach?
Should you buy in Creekwood?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32068)) |
| Under-contract shares | realMLS records, as of 2026-11-11 |
| Historical depth | Closed-sale records back to 2011 (38 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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