Creekwood
Homes for Sale in Middleburg, FL
True comps, carrying-cost math, and listings before the portals.
Creekwood is a condition-driven market, not a price-tier market. With 81 homes spanning build years from 1970 to 2024 and a median right around 1994, what you pay here tracks far more with how a specific house has been maintained and updated than with any neighborhood-wide number. The median living area sits near 1,505 square feet, so this is largely modest, single-story-scale housing where a renovated kitchen and roof age move the needle more than square footage.
For sellers, the wide age spread means your home is being judged against both original-condition 1970s stock and near-new 2024 builds — accurate, honest prep and pricing to condition matter. For buyers, the spread is opportunity: there is real variance in what you get for similar money, and disciplined shopping rewards you. Owner-occupancy is high here (roughly two-thirds homesteaded), which tends to mean better-kept properties and a steadier, less investor-churned inventory.
The 60-Second Overview
Creekwood is an established Middleburg community in Clay County where a half-century of building has produced a genuine mix of eras under one name, with the typical home landing in the mid-1990s and near 1,500 square feet.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Creekwood is best for.
Best for
- Right-sizing buyers who want a compact, single-family home near 1,500 square feet and value location over size
- Value-focused buyers willing to compare condition across eras to find the best house for a given budget
- Buyers who want an established, owner-occupied setting rather than a new subdivision
Probably not for
- Buyers who need substantially more than 1,500 square feet of living space
- Buyers wanting uniform, new-construction housing with predictable finishes throughout
- Buyers unwilling to budget for potential updates or system replacement on an older home
The market around Creekwood
Creekwood is too small for its own price trend, so here is the market around it.
In ZIP 32068, 455 homes are on the market and 29% are under contract — a steady corner of Middleburg.
Across Clay County, 1,286 homes are active and 456 pending (26% under contract).
ZIP and county figures describe the wider market, not Creekwood specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Creekwood, Middleburg
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Creekwood buying strategy.
If we were buying in Creekwood today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Creekwood.
One name, five decades of housing
The defining feature of Creekwood is its build range: homes here go back to 1970 and run all the way to 2024. That is not a monolithic subdivision — it is a collection of vintages, construction methods, and update histories sharing a location. Practically, that means two listings at a similar asking figure can be very different houses, and inspection findings vary widely across the range.
The typical home is compact, near 1,505 square feet, with a median build near the mid-1990s. Owner-occupancy is high, at about two-thirds homesteaded, which generally supports upkeep and stability. Because condition and vintage drive so much of the value here, the median price is a starting reference point, not a substitute for walking the specific home.
The location and the amenities are priced into every listing in Creekwood. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this varied by age and condition, the winning move is matching the right house to your plan — and we underwrite each listing on its own merits rather than a neighborhood average. We will tell you when a well-priced home is hiding real deferred-maintenance cost, and when an older home is the smarter buy because it has already been updated. That is the difference between paying for a number and paying for a house.
Creekwood in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Creekwood buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Creekwood sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Creekwood, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Creekwood home worth?
Get a no-obligation home value based on real comparable sales in Creekwood, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Creekwood on the map →
Should you buy in Creekwood?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-09-12 |
| Historical depth | Closed-sale records back to 2006 (45 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Creekwood fits the bigger picture — live prices, inventory, and Momentum Scores: