Cross Creek
Homes for Sale in Tampa, FL
All 3,497 homes for sale in TAMPA, FL · median $435,000 · 151 homes for sale in 33647 · Hillsborough County homes for sale
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-08-02, 3 recorded sales closed at a median of $483,500, $192 per square foot, a median 10 days on market, sellers accepting 95% of original asking (-1% versus the prior year). At the median price and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $7,600 ($6,980 with the full homestead exemption).
Part of the Cross Creek master-planned community in Tampa, FL — see all Cross Creek homes for sale (7 listings across 13 villages and sections in the MLS).
Part of Cross Creek Prcl, Tampa, FL — see all Cross Creek Prcl homes for sale (2 listings across 8 sections in the MLS).
What sets price here is condition, not location debate. These are homes built between 1987 and 1996, with a median just over 2,800 square feet, so the spread you see in any given sale tracks how much updating a seller has done rather than square footage alone. At a median of $514,250, or roughly $203 a foot, you're paying for space in an established Tampa pocket where the bones are solid but kitchens and systems vary widely from house to house.
The current posture favors prepared buyers and realistic sellers. Median days on market sit at about 18.5, which is brisk, and prices are up 8.3% year over year, so a well-presented home moves. But the closing count in this window is thin, so any single sale carries weight. Sellers should not read the year-over-year number as a license to overreach on a dated interior; buyers should be ready to act on the updated ones.
Cross Creek right now
🟡 Off the recent peak. The trailing-12-month median ($484K) is down 1.3% from the prior 12 months ($490K). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 2. Confidence: Low (3 and 5 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 16, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside CROSS CREEK PRCL H PH 2 right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Cross Creek market snapshot (as of August 2, 2026): the median sale price is about $484K ($192 per sq ft over the trailing 12 months of closed sales), and a median 10 days on market for closed sales. The trailing-12-month median is down 1% from the prior 12 months, computed from record-level Stellar MLS closed sales (3 closings in the current window).
In ZIP 33647 (TAMPA), 854 homes closed in the last 12 months at a median of $520K ($212/sq ft), up 1.4% year over year, with a median 51 days on market. Right now 110 active and 31 pending listings put supply at about 4.4 months — a balanced market. See the live ZIP 33647 housing market and the Hillsborough County market.
Cross Creek is a community of 169 homes in Tampa, Hillsborough County, built between 1987 and 1996 (median 1994), with a median living area of about 2,836 square feet. 76% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Cross Creek is a mature, mostly owner-occupied enclave in Hillsborough County, where roughly three-quarters of homes carry a homestead exemption. That stability tends to mean fewer listings and homes that have been held and lived in rather than flipped.
Who Cross Creek is best for.
Best for
- Buyers prioritizing living space in the mid-$500s range over the newest finishes
- Renovation-comfortable buyers willing to trade a dated interior for a lower entry on a larger home
- Long-hold owner-occupants who want a settled, low-turnover setting
Probably not for
- Buyers set on post-2000 or new construction and modern floor plans
- Shoppers who need many active listings and fast comparison across options
- Buyers wanting turnkey with zero updating budget who won't compete for the already-renovated homes
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 2 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($484K) IS the median in the snapshot above, and the move from 2025 ($490K) IS the -1.3% one-year change.
Windows contain 2 to 8 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026. Deemed reliable but not guaranteed.
23% of homes for sale in ZIP 33647 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-01).
The Cross Creek buying strategy.
If we were buying in Cross Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cross Creek.
A space-first resale market
With a median living area near 2,837 square feet and a build era ending in the mid-1990s, this is a place you buy for room and layout, then decide how much renovation you want to take on. The median year built of 1994 means most homes are old enough to have had at least one round of updates, and the ones that haven't will show it in price and in the negotiation.
At 158 homes, this is a finite community, and only a handful have closed in the current window. That scarcity cuts both ways: it keeps turnover low and supports pricing, but it also means comps are limited and each listing's condition drives its number more than any neighborhood-wide trend. Read every active listing on its own merits.
The location and the amenities are priced into every listing in Cross Creek. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Cross Creek buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.8). Basis: Recent Direction -1.3% year-over-year; Owner Commitment 76% owner-occupied; Pricing Power 95.5% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a small, low-turnover community with thin recent closings, the wrong comp read costs real money. We price and negotiate off the condition of the actual house in front of us, not a rounded neighborhood average, and we know how to separate a genuinely updated home from a cosmetic refresh before you write or accept an offer.
Cross Creek in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cross Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cross Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cross Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cross Creek home worth?
Get a no-obligation home value based on real comparable sales in Cross Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Cross Creek on the map →
Frequently Asked Questions
What is the median home price in Cross Creek?
How long do homes in Cross Creek take to sell?
How many homes are in Cross Creek?
What share of Cross Creek is owner-occupied?
When were the homes in Cross Creek built?
Do cash buyers compete in Cross Creek?
Who is the best real estate agent for Cross Creek?
How do I find a top Tampa real estate agent who knows Cross Creek?
Can Momentum Realty connect me with an agent for Cross Creek?
Should you buy in Cross Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 2, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 33647)) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2021 (25 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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More Tampa & Tampa & Hillsborough County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Tampa & Hillsborough County or the full Neighborhood Finder.
See how CROSS CREEK PRCL H PH 2 fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Cross Creek. These are the public schools most often assigned to other communities in ZIP 33647; zones change and vary by address, so confirm with the district before you buy.
- Benito Middle School · Middle · FLDOE grade A (assigned to 3 nearby communities)
- Wharton High School · High · FLDOE grade B (assigned to 3 nearby communities)
- Pride Elementary, Benito Middle, Wharton High · By address (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near Cross Creek with Momentum Realty’s local guides.