Cross Creek
Homes for Sale in Tampa, FL
All 3,497 homes for sale in TAMPA, FL · median $435,000 · 151 homes for sale in 33647 · Hillsborough County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Over the 12 months ending 2026-08-02, 9 recorded sales closed at a median of $395,000, $196 per square foot, a median 33 days on market, sellers accepting 96% of original asking (-8% versus the prior year). At the median price and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $6,210 ($5,590 with the full homestead exemption).
Part of the Cross Creek master-planned community in Tampa, FL — see all Cross Creek homes for sale (7 listings across 13 villages and sections in the MLS).
Part of Cross Creek Prcl, Tampa, FL — see all Cross Creek Prcl homes for sale (2 listings across 8 sections in the MLS).
This is a compact, built-out pocket of Tampa homes dating to the early 2000s, and price here is driven less by location roulette and more by condition and finish level. With a median around $450,000 and roughly 2,117 square feet at the middle of the pack, you are paying for square footage in a mature setting where the housing stock is consistent in age. The spread on any given sale comes down to updates versus original condition, not fundamental differences in what was built.
At a median 51 days on market, this is not a bidding-war environment; it rewards patience on both sides. Sellers who price to condition and stage honestly can move; those who chase a number above the median should expect to sit. Buyers have room to inspect, negotiate, and walk without the pressure of a fast-clearing market. The high homestead share suggests a settled, owner-occupied base of homes rather than a churn of investor turnover.
Cross Creek right now
🟡 Off the recent peak. The trailing-12-month median ($395K) is down 7.6% from the prior 12 months ($428K). With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 2. Confidence: Medium (9 and 10 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 16, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside CROSS CREEK PRCL K PH 2C right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Cross Creek market snapshot (as of August 2, 2026): the median sale price is about $395K ($196 per sq ft over the trailing 12 months of closed sales), and a median 33 days on market for closed sales. The trailing-12-month median is down 8% from the prior 12 months, computed from record-level Stellar MLS closed sales (9 closings in the current window).
In ZIP 33647 (TAMPA), 854 homes closed in the last 12 months at a median of $520K ($212/sq ft), up 1.4% year over year, with a median 51 days on market. Right now 110 active and 31 pending listings put supply at about 4.4 months — a balanced market. See the live ZIP 33647 housing market and the Hillsborough County market.
Cross Creek is a community of 419 homes in Tampa, Hillsborough County, built between 1999 and 2004 (median 2002), with a median living area of about 2,180 square feet. 65% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Cross Creek is a small, fully established community of about 110 homes in Hillsborough County, built out over a tight early-2000s window, which means a consistent vintage and predictable maintenance profile rather than new construction.
Who Cross Creek is best for.
Best for
- Buyers targeting around 2,100 square feet who value a mature, built-out setting over new construction
- Owner-occupants planning a long hold who are comfortable budgeting for roof and HVAC replacement
- Buyers who want negotiating room and time to inspect rather than a compressed timeline
Probably not for
- Buyers who need to close quickly in a fast-moving market
- Anyone wanting a turnkey home with no near-term maintenance capital reserved
- Investors chasing rapid resale turnover in a low-volume, owner-heavy community
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 2 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($395K) IS the median in the snapshot above, and the move from 2025 ($428K) IS the -7.6% one-year change.
Windows contain 0 to 15 sales each (9 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2017 through 2026. Deemed reliable but not guaranteed.
23% of homes for sale in ZIP 33647 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-01).
The Cross Creek buying strategy.
If we were buying in Cross Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cross Creek.
A condition-driven resale market
With homes built between 2000 and 2004 and a median year of 2003, buyers should budget for the systems that reach end-of-life around this age: roofs, HVAC, and water heaters. The homes that command the top of the range are the ones where that work is already done; the ones that linger tend to carry deferred maintenance into the listing. Read the median price of $450,000 as a midpoint, not a floor or a ceiling — the variance you see between comparable floor plans is almost entirely a condition story.
The median of roughly $195.74 per square foot and about 2,117 square feet gives you a working benchmark for whether a given listing is priced to its finish level. A limited number of closings in the recent window means each new sale carries weight in the comps, so pricing and appraisal support deserve close attention here.
The location and the amenities are priced into every listing in Cross Creek. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Cross Creek buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.0). Basis: Recent Direction -7.6% year-over-year; Owner Commitment 65% owner-occupied; Pricing Power 95.8% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a small community with thin recent closing data, the difference between a fair price and a wishful one is knowing which comparable sales actually apply. We underwrite each listing to its condition and updates rather than to a headline number, and with a median of 51 days on market, we plan for a negotiation, not a scramble.
Cross Creek in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cross Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cross Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cross Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cross Creek home worth?
Get a no-obligation home value based on real comparable sales in Cross Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Cross Creek on the map →
Frequently Asked Questions
What is the median home price in Cross Creek?
How long do homes in Cross Creek take to sell?
How many homes are in Cross Creek?
What share of Cross Creek is owner-occupied?
When were the homes in Cross Creek built?
Do cash buyers compete in Cross Creek?
Who is the best real estate agent for Cross Creek?
How do I find a top Tampa real estate agent who knows Cross Creek?
Can Momentum Realty connect me with an agent for Cross Creek?
Should you buy in Cross Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 2, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (11 streets, ZIP 33647)) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2017 (49 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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More Tampa & Tampa & Hillsborough County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Tampa & Hillsborough County or the full Neighborhood Finder.
See how CROSS CREEK PRCL K PH 2C fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Cross Creek. These are the public schools most often assigned to other communities in ZIP 33647; zones change and vary by address, so confirm with the district before you buy.
- Benito Middle School · Middle · FLDOE grade A (assigned to 3 nearby communities)
- Wharton High School · High · FLDOE grade B (assigned to 3 nearby communities)
- Pride Elementary, Benito Middle, Wharton High · By address (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near Cross Creek with Momentum Realty’s local guides.