Cross Creek Villas
Homes for Sale in Jacksonville, FL

A fully built-out early-1990s community with a single, consistent size profile — the kind of place where you are buying a known quantity and pricing the difference between updated and original.

realMLS (Northeast Florida) sales records identify 20 homes in Cross Creek Villas that have changed hands since 2001, built between 1990 and 1996 (median 1992), with a median living area of about 1,425 sq ft and a typical 3-bedroom, 2-bath layout; 95% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 14 qualified sales in Cross Creek Villas across 2024–2025 (10 in 2024, 4 in 2025), median $359,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Cross Creek Villas is too small for its own price trend, so here is the market around it.

In ZIP 32225, 179 homes are on the market and 23% are under contract — a steady corner of Jacksonville.

Across Duval County, 3,878 homes are active and 1,674 pending (30% under contract).

In ZIP 32225 (Jacksonville), 1,012 homes closed in the last 12 months at a median of $375K ($222/sq ft), up 4.1% year over year, with a median 30 days on market. Right now 173 active and 88 pending listings put supply at about 3.0 months — a healthy market. See the live ZIP 32225 housing market and the Duval County market.

ZIP and county figures describe the wider market, not Cross Creek Villas specifically. Momentum Research analysis of MLS records.

Because every home here was built in a six-year window and clusters around 1,522 square feet, there is very little variation in the underlying product. That is unusual and it works in a buyer's favor: comparables are genuinely comparable. When two homes of nearly identical size trade at different prices, the gap is telling you something real about roofs, HVAC, windows, and interior updates rather than about layout or lot.

The practical takeaway is to read each listing through the lens of what has and has not been touched since the 1990s. Homes of this era are reaching the point where second-generation systems matter. Buyers should budget for the possibility of updates; sellers who have already done that work should document it, because in a market this uniform, verified condition is the strongest lever on price.

In a community this uniform, the whole negotiation lives in condition and comps — and that is exactly where local reads matter. We help sellers document the updates that actually move price here, and we help buyers separate a fairly priced move-in-ready home from one that is quietly asking you to fund its next decade of repairs. That is the difference between a clean deal and a surprise after closing.

Listings in this community report association dues of about $10 per month — the median AssociationFee across 11 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.