Crystal Lake Condo
Condos for Sale in Palm Harbor, FL
All 554 homes for sale in Palm Harbor, FL · median $374,450 · 167 condos for sale in Palm Harbor · 62 homes for sale in 34685 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 1 closed sale in Crystal Lake Condo Bldg 3301, Unit M in Palm Harbor, FL, the most recent in April 2026. Across Palm Harbor as a whole, 848 homes closed in the last 12 months at a median of $366,500, 47 median days on market, with 246 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $7,110 ($6,290 with the full homestead exemption).
Crystal Lake in Palm Harbor is a straightforward condo community, and pricing here comes down almost entirely to unit condition and any interior updates rather than any amenity package. Current MLS records for this building do not list specific shared amenities, so buyers should treat this as a condition-driven purchase and confirm directly what is (and is not) included before assuming anything about the grounds or building features.
For sellers, that same lack of a distinguishing amenity story means the unit itself has to carry the listing. A clean, well-documented interior and clear condo association information will matter more here than anywhere the marketing might otherwise lean on shared facilities.
Nearby homes for sale
No active listings inside Crystal Lake Condo Bldg 3301, Unit M right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
This is a Palm Harbor condo unit in Pinellas County, priced and positioned on its own interior condition rather than any advertised community amenity package.
Stellar MLS sales records identify 15 homes in Crystal Lake Condo that have changed hands since 2006, built between 1984 and 1985 (median 1984), with a median living area of about 860 sq ft and a typical 2-bedroom, 1-bath layout; 100% are condominiums. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Crystal Lake Condo is best for.
Best for
- A buyer prioritizing unit condition and interior updates over community amenities
- Someone comfortable doing due diligence on condo association documents before closing
- A buyer targeting Palm Harbor location without needing a specific amenity package
Probably not for
- A buyer who wants confirmed on-site amenities like a pool or fitness facility as a condition of purchase
- Someone unwilling to independently verify condo fees and association details before making an offer
- A buyer expecting a documented price range or entry point beyond what current listing data supports
The market around Crystal Lake Condo
Crystal Lake Condo is too small for its own price trend, so here is the market around it.
In ZIP 34685, 99 homes are on the market and 26% are under contract — a steady corner of Palm Harbor.
Across Pinellas County, 6,628 homes are active and 1,729 pending (21% under contract).
In ZIP 34685 (Palm Harbor), 218 homes closed in the last 12 months at a median of $445K ($240/sq ft), down 4.0% year over year, with a median 52 days on market. Right now 38 active and 9 pending listings put supply at about 4.5 months — a balanced market. See the live ZIP 34685 housing market and the Pinellas County market.
ZIP and county figures describe the wider market, not Crystal Lake Condo specifically. Momentum Research analysis of MLS records.
The Crystal Lake Condo buying strategy.
If we were buying in Crystal Lake Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Crystal Lake Condo.
What actually drives value here
Because current MLS listings for this building do not identify specific community amenities, buyers should not assume a pool, clubhouse, or other shared facility exists or is included in ownership costs. The prudent move is to pull the condo association documents and confirm exactly what fees cover and what, if anything, residents have access to on site.
With no amenity narrative to lean on, value in this unit tracks the unit itself — layout, updates, and how well it has been maintained. Buyers comparing this listing against other Palm Harbor condos should weigh interior condition and association health over any assumption about building perks.
The location and the amenities are priced into every listing in Crystal Lake Condo. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a building where the public listing data does not spell out amenities or a clear price pattern, we do the legwork of pulling condo association records, reviewing recent comparable sales in the building, and confirming what a given unit actually includes before you make an offer.
Crystal Lake Condo in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Crystal Lake Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Crystal Lake Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Crystal Lake Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Crystal Lake Condo home worth?
Get a no-obligation home value based on real comparable sales in Crystal Lake Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Crystal Lake Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2026 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Crystal Lake Condo Unit M fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Crystal Lake Condo
Where is Crystal Lake Condo?
Crystal Lake Condo is a community in Palm Harbor, Pinellas County, Florida, ZIP 34685.
Are there homes for sale in Crystal Lake Condo right now?
No active listings inside Crystal Lake Condo at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Crystal Lake Condo have an HOA or CDD?
No HOA is on record for Crystal Lake Condo in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
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