Windmill Pointe Of Tarpon Lake
Homes for Sale in Palm Harbor, FL
All 552 homes for sale in Palm Harbor, FL · median $375,000 · 76 homes for sale in 34685 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $445,000, $293 per square foot, a median 14 days on market, sellers accepting 96% of original asking. At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $8,630 ($7,810 with the full homestead exemption).
Part of the Tarpon Lake master-planned community in Palm Harbor, FL — see all Tarpon Lake homes for sale (0 listings across 2 villages and sections in the MLS).
| Location | Palm Harbor, Pinellas County, FL · ZIP 34685 |
|---|---|
| Homes in the community | 99 (FL DOR 2025 assessment roll) |
| Years built | 1973–1987 (median 1974) |
| Typical living area | 1,864 sq ft (median) |
| Sale prices, last 12 months | $445,000 median across 3 closed sales · $293 per sq ft |
| Days on market (closed sales) | 14 median |
| Owner-occupied (homestead) share | 81% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2013 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Windmill Pointe Of Tarpon Lake Unit Two key facts,” movewithmomentum.com/neighborhoods/windmill-pointe-of-tarpon-lake-unit-two, data as of September 20, 2026.
Price here is driven by condition and updates, not by square footage alone. This is an established community where homes were built between 1973 and 1987, with the median dating to 1974, so the gap between a thoughtfully renovated house and one still wearing its original finishes is what sets the spread. Expect a wide range of asking prices tied directly to what has been touched — roof, systems, kitchens, baths — rather than to any single formula.
With only a couple of closings in the recent window, this is a thin-data market: individual sales carry outsized weight and comps require judgment. For sellers, that means pricing off condition and honest comparison, not off a headline number. For buyers, it means patience and a willingness to underwrite each home on its own merits, because one recent sale does not make a trend.
Nearby homes for sale
No active listings inside Windmill Pointe Of Tarpon LakeHomes for Sale in Palm Harbor, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Windmill Pointe Of Tarpon Lake market snapshot (as of September 20, 2026): the median sale price is about $445K ($293 per sq ft over the trailing 12 months of closed sales), and a median 14 days on market for closed sales.
In ZIP 34685 (Palm Harbor), 226 homes closed in the last 12 months at a median of $445K ($240/sq ft), down 3.3% year over year, with a median 53 days on market. Right now 37 active and 10 pending listings put supply at about 4.3 months — a balanced market. See the live ZIP 34685 housing market and the Pinellas County market.
County records show 6 qualified sales in Windmill Pointe Of Tarpon Lake across 2024–2025 (5 in 2024, 1 in 2025), median $460,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Windmill Pointe Of Tarpon Lake is a community of 99 homes in Palm Harbor, Pinellas County, built between 1973 and 1987 (median 1974), with a median living area of about 1,864 square feet. 81% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Windmill Pointe Of Tarpon Lake Unit Two is a compact, established Palm Harbor community of 99 homes in Pinellas County, with a median living area of 1,864 square feet and a strong owner-occupant base — better than eight in ten homes carry a homestead exemption.
Who Windmill Pointe Of Tarpon Lake is best for.
Best for
- Long-hold buyers who want an established, owner-occupied setting and plan to stay put
- Buyers with a renovation budget who can add value through updates on older homes
- Buyers who value genuine single-family space near 1,864 square feet over the newest finishes
Probably not for
- Buyers who require new or near-new construction and modern floor plans
- Investors chasing quick turnover in a low-transaction, owner-occupied community
- Buyers unwilling to do diligence on the systems and roof of a home built in the 1970s
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($445K) IS the median in the snapshot above.
Windows contain 0 to 7 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2013 through 2026. Deemed reliable but not guaranteed.
24% of homes for sale in ZIP 34685 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).
Housing distress & ownership in Windmill Pointe Of Tarpon Lake Unit Two, Palm Harbor
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
The Windmill Pointe Of Tarpon Lake buying strategy.
If we were buying in Windmill Pointe Of Tarpon Lake today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Windmill Pointe Of Tarpon Lake.
An established pocket in Palm Harbor
The housing stock here is consistent in vintage — construction ran from 1973 to 1987, and the median build year is 1974. That maturity shows up in lot landscaping and floor plans of the era, and it means the practical questions are about updates and maintenance history: what has been replaced, and when. The median living area of 1,864 square feet points to genuine single-family space rather than starter footprints.
The high homestead share — roughly 81 percent — tells you this is predominantly an owner-occupied community rather than an investor-driven one. That tends to translate into stable, long-hold ownership and slower turnover, which is part of why closings are infrequent. Inventory does not come up often, so when a well-kept home lists, it deserves a prompt look.
The location and the amenities are priced into every listing in Windmill Pointe Of Tarpon Lake. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a thin-turnover community of 99 homes with only a couple of recent closings, the value is in reading each property correctly — separating cosmetic age from structural condition and pricing against genuinely comparable, mature stock. We do that homework line by line, and we will tell you plainly when a given listing is priced ahead of its condition.
Windmill Pointe Of Tarpon Lake in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Windmill Pointe Of Tarpon Lake buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Windmill Pointe Of Tarpon Lake sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Windmill Pointe Of Tarpon Lake, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Windmill Pointe Of Tarpon Lake home worth?
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Frequently Asked Questions
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Should you buy in Windmill Pointe Of Tarpon Lake?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 34685)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2013 (32 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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