CUMBRIAN LAKES RESRT P3
Homes for Sale in KISSIMMEE, FL
True comps, carrying-cost math, and listings before the portals.

Cumbrian Lakes Resrt P3 is a compact enclave of 210 homes built in a tight window between 2001 and 2005, with a median living area around 2,208 square feet. That construction consistency matters: pricing here is driven less by vintage variance and more by condition, updates, and how a given home has been maintained over the last two decades. Expect a wide spread around the median that tracks renovation status rather than age.
The homestead share sits near 28%, which tells you a large portion of these homes are held as non-primary residences — common in this stretch of Osceola County. For a seller, that means your competition and your buyer pool both skew toward second-home and investment use. For a buyer, it means you should underwrite the true cost of ownership, including how the community and individual homes have been kept up under absentee ownership.
Who CUMBRIAN LAKES RESRT P3 is best for.
Best for
- Buyers seeking an early-2000s home around 2,200 square feet who will inspect closely and pay for condition
- Investors comfortable with an area that carries meaningful non-owner-occupied ownership, after verifying HOA rental rules
- Value hunters willing to buy a dated interior below the median and renovate to capture the condition gap
Probably not for
- Buyers who want brand-new construction or modern layouts
- Buyers who require a community with high owner-occupancy
- Buyers unwilling to underwrite HOA reserves, rental restrictions, and maintenance variance before committing
The market around CUMBRIAN LAKES RESRT P3
CUMBRIAN LAKES RESRT P3 is a small community — 16 recorded sales on file, most recently in 2025 — too few for its own price trend. Here is the market around it.
In ZIP 34746, 995 homes are on the market and 21% are under contract — a steady corner of KISSIMMEE.
Across Osceola County, 4,437 homes are active and 1,149 pending (21% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not CUMBRIAN LAKES RESRT P3 specifically. Momentum Research analysis of MLS records.
The CUMBRIAN LAKES RESRT P3 buying strategy.
If we were buying in CUMBRIAN LAKES RESRT P3 today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in CUMBRIAN LAKES RESRT P3.
A condition-driven market
With every home built inside a four-year window and a median footprint just over 2,200 square feet, the floor plans and bones are broadly comparable. That makes this an easy community to comp — but it also means a dated interior stands out fast against an updated one, and the price gap between the two can be significant. Buyers should walk homes with a renovation eye; sellers should not assume a below-median-condition home fetches median money.
The roughly 28% homestead rate signals meaningful non-owner-occupied ownership. That has practical implications: rental turnover, varying maintenance discipline, and buyer financing considerations if you intend to occupy versus hold. Verify HOA rules, any rental restrictions, and reserve health before you commit — those factors move value here as much as the house itself.
The location and the amenities are priced into every listing in CUMBRIAN LAKES RESRT P3. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this uniform on paper, the money is made or lost on condition, HOA specifics, and how a home is positioned against near-identical floor plans. We price to the actual home in front of us, not the neighborhood average, and we know how to read a market where a large slice of homes are held as non-primary residences. That is the difference between a listing that sits and one that closes.
CUMBRIAN LAKES RESRT P3 in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a CUMBRIAN LAKES RESRT P3 buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed CUMBRIAN LAKES RESRT P3 sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in CUMBRIAN LAKES RESRT P3, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your CUMBRIAN LAKES RESRT P3 home worth?
Get a no-obligation home value based on real comparable sales in CUMBRIAN LAKES RESRT P3, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
How many homes are in CUMBRIAN LAKES RESRT P3?
What share of CUMBRIAN LAKES RESRT P3 is owner-occupied?
When were the homes in CUMBRIAN LAKES RESRT P3 built?
Do cash buyers compete in CUMBRIAN LAKES RESRT P3?
Who is the best real estate agent for CUMBRIAN LAKES RESRT P3?
How do I find a top KISSIMMEE real estate agent who knows CUMBRIAN LAKES RESRT P3?
Can Momentum Realty connect me with an agent for CUMBRIAN LAKES RESRT P3?
Should you buy in CUMBRIAN LAKES RESRT P3?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (2 streets, ZIP 34746)) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2015 (30 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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