Cumbrian Lakes Resrt P3
Homes for Sale in Kissimmee, FL

All 2,887 homes for sale in Kissimmee, FL · median $374,999 · 781 homes for sale in 34746 · Osceola County homes for sale

Community in Kissimmee · Osceola County · ZIP 34746
210 homesBuilt 2001–2005
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Photo via Stellar MLS

Built fromLive Stellar MLS data11 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 30 closed sales in Cumbrian Lakes Resrt P3 in Kissimmee, FL since 2015, the most recent in December 2025. Recorded prices since 2024 ran from $404,500 to $465,000 (median $426,000), on homes of 1,798 to 1,862 sq ft. Across Kissimmee as a whole, 2,523 homes closed in the last 12 months at a median of $387,990, 62 median days on market, with 1,265 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,490 ($5,890 with the full homestead exemption).

Cumbrian Lakes Resrt P3 key facts
LocationKissimmee, Osceola County, FL · ZIP 34746
Homes in the community210 (FL DOR 2025 assessment roll)
Years built2001–2005 (median 2003.0)
Typical living area2,208 sq ft (median)
Amenities listed by sellersDeed Restrictions, Gated, Gated Community, Park, Recreation Facilities, Security
For sale right now0 active, 0 pending
Owner-occupied (homestead) share28%

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2025; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Cumbrian Lakes Resrt P3 key facts,” movewithmomentum.com/neighborhoods/cumbrian-lakes-resrt-p3, data as of September 20, 2026.

Live · Cumbrian Lakes Resrt P3 Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
28%
Owner-occupied · Cumbrian Lakes Resrt P3
59 of 210 parcels homesteaded (FL DOR 2025)
72%
Non-owner-occupied · Cumbrian Lakes Resrt P3
incl. 12% trust or LLC-held · 52% out-of-state
210
Homes in the community
210 residential parcels (FL DOR 2025)
Track record · 11 years of records
17
Recorded sales · 2024-2025
median $460K · qualified sales on the county roll (FL DOR 2025)
Est. 2001
Community established
homes built 2001-2005, median 2003 (FL DOR 2025)
0.5%/yr
Turnover rate
about 1 of 210 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Cumbrian Lakes Resrt P3 is a compact enclave of 210 homes built in a tight window between 2001 and 2005, with a median living area around 2,208 square feet. That construction consistency matters: pricing here is driven less by vintage variance and more by condition, updates, and how a given home has been maintained over the last two decades. Expect a wide spread around the median that tracks renovation status rather than age.

The homestead share sits near 28%, which tells you a large portion of these homes are held as non-primary residences — common in this stretch of Osceola County. For a seller, that means your competition and your buyer pool both skew toward second-home and investment use. For a buyer, it means you should underwrite the true cost of ownership, including how the community and individual homes have been kept up under absentee ownership.

Nearby homes for sale

No active listings inside Cumbrian Lakes Resrt P3Homes for Sale in Kissimmee, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

4773 CUMBRIAN LAKES DRIVE
$470K · 0.0 mi away
4 bd · 3.5 ba · 1,830 sqft
4773 CUMBRIAN LAKES DRIVE
Listed by PREMIER SOTHEBYS INT'L REALTY
1158 LIBERTY HALL DRIVE
$469K · 0.1 mi away
6 bd · 4 ba · 2,725 sqft
1158 LIBERTY HALL DRIVE
Listed by UNITED REAL ESTATE PREFERRED
4715 CUMBRIAN LAKES DRIVE
$439K · 0.1 mi away
4 bd · 3.5 ba · 1,902 sqft
4715 CUMBRIAN LAKES DRIVE
Listed by COLDWELL BANKER REALTY
4647 CUMBRIAN LAKES DRIVE
$480K · 0.1 mi away
4 bd · 3.5 ba · 1,830 sqft
4647 CUMBRIAN LAKES DRIVE
Listed by EXP REALTY LLC
4806 CUMBRIAN LAKES DRIVE
$425K · 0.2 mi away
4 bd · 3.5 ba · 1,836 sqft
4806 CUMBRIAN LAKES DRIVE
Listed by KELLER WILLIAMS LEGACY REALTY
4722 CUMBRIAN LAKES DRIVE
$438K · 0.2 mi away
5 bd · 4 ba · 2,565 sqft
4722 CUMBRIAN LAKES DRIVE
Listed by KELLER WILLIAMS LEGACY REALTY

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

This is a small, homogeneous-vintage community in Kissimmee where the homes read similarly on paper, so the real differentiation between listings comes down to condition and updates rather than square footage or build year.

Stellar MLS sales records identify 38 homes in Cumbrian Lakes Resrt P3 that have changed hands since 2016, built between 2004 and 2005 (median 2004), with a median living area of about 1,874 sq ft and a typical 4-bedroom, 3.5-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 17 qualified sales in Cumbrian Lakes Resrt P3 across 2024–2025 (10 in 2024, 7 in 2025), median $460,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers seeking an early-2000s home around 2,200 square feet who will inspect closely and pay for condition
  • Investors comfortable with an area that carries meaningful non-owner-occupied ownership, after verifying HOA rental rules
  • Value hunters willing to buy a dated interior below the median and renovate to capture the condition gap

Probably not for

  • Buyers who want brand-new construction or modern layouts
  • Buyers who require a community with high owner-occupancy
  • Buyers unwilling to underwrite HOA reserves, rental restrictions, and maintenance variance before committing

The market around Cumbrian Lakes Resrt P3

Cumbrian Lakes Resrt P3 is too small for its own price trend, so here is the market around it.

In ZIP 34746, 995 homes are on the market and 16% are under contract — a slower corner of Kissimmee.

Across Osceola County, 4,465 homes are active and 1,093 pending (20% under contract).

In ZIP 34746 (Kissimmee), 1,623 homes closed in the last 12 months at a median of $405K ($199/sq ft), down 4.3% year over year, with a median 67 days on market. Right now 435 active and 80 pending listings put supply at about 6.7 months — a buyer's market. See the live ZIP 34746 housing market and the Osceola County market.

ZIP and county figures describe the wider market, not Cumbrian Lakes Resrt P3 specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Cumbrian Lakes Resrt P3, Kissimmee

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
6.52%
3 of 46 listings · short sale 3
Distress share trend — 6.52% now (2026-09-14 → 2026-09-20)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

If we were buying in Cumbrian Lakes Resrt P3 today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cumbrian Lakes Resrt P3.

Best Buy
Buyers who want a predictable floor plan in a compact Kissimmee community and are comfortable evaluating condition.
Biggest Risk
A high share of non-primary ownership can affect maintenance consistency and financing.
Sweet Spot
An updated home priced honestly against its dated neighbors.
Avoid If
You need new construction or want strong owner-occupant density.

A condition-driven market

With every home built inside a four-year window and a median footprint just over 2,200 square feet, the floor plans and bones are broadly comparable. That makes this an easy community to comp — but it also means a dated interior stands out fast against an updated one, and the price gap between the two can be significant. Buyers should walk homes with a renovation eye; sellers should not assume a below-median-condition home fetches median money.

The roughly 28% homestead rate signals meaningful non-owner-occupied ownership. That has practical implications: rental turnover, varying maintenance discipline, and buyer financing considerations if you intend to occupy versus hold. Verify HOA rules, any rental restrictions, and reserve health before you commit — those factors move value here as much as the house itself.

“

The location and the amenities are priced into every listing in Cumbrian Lakes Resrt P3. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this uniform on paper, the money is made or lost on condition, HOA specifics, and how a home is positioned against near-identical floor plans. We price to the actual home in front of us, not the neighborhood average, and we know how to read a market where a large slice of homes are held as non-primary residences. That is the difference between a listing that sits and one that closes.

Cumbrian Lakes Resrt P3 in 15 seconds.

Best forBuyers who want a predictable floor plan in a compact Kissimmee community and are comfortable evaluating condition.
Biggest advantageUniform vintage makes homes easy to comp and compare.
Biggest riskA high share of non-primary ownership can affect maintenance consistency and financing.
Sweet spotAn updated home priced honestly against its dated neighbors.
Avoid ifYou need new construction or want strong owner-occupant density.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Cumbrian Lakes Resrt P3 homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Cumbrian Lakes Resrt P3.
In short
  • HOA dues reported around $175/month (about $2,100/yr) · median of 22 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $175 per month ($2,100 a year) — the median AssociationFee across 22 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cumbrian Lakes Resrt P3 sales matched to your home.

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Frequently Asked Questions

How many homes are in Cumbrian Lakes Resrt P3?
The Florida DOR 2025 assessment roll shows 210 homes in Cumbrian Lakes Resrt P3 (public records).
What share of Cumbrian Lakes Resrt P3 is owner-occupied?
28% of Cumbrian Lakes Resrt P3 parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Cumbrian Lakes Resrt P3 built?
Homes in Cumbrian Lakes Resrt P3 were built between 2001 and 2005, with a median year built of 2003.0 (FL DOR 2025 roll).
Who is the best real estate agent for Cumbrian Lakes Resrt P3?
The best agent for Cumbrian Lakes Resrt P3 is one who actively works Kissimmee and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Cumbrian Lakes Resrt P3.
How do I find a top Kissimmee real estate agent who knows Cumbrian Lakes Resrt P3?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Cumbrian Lakes Resrt P3 and the wider Kissimmee area.
Can Momentum Realty connect me with an agent for Cumbrian Lakes Resrt P3?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Cumbrian Lakes Resrt P3 purchase or sale - no call center and no pressure.
Where is Cumbrian Lakes Resrt P3, and what county is it in?
Cumbrian Lakes Resrt P3 is in Kissimmee, Osceola County, FL, ZIP 34746. The community's center is about 4 miles southwest of the center of Kissimmee (straight-line).
Buyers seeking an early-2000s home around 2,200 square feet who will inspect closely and pay for conditionExcellent fit
Investors comfortable with an area that carries meaningful non-owner-occupied ownership, after verifying HOA rental rulesExcellent fit
Value hunters willing to buy a dated interior below the median and renovate to capture the condition gapExcellent fit
Buyers who want brand-new construction or modern layoutsProbably not
Buyers who require a community with high owner-occupancyProbably not
Buyers unwilling to underwrite HOA reserves, rental restrictions, and maintenance variance before committingProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: October 1, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 34746))
Under-contract sharesStellar MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2015 (30 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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CallFree valuation →
Thinking of selling in Cumbrian Lakes Resrt P3? 1 recorded closings (window ending 2026-09-20). See the Osceola County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

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