CUMBRIAN LAKES RESRT P3
Homes for Sale in KISSIMMEE, FL

Community in KISSIMMEE · Osceola County · ZIP 34746
210 homesBuilt 2001–2005
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Built fromLive Stellar MLS data11 years of closingsFL DOR public recordsUpdated twice daily
Live · CUMBRIAN LAKES RESRT P3 Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
1
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
28%
Owner-occupied · CUMBRIAN LAKES RESRT P3
59 of 210 parcels homesteaded (FL DOR 2025)
72%
Non-owner-occupied · CUMBRIAN LAKES RESRT P3
incl. 12% trust or LLC-held · 52% out-of-state
17%
Cash buyers · CUMBRIAN LAKES RESRT P3
1 of 6 sales, 12 mo ending June 2024
210
Homes in the community
210 residential parcels (FL DOR 2025)
Track record · 11 years of records
Est. 2001
Community established
homes built 2001-2005, median 2003 (FL DOR 2025)
0
Failed listings · 2025
peaked at 3 in 2020
0.5%/yr
Turnover rate
about 1 of 210 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Cumbrian Lakes Resrt P3 is a compact enclave of 210 homes built in a tight window between 2001 and 2005, with a median living area around 2,208 square feet. That construction consistency matters: pricing here is driven less by vintage variance and more by condition, updates, and how a given home has been maintained over the last two decades. Expect a wide spread around the median that tracks renovation status rather than age.

The homestead share sits near 28%, which tells you a large portion of these homes are held as non-primary residences — common in this stretch of Osceola County. For a seller, that means your competition and your buyer pool both skew toward second-home and investment use. For a buyer, it means you should underwrite the true cost of ownership, including how the community and individual homes have been kept up under absentee ownership.

Best for

  • Buyers seeking an early-2000s home around 2,200 square feet who will inspect closely and pay for condition
  • Investors comfortable with an area that carries meaningful non-owner-occupied ownership, after verifying HOA rental rules
  • Value hunters willing to buy a dated interior below the median and renovate to capture the condition gap

Probably not for

  • Buyers who want brand-new construction or modern layouts
  • Buyers who require a community with high owner-occupancy
  • Buyers unwilling to underwrite HOA reserves, rental restrictions, and maintenance variance before committing

The market around CUMBRIAN LAKES RESRT P3

CUMBRIAN LAKES RESRT P3 is a small community — 16 recorded sales on file, most recently in 2025 — too few for its own price trend. Here is the market around it.

In ZIP 34746, 995 homes are on the market and 21% are under contract — a steady corner of KISSIMMEE.

Across Osceola County, 4,437 homes are active and 1,149 pending (21% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not CUMBRIAN LAKES RESRT P3 specifically. Momentum Research analysis of MLS records.

If we were buying in CUMBRIAN LAKES RESRT P3 today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in CUMBRIAN LAKES RESRT P3.

Best Buy
Buyers who want a predictable floor plan in a compact Kissimmee community and are comfortable evaluating condition.
Biggest Risk
A high share of non-primary ownership can affect maintenance consistency and financing.
Sweet Spot
An updated home priced honestly against its dated neighbors.
Avoid If
You need new construction or want strong owner-occupant density.

A condition-driven market

With every home built inside a four-year window and a median footprint just over 2,200 square feet, the floor plans and bones are broadly comparable. That makes this an easy community to comp — but it also means a dated interior stands out fast against an updated one, and the price gap between the two can be significant. Buyers should walk homes with a renovation eye; sellers should not assume a below-median-condition home fetches median money.

The roughly 28% homestead rate signals meaningful non-owner-occupied ownership. That has practical implications: rental turnover, varying maintenance discipline, and buyer financing considerations if you intend to occupy versus hold. Verify HOA rules, any rental restrictions, and reserve health before you commit — those factors move value here as much as the house itself.

The location and the amenities are priced into every listing in CUMBRIAN LAKES RESRT P3. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this uniform on paper, the money is made or lost on condition, HOA specifics, and how a home is positioned against near-identical floor plans. We price to the actual home in front of us, not the neighborhood average, and we know how to read a market where a large slice of homes are held as non-primary residences. That is the difference between a listing that sits and one that closes.

CUMBRIAN LAKES RESRT P3 in 15 seconds.

Best forBuyers who want a predictable floor plan in a compact Kissimmee community and are comfortable evaluating condition.
Biggest advantageUniform vintage makes homes easy to comp and compare.
Biggest riskA high share of non-primary ownership can affect maintenance consistency and financing.
Sweet spotAn updated home priced honestly against its dated neighbors.
Avoid ifYou need new construction or want strong owner-occupant density.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed CUMBRIAN LAKES RESRT P3 sales matched to your home.

What is your CUMBRIAN LAKES RESRT P3 home worth?

Get a no-obligation home value based on real comparable sales in CUMBRIAN LAKES RESRT P3, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in CUMBRIAN LAKES RESRT P3 on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in CUMBRIAN LAKES RESRT P3?
The Florida DOR 2025 assessment roll shows 210 homes in CUMBRIAN LAKES RESRT P3 (public records).
What share of CUMBRIAN LAKES RESRT P3 is owner-occupied?
28% of CUMBRIAN LAKES RESRT P3 parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in CUMBRIAN LAKES RESRT P3 built?
Homes in CUMBRIAN LAKES RESRT P3 were built between 2001 and 2005, with a median year built of 2003.0 (FL DOR 2025 roll).
Do cash buyers compete in CUMBRIAN LAKES RESRT P3?
Cash buyers took 17% of CUMBRIAN LAKES RESRT P3 sales in the 12 months ending June 2024 (1 of 6 closings, Stellar MLS).
Who is the best real estate agent for CUMBRIAN LAKES RESRT P3?
The best agent for CUMBRIAN LAKES RESRT P3 is one who actively works KISSIMMEE and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for CUMBRIAN LAKES RESRT P3.
How do I find a top KISSIMMEE real estate agent who knows CUMBRIAN LAKES RESRT P3?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows CUMBRIAN LAKES RESRT P3 and the wider KISSIMMEE area.
Can Momentum Realty connect me with an agent for CUMBRIAN LAKES RESRT P3?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your CUMBRIAN LAKES RESRT P3 purchase or sale - no call center and no pressure.
Buyers seeking an early-2000s home around 2,200 square feet who will inspect closely and pay for conditionExcellent fit
Investors comfortable with an area that carries meaningful non-owner-occupied ownership, after verifying HOA rental rulesExcellent fit
Value hunters willing to buy a dated interior below the median and renovate to capture the condition gapExcellent fit
Buyers who want brand-new construction or modern layoutsProbably not
Buyers who require a community with high owner-occupancyProbably not
Buyers unwilling to underwrite HOA reserves, rental restrictions, and maintenance variance before committingProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (2 streets, ZIP 34746))
Under-contract sharesStellar MLS records, as of 2026-08-01
Historical depthClosed-sale records back to 2015 (30 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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CallFree valuation →
Thinking of selling in CUMBRIAN LAKES RESRT P3? 1 recorded closings (window ending 2026-08-02). See the Osceola County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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