Cutler Cay
Homes for Sale in Cutler Bay, FL
All 75 homes for sale in Cutler Bay, FL · median $320,000 · 73 homes for sale in 33157 · Miami-Dade County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via MIAMI MLS
As of November 2026, Cutler Cay in Cutler Bay, FL has 21 homes for sale and 4 pending, asking from $765,000 to $2,200,000 (median $1,175,000). Over the 12 months ending 2026-11-10, 6 recorded sales closed at a median of $1,007,500, $233 per square foot, a median 80 days on market, sellers accepting 91% of original asking. Homes listed or recently sold were built 2005–2007; 25 of 25 report an HOA (median $508/mo). At the median price and Miami-Dade County's FY2025-26 rate of 17.59 mills, annual property tax runs about $17,730 ($17,010 with the full homestead exemption).
Last 30 days in Cutler Cay: 12 new listings (median asking $1,212,000), 4 under contract right now. As of November 11, 2026, Listing information provided by the Southeast Florida MLS (SEFMLS) / MIAMI Association of REALTORS(R). Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Cutler Cay
Live MLS inventory for Cutler Cay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 0 daysTop listing
Active · 8 days
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Active · 38 days
Active · 97 days
Active · 22 days
Active · 0 days
Active · 4 days
Active · 4 days
Active · 30 days
Active · 213 days
Active · 32 days
Active · 148 days
Active · 151 daysActive and pending Cutler Cay listings as of 2026-11-11, priced high to low. Based on information from the Southeast Florida Multiple Listing Service (SEFMLS) or from MIAMI Association of REALTORS(R) for the period 2026 through 2026. Tap any home to ask about it.
Cutler Cay right now
🟢 Buyer-leaning market. 42.0 months of supply and 19% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of MIAMI MLS records, as of November 10, 2026. Confidence: Very High (26 active and pending listings, 6 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 12, 2026 · Live data: MIAMI MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Cutler Cay market snapshot (as of November 10, 2026): the median sale price is about $1.01M ($233 per sq ft over the trailing 12 months of closed sales), a median 81 days on market for closed sales, and 42.0 months of supply, a buyer-leaning market.
In ZIP 33157 (Cutler Bay), 121 homes closed in the last 12 months at a median of $656K ($386/sq ft), with a median 47 days on market. Right now 114 active and 31 pending listings put supply at about 11.3 months — a buyer's market. See the live ZIP 33157 housing market and the Miami-Dade County market.
MIAMI REALTORS sales records identify 513 homes in CUTLER CAY that have changed hands since 2006, built between 2004 and 2007 (median 2006), with a median living area of about 3,982 sq ft and a typical 5-bedroom, 4-bath layout; 100% are single-family homes. Source: MIAMI REALTORS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
The setting & the homes.
Aerial and on-site photos of Cutler Cay. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Cutler CayCutler CayCutler CayCutler CayCutler CayCutler CayCutler CayCutler CayPhotos from MIAMI MLS listings in Cutler Cay; content deemed reliable but not guaranteed.
The Cutler Cay buying strategy.
If we were buying in Cutler Cay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cutler Cay.
A closer look at the Cutler Cay market
At a median of $233 per square foot, Cutler Cay prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 42.0 months of supply, a buyer-leaning market. Homes that do trade take a median 81 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in Cutler Cay. The deal is won or lost on condition, the comps, and the renovation math.
Tools for a Cutler Cay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cutler Cay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cutler Cay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cutler Cay home worth?
Get a no-obligation home value based on real comparable sales in Cutler Cay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Cutler Bay →
Recently off market in CUTLER CAY
Homes in CUTLER CAY that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 6 on record.
- 18832 SW 77th Ct · off market
- 7408 SW 189th St · off market
- 7563 SW 188th Ter · off market
- 7753 SW 193rd St · off market
- 7823 SW 195th Ter · off market
- 7965 SW 195th St · off market
| Location | Cutler Bay, Miami-Dade County, FL · ZIP 33157 |
|---|---|
| Home types (current listings and sales) | singlefamilyresidence 100% |
| Sale prices, last 12 months | $1,007,500 median across 6 closed sales · $233 per sq ft |
| Days on market (closed sales) | 80 median |
| For sale right now | 21 active, 5 pending · median asking $1,175,000 · 42.0 months of supply |
Data as of November 10, 2026. Based on information from the Southeast Florida Multiple Listing Service (SEFMLS) or from MIAMI Association of REALTORS(R) for the period 2026 through 2026. Market figures describe homes, not residents. Cite as: Momentum Realty, “Cutler Cay key facts,” movewithmomentum.com/neighborhoods/cutler-cay, data as of November 10, 2026.
Just listed in Cutler Cay
The newest homes for sale in Cutler Cay right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 19209 SW 80Th Ct $2,200,000 · 5 bd · 5 ba · 4,894 sq ft · new today Courtesy of Urban Key Realty Corp
- 19343 SW 79Th Ave $1,248,000 · 5 bd · 4 ba · 4,717 sq ft · new today Courtesy of Red House Realty, LLC
- 7645 SW 193Rd Ln $765,000 · 4 bd · 3 ba · 2,723 sq ft · listed Nov 11, 2026 Courtesy of Luxe Properties
- 7515 SW 191St St $1,045,000 · 5 bd · 5 ba · 3,168 sq ft · listed Nov 10, 2026 Courtesy of Luxe Properties
- 19508 SW 79Th Ct $1,225,000 · 5 bd · 4 ba · 4,717 sq ft · listed Nov 8, 2026 Courtesy of Elite Sales Group
- 7946 SW 195Th St $1,199,000 · 5 bd · 5 ba · 3,399 sq ft · listed Nov 8, 2026 Courtesy of Residence Realty Inc.
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Cutler Cay Right Now (24)
All 24 active and pending Cutler Cay listings with a detail page, newest first, refreshed twice a day from the MLS.
- 19343 SW 79th Ave · $1,248,000 · 5 bd / 4 ba · listed Nov 10, 2026 · listed by Red House Realty, LLC
- 7645 SW 193rd Ln · $765,000 · 4 bd / 3 ba · listed Nov 7, 2026 · listed by Luxe Properties
- 7946 SW 195th St · $1,199,000 · 5 bd / 5 ba · listed Nov 6, 2026 · listed by Residence Realty Inc.
- 7515 SW 191st St · $1,045,000 · 5 bd / 5 ba · listed Nov 3, 2026 · listed by Luxe Properties
- 7770 SW 188th Terrace · $1,950,000 · 5 bd / 4 ba · listed Oct 27, 2026 · listed by The Cove Guspav Realty
- 19363 SW 79th Ave · $1,300,000 · 5 bd / 4 ba · listed Oct 23, 2026 · listed by Genstone Realty
- 7846 SW 195th St · $1,155,000 · 5 bd / 4 ba · listed Oct 10, 2026 · listed by Compass Florida, LLC
- 7956 SW 195th St · $1,250,000 · 5 bd / 5 ba · listed Oct 6, 2026 · listed by Charles Rutenberg Realty FTL
- 7512 SW 187th Street · $1,195,000 · 5 bd / 5 ba · listed Oct 3, 2026 · listed by Skylight Realty International
- 7876 SW 194th St · $1,289,000 · 5 bd / 4 ba · listed Oct 3, 2026 · listed by Coldwell Banker Realty
- 19209 SW 80th Ct · $2,200,000 · 5 bd / 5 ba · listed Sep 11, 2026 · listed by Urban Key Realty Corp
- 7601 SW 187th St · $1,100,000 · 5 bd / 5 ba · listed Sep 11, 2026 · listed by Coldwell Banker Realty
- 7436 SW 188th Ln · $840,000 · 5 bd / 5 ba · listed Sep 11, 2026 · listed by Coldwell Banker Realty
- 7548 SW 189th St · $779,000 · 4 bd / 3 ba · pending · listed Sep 11, 2026 · listed by Coldwell Banker Realty
- 18704 SW 76th Ct · $950,000 · 5 bd / 6 ba · pending · listed Sep 7, 2026 · listed by Coldwell Banker Realty
- 19508 SW 79th Ct · $1,225,000 · 5 bd / 4 ba · listed Sep 6, 2026 · listed by Elite Sales Group
- 19385 SW 79th Ct · $910,000 · 5 bd / 4 ba · listed Sep 4, 2026 · listed by Florida Select Realty
- 7516 SW 190th St · $1,495,000 · 5 bd / 4 ba · pending · listed Sep 2, 2026 · listed by The Lab Realty Group, LLC
- 19529 SW 80th Ct · $1,250,000 · 6 bd / 5 ba · listed Aug 13, 2026 · listed by Elite Sales Group
- 7441 SW 187th St · $1,129,000 · 5 bd / 4 ba · listed Aug 13, 2026 · listed by LPT Realty, LLC
- 7504 SW 188th Ter · $1,125,000 · 5 bd / 4 ba · listed Aug 13, 2026 · listed by Compass Florida, LLC
- 7926 SW 195th Ter · $999,999 · 5 bd / 4 ba · listed Aug 13, 2026 · listed by BHHS EWM Realty
- 18821 SW 74th Ct · $1,175,000 · 5 bd / 4 ba · listed Aug 13, 2026 · listed by Keller Williams Capital Realty
- 18841 SW 74th Ct · $1,250,000 · 6 bd / 5 ba · pending · listed Aug 13, 2026 · listed by Gables Gate Enterprises Inc.
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16% of homes for sale in Cutler Cay are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-12).
What it really costs to own in Cutler Cay
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $18,504/yr across 24 listings here (MLS tax records, 2026-11-12). |
|---|---|
| HOA dues | Median $508/month across 28 MLS listings (most billed monthly; 2026-11-12). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Miami-Dade County is $1,891/yr (56,357 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2006 across 25 listings. An original roof here would be about 20 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Estimated carrying cost at the median asking price, before the mortgage: about $2,208/month (tax $1,542, HOA $508, insurance $158). An estimate from the sources above, not a quote.
Email me new listings in Cutler Cay
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Cutler Cay
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Cutler Cay will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Cutler Cay?
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Is Cutler Cay a buyer's or seller's market right now?
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Can Momentum Realty connect me with an agent for Cutler Cay?
Where is Cutler Cay, and what county is it in?
Is Cutler Cay a good place to live?
Data sources & freshness
| Live listings | MIAMI MLS, refreshed twice daily (last: November 11, 2026) |
| Community market stats | MIAMI MLS closed sales, 12-month windows ending November 10, 2026 |
| Under-contract shares | MIAMI MLS records, as of 2026-11-10 |
| Historical depth | Closed-sale records back to 2026 (6 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of MIAMI MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how CUTLER CAY fits the bigger picture — live prices, inventory, and Momentum Scores: