Benjamin Estates St Cloud
Homes for Sale in ST CLOUD, FL
True comps, carrying-cost math, and listings before the portals.

Benjamin Estates is a small, contained pocket of St Cloud — 17 homes total, built out between 2010 and 2017, with a median size just over 1,800 square feet. At this scale, the market doesn't behave like a typical subdivision. With only two active listings and a thin pace of recent closings, the math behind the 12-month supply figure is more a function of low inventory than of soft demand. One or two sales in either direction can swing that number hard.
The homestead share sitting near 65% tells you this is a community where most owners have settled in rather than churned through as rental or flip inventory. For a buyer, that usually means fewer distressed or investor-driven listings hitting the market, but it also means you may simply wait longer for the right unit to surface. For a seller, pricing needs to lean on condition and comparable finish quality inside this micro-market rather than on broader St Cloud trend lines, since the sample size here is too small to support aggressive assumptions.
Benjamin Estates St Cloud right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of July 15, 2026. Confidence: Low (2 active and pending listings, 2 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Benjamin Estates is a compact, single-phase community in St Cloud built out over a narrow construction window, which keeps the homes fairly consistent in age and layout compared to larger surrounding developments.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Benjamin Estates St Cloud. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Who Benjamin Estates St Cloud is best for.
Best for
- Buyers who want a newer-construction home (2010–2017 build range) in St Cloud without needing community amenities as part of the deal.
- Buyers comfortable moving on a limited, slow-turning inventory pool and waiting for the right listing to surface.
- Buyers prioritizing a stable, largely owner-occupied street over resale-driven or investor-heavy turnover.
Probably not for
- Buyers who want clubhouse, pool, or recreational amenities included as part of the purchase.
- Buyers who need a wide selection of active listings to compare floor plans and pricing side by side.
- Buyers expecting fast turnover or a large enough sales history to lean on detailed trend data.
The market around Benjamin Estates St Cloud
Benjamin Estates St Cloud is a small community — 2 recorded sales on file, most recently in 2023 — too few for its own price trend. Here is the market around it.
Across Osceola County, 4,370 homes are active and 1,137 pending (21% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not Benjamin Estates St Cloud specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Benjamin Estates St Cloud, ST CLOUD
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Benjamin Estates St Cloud
Live MLS inventory for Benjamin Estates St Cloud. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Benjamin Estates St Cloud listings as of 2026-08-23, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Tap any home to ask about it.
Benjamin Estates St Cloud on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Osceola County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Michigan Avenue Elem (K 5) · Elementary
- St. Cloud Middle (6-8) · Middle
- St. Cloud High School · High
Zoned schools reflect the assignments reported on recent Benjamin Estates St Cloud listings and can change; always confirm with Osceola County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Benjamin Estates St Cloud address.
The Benjamin Estates St Cloud buying strategy.
If we were buying in Benjamin Estates St Cloud today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Benjamin Estates St Cloud.
A small market that trades on its own terms
With only 17 homes in the entire community, Benjamin Estates doesn't generate the volume needed for a conventional supply-and-demand read. Two active listings against a slow closing pace produces a 12-month supply figure, but that number should be read as a signal of scarcity, not softness — there simply isn't much on the market to buy or compare against.
Homes here were built between 2010 and 2017, with the median year built at 2017, so most of the stock is post-recession construction without the layout or system variation you'd find in an older, phased-in neighborhood. No community amenities are listed in current MLS data, which means the appeal here is the home and the lot itself rather than a clubhouse, pool, or shared recreation space — worth confirming directly if that matters to your search.
The location and the amenities are priced into every listing in Benjamin Estates St Cloud. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A 17-home community with two listings on the market is not a place where you can rely on a portal search and general area comps. We track this micro-market closely enough to know when a listing here is priced against the right peer set, and we can move quickly when something new comes up, since in a pool this small, the right unit may not stay listed long simply because there is so little competing inventory.
Benjamin Estates St Cloud in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA. Confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Benjamin Estates St Cloud buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Benjamin Estates St Cloud sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Benjamin Estates St Cloud, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Benjamin Estates St Cloud home worth?
Get a no-obligation home value based on real comparable sales in Benjamin Estates St Cloud, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Benjamin Estates St Cloud on the map →
BENJAMIN ESTATES Market Scorecard
BENJAMIN ESTATES is currently a strong buyer's market. About 12.0 months of supply, a median asking price of $353,500, and homes go under contract in about 62 days.
Go deeper: county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Benjamin Estates St Cloud a buyer's or seller's market right now?
How many homes are in Benjamin Estates St Cloud?
What share of Benjamin Estates St Cloud is owner-occupied?
When were the homes in Benjamin Estates St Cloud built?
Do cash buyers compete in Benjamin Estates St Cloud?
Who is the best real estate agent for Benjamin Estates St Cloud?
How do I find a top ST CLOUD real estate agent who knows Benjamin Estates St Cloud?
Can Momentum Realty connect me with an agent for Benjamin Estates St Cloud?
Should you buy in Benjamin Estates St Cloud?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Benjamin Estates St Cloud with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: July 16, 2026) |
| Housing stock & ownership | Florida DOR 2025 assessment roll (community parcel extract) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2016 (8 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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