Benjamin Estates
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Benjamin Estates in St Cloud, FL has 1 home for sale. Homes listed or recently sold were built 2017 - 2017; 3 of 3 report an HOA (median $100/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 80 ft).

Benjamin Estates is a small, contained pocket of St Cloud - 17 homes total, built out between 2010 and 2017, with a median size just over 1,800 square feet. At this scale, the market doesn't behave like a typical subdivision. With only two active listings and a thin pace of recent closings, the math behind the 12-month supply figure is more a function of low inventory than of soft demand. One or two sales in either direction can swing that number hard.
The homestead share sitting near 65% tells you this is a community where most owners have settled in rather than churned through as rental or flip inventory. For a buyer, that usually means fewer distressed or investor-driven listings hitting the market, but it also means you may simply wait longer for the right unit to surface. For a seller, pricing needs to lean on condition and comparable finish quality inside this micro-market rather than on broader St Cloud trend lines, since the sample size here is too small to support aggressive assumptions.
Benjamin Estates right now
🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Low (1 active and pending listings, 2 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Benjamin Estates is a compact, single-phase community in St Cloud built out over a narrow construction window, which keeps the homes fairly consistent in age and layout compared to larger surrounding developments.
Stellar MLS sales records identify 12 homes in Benjamin Estates that have changed hands since 2014, built between 2010 and 2017 (median 2017), with a median living area of about 1,540 sq ft and a typical 4-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Benjamin Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Benjamin Estates; content deemed reliable but not guaranteed.
Who Benjamin Estates is best for.
Best for
- Buyers who want a newer-construction home (2010 - 2017 build range) in St Cloud without needing community amenities as part of the deal.
- Buyers comfortable moving on a limited, slow-turning inventory pool and waiting for the right listing to surface.
- Buyers prioritizing a stable, largely owner-occupied street over resale-driven or investor-heavy turnover.
Probably not for
- Buyers who want clubhouse, pool, or recreational amenities included as part of the purchase.
- Buyers who need a wide selection of active listings to compare floor plans and pricing side by side.
- Buyers expecting fast turnover or a large enough sales history to lean on detailed trend data.
The market around Benjamin Estates
Benjamin Estates is too small for its own price trend, so here is the market around it.
In ZIP 34769, 189 homes are on the market and 21% are under contract — a steady corner of St Cloud.
Across Osceola County, 4,423 homes are active and 1,079 pending (20% under contract).
In ZIP 34769 (ST CLOUD), 636 homes closed in the last 12 months at a median of $412K ($196/sq ft), down 1.1% year over year, with a median 58 days on market. Right now 143 active and 49 pending listings put supply at about 4.0 months - a balanced market. See the live ZIP 34769 housing market and the Osceola County market.
ZIP and county figures describe the wider market, not Benjamin Estates specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Benjamin Estates, ST CLOUD
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Benjamin Estates
Live MLS inventory for Benjamin Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Benjamin Estates listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2016 through 2026. Tap any home to ask about it.
Benjamin Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Osceola County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Michigan Avenue Elem (K 5) · Elementary
- St. Cloud Middle (6-8) · Middle
- St. Cloud High School · High
Zoned schools reflect the assignments reported on recent Benjamin Estates listings and can change; always confirm with Osceola County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Benjamin Estates address.
Shop the zone: Homes zoned for St. Cloud High School
The Benjamin Estates buying strategy.
If we were buying in Benjamin Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Benjamin Estates.
A small market that trades on its own terms
With only 17 homes in the entire community, Benjamin Estates doesn't generate the volume needed for a conventional supply-and-demand read. Two active listings against a slow closing pace produces a 12-month supply figure, but that number should be read as a signal of scarcity, not softness - there simply isn't much on the market to buy or compare against.
Homes here were built between 2010 and 2017, with the median year built at 2017, so most of the stock is post-recession construction without the layout or system variation you'd find in an older, phased-in neighborhood. No community amenities are listed in current MLS data, which means the appeal here is the home and the lot itself rather than a clubhouse, pool, or shared recreation space - worth confirming directly if that matters to your search.
The location and the amenities are priced into every listing in Benjamin Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A 17-home community with two listings on the market is not a place where you can rely on a portal search and general area comps. We track this micro-market closely enough to know when a listing here is priced against the right peer set, and we can move quickly when something new comes up, since in a pool this small, the right unit may not stay listed long simply because there is so little competing inventory.
Benjamin Estates in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $100/month (about $1,200/yr) · median of 9 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $100 per month ($1,200 a year) - the median AssociationFee across 9 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Benjamin Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Benjamin Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Benjamin Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Benjamin Estates home worth?
Get a no-obligation home value based on real comparable sales in Benjamin Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Benjamin Estates on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Osceola County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
BENJAMIN ESTATES Market Scorecard
BENJAMIN ESTATES is currently a buyer's market. About 6.0 months of supply, a median asking price of $322,000, and homes go under contract in about 101 days.
Typical home value in the 34769 ZIP is $318,664, about 8.6% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Benjamin Estates a buyer's or seller's market right now?
Who is the best real estate agent for Benjamin Estates?
How do I find a top St Cloud real estate agent who knows Benjamin Estates?
Can Momentum Realty connect me with an agent for Benjamin Estates?
Should you buy in Benjamin Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2016 (8 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Benjamin Estates fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Benjamin Estates with Momentum Realty’s local guides.



