Dune Allen 3rd
Homes for Sale in Santa Rosa Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
Over the 12 months ending 2026-09-12, 3 recorded sales closed at a median of $1,220,000, a median 161 days on market, sellers accepting 83% of original asking. Homes listed or recently sold were built 2004–2020; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 41 ft). At the median price and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $11,900 ($11,520 with the full homestead exemption).
Dune Allen 3rd Addn is a small pocket of roughly 75 homes near Santa Rosa Beach, and with zero active listings on the MLS as of mid-2026, the market here is defined by scarcity more than by any headline number. When nothing is for sale, price is set the moment a home comes up — condition, siting, and how close a property sits to the coast do more work than any comp does.
The building stock spans 1940 to 2024 with a median build year around 2004, so you are looking at a genuine mix: original beach-era cottages alongside newer construction. That spread means value swings hard on condition and vintage. For a seller, low inventory is leverage. For a buyer, patience and readiness to move on the right listing matter more than negotiating room.
The 60-Second Overview
Dune Allen 3rd market snapshot (as of September 12, 2026): the median sale price is about $1.22M, and a median 161 days on market for closed sales.
This is a compact, established stretch near the coast in Walton County, where homes turn over rarely and each sale tends to be its own conversation rather than part of a steady stream of listings.
The setting & the homes.
Aerial and on-site photos of Dune Allen 3rd. Swipe to explore the community.
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Dune Allen 3rd
Dune Allen 3rd
Dune Allen 3rdPhotos from Emerald Coast MLS listings in Dune Allen 3rd; content deemed reliable but not guaranteed.
Who Dune Allen 3rd is best for.
Best for
- A buyer seeking a primary residence near the coast who is willing to wait for the right home to list
- A buyer comfortable evaluating older construction and budgeting for updates when the vintage calls for it
- A seller with an updated or newer home who wants to capitalize on near-zero competing inventory
Probably not for
- A buyer who needs multiple options to compare and a fast timeline
- A buyer who wants HOA-managed amenities or shared community facilities
- A buyer expecting turnkey new construction across the board, given the older homes mixed into the stock
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($1.22M) IS the median in the snapshot above.
Windows contain 0 to 3 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Walton County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Walton County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
DUNE ALLEN 3RD ADDN Market Scorecard
DUNE ALLEN 3RD ADDN is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32459 ZIP is $864,108, about 71.4% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in DUNE ALLEN 3RD ADDN, Santa Rosa Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Dune Allen 3rd on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
The Dune Allen 3rd buying strategy.
If we were buying in Dune Allen 3rd today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Dune Allen 3rd.
A thin-inventory coastal pocket
With a median living area near 2,785 square feet, these are substantial homes rather than minimal beach boxes, though the wide year-built range means square footage alone tells you little about condition or finish. A 1940s structure and a 2024 build can sit on the same street, and the gap between them — in systems, layout, and updates — is where the real price story lives.
About 58% of homes here carry a homestead exemption, which points to a meaningful share of primary residents rather than a market dominated entirely by rentals or second homes. No community amenities show up in current MLS data, so the draw is the location and the homes themselves, not shared facilities or an HOA package.
The location and the amenities are priced into every listing in Dune Allen 3rd. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with no active listings and a stock that ranges from prewar cottages to new builds, generic pricing does not work. We track what actually moves off-market and within the pocket, and we help you read condition and vintage against each other so you are neither overpaying for age nor underpricing a rare listing.
Dune Allen 3rd in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Dune Allen 3rd buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Dune Allen 3rd sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Dune Allen 3rd, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Dune Allen 3rd home worth?
Get a no-obligation home value based on real comparable sales in Dune Allen 3rd, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Dune Allen 3rd on the map →
Frequently Asked Questions
What is the median home price in Dune Allen 3rd?
How long do homes in Dune Allen 3rd take to sell?
Who is the best real estate agent for Dune Allen 3rd?
How do I find a top Santa Rosa Beach real estate agent who knows Dune Allen 3rd?
Can Momentum Realty connect me with an agent for Dune Allen 3rd?
Should you buy in Dune Allen 3rd?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Dune Allen 3rd with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 12, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 1998 (18 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how DUNE ALLEN 3RD ADDN fits the bigger picture — live prices, inventory, and Momentum Scores: