Eagle Cove
Homes for Sale in Palm Harbor, FL

All 552 homes for sale in Palm Harbor, FL · median $375,250 · 80 homes for sale in 34685 · Pinellas County homes for sale

Community in Palm Harbor · Pinellas County · ZIP 34685
72 homesBuilt 1989–1994
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Photo via Stellar MLS

Built fromLive Stellar MLS data22 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, the MLS records 31 closed sales in Eagle Cove in Palm Harbor, FL since 2004, the most recent in February 2026. Recorded prices since 2024 ran from $525,000 to $639,000 (median $589,000), on homes of 1,936 to 2,430 sq ft. Across Palm Harbor as a whole, 852 homes closed in the last 12 months at a median of $365,000, 46 median days on market, with 238 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $11,420 ($10,610 with the full homestead exemption).

Eagle Cove key facts
LocationPalm Harbor, Pinellas County, FL · ZIP 34685
Homes in the community72 (FL DOR 2025 assessment roll)
Years built1989–1994 (median 1991.5)
Typical living area2,304 sq ft (median)
Amenities listed by sellersDeed Restrictions
For sale right now0 active, 0 pending
Owner-occupied (homestead) share85%

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Eagle Cove key facts,” movewithmomentum.com/neighborhoods/eagle-cove, data as of September 20, 2026.

Live · Eagle Cove Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
85%
Owner-occupied · Eagle Cove
61 of 72 parcels homesteaded (FL DOR 2025)
15%
Non-owner-occupied · Eagle Cove
incl. 3% trust or LLC-held · 6% out-of-state
72
Homes in the community
72 residential parcels (FL DOR 2025)
Track record · 22 years of records
5
Recorded sales · 2024-2025
median $582K · qualified sales on the county roll (FL DOR 2025)
Est. 1989
Community established
homes built 1989-1994, median 1992 (FL DOR 2025)
2.8%/yr
Turnover rate
about 2 of 72 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Eagle Cove is a small, tightly defined pocket of 72 homes in Palm Harbor, all built inside a narrow window between 1989 and 1994. When the housing stock is this uniform in age and the median home runs around 2,304 square feet, price is driven less by wildly different floor plans and more by condition, updates, and lot. At a median of $624,900 and roughly $294 per square foot, the market is asking a premium for a move-in-ready home and will discount honestly for one that needs work.

The posture right now favors a patient seller and a deliberate buyer. A median 67 days on market is not a fast turn, so sellers should price to the condition of the home rather than to the top of recent comps, and buyers have room to inspect and negotiate. The 8.8% year-over-year move shows the direction has been up, but with only three closings in the window, individual sales carry a lot of weight — read each comp on its own merits rather than assuming a trend.

Nearby homes for sale

No active listings inside Eagle CoveHomes for Sale in Palm Harbor, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

4037 AUSTON WAY
$1000K · 0.2 mi away
5 bd · 3.5 ba · 3,624 sqft
4037 AUSTON WAY
Listed by RE/MAX REALTEC GROUP INC
4227 AUSTON WAY
$699K · 0.3 mi away
4 bd · 3 ba · 2,244 sqft
4227 AUSTON WAY
Listed by RE/MAX REALTEC GROUP INC
3553 FAIRWAY FOREST DRIVE
$598K · 0.3 mi away
3 bd · 2 ba · 1,810 sqft
3553 FAIRWAY FOREST DRIVE
Listed by COMPASS FLORIDA LLC
3582 FAIRWAY FOREST DRIVE
$555K · 0.4 mi away
4 bd · 2 ba · 1,958 sqft
3582 FAIRWAY FOREST DRIVE
Listed by RE/MAX ELITE REALTY
3638 TRAFALGAR WAY #102
$320K · 0.5 mi away
3 bd · 2.5 ba · 1,559 sqft
3638 TRAFALGAR WAY #102
Listed by KELLER WILLIAMS REALTY- PALM HARBOR
3638 TRAFALGAR WAY #101
$245K · 0.5 mi away
2 bd · 1 ba · 1,029 sqft
3638 TRAFALGAR WAY #101
Listed by KELLER WILLIAMS ST PETE REALTY

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Eagle Cove is a compact, single-era neighborhood in Palm Harbor where the homes are broadly similar in size and vintage, which makes condition and updates the real differentiators on price. With an owner-occupancy share near 85%, turnover is limited and inventory moves slowly rather than churning.

Stellar MLS sales records identify 46 homes in Eagle Cove that have changed hands since 2004, built between 1989 and 1994 (median 1991), with a median living area of about 2,098 sq ft and a typical 4-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 5 qualified sales in Eagle Cove across 2024–2025 (1 in 2024, 4 in 2025), median $582,500 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers with a budget in the low-to-mid $600s looking for a move-in-ready home around 2,300 square feet
  • Value-minded buyers willing to take on an original home and update it, capturing the condition-driven spread
  • Long-hold buyers who prize a stable, largely owner-occupied street over a fast-turning market

Probably not for

  • Anyone needing a quick close, given the roughly 67-day median time on market
  • Investors chasing rental churn, in a neighborhood where owner-occupancy runs near 85%
  • Buyers who want new construction or a wide range of floor plans and build years to choose from

The market around Eagle Cove

Eagle Cove is too small for its own price trend, so here is the market around it.

In ZIP 34685, 95 homes are on the market and 24% are under contract — a steady corner of Palm Harbor.

Across Pinellas County, 6,539 homes are active and 1,627 pending (20% under contract).

In ZIP 34685 (Palm Harbor), 226 homes closed in the last 12 months at a median of $445K ($240/sq ft), down 3.3% year over year, with a median 53 days on market. Right now 37 active and 10 pending listings put supply at about 4.3 months — a balanced market. See the live ZIP 34685 housing market and the Pinellas County market.

ZIP and county figures describe the wider market, not Eagle Cove specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Eagle Cove, Palm Harbor

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 5 listings
Distress share trend — 0.0% now (2026-09-13 → 2026-09-20)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

If we were buying in Eagle Cove today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Eagle Cove.

Best Buy
Buyers who want a consistent, established Palm Harbor enclave and are willing to move deliberately.
Biggest Risk
With only three recent closings, comps are thin and any one sale skews the read.
Sweet Spot
An updated home priced honestly against its condition rather than the ceiling of the market.
Avoid If
You need to buy or sell fast, given a median near 67 days and limited inventory.

A single-vintage enclave where condition sets the price

Because every home here dates to a five-year build window and clusters around 2,304 square feet, you are essentially comparing like against like. That is unusual and useful: the spread in price comes down to what an owner has or hasn't done — kitchens, baths, roofs, systems, and finishes. Expect a wide gap between a thoughtfully updated home and one that is largely original, and expect that gap to show up in both the sale price and the days it takes to sell.

The high homestead share — about 85% — tells you this is an owner-occupied street, not an investor churn. That tends to mean homes are held longer and inventory stays thin, which is part of why the median sits at 67 days rather than turning quickly. For a buyer, that patience cuts both ways: fewer choices at any given moment, but more time to do diligence when something does list.

“

The location and the amenities are priced into every listing in Eagle Cove. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a neighborhood this small with only a handful of recent closings, a single comp can swing a valuation. We read each sale on its condition and updates rather than treating the median as a target, and we help sellers price to what their home actually is — and help buyers see where a discount is earned versus where it isn't.

Eagle Cove in 15 seconds.

Best forBuyers who want a consistent, established Palm Harbor enclave and are willing to move deliberately.
Biggest advantageUniform vintage and size make homes easy to compare, so updates translate cleanly into value.
Biggest riskWith only three recent closings, comps are thin and any one sale skews the read.
Sweet spotAn updated home priced honestly against its condition rather than the ceiling of the market.
Avoid ifYou need to buy or sell fast, given a median near 67 days and limited inventory.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Eagle Cove homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Eagle Cove.
In short
  • HOA dues reported around $47/month (about $564/yr) · median of 35 MLS listings, most billed annually
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $47 per month ($564 a year) — the median AssociationFee across 35 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Eagle Cove sales matched to your home.

What is your Eagle Cove home worth?

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Frequently Asked Questions

How many homes are in Eagle Cove?
The Florida DOR 2025 assessment roll shows 72 homes in Eagle Cove (public records).
What share of Eagle Cove is owner-occupied?
85% of Eagle Cove parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Eagle Cove built?
Homes in Eagle Cove were built between 1989 and 1994, with a median year built of 1991.5 (FL DOR 2025 roll).
Who is the best real estate agent for Eagle Cove?
The best agent for Eagle Cove is one who actively works Palm Harbor and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Eagle Cove.
How do I find a top Palm Harbor real estate agent who knows Eagle Cove?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Eagle Cove and the wider Palm Harbor area.
Can Momentum Realty connect me with an agent for Eagle Cove?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Eagle Cove purchase or sale - no call center and no pressure.
Where is Eagle Cove, and what county is it in?
Eagle Cove is in Palm Harbor, Pinellas County, FL, ZIP 34685. The community's center is about 3 miles northeast of the center of Palm Harbor (straight-line).
Buyers with a budget in the low-to-mid $600s looking for a move-in-ready home around 2,300 square feetExcellent fit
Value-minded buyers willing to take on an original home and update it, capturing the condition-driven spreadExcellent fit
Long-hold buyers who prize a stable, largely owner-occupied street over a fast-turning marketExcellent fit
Anyone needing a quick close, given the roughly 67-day median time on marketProbably not
Investors chasing rental churn, in a neighborhood where owner-occupancy runs near 85%Probably not
Buyers who want new construction or a wide range of floor plans and build years to choose fromProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 26, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 34685))
Under-contract sharesStellar MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2004 (31 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Eagle Cove with Momentum Realty’s local guides.

Aylesford0.2 mi away · median $810K, 6 sales/12 moLVLansbrook Village Co0.3 mi awayFFFairway Forest0.4 mi away · median $499K, 5 sales/12 moSASunset At Lansbrook0.5 mi awayThe Waterford0.6 mi awayWAWaterford At Palm Harbor Luxury Condo0.6 mi away · median $255K, 7 sales/12 mo

Browse all neighborhood guides →

Thinking of selling in Eagle Cove? 2 recorded closings (window ending 2026-09-20). See the Pinellas County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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