Fernwood Terrace
Homes for Sale in Seffner, FL

All 103 homes for sale in Seffner, FL · median $395,000 · Hillsborough County homes for sale

Community in Seffner · Hillsborough County · ZIP 33510
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Built fromLive Stellar MLS data13 years of closingsUpdated twice daily

As of October 2026, the MLS records 9 closed sales in Fernwood Terrace in Seffner, FL since 2013, the most recent in July 2025. Across Seffner as a whole, 126 homes closed in the last 12 months at a median of $342,500, 40 median days on market, with 90 homes for sale today. At that median and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $5,390 ($4,760 with the full homestead exemption).

Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 21, 2026

Fernwood Terrace is not showing any closed sales in the current MLS window, and no community amenities are listed in the feed. That combination means there is no live pricing trend to point to right now, and any number someone quotes you for this pocket of Seffner should be treated as an estimate pulled from outside data, not from what is actually transacting here.

For a buyer, that thin data set is itself the useful signal: this is a smaller, quieter corner of the market where you should expect to do more legwork on comparables and condition rather than lean on a published median. For a seller, it means pricing strategy has to be built from nearby comparable sales and the specific condition of the home, not from a neighborhood-wide trend line.

Figures in this note are as of July 21, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Nearby homes for sale

No active listings inside Fernwood TerraceHomes for Sale in Seffner, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

220 TAYLOR BAY LANE
$400K · 0.1 mi away
3 bd · 2 ba · 1,913 sqft
220 TAYLOR BAY LANE
Listed by KELLER WILLIAMS SUBURBAN TAMPA
222 TAYLOR BAY LANE
$386K · 0.1 mi away
3 bd · 2 ba · 1,943 sqft
222 TAYLOR BAY LANE
Listed by OPENDOOR BROKERAGE LLC
203 TAYLOR BAY LANE
$395K · 0.1 mi away
4 bd · 3 ba · 1,988 sqft
203 TAYLOR BAY LANE
Listed by OPENDOOR BROKERAGE LLC
3108 ELDERWOOD PLACE
$300K · 0.2 mi away
3 bd · 2 ba · 1,495 sqft
3108 ELDERWOOD PLACE
Listed by BHHS FLORIDA PROPERTIES GROUP
143 VALLEY CIRCLE
$405K · 0.2 mi away
3 bd · 2 ba · 1,564 sqft
143 VALLEY CIRCLE
Listed by GREAT MIAMI REALTY GROUP, LLC
1312 N TAYLOR ROAD
$350K · 0.3 mi away
3 bd · 2 ba · 1,460 sqft
1312 N TAYLOR ROAD
Listed by SIGNATURE REALTY ASSOCIATES

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Fernwood Terrace sits in Seffner, Hillsborough County, with no recent closed sales or listed amenities currently reflected in the MLS feed, which makes it a community you evaluate house by house rather than by neighborhood-wide statistics.

Stellar MLS sales records identify 11 homes in Fernwood Terrace that have changed hands since 2011, built between 1972 and 1972 (median 1972), with a median living area of about 1,533 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers willing to price a home from surrounding comparables rather than a published neighborhood median
  • Buyers focused on the specific house and lot rather than a built-out amenity package
  • Sellers comfortable working with a broker to build a pricing case from nearby closed sales instead of neighborhood-wide stats

Probably not for

  • Buyers who want a documented history of recent closings before making an offer
  • Buyers specifically shopping for a community with an established amenity list
  • Anyone who needs a fast, data-backed timeline for how quickly homes here typically sell

The market around Fernwood Terrace

Fernwood Terrace is too small for its own price trend, so here is the market around it.

In ZIP 33510, 131 homes are on the market and 24% are under contract — a steady corner of Seffner.

Across Hillsborough County, 6,274 homes are active and 1,939 pending (24% under contract).

In ZIP 33510 (Seffner), 998 homes closed in the last 12 months at a median of $415K ($242/sq ft), up 3.3% year over year, with a median 27 days on market. Right now 40 active and 14 pending listings put supply at about 4.7 months — a balanced market. See the live ZIP 33510 housing market and the Hillsborough County market.

ZIP and county figures describe the wider market, not Fernwood Terrace specifically. Momentum Research analysis of MLS records.

Fernwood Terrace by the numbers

From county property records and closed MLS sales for the Fernwood Terrace subdivision: 11 homes on record; built 1972; typical size about 1,533 heated sq ft; 3 bedrooms is the median. Housing mix: single-family 100%.

YearRecorded salesMedian price
20171$199,000
20191$197,800
20201$245,000
20221$265,000
20241$355,000
20251$385,000

Newest recorded sale: $385,000 on 2025-07-01.

Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.

If we were buying in Fernwood Terrace today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Fernwood Terrace.

Best Buy
Buyers or sellers comfortable making decisions on individual comparables rather than a published neighborhood trend.
Biggest Risk
The main risk is pricing blind without a local median or recent closings to anchor expectations.
Sweet Spot
The sweet spot is a buyer who already knows the surrounding Seffner market and is using Fernwood Terrace as one option among several nearby streets.
Avoid If
Avoid if you need a documented amenity list or a clear recent sales trend before you can commit to a decision.

A Community With No Current Trail

When a community shows zero closings in the tracked window, it usually means one of two things: very low turnover, or a small enough footprint that sales simply have not landed in the recent snapshot. Either way, the practical effect is the same for anyone looking at Fernwood Terrace today — there is no median price, no days-on-market figure, and no amenity list to reference from current listings.

That does not make the community untouchable, but it does change how you approach it. Instead of starting from neighborhood stats, the starting point has to be the individual property: its condition, its lot, its recent comparable sales in surrounding Seffner, and what similar homes in the immediate area have actually closed for. This is a market you research at the address level, not the neighborhood level.

“

The location and the amenities are priced into every listing in Fernwood Terrace. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community with no current MLS trend to lean on, the value we bring is doing the comparable-sales work manually — pulling data from adjacent Seffner activity, checking public records for recent transfers, and pricing or evaluating a home on its own merits rather than a neighborhood average that does not exist right now.

Fernwood Terrace in 15 seconds.

Best forBuyers or sellers comfortable making decisions on individual comparables rather than a published neighborhood trend.
Biggest advantageThe main advantage here is low competition for attention — this is not a heavily tracked or heavily marketed pocket of the MLS feed.
Biggest riskThe main risk is pricing blind without a local median or recent closings to anchor expectations.
Sweet spotThe sweet spot is a buyer who already knows the surrounding Seffner market and is using Fernwood Terrace as one option among several nearby streets.
Avoid ifAvoid if you need a documented amenity list or a clear recent sales trend before you can commit to a decision.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Fernwood Terrace homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Fernwood Terrace.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Fernwood Terrace sales matched to your home.

What is your Fernwood Terrace home worth?

Get a no-obligation home value based on real comparable sales in Fernwood Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Seffner →

Real comps, not an automated estimate.
Buyers willing to price a home from surrounding comparables rather than a published neighborhood medianExcellent fit
Buyers focused on the specific house and lot rather than a built-out amenity packageExcellent fit
Sellers comfortable working with a broker to build a pricing case from nearby closed sales instead of neighborhood-wide statsExcellent fit
Buyers who want a documented history of recent closings before making an offerProbably not
Buyers specifically shopping for a community with an established amenity listProbably not
Anyone who needs a fast, data-backed timeline for how quickly homes here typically sellProbably not

Data sources & freshness

Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2013 (9 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Recent Developments in Fernwood Terrace

Development, infrastructure, retail, and school activity affecting Fernwood Terrace, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.

  1. August 2026
    Development

    AECOM Hunt selected as construction manager for proposed $2.3 billion Rays ballpark in Tampa

    AECOM Hunt joined the design team led by Populous for the proposed ballpark on a site that includes Hillsborough College property. The stadium would have at least 28,000 fixed seats, with a construction start targeted for September 2026 and completion by late 2028. Tampa's public contribution is up to $80 million and financing is not finalized.

    What it may mean for the marketA large ballpark and surrounding mixed-use district would add construction jobs, event traffic and retail demand on the Dale Mabry corridor. The site is about 11 miles northwest of Fernwood Terrace.

    Source: Tampa Bay Business and Wealth
  2. August 2026
    Infrastructure

    Four firms vie to build Tampa International Airport's $150 million control tower

    TPA narrowed the field to four builders for a new blast-resistant air traffic control tower on about 2 acres northwest of the main terminal. The budget is about $150 million, with board selection expected Oct. 1 and substantial completion targeted for March 2029.

    What it may mean for the marketAirport capital spending supports construction employment and long-term air service capacity for the region. The site is about 12 miles northwest of Fernwood Terrace.

    Source: Tampa Bay Business and Wealth
  3. August 2026
    Development

    ONE Tampa condo tower tops out at 42 stories with nearly 70% of units sold

    Kolter Urban's 42-story tower at North Ashley Drive and East Twiggs Street has 225 residences and is capped at 649 feet by aviation limits. Closings are expected to begin in the third quarter of 2027. About 5,000 square feet of ground-floor restaurant space is planned.

    What it may mean for the marketNew downtown condo inventory and ground-floor dining add housing choices and walkable amenities near Curtis Hixon Waterfront Park. The project is about 7 miles northwest of Fernwood Terrace, elsewhere in Hillsborough County.

    Source: Tampa Bay Business and Wealth
  4. July 2026
    Development

    33-story tower planned for Water Street Tampa expansion

    Strategic Property Partners plans a 33-story mixed use tower at Water Street and Cumberland Avenue in downtown Tampa on a 1.9-acre site. The building would hold 452 residential units ranging from studios to three bedrooms plus about 37,000 square feet of retail and 645 parking spaces. Construction is scheduled to begin in spring 2027 with completion targeted for 2029.

    What it may mean for the marketAdds a 33 story tower with 452 residential units and ground floor retail to the downtown Tampa market, continuing the buildout of the Water Street district and expanding high rise housing supply. The project is about 6 miles northwest of Fernwood Terrace, elsewhere in Hillsborough County.

    Source: Florida YIMBY
  5. July 2026
    Development

    Mercy Oaks II affordable apartments open on North Florida Avenue

    Catholic Charities, with the City of Tampa and Hillsborough County, completed Mercy Oaks II, a 17-unit affordable apartment building on North Florida Avenue in East Tampa built on the site of a former strip mall. The project includes 15 one-bedroom and two two-bedroom units, with seven units serving households up to 80 percent of area median income and ten up to 50 percent. It was supported by 1.25 million dollars in state SHIP funds from the city and sits next to the 20-unit Mercy Oaks I completed in 2022.

    What it may mean for the marketAdds 17 income restricted apartments on a former strip mall site, expanding the affordable rental supply and converting vacant commercial land to housing. The project is about 10 miles northwest of Fernwood Terrace, elsewhere in Hillsborough County.

    Source: City of Tampa
  6. July 2026
    Builder Activity

    First 3D-printed affordable home nears completion in East Tampa

    The nonprofit Corporation to Develop Communities of Tampa is completing Tampa's first 3D-printed affordable home on Lurline Circle in East Tampa, using a gantry-style printer that layers concrete for the walls. The house is expected to be finished within weeks and listed for sale in about two months, with down payment assistance and first time homebuyer programs available. The effort is part of a broader CDC initiative that includes more than 90 multifamily units in East Tampa.

    What it may mean for the marketIntroduces 3D concrete printing construction to the local for sale housing market, with a new single family home and additional multifamily units planned. The method signals a new building technique entering the area home supply. The project is about 7 miles northwest of Fernwood Terrace, elsewhere in Hillsborough County.

    Source: Bay News 9

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

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Schools serving nearby communities

We do not have a confirmed school assignment for Fernwood Terrace. These are the public schools most often assigned to other communities in ZIP 33510 / 33584; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Email me new listings in Fernwood TerraceHomes for Sale

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Fernwood TerraceHomes for Sale

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Fernwood TerraceHomes for Sale will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Common questions about Fernwood Terrace

Where is Fernwood Terrace?

Fernwood Terrace is a community in Seffner, Hillsborough County, Florida, ZIP 33510 / 33584.

How many homes are in Fernwood Terrace?

County property records list 11 homes in Fernwood Terrace, built between 1972 and 1972; the typical home is about 1,533 heated square feet.

What do homes in Fernwood Terrace sell for?

Fernwood Terrace has no MLS sales in the last 12 months. The most recent year with recorded sales on file is 2025 (1 sale, median $385,000). For context, ZIP 33510 has 131 homes on the market with 24% under contract.

Are there homes for sale in Fernwood Terrace right now?

No active listings inside Fernwood Terrace at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Fernwood Terrace have an HOA or CDD?

No HOA is on record for Fernwood Terrace in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Fernwood Terrace key facts
LocationSeffner, Hillsborough County, FL · ZIP 33510, 33584
Homes in the community14 (FL DOR 2025 assessment roll)
Years built1972–1972 (median 1972.0)
Typical living area1,655 sq ft (median)
Owner-occupied (homestead) share57%

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2013 through 2025; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Fernwood Terrace key facts,” movewithmomentum.com/neighborhoods/fernwood-terrace, data as of September 20, 2026.

Nearby Communities

Explore more neighborhoods near Fernwood Terrace with Momentum Realty’s local guides.

MMMelanie Manor0.1 mi away · 38 homes, built 1961–69TBTaylor Bay Estates0.1 mi away · 23 homes, built 2005–06, 3 for saleBPBrandon Park0.2 mi away · 59 homes, built 1920–98Casa De Sol Brandon0.3 mi away · median $359K, 4 sales/12 moPWParsons Woods0.3 mi away · 82 homes, built 2011–14BGBrandon Groves0.3 mi away · median $279K, 3 sales/12 mo

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