Fernwood Terrace
Homes for Sale in Seffner, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 9 closed sales in Fernwood Terrace in Seffner, FL since 2013, the most recent in July 2025. Across Seffner as a whole, 123 homes closed in the last 12 months at a median of $345,000, 40 median days on market, with 29 homes for sale today. At that median and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $5,430 ($4,800 with the full homestead exemption).
Fernwood Terrace is not showing any closed sales in the current MLS window, and no community amenities are listed in the feed. That combination means there is no live pricing trend to point to right now, and any number someone quotes you for this pocket of Seffner should be treated as an estimate pulled from outside data, not from what is actually transacting here.
For a buyer, that thin data set is itself the useful signal: this is a smaller, quieter corner of the market where you should expect to do more legwork on comparables and condition rather than lean on a published median. For a seller, it means pricing strategy has to be built from nearby comparable sales and the specific condition of the home, not from a neighborhood-wide trend line.
Nearby homes for sale
No active listings inside Fernwood Terrace right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Fernwood Terrace sits in Seffner, Hillsborough County, with no recent closed sales or listed amenities currently reflected in the MLS feed, which makes it a community you evaluate house by house rather than by neighborhood-wide statistics.
Stellar MLS sales records identify 11 homes in Fernwood Terrace that have changed hands since 2011, built between 1972 and 1972 (median 1972), with a median living area of about 1,533 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Fernwood Terrace is best for.
Best for
- Buyers willing to price a home from surrounding comparables rather than a published neighborhood median
- Buyers focused on the specific house and lot rather than a built-out amenity package
- Sellers comfortable working with a broker to build a pricing case from nearby closed sales instead of neighborhood-wide stats
Probably not for
- Buyers who want a documented history of recent closings before making an offer
- Buyers specifically shopping for a community with an established amenity list
- Anyone who needs a fast, data-backed timeline for how quickly homes here typically sell
The market around Fernwood Terrace
Fernwood Terrace is too small for its own price trend, so here is the market around it.
In ZIP 33510, 131 homes are on the market and 24% are under contract — a steady corner of Seffner.
Across Hillsborough County, 6,274 homes are active and 1,939 pending (24% under contract).
In ZIP 33510 (Seffner), 234 homes closed in the last 12 months at a median of $375K ($207/sq ft), down 0.8% year over year, with a median 24 days on market. Right now 37 active and 13 pending listings put supply at about 4.6 months — a healthy market. See the live ZIP 33510 housing market and the Hillsborough County market.
ZIP and county figures describe the wider market, not Fernwood Terrace specifically. Momentum Research analysis of MLS records.
Fernwood Terrace by the numbers
From county property records and closed MLS sales for the Fernwood Terrace subdivision: 11 homes on record; built 1972; typical size about 1,533 heated sq ft; 3 bedrooms is the median. Housing mix: single-family 100%.
| Year | Recorded sales | Median price |
|---|---|---|
| 2017 | 1 | $199,000 |
| 2019 | 1 | $197,800 |
| 2020 | 1 | $245,000 |
| 2022 | 1 | $265,000 |
| 2024 | 1 | $355,000 |
| 2025 | 1 | $385,000 |
Newest recorded sale: $385,000 on 2025-07-01.
Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.
The Fernwood Terrace buying strategy.
If we were buying in Fernwood Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Fernwood Terrace.
A Community With No Current Trail
When a community shows zero closings in the tracked window, it usually means one of two things: very low turnover, or a small enough footprint that sales simply have not landed in the recent snapshot. Either way, the practical effect is the same for anyone looking at Fernwood Terrace today — there is no median price, no days-on-market figure, and no amenity list to reference from current listings.
That does not make the community untouchable, but it does change how you approach it. Instead of starting from neighborhood stats, the starting point has to be the individual property: its condition, its lot, its recent comparable sales in surrounding Seffner, and what similar homes in the immediate area have actually closed for. This is a market you research at the address level, not the neighborhood level.
The location and the amenities are priced into every listing in Fernwood Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with no current MLS trend to lean on, the value we bring is doing the comparable-sales work manually — pulling data from adjacent Seffner activity, checking public records for recent transfers, and pricing or evaluating a home on its own merits rather than a neighborhood average that does not exist right now.
Fernwood Terrace in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Fernwood Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Fernwood Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Fernwood Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Fernwood Terrace home worth?
Get a no-obligation home value based on real comparable sales in Fernwood Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Seffner →
Should you buy in Fernwood Terrace?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2013 (9 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Fernwood Terrace fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Fernwood Terrace. These are the public schools most often assigned to other communities in ZIP 33510 / 33584; zones change and vary by address, so confirm with the district before you buy.
- Brandon High School · Public · FLDOE grade C (assigned to 6 nearby communities)
- Burns Middle School · Public · FLDOE grade A (assigned to 3 nearby communities)
- Armwood High School · High · FLDOE grade B (assigned to 3 nearby communities)
- Bailey Elementary School · Elementary · FLDOE grade C (assigned to 2 nearby communities)
- Burnett Middle School · Middle · FLDOE grade C (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Common questions about Fernwood Terrace
Where is Fernwood Terrace?
Fernwood Terrace is a community in Seffner, Hillsborough County, Florida, ZIP 33510 / 33584.
How many homes are in Fernwood Terrace?
County property records list 11 homes in Fernwood Terrace, built between 1972 and 1972; the typical home is about 1,533 heated square feet.
What do homes in Fernwood Terrace sell for?
Fernwood Terrace has no MLS sales in the last 12 months. The most recent year with recorded sales on file is 2025 (1 sale, median $385,000). For context, ZIP 33510 has 131 homes on the market with 24% under contract.
Are there homes for sale in Fernwood Terrace right now?
No active listings inside Fernwood Terrace at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Fernwood Terrace have an HOA or CDD?
No HOA is on record for Fernwood Terrace in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
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