Fruit Cove Terrace
Homes for Sale in Jacksonville, FL
All 4,477 homes for sale in Jacksonville, FL · median $299,999 · 26 homes for sale in 32259 · St. Johns County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 20 closed sales in Fruit Cove Terrace in Jacksonville, FL since 2002, the most recent in October 2025. Across Jacksonville as a whole, 7,643 homes closed in the last 12 months at a median of $315,000, 43 median days on market, with 4,168 homes for sale today. At that median and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $4,240 ($3,720 with the full homestead exemption).
The canonical snapshot for Fruit Cove Terrace is thin right now: a single closing in the reporting window, no median price to anchor on, and a valuation feed that hasn't yet given us enough transactions to talk about trend. That means anyone quoting you a precise "neighborhood price" here is guessing, and we won't do that.
With this little recent volume, price in Fruit Cove Terrace is going to be set property by property — condition, lot, and updates will matter more than any community average. For a buyer, that argues for looking hard at the individual home rather than a headline number. For a seller, it means comparables are scarce, so pricing has to be built from the ground up and defended with the specifics of your house.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Fruit Cove Terrace right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Fruit Cove Terrace sits in the Fruit Cove area of St. Johns County under a Jacksonville mailing address, a St. Johns location without a downtown Jacksonville commute assumption baked in. The current data window is too quiet to characterize as a fast or slow market; it simply hasn't produced enough closings to read.
realMLS (Northeast Florida) sales records identify 12 homes in Fruit Cove Terrace that have changed hands since 2012, built between 1940 and 2014 (median 1988), with a median living area of about 3,360 sq ft and a typical 4-bedroom, 3.5-bath layout; 92% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 9 qualified sales in Fruit Cove Terrace across 2024–2025 (7 in 2024, 2 in 2025), median $425,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Fruit Cove Terrace is best for.
Best for
- Buyers who want a St. Johns County address and are willing to underwrite the home on its own merits
- Buyers with the patience to wait for the right property in a low-turnover area
- Sellers ready to price from the specifics of their house rather than a neighborhood shortcut
Probably not for
- Buyers who need a large pool of recent comparables to feel confident on price
- Sellers expecting a fast, high-volume market to carry the sale
- Anyone wanting a firm price range before touring the actual home
The market around Fruit Cove Terrace
Fruit Cove Terrace is too small for its own price trend, so here is the market around it.
In ZIP 32259, 599 homes are on the market and 36% are under contract — a fast-moving corner of Jacksonville.
Across St. Johns County, 2,089 homes are active and 883 pending (30% under contract).
In ZIP 32259 (Jacksonville), 2,154 homes closed in the last 12 months at a median of $505K ($224/sq ft), down 1.0% year over year, with a median 43 days on market. Right now 446 active and 261 pending listings put supply at about 13.7 months — a buyer's market. See the live ZIP 32259 housing market and the St. Johns County market.
ZIP and county figures describe the wider market, not Fruit Cove Terrace specifically. Momentum Research analysis of MLS records.
The Fruit Cove Terrace buying strategy.
If we were buying in Fruit Cove Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Fruit Cove Terrace.
A thin-data pocket in St. Johns
The single most important fact about Fruit Cove Terrace as of this snapshot is how little has traded recently. A one-closing window doesn't give us a median, a spread, or a days-on-market read you can lean on. In a community like this, the smart move is to treat each listing as its own case study rather than assuming it behaves like the last sale.
The upside of a quiet, low-turnover pocket is that homes here aren't churning; the downside is that price discovery is harder for everyone. Expect a wide, condition-driven spread rather than a tight band, and expect negotiations to hinge on the particular house in front of you. This is a place where doing the comparable work by hand pays off.
The location and the amenities are priced into every listing in Fruit Cove Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When the recent data is this thin, generic pricing tools fall down and local judgment does the work. We build value from the specific home and the nearest defensible comparables rather than from a headline average that doesn't exist yet for Fruit Cove Terrace, and we'll tell you plainly when the evidence isn't there to support a number.
Fruit Cove Terrace in 15 seconds.
Tools for a Fruit Cove Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Fruit Cove Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Fruit Cove Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Fruit Cove Terrace home worth?
Get a no-obligation home value based on real comparable sales in Fruit Cove Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Housing distress & ownership in Fruit Cove Terrace, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
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Recent Developments in Fruit Cove Terrace
Development, infrastructure, retail, and school activity affecting Fruit Cove Terrace, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- September 2026Infrastructure
County Road 220 widening and Little Black Creek bridge replacement open to traffic in Clay County
The project finished ahead of schedule, with a new four-lane bridge over Little Black Creek replacing a 1947 structure. Phase 1 began in December 2024 with intersection improvements at Rideout Ferry Road, and Phase 2 began in January 2025. Officials say it should ease traffic along the corridor.
What it may mean for the marketA four-lane CR 220 corridor improves commute capacity for Fleming Island and Middleburg area drivers. The site is about 9 miles west of Fruit Cove Terrace.
Source: News4JAX - September 2026Development
UF Health Durbin Park 99-bed hospital opens in northern St. Johns County; Baptist Silverleaf adds emergency department
UF Health Durbin Park, a 99-bed hospital with a 24-hour emergency department on 42.5 acres, held its ribbon-cutting and opens the following week. Baptist Health's Silverleaf campus, about 10 miles south, is adding an emergency department, and AdventHealth and Acadia Health have also opened facilities near I-95. The county's population has grown more than 25% since 2020.
What it may mean for the marketNew hospital and emergency capacity shortens drive times to emergency care and adds healthcare jobs in northern St. Johns County. The site is about 7 miles east of Fruit Cove Terrace.
Source: Jacksonville Today - August 2026Schools
St. Johns County school board moves ahead with design of SilverLeaf-area high school costing about $100 million
The board approved moving forward with design and architecture for a high school on Parcel 38, with cost estimated at roughly $100 million and possibly up to $120 million as design progresses. Construction is expected to take about three years. A board workshop on full project scope is being prepared.
What it may mean for the marketA new high school in the SilverLeaf area would add school capacity for the fast-growing northwest part of the county. The project is about 6 miles southeast of Fruit Cove Terrace, elsewhere in St. Johns County.
Source: News4JAX - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 7 miles southwest of Fruit Cove Terrace.
Source: Jax Daily Record - May 2026Retail & Dining
Grocery-anchored retail center proposed in Durbin Park
A grocery-anchored retail center was proposed at Durbin Park, the large mixed-use development near Interstate 95 and County Road 210 in northern St. Johns County, adding to the district's existing stores, restaurants, and Walmart-anchored core.
What it may mean for the marketAdded grocery and retail at Durbin Park deepens everyday conveniences in northern St. Johns County, an amenity factor that can support demand for surrounding communities. The site is about 7 miles east of Fruit Cove Terrace.
Source: Jax Daily Record - February 2026Retail & Dining
Durbin Park Walmart plans an expansion
The Walmart anchoring Durbin Park filed plans to expand in early 2026, reinforcing the retail core of the Interstate 95 and County Road 210 district in northern St. Johns County.
What it may mean for the marketInvestment in Durbin Park's retail anchor signals continued commercial strength in northern St. Johns County, which can reinforce the appeal of nearby residential areas. The site is about 7 miles east of Fruit Cove Terrace.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
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Ask an agent about Fruit Cove Terrace
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Frequently Asked Questions
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When were the homes in Fruit Cove Terrace built?
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Should you buy in Fruit Cove Terrace?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 20, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32259)) |
| Under-contract shares | realMLS records, as of 2026-10-20 |
| Historical depth | Closed-sale records back to 2002 (20 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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Nearby Communities
Explore more neighborhoods near Fruit Cove Terrace with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Fruit Cove Terrace. These are the public schools most often assigned to other communities in ZIP 32259; zones change and vary by address, so confirm with the district before you buy.
- Bartram Trail High School · 9-12 · FLDOE grade A (assigned to 24 nearby communities)
- Switzerland Point Middle School · 6-8 · FLDOE grade A (assigned to 19 nearby communities)
- Fruit Cove Middle School · 6-8 · FLDOE grade A (assigned to 18 nearby communities)
- Creekside High School · 9-12 · FLDOE grade A (assigned to 16 nearby communities)
- Julington Creek Elementary School · PreK-5 · FLDOE grade A (assigned to 9 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).