Gateway Commerce Center
Homes for Sale in Umatilla, FL
All 70 homes for sale in UMATILLA, FL · median $364,900 · Lake County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of September 2026, Gateway Commerce Center in Umatilla, FL has 1 home for sale. Gateway Commerce Center is a community in Umatilla, Lake County, FL. Across Umatilla as a whole, 56 homes closed in the last 12 months at a median of $313,990, 92 median days on market, with 13 homes for sale today. At that median and Lake County's FY2025-26 rate of 16.65 mills, annual property tax runs about $5,230 ($4,560 with the full homestead exemption).

Gateway Commerce Center Umatilla is a small, recently built pocket of just 17 homes, all constructed between 2021 and 2023, with a median build year of 2022. The name itself is a signal worth taking seriously: this reads as a mixed-use or commerce-adjacent development rather than a conventional residential subdivision, and the data backs that up. Median living space runs to 5,000 square feet, well beyond a typical single-family footprint, and homestead exemption filings sit at 0.0% across the entire set of homes.
With only 1 active listing as of this snapshot, there is essentially no market to read in the traditional sense. Pricing here will be driven almost entirely by the specifics of whatever individual property comes up, not by comparable sales momentum or absorption trends. A buyer or seller in this footprint should treat each listing as its own case rather than expecting a pattern from prior sales.
The 60-Second Overview
A newer, small-scale development in Umatilla built out entirely between 2021 and 2023, with large-format living space and a homestead profile suggesting these are not primarily owner-occupied residences in the conventional sense.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Gateway Commerce Center is best for.
Best for
- A buyer looking for a large, newer-built property in Umatilla and comfortable confirming its intended use before purchase
- An investor or business owner exploring flex-use space in a small, recently constructed development
- A buyer who does not need pool, clubhouse, or other shared community amenities as part of the purchase
Probably not for
- A buyer expecting a conventional owner-occupied subdivision with an established resale market
- Anyone relying on comparable sales history in a set this small and this recently built
- A buyer who wants built-in community amenities as part of the property
The market around Gateway Commerce Center
Gateway Commerce Center is a small community — 1 recorded sale on file, most recently in 2023 — too few for its own price trend. Here is the market around it.
Across Lake County, 3,176 homes are active and 1,107 pending (26% under contract).
ZIP and county figures describe the wider market, not Gateway Commerce Center specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Gateway Commerce Center
Live MLS inventory for Gateway Commerce Center. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Gateway Commerce Center listings as of 2026-06-22, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Tap any home to ask about it.
The Gateway Commerce Center buying strategy.
If we were buying in Gateway Commerce Center today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Gateway Commerce Center.
A Commerce-Adjacent Footprint, Not a Typical Subdivision
Everything about this snapshot points away from a standard residential neighborhood read. The median living area of 5,000 square feet is large relative to typical single-family construction, and with 0.0% of the 17 homes carrying a homestead exemption, it appears none are being claimed as a primary residence under Florida's homestead rules. Paired with a name like Gateway Commerce Center, this looks like a development built for flex, business, or investment use as much as residential living.
There is no data on community amenities from current MLS listings, which is consistent with a development that was not built around the usual pool, clubhouse, or shared recreational infrastructure found in residential subdivisions. With only one active listing at the time of this snapshot, buyers should evaluate any available home on its own merits, physical condition, size, and use case, rather than assuming it behaves like a typical Umatilla neighborhood.
The location and the amenities are priced into every listing in Gateway Commerce Center. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A footprint this small and this atypical rewards careful due diligence over general market instinct. We will walk through what a property here is actually built for, residential use, flex space, or something in between, before you make an offer, and we will tell you plainly if a listing does not match your intended use.
Gateway Commerce Center in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Gateway Commerce Center buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Gateway Commerce Center sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Gateway Commerce Center, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Gateway Commerce Center home worth?
Get a no-obligation home value based on real comparable sales in Gateway Commerce Center, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Umatilla →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Lake County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Lake County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
25% of homes for sale in ZIP 32784 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-23).
GATEWAY COMMERCE CENTER Market Scorecard
GATEWAY COMMERCE CENTER is currently a thin data market. Limited supply, a median asking price of $655,000, and homes go under contract in about 44 days.
Typical home value in the 32784 ZIP is $294,131, about 15.4% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
How many homes are in Gateway Commerce Center?
What share of Gateway Commerce Center is owner-occupied?
When were the homes in Gateway Commerce Center built?
Who is the best real estate agent for Gateway Commerce Center?
How do I find a top Umatilla real estate agent who knows Gateway Commerce Center?
Can Momentum Realty connect me with an agent for Gateway Commerce Center?
Where is Gateway Commerce Center, and what county is it in?
Should you buy in Gateway Commerce Center?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: June 22, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (community parcel extract) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Gateway Commerce Center fits the bigger picture — live prices, inventory, and Momentum Scores:
More Umatilla & Lake County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Lake County or the full Neighborhood Finder.
Nearby Communities
Explore more neighborhoods near Gateway Commerce Center with Momentum Realty’s local guides.
