Hanover Square
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
Nearby homes for sale
No active listings inside Hanover Square right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
Homes listed or recently sold were built 2019 - 2019; 4 of 4 report an HOA (median $122/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 77 ft). As of October 2026, the MLS records 11 closed sales in Hanover Square in St Cloud, FL since 2019, the most recent in August 2026. Across St Cloud as a whole, 2,213 homes closed in the last 12 months at a median of $414,990, 46 median days on market, with 1,093 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,320 ($5,720 with the full homestead exemption).
The market around Hanover Square
Hanover Square is too small for its own price trend, so here is the market around it.
In ZIP 34771, 708 homes are on the market and 31% are under contract — a fast-moving corner of St Cloud.
Across Osceola County, 4,423 homes are active and 1,079 pending (20% under contract).
ZIP and county figures describe the wider market, not Hanover Square specifically. Momentum Research analysis of MLS records.
Life at Hanover Square
- Playground · reported on 2 of 2 listings
- Pool · reported on 2 of 2 listings
- Clubhouse · reported on 1 of 2 listings
- Park · reported on 1 of 2 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Hanover Square buying strategy.
If we were buying in Hanover Square today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Hanover Square.
The location and the amenities are priced into every listing in Hanover Square. The deal is won or lost on condition, the comps, and the renovation math.
What it really costs to own in Hanover SquareHomes for Sale
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $122/month across 4 MLS listings (most billed quarterly; 2026-10-24). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Osceola County is $1,735/yr (2,188 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2019 across 5 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
Email me new listings in Hanover SquareHomes for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Hanover SquareHomes for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Hanover SquareHomes for Sale will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $122/month (about $1,468/yr) · median of 4 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $122 per month ($1,468 a year) - the median AssociationFee across 4 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Hanover Square buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Hanover Square sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Hanover Square, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Hanover Square home worth?
Get a no-obligation home value based on real comparable sales in Hanover Square, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Hanover Square on the map →
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2019 (11 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Hanover Square fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Hanover Square
Where is Hanover Square?
Hanover Square is a community in St Cloud, Osceola County, Florida, ZIP 34771.
Are there homes for sale in Hanover Square right now?
No active listings inside Hanover Square at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Hanover Square have an HOA or CDD?
No HOA is on record for Hanover Square in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
More St. Cloud & Kissimmee, St. Cloud & Osceola County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Kissimmee, St. Cloud & Osceola County or the full Neighborhood Finder.
Last 30 days in Hanover Square: 2 new listings (median asking $431,995). As of October 24, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
| Location | St Cloud, Osceola County, FL · ZIP 34771 |
|---|---|
| Homes in the community | 91 (FL DOR 2025 assessment roll) |
| Years built | 2018–2024 (median 2019) |
| Typical living area | 2,301 sq ft (median) |
| Amenities listed by sellers | Playground, Pool, Clubhouse, Park, Security System |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 71% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2019 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Hanover Square key facts,” movewithmomentum.com/neighborhoods/hanover-square-st-cloud, data as of September 20, 2026.
Housing distress & ownership in Hanover Square, St Cloud
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
More St Cloud home searches
- All homes for sale in St Cloud, FL
- Homes for sale in Osceola County, FL
- St Cloud pool homes for sale
- St Cloud waterfront homes for sale
- Gated communities in St Cloud
- St Cloud golf course homes
- Homes under $300K in St Cloud
- Homes from $300K to $500K in St Cloud
- 4-bedroom homes for sale in St Cloud
- St Cloud home values: what is my house worth?
St Cloud guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Osceola County)
- Homestead exemption (Osceola County)
- New construction
- New construction (Osceola County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
Real estate agent in St Cloud? Join Momentum in St Cloud: 100% commission, one $12K cap.
Nearby Communities
Explore more neighborhoods near Hanover Square with Momentum Realty’s local guides.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Osceola County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
30% of homes for sale in ZIP 34771 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
HANOVER SQUARE Market Scorecard
HANOVER SQUARE is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 34771 ZIP is $436,543, about 13.8% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.