HARBAR OAKS
Homes for Sale in MONTVERDE, FL
True comps, carrying-cost math, and listings before the portals.
Harbar Oaks Montverde is a small, fixed pool of 27 homes, and with zero active listings as of this snapshot, there is nothing on the market to benchmark against right now. That is the defining fact for anyone circling this community: you are not shopping inventory, you are waiting for it, and when a home does surface here, there is no competing listing in the same subdivision to give a buyer leverage or a seller a comp to point to.
Construction spans 1986 to 2017, with a median year built of 1992, so a buyer has to evaluate each home on its own systems and updates rather than assuming a uniform build era. With homestead exemptions filed on about 78% of homes, most of this community is held long-term rather than turned over, which is part of why listings are scarce and why patience matters more than urgency for anyone waiting to buy in.
The 60-Second Overview
Harbar Oaks Montverde is a compact, established pocket of 27 homes in Montverde with a median living area of 2,143 square feet and no active MLS inventory at the moment, making it a community you track rather than one you can walk into today.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of HARBAR OAKS. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
HARBAR OAKS
HARBAR OAKS
HARBAR OAKS
HARBAR OAKS
HARBAR OAKS
HARBAR OAKSWho HARBAR OAKS is best for.
Best for
- A buyer with flexible timing who wants to be first in line when a Harbar Oaks Montverde home eventually lists.
- A buyer comfortable evaluating homes individually across a wide build range, from 1986 to 2017, rather than assuming a single construction standard.
- A buyer who values living in a community with a high rate of long-term, homestead-held ownership over one with frequent turnover.
Probably not for
- A buyer who needs to close within a set window and cannot wait out zero current inventory.
- A buyer who wants confirmed shared amenities, since none are identified in current MLS data for this community.
- A buyer who wants multiple active comps to negotiate against before making an offer.
The market around HARBAR OAKS
HARBAR OAKS is a small community — 13 recorded sales on file, most recently in 2025 — too few for its own price trend. Here is the market around it.
In ZIP 34756, 128 homes are on the market and 21% are under contract — a steady corner of MONTVERDE.
Across Lake County, 3,224 homes are active and 1,105 pending (26% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not HARBAR OAKS specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in HARBAR OAKS, MONTVERDE
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.
The HARBAR OAKS buying strategy.
If we were buying in HARBAR OAKS today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in HARBAR OAKS.
A small, held community
With only 27 homes total and none currently listed, Harbar Oaks Montverde behaves less like an open market and more like a waiting list. The build range of 1986 to 2017 means a buyer will encounter a mix of original construction and later updates, and with a median year built of 1992, due diligence on roofs, HVAC, and other major systems should be a standing part of any offer here rather than an afterthought.
The 78% homestead share is the clearest signal in this data: most owners have filed for the exemption, which typically points to longer hold periods and less routine turnover. Combined with zero active listings, that tells a buyer the path in is usually word of mouth, direct outreach, or watching for a listing the moment it appears rather than browsing a stocked market. No community amenities are identified from current MLS data, so any shared features should be confirmed directly rather than assumed.
The location and the amenities are priced into every listing in HARBAR OAKS. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with no active listings and only 27 homes total, the advantage is in the setup, not the search. We track when homestead-held properties in Harbar Oaks Montverde change hands, verify build-era details like roof and system age against the 1986 to 2017 construction range, and make sure a buyer is positioned to act the moment something surfaces rather than starting from zero after a listing already hits the market.
HARBAR OAKS in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA. Confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a HARBAR OAKS buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed HARBAR OAKS sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in HARBAR OAKS, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your HARBAR OAKS home worth?
Get a no-obligation home value based on real comparable sales in HARBAR OAKS, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in HARBAR OAKS on the map →
Frequently Asked Questions
How many homes are in HARBAR OAKS?
What share of HARBAR OAKS is owner-occupied?
When were the homes in HARBAR OAKS built?
Who is the best real estate agent for HARBAR OAKS?
How do I find a top MONTVERDE real estate agent who knows HARBAR OAKS?
Can Momentum Realty connect me with an agent for HARBAR OAKS?
Should you buy in HARBAR OAKS?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near HARBAR OAKS with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: August 2, 2026) |
| Housing stock & ownership | Florida DOR 2025 assessment roll (community parcel extract) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2005 (7 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.