Harbor Island Beach Club
Homes for Sale in Melbourne Beach, FL
All 141 homes for sale in Melbourne Beach, FL · median $724,900 · 31 condos for sale in Melbourne Beach · 133 homes for sale in 32951 · Brevard County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Space Coast MLS
As of November 2026, Harbor Island Beach Club in Melbourne Beach, FL has 14 homes for sale, asking from $690,000 to $2,750,000 (median $950,000). Over the 12 months ending 2026-11-08, 6 recorded sales closed at a median of $899,250, $409 per square foot, a median 25 days on market, sellers accepting 94% of original asking. Homes listed or recently sold were built 2021–2024; 26 of 26 report an HOA (median $576/mo); 1 of the 26 geocoded homes sit in a FEMA special flood hazard zone (median elevation 8 ft). At the median price and Brevard County's FY2025-26 rate of 15.6 mills, annual property tax runs about $14,030 ($13,410 with the full homestead exemption).
Homes For Sale Right Now in Harbor Island Beach Club
Live MLS inventory for Harbor Island Beach Club. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
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ActiveActive and pending Harbor Island Beach Club listings as of 2026-11-12, priced high to low. Based on information from the Space Coast MLS for the period 2026 through 2026. Tap any home to ask about it.
Harbor Island Beach Club sits in Melbourne Beach with a median price of $860,000 and a median of about $404 per square foot. At that price-per-foot, you are paying for the location and the coastal setting more than for raw square footage, and the spread between listings tends to be driven by condition and finish rather than by any published tier of pricing.
The market posture is soft right now. The median is down 16.7% year over year, and homes are taking a median of 87 days to sell across a thin window of 13 closings. For a buyer, that combination means room to negotiate and time to do diligence. For a seller, it means pricing to the current market on day one and expecting a longer runway than you would have seen a year ago.
Figures in this note are as of July 15, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Harbor Island Beach Club right now
🟢 Buyer-leaning market. 10.5 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Space Coast MLS records, as of November 8, 2026. Confidence: High (14 active and pending listings, 6 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 12, 2026 · Live data: Space Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Harbor Island Beach Club market snapshot (as of November 8, 2026): the median sale price is about $899K ($409 per sq ft over the trailing 12 months of closed sales), a median 26 days on market for closed sales, and 10.5 months of supply, a buyer-leaning market.
In ZIP 32951 (Melbourne Beach), 16 homes closed in the last 12 months at a median of $650K ($325/sq ft), with a median 26 days on market. Right now 14 active listings put supply at about 10.5 months — a buyer's market. See the live ZIP 32951 housing market and the Brevard County market.
County records show 4 qualified sales in Harbor Island Beach Club across 2024–2025 (3 in 2024, 1 in 2025), median $1.04M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Harbor Island Beach Club: of 11 listing addresses checked against the FEMA National Flood Hazard Layer, 91% sit outside the FEMA Special Flood Hazard Area (Zone X); 9% are in a V-series coastal high-hazard zone. Individual parcels vary - verify any specific address at msc.fema.gov.
Harbor Island Beach Club is a community of 46 homes in Melbourne Beach, Brevard County, built between 2021 and 2023 (median 2022.0), with a median living area of about 4,608 square feet. 6% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
This is a coastal Melbourne Beach community trading in the mid-to-high $800s, where a low closing count and long days on market make each individual sale a bigger part of the story than in higher-volume neighborhoods.
The setting & the homes.
Aerial and on-site photos of Harbor Island Beach Club. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Harbor Island Beach ClubHarbor Island Beach ClubHarbor Island Beach ClubHarbor Island Beach ClubHarbor Island Beach ClubHarbor Island Beach ClubHarbor Island Beach ClubHarbor Island Beach ClubPhotos from Space Coast MLS listings in Harbor Island Beach Club; content deemed reliable but not guaranteed.
Who Harbor Island Beach Club is best for.
Best for
- Buyers with an $800K-plus budget targeting a coastal Melbourne Beach home who value location over shared amenities
- Patient buyers comfortable with a longer search and negotiation on a market averaging 87 days to sell
- Long-hold buyers who can absorb a soft, thinly-traded market rather than expecting a fast flip
Probably not for
- Buyers needing fast liquidity or a quick resale in a competitive market
- Buyers wanting community facilities, since none were identified from current MLS listings
- Budget-constrained buyers, given the mid-to-high $800s median price point
Harbor Island Beach Club on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Space Coast MLS. Map data © OpenStreetMap contributors.
Schools
- Brevard County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Gemini · Elementary
- Hoover · Middle
- Melbourne · High
Zoned schools reflect the assignments reported on recent Harbor Island Beach Club listings and can change; always confirm with Brevard County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Harbor Island Beach Club address.
Shop the zone: Homes zoned for Melbourne High School
The Harbor Island Beach Club buying strategy.
If we were buying in Harbor Island Beach Club today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Island Beach Club.
A thin, softening coastal market
Two numbers deserve weight here: 13 closings and 87 median days on market. A window this thin means the median can swing on a handful of transactions, and the near three-month median selling time tells you buyers are being deliberate. Read any single comp carefully rather than treating the median as a firm ceiling or floor.
The 16.7% year-over-year decline reframes negotiations. That is a meaningful pullback, and it puts pressure on sellers to price against today's market instead of last year's. No community amenities were identified from current MLS listings, so value here rests on the homes themselves and the beachside location rather than on shared facilities.
The location and the amenities are priced into every listing in Harbor Island Beach Club. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Harbor Island Beach Club buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (2.2). Basis: Liquidity & Demand 10.5 months of supply; Owner Commitment 6% owner-occupied; Pricing Power 94.1% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a low-volume, softening market, the difference between a good outcome and a bad one is comp discipline. With only 13 closings to work from and an 87-day median, we read each sale individually, price to where the market actually is, and structure offers with the leverage the current numbers give buyers. We will also tell you plainly when a listing is priced to last year's peak.
Harbor Island Beach Club in 15 seconds.
Tools for a Harbor Island Beach Club buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Island Beach Club sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbor Island Beach Club, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbor Island Beach Club home worth?
Get a no-obligation home value based on real comparable sales in Harbor Island Beach Club, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Harbor Island Beach Club
Homes in Harbor Island Beach Club that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 365 Strand Drive · off market
| Location | Melbourne Beach, Brevard County, FL · ZIP 32951 |
|---|---|
| Homes in the community | 46 (FL DOR 2025 assessment roll) |
| Years built | 2021–2023 (median 2022.0) |
| Typical living area | 4,608 sq ft (median) |
| Home types (current listings and sales) | condos 65%, single-family 35% |
| Amenities listed by sellers | Beach Access, Boat Dock, Maintenance Grounds, Spa/Hot Tub, Security Gate, Gated |
| Sale prices, last 12 months | $899,250 median across 6 closed sales · $409 per sq ft |
| Days on market (closed sales) | 25 median |
| For sale right now | 14 active, 0 pending · median asking $950,000 · 10.5 months of supply |
| Owner-occupied (homestead) share | 6% |
Data as of November 8, 2026. Based on information from the Space Coast MLS for the period 2026 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Harbor Island Beach Club key facts,” movewithmomentum.com/neighborhoods/harbor-island-beach-club, data as of November 8, 2026.
Housing distress & ownership in Harbor Island Beach Club, Melbourne Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on information from the Space Coast MLS for the period November 2026 through November 2026. Deemed reliable but not guaranteed.
Just listed in Harbor Island Beach Club
The newest homes for sale in Harbor Island Beach Club right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 475 Strand Drive $879,000 · 4 bd · 5.5 ba · 3,189 sq ft · new today Courtesy of Santana Real Estate LLC
- 345 Strand Drive $1,075,000 · 5 bd · 5 ba · 3,518 sq ft · new today Courtesy of RE/MAX Elite
- 3057 S Highway A1A $2,750,000 · 4 bd · 4.5 ba · 2,434 sq ft · new today Courtesy of RE/MAX Elite
- 385 Strand Drive $1,300,000 · 8 bd · 7.5 ba · 4,494 sq ft · new today Courtesy of RE/MAX Elite
- 420 Strand Drive $1,175,000 · 6 bd · 5.5 ba · 3,682 sq ft · new today Courtesy of Realty World Curri Properties
- 205 Strand Drive #305 $1,090,000 · 3 bd · 3 ba · 1,815 sq ft · new today Courtesy of One Sotheby's International
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Harbor Island Beach Club Right Now (14)
All 14 active and pending Harbor Island Beach Club listings with a detail page, newest first, refreshed twice a day from the MLS.
- 475 Strand Drive · $879,000 · 4 bd / 5.5 ba · listed Aug 13, 2026 · listed by Santana Real Estate LLC
- 345 Strand Drive · $1,075,000 · 5 bd / 5 ba · listed Aug 13, 2026 · listed by RE/MAX Elite
- 3057 S Highway A1a · $2,750,000 · 4 bd / 4.5 ba · listed Aug 13, 2026 · listed by RE/MAX Elite
- 385 Strand Drive · $1,300,000 · 8 bd / 7.5 ba · listed Aug 13, 2026 · listed by RE/MAX Elite
- 420 Strand Drive · $1,175,000 · 6 bd / 5.5 ba · listed Aug 13, 2026 · listed by Realty World Curri Properties
- 205 Strand Drive #305 · $1,090,000 · 3 bd / 3 ba · listed Aug 13, 2026 · listed by One Sotheby's International
- 225 Strand Drive #408 · $1,199,000 · 3 bd / 3 ba · listed Aug 13, 2026 · listed by One Sotheby's International
- 495 Strand Drive · $899,000 · 4 bd / 5.5 ba · listed Aug 13, 2026 · listed by EXP Realty, LLC
- 205 Strand Drive #304 · $839,999 · 3 bd / 3 ba · listed Aug 13, 2026 · listed by Beycome of Florida LLC
- 3031 Hafen Lane #407 · $990,000 · 3 bd / 3 ba · listed Aug 13, 2026 · listed by One Sotheby's International
- 3031 Hafen Lane #306 · $859,000 · 3 bd / 3 ba · listed Aug 13, 2026 · listed by One Sotheby's International
- 3031 Hafen Lane #205 · $690,000 · 3 bd / 3 ba · listed Aug 13, 2026 · listed by One Sotheby's International
- 3051 Hafen Lane #404 · $910,000 · 3 bd / 3 ba · listed Aug 13, 2026 · listed by One Sotheby's International
- 3051 Hafen Lane #301 · $849,000 · 3 bd / 3 ba · listed Aug 13, 2026 · listed by One Sotheby's International
Recently sold in Harbor Island Beach Club
- 365 Strand Drive · sold $1,225,000
- 205 Strand Drive #401 · sold $871,500
- 3031 Hafen Lane #403 · sold $927,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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Melbourne Beach guides & data
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- Cost of living
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- Property taxes (Brevard County)
- Homestead exemption (Brevard County)
- Home insurance cost
- New construction (Brevard County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Strand Drive (8 homes on record)
- Hafen Lane (3 homes on record)
- S Hwy A1A (1 homes on record)
What it really costs to own in Harbor Island Beach Club
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $11,920/yr across 12 listings here (MLS tax records, 2026-11-12). |
|---|---|
| HOA dues | Median $821/month across 12 MLS listings (most billed monthly; 2026-11-12). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Brevard County is $2,348/yr (6,986 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 11 listing addresses checked against the FEMA flood map, 91% sit outside the high-risk zone and 9% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2023 across 12 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
Estimated carrying cost at the median asking price, before the mortgage: about $2,010/month (tax $993, HOA $821, insurance $196). An estimate from the sources above, not a quote.
Email me new listings in Harbor Island Beach Club
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Harbor Island Beach Club
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Harbor Island Beach Club will answer, and the answer is published on this page for the next buyer.
0% of homes for sale in Harbor Island Beach Club are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-12).
Frequently Asked Questions
What is the median home price in Harbor Island Beach Club?
How long do homes in Harbor Island Beach Club take to sell?
Is Harbor Island Beach Club a buyer's or seller's market right now?
How many homes are in Harbor Island Beach Club?
What share of Harbor Island Beach Club is owner-occupied?
When were the homes in Harbor Island Beach Club built?
Who is the best real estate agent for Harbor Island Beach Club?
How do I find a top Melbourne Beach real estate agent who knows Harbor Island Beach Club?
Can Momentum Realty connect me with an agent for Harbor Island Beach Club?
Where is Harbor Island Beach Club, and what county is it in?
Is Harbor Island Beach Club in a flood zone?
Is Harbor Island Beach Club a good place to live?
Should you buy in Harbor Island Beach Club?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Space Coast MLS, refreshed twice daily (last: November 12, 2026) |
| Community market stats | Space Coast MLS closed sales, 12-month windows ending November 8, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32951)) |
| Under-contract shares | Space Coast MLS records, as of 2026-11-08 |
| Historical depth | Closed-sale records back to 2026 (6 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Space Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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