Harbor Island Beach Club
Homes for Sale in Melbourne Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Space Coast MLS
As of September 2026, Harbor Island Beach Club in Melbourne Beach, FL has 11 homes for sale and 1 pending, asking from $690,000 to $2,750,000 (median $1,075,000). Over the 12 months ending 2026-09-12, 16 recorded sales closed at a median of $860,400, $402 per square foot, a median 59 days on market, sellers accepting 91% of original asking (-17% versus the prior year). Homes listed or recently sold were built 2021–2024; 24 of 24 report an HOA (median $576/mo); 1 of the 19 geocoded homes sit in a FEMA special flood hazard zone (median elevation 9 ft). At the median price and Brevard County's FY2025-26 rate of 15.6 mills, annual property tax runs about $13,430 ($12,800 with the full homestead exemption).
Homes For Sale Right Now in Harbor Island Beach Club
Live MLS inventory for Harbor Island Beach Club. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
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PendingActive and pending Harbor Island Beach Club listings as of 2026-09-12, priced high to low. Based on information from the Space Coast MLS for the period 2021 through 2026. Tap any home to ask about it.
Harbor Island Beach Club sits in Melbourne Beach with a median price of $860,000 and a median of about $404 per square foot. At that price-per-foot, you are paying for the location and the coastal setting more than for raw square footage, and the spread between listings tends to be driven by condition and finish rather than by any published tier of pricing.
The market posture is soft right now. The median is down 16.7% year over year, and homes are taking a median of 87 days to sell across a thin window of 13 closings. For a buyer, that combination means room to negotiate and time to do diligence. For a seller, it means pricing to the current market on day one and expecting a longer runway than you would have seen a year ago.
Harbor Island Beach Club right now
🟢 Buyer-leaning market. 8.2 months of supply and 8% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Space Coast MLS records, as of September 12, 2026. Confidence: High (12 active and pending listings, 16 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($860K) is down 16.7% from the prior 12 months ($1.03M). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Space Coast MLS closed sales, 12-month windows ending September 12. Confidence: Medium (16 and 12 sales in the two windows).
What's unique here: the median sale price is about 2x the typical Brevard County sale ($860K vs $353K, trailing 12 months, Space Coast MLS records).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated September 12, 2026 · Live data: Space Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Harbor Island Beach Club market snapshot (as of September 12, 2026): the median sale price is about $860K ($402 per sq ft over the trailing 12 months of closed sales), a median 60 days on market for closed sales, and 8.2 months of supply, a buyer-leaning market. The trailing-12-month median is down 17% from the prior 12 months, computed from record-level Space Coast MLS closed sales (16 closings in the current window).
This is a coastal Melbourne Beach community trading in the mid-to-high $800s, where a low closing count and long days on market make each individual sale a bigger part of the story than in higher-volume neighborhoods.
The setting & the homes.
Aerial and on-site photos of Harbor Island Beach Club. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Harbor Island Beach ClubHarbor Island Beach ClubHarbor Island Beach ClubHarbor Island Beach ClubHarbor Island Beach ClubHarbor Island Beach ClubHarbor Island Beach ClubHarbor Island Beach ClubPhotos from Space Coast MLS listings in Harbor Island Beach Club; content deemed reliable but not guaranteed.
Who Harbor Island Beach Club is best for.
Best for
- Buyers with an $800K-plus budget targeting a coastal Melbourne Beach home who value location over shared amenities
- Patient buyers comfortable with a longer search and negotiation on a market averaging 87 days to sell
- Long-hold buyers who can absorb a soft, thinly-traded market rather than expecting a fast flip
Probably not for
- Buyers needing fast liquidity or a quick resale in a competitive market
- Buyers wanting community facilities, since none were identified from current MLS listings
- Budget-constrained buyers, given the mid-to-high $800s median price point
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Space Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($860K) IS the median in the snapshot above, and the move from 2025 ($1.03M) IS the -16.7% one-year change.
Windows contain 0 to 24 sales each (16 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on information from the Space Coast MLS for the period 2021 through 2026. Deemed reliable but not guaranteed.
8% of homes for sale in Harbor Island Beach Club are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-12).
Harbor Island Beach Club Market Scorecard
Harbor Island Beach Club is currently a buyer-leaning market. About 8.2 months of supply, a median asking price of $1,075,000.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Space Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Harbor Island Beach Club on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Space Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Brevard County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Gemini · Elementary
- Hoover · Middle
- Melbourne · High
Zoned schools reflect the assignments reported on recent Harbor Island Beach Club listings and can change; always confirm with Brevard County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Harbor Island Beach Club address.
The Harbor Island Beach Club buying strategy.
If we were buying in Harbor Island Beach Club today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Island Beach Club.
A thin, softening coastal market
Two numbers deserve weight here: 13 closings and 87 median days on market. A window this thin means the median can swing on a handful of transactions, and the near three-month median selling time tells you buyers are being deliberate. Read any single comp carefully rather than treating the median as a firm ceiling or floor.
The 16.7% year-over-year decline reframes negotiations. That is a meaningful pullback, and it puts pressure on sellers to price against today's market instead of last year's. No community amenities were identified from current MLS listings, so value here rests on the homes themselves and the beachside location rather than on shared facilities.
The location and the amenities are priced into every listing in Harbor Island Beach Club. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Harbor Island Beach Club buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (2.5). Basis: Recent Direction -16.7% year-over-year; Liquidity & Demand 8.2 months of supply; Pricing Power 90.8% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a low-volume, softening market, the difference between a good outcome and a bad one is comp discipline. With only 13 closings to work from and an 87-day median, we read each sale individually, price to where the market actually is, and structure offers with the leverage the current numbers give buyers. We will also tell you plainly when a listing is priced to last year's peak.
Harbor Island Beach Club in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harbor Island Beach Club buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Island Beach Club sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbor Island Beach Club, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbor Island Beach Club home worth?
Get a no-obligation home value based on real comparable sales in Harbor Island Beach Club, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Harbor Island Beach Club on the map →
Frequently Asked Questions
What is the median home price in Harbor Island Beach Club?
How long do homes in Harbor Island Beach Club take to sell?
Is Harbor Island Beach Club a buyer's or seller's market right now?
Who is the best real estate agent for Harbor Island Beach Club?
How do I find a top Melbourne Beach real estate agent who knows Harbor Island Beach Club?
Can Momentum Realty connect me with an agent for Harbor Island Beach Club?
Should you buy in Harbor Island Beach Club?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Harbor Island Beach Club with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Space Coast MLS, refreshed twice daily (last: September 12, 2026) |
| Community market stats | Space Coast MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Space Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2021 (68 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Space Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Space Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Harbor Island Beach Club fits the bigger picture — live prices, inventory, and Momentum Scores: