Harbor Isles
Condos for Sale in Cocoa Beach, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 20 closed sales in Harbor Isles Condo Ph Iii in Cocoa Beach, FL since 2006, the most recent in February 2026. Across Cocoa Beach as a whole, 121 homes closed in the last 12 months at a median of $585,000, 51 median days on market, with 42 homes for sale today. At that median and Brevard County's FY2025-26 rate of 15.6 mills, annual property tax runs about $9,130 ($8,510 with the full homestead exemption).
Part of Harbor Isles, Cocoa Beach, FL — see all Harbor Isles homes for sale (5 listings across 7 sections in the MLS).
Harbor Isles Condo Ph III is a small condominium enclave in Cocoa Beach, and with a closings window this thin, there is no reliable price story to tell from recent transactions. What sets value here is unit-specific: condition, floor, exposure, and how much updating the interior has seen. Two otherwise similar units can trade well apart based on those factors alone.
For a buyer, that means underwriting the individual unit rather than leaning on a community trend line. For a seller, it means presentation and condition do most of the work — with few comparable closings on the board, an appraiser and a buyer will both scrutinize the specifics of your unit. Price to the reality of what you're offering, not to a market average that barely exists at this scale.
Nearby homes for sale
No active listings inside Harbor Isles Condo Ph Iii right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
A small condo phase in Cocoa Beach, Brevard County, with no amenities identified from current MLS listings. Thin recent turnover means this is a unit-by-unit market, not a trend-driven one.
Space Coast MLS sales records identify 87 homes in Harbor Isles Condo that have changed hands since 2005, built between 1986 and 1999 (median 1989), with a median living area of about 1,308 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: Space Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Harbor Isles Condo is best for.
Best for
- Buyers targeting a Cocoa Beach coastal condo who will evaluate one unit on its own merits
- Buyers comfortable doing association and insurance diligence before committing a budget
- Sellers with an updated, well-presented unit willing to price to its actual condition
Probably not for
- Buyers who need a robust set of recent comparable sales to feel confident on price
- Buyers who expect on-site community amenities as part of the package
- Buyers who want a large, high-turnover complex with a clear price trend
The market around Harbor Isles Condo
Harbor Isles Condo is too small for its own price trend, so here is the market around it.
In ZIP 32931, 262 homes are on the market and 18% are under contract — a steady corner of Cocoa Beach.
Across Brevard County, 4,087 homes are active and 1,495 pending (27% under contract).
In ZIP 32931 (Cocoa Beach), 404 homes closed in the last 12 months at a median of $329K ($210/sq ft), up 2.5% year over year, with a median 38 days on market. Right now 87 active and 27 pending listings put supply at about 3.4 months — a healthy market. See the live ZIP 32931 housing market and the Brevard County market.
ZIP and county figures describe the wider market, not Harbor Isles Condo specifically. Momentum Research analysis of MLS records.
The Harbor Isles Condo buying strategy.
If we were buying in Harbor Isles Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Isles Condo.
A thin-data condo market
With only a narrow window of closings to reference, Harbor Isles Condo Ph III doesn't generate the volume needed for a dependable price benchmark. That is not a knock on the community — it is simply the nature of a small phase. The practical effect is that pricing leans heavily on the condition and layout of the specific unit rather than on any established community-wide number.
No community amenities surface from the current MLS listings, so buyers should weigh what the condo association actually delivers and confirm the fee structure, reserves, and any assessments directly. In a coastal condo, insurance and association financials often matter more to the total cost of ownership than the sticker price. Do that diligence before you fall for a floor plan.
The location and the amenities are priced into every listing in Harbor Isles Condo. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this small, the comparable set is too thin to hand you a tidy average — so we do the manual work instead: pulling the individual unit's condition against whatever recent activity exists, reading the association's financials, and pressure-testing what a coastal condo actually costs to hold. We'll tell you plainly when a unit is priced to its specifics and when it isn't.
Harbor Isles Condo in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harbor Isles Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Isles Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbor Isles Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbor Isles Condo home worth?
Get a no-obligation home value based on real comparable sales in Harbor Isles Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Cocoa Beach →
Should you buy in Harbor Isles Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | Space Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2006 (20 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Space Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Space Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Harbor Isles Condo Ph Iii fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Harbor Isles
Where is Harbor Isles?
Harbor Isles is a community in Cocoa Beach, Brevard County, Florida, ZIP 32931.
Are there homes for sale in Harbor Isles right now?
No active listings inside Harbor Isles at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Harbor Isles have an HOA or CDD?
No HOA is on record for Harbor Isles in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
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