Harbor Isles
Condos for Sale in Cocoa Beach, FL

Community in Cocoa Beach · Brevard County · ZIP 32931
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Space Coast MLS data22 years of closingsUpdated twice daily

As of September 2026, the MLS records 23 closed sales in Harbor Isles Condo Ph Viii in Cocoa Beach, FL since 2004, the most recent in June 2026. Across Cocoa Beach as a whole, 121 homes closed in the last 12 months at a median of $585,000, 51 median days on market, with 42 homes for sale today. At that median and Brevard County's FY2025-26 rate of 15.6 mills, annual property tax runs about $9,130 ($8,510 with the full homestead exemption).

Part of Harbor Isles, Cocoa Beach, FL — see all Harbor Isles homes for sale (5 listings across 7 sections in the MLS).

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Harbor Isles Condo Ph Viii is a small condo phase in Cocoa Beach, and with a thin closings window there is not enough recent sale volume to build a reliable price story. What that means in practice: price here is set unit by unit, driven by condition, floor, exposure, and whatever the association is carrying, not by a broad market trend you can lean on.

For a buyer, that thin data cuts both ways — a single motivated seller can set the tone, so the comps you do find deserve scrutiny rather than trust. For a seller, pricing is a judgment call more than a formula; you are positioning against a handful of nearby closings and the specifics of your own unit, not a deep, liquid market.

The 60-Second Overview

This is a compact condo phase in Cocoa Beach, Brevard County, where limited recent turnover means the market reads more like a series of individual transactions than a settled price band.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers set on a Cocoa Beach coastal location who don't need on-site amenities
  • Budget-conscious buyers willing to trade shared facilities for lower carrying costs
  • Patient buyers comfortable underwriting condition and association health unit by unit

Probably not for

  • Buyers who want a pool, fitness center, or clubhouse on-site
  • Anyone who needs a deep, actively trading resale market for confidence on price
  • Buyers unwilling to scrutinize association financials and reserves before closing

The market around Harbor Isles Condo

Harbor Isles Condo is too small for its own price trend, so here is the market around it.

In ZIP 32931, 262 homes are on the market and 18% are under contract — a steady corner of Cocoa Beach.

Across Brevard County, 4,087 homes are active and 1,495 pending (27% under contract).

ZIP and county figures describe the wider market, not Harbor Isles Condo specifically. Momentum Research analysis of MLS records.

Harbor Isles Condo by the numbers

From county property records and closed MLS sales for the Harbor Isles Condo subdivision: 19 homes on record; built 1987; typical size about 1,308 heated sq ft; 2 bedrooms is the median. Housing mix: condo 100%.

YearRecorded salesMedian price
20181$375,000
20191$349,900
20221$435,000
20242$360,000
20251$525,000
20261$350,000

Newest recorded sale: $350,000 on 2026-06-02.

Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.

If we were buying in Harbor Isles Condo today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Isles Condo.

Best Buy
Buyers who want a Cocoa Beach condo and value location over shared amenities.
Biggest Risk
Thin recent sales data makes pricing a judgment call, not a formula.
Sweet Spot
A well-maintained unit bought after a hard look at the association's reserves.
Avoid If
You need a pool, gym, or clubhouse or a deep, liquid resale market.

A thin-data condo phase

Current MLS listings identify no community amenities for this phase, so the value proposition is the unit itself and the Cocoa Beach location — proximity to the coast and the everyday conveniences of a beachside city — rather than shared facilities. Buyers weighing this against amenity-heavy condo communities should factor that in when comparing dues and value.

With few closings in the recent window, expect a wide spread between individual units depending on condition and updates. There is no dependable per-unit trend line to cite here, which puts more weight on inspecting the association's financials, reserves, and any pending assessments before you commit.

The location and the amenities are priced into every listing in Harbor Isles Condo. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a thin market, the wrong comp leads to the wrong price. We work the actual closings, read the association documents, and tell you plainly when a listing is priced on hope rather than evidence — whether you are buying or selling.

Harbor Isles Condo in 15 seconds.

Best forBuyers who want a Cocoa Beach condo and value location over shared amenities.
Biggest advantageA beachside address without the dues that come with amenity-heavy communities.
Biggest riskThin recent sales data makes pricing a judgment call, not a formula.
Sweet spotA well-maintained unit bought after a hard look at the association's reserves.
Avoid ifYou need a pool, gym, or clubhouse or a deep, liquid resale market.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Isles Condo sales matched to your home.

What is your Harbor Isles Condo home worth?

Get a no-obligation home value based on real comparable sales in Harbor Isles Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.
Buyers set on a Cocoa Beach coastal location who don't need on-site amenitiesExcellent fit
Budget-conscious buyers willing to trade shared facilities for lower carrying costsExcellent fit
Patient buyers comfortable underwriting condition and association health unit by unitExcellent fit
Buyers who want a pool, fitness center, or clubhouse on-siteProbably not
Anyone who needs a deep, actively trading resale market for confidence on priceProbably not
Buyers unwilling to scrutinize association financials and reserves before closingProbably not

Data sources & freshness

Under-contract sharesSpace Coast MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2004 (23 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Space Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Space Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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