Harbor Isles
Condos for Sale in Cocoa Beach, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 32 closed sales in Harbor Isles Condo Ph Iv in Cocoa Beach, FL since 2008, the most recent in July 2026. Recorded prices since 2024 ran from $300,000 to $398,000 (median $360,000), on homes of 1,308 to 1,792 sq ft. Across Cocoa Beach as a whole, 121 homes closed in the last 12 months at a median of $585,000, 51 median days on market, with 42 homes for sale today. At that median and Brevard County's FY2025-26 rate of 15.6 mills, annual property tax runs about $5,620 ($4,990 with the full homestead exemption).
Part of Harbor Isles, Cocoa Beach, FL — see all Harbor Isles homes for sale (5 listings across 7 sections in the MLS).
Harbor Isles Condo Ph IV is a small condo phase in Cocoa Beach, and with only a two-closing window to reference, there is no reliable median or trend to lean on here. That means price at this address is driven by the individual unit — floor, view, interior condition, and how a specific building has been maintained — far more than by any community-wide number.
For a buyer, the posture is do-your-homework, not chase-the-comps: underwrite the specific unit and the association behind it. For a seller, it means pricing off condition and comparable Cocoa Beach condo activity rather than assuming a phase-level benchmark exists. Thin data cuts both ways, so patience and verification matter more than usual.
Nearby homes for sale
No active listings inside Harbor Isles Condo Ph Iv right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Harbor Isles Condo Ph IV is a coastal condo enclave in Cocoa Beach, in Brevard County. With no amenities identified from current MLS listings, the appeal here rests on the units themselves and the Cocoa Beach location rather than on shared community features.
Space Coast MLS sales records identify 87 homes in Harbor Isles Condo that have changed hands since 2005, built between 1986 and 1999 (median 1989), with a median living area of about 1,308 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: Space Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Harbor Isles Condo is best for.
Best for
- Buyers who want a lock-and-leave Cocoa Beach coastal condo and will read the association documents closely
- Value-focused buyers willing to price off unit condition rather than a community benchmark
- Owners seeking a lower-maintenance beachside footprint without resort-style extras
Probably not for
- Buyers who expect pools, fitness rooms, or other shared amenities on site
- Buyers who need abundant recent comps before they will commit to a price
- Buyers unwilling to scrutinize reserves, insurance, and special-assessment history in a coastal building
The market around Harbor Isles Condo
Harbor Isles Condo is too small for its own price trend, so here is the market around it.
In ZIP 32931, 262 homes are on the market and 18% are under contract — a steady corner of Cocoa Beach.
Across Brevard County, 4,087 homes are active and 1,495 pending (27% under contract).
In ZIP 32931 (Cocoa Beach), 404 homes closed in the last 12 months at a median of $329K ($210/sq ft), up 2.5% year over year, with a median 38 days on market. Right now 87 active and 27 pending listings put supply at about 3.4 months — a healthy market. See the live ZIP 32931 housing market and the Brevard County market.
ZIP and county figures describe the wider market, not Harbor Isles Condo specifically. Momentum Research analysis of MLS records.
The Harbor Isles Condo buying strategy.
If we were buying in Harbor Isles Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Isles Condo.
A unit-by-unit condo market
In a phase this small with limited recent closings, value is almost entirely a function of the individual condo. Two units in the same building can price very differently based on interior updates, layout, exposure, and how much deferred maintenance sits behind the door. Treat any single sale as a data point, not a market.
Because no shared amenities surfaced in current listings, the association's fees are paying for the essentials — structure, insurance, common upkeep — rather than resort-style extras. That makes the condo documents, reserve position, and any special assessment history the most important reading you will do before writing an offer. In coastal Brevard, insurance and reserve funding deserve particular scrutiny.
The location and the amenities are priced into every listing in Harbor Isles Condo. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Thin closing data is exactly where a local read earns its keep. We price and evaluate Harbor Isles units off condition and comparable Cocoa Beach condo activity, pull the association documents early, and flag reserve or assessment risk before it becomes your problem. When the numbers are scarce, judgment is the product.
Harbor Isles Condo in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harbor Isles Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Isles Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbor Isles Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbor Isles Condo home worth?
Get a no-obligation home value based on real comparable sales in Harbor Isles Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Cocoa Beach →
Should you buy in Harbor Isles Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | Space Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2008 (32 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Space Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Space Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Harbor Isles Condo Ph Iv fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Harbor Isles
Where is Harbor Isles?
Harbor Isles is a community in Cocoa Beach, Brevard County, Florida, ZIP 32931.
Are there homes for sale in Harbor Isles right now?
No active listings inside Harbor Isles at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Harbor Isles have an HOA or CDD?
No HOA is on record for Harbor Isles in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
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