Harbor Isles
Homes for Sale in Cocoa Beach, FL
All 209 homes for sale in Cocoa Beach, FL · median $559,000 · 210 homes for sale in 32931 · Brevard County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 12 closed sales in Harbor Isles Ii Ph Vi in Cocoa Beach, FL since 2005, the most recent in March 2026. Across Cocoa Beach as a whole, 121 homes closed in the last 12 months at a median of $585,000, 51 median days on market, with 42 homes for sale today. At that median and Brevard County's FY2025-26 rate of 15.6 mills, annual property tax runs about $9,130 ($8,510 with the full homestead exemption).
Part of Harbor Isles, Cocoa Beach, FL — see all Harbor Isles homes for sale (5 listings across 7 sections in the MLS).
Harbor Isles II Ph VI is a small pocket inside Cocoa Beach, and with only a single closing in the current window there's no reliable price signal to lean on. What sets value here isn't a comp stack — it's the specifics of the individual home: condition, waterfront or canal access if present, updates, and how it stacks against the broader Cocoa Beach barrier-island market.
For a buyer, that means the number on any given listing has to be evaluated on its own merits rather than a neighborhood average. For a seller, thin recent activity cuts both ways: less local comparison to anchor a price, so pricing discipline and a clear read on the wider Cocoa Beach market matter more than usual. Neither side should treat a one-sale window as a trend.
Nearby homes for sale
No active listings inside Harbor Isles Ii Ph Vi right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
This is a compact enclave in Cocoa Beach, Brevard County, with no shared amenities identified from current listings — the appeal here is the location on the island and the individual home, not a package of community features.
Space Coast MLS sales records identify 57 homes in Harbor Isles that have changed hands since 2005, built between 1985 and 1999 (median 1995), with a median living area of about 1,401 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: Space Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Harbor Isles is best for.
Best for
- Buyers who want a Cocoa Beach island location and will judge value home-by-home
- Buyers comfortable underwriting a purchase off wider-market comps rather than in-community sales
- Buyers prioritizing the property itself over shared community features
Probably not for
- Buyers who need a robust set of recent neighborhood comps to feel confident on price
- Buyers seeking community amenities like a pool, clubhouse, or shared recreation
- Buyers wanting a predictable, narrow price band across similar homes
The market around Harbor Isles
Harbor Isles is too small for its own price trend, so here is the market around it.
In ZIP 32931, 262 homes are on the market and 18% are under contract — a steady corner of Cocoa Beach.
Across Brevard County, 4,087 homes are active and 1,495 pending (27% under contract).
In ZIP 32931 (Cocoa Beach), 404 homes closed in the last 12 months at a median of $329K ($210/sq ft), up 2.5% year over year, with a median 38 days on market. Right now 87 active and 27 pending listings put supply at about 3.4 months — a healthy market. See the live ZIP 32931 housing market and the Brevard County market.
ZIP and county figures describe the wider market, not Harbor Isles specifically. Momentum Research analysis of MLS records.
The Harbor Isles buying strategy.
If we were buying in Harbor Isles today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Isles.
A thin-data pocket on the island
With just one closing in the window and no community amenities pulled from current MLS listings, Harbor Isles II Ph VI behaves less like a self-contained subdivision and more like a handful of homes trading against the larger Cocoa Beach market. There's no HOA amenity story to underwrite value, so pricing leans almost entirely on the home itself and its position on the barrier island.
Practically, that puts the burden on due diligence. Expect a wide, condition-driven spread from home to home rather than a tidy per-square-foot band, and plan to benchmark any candidate against comparable Cocoa Beach properties nearby rather than assuming this micro-community sets its own price.
The location and the amenities are priced into every listing in Harbor Isles. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community trades this thin, the wrong move is pricing or offering off a single data point. We work the wider Cocoa Beach comps, read each home on its own condition and location, and tell you plainly when a listing is stretched or when it's fairly priced for what it is.
Harbor Isles in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harbor Isles buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Isles sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbor Isles, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbor Isles home worth?
Get a no-obligation home value based on real comparable sales in Harbor Isles, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Cocoa Beach →
Should you buy in Harbor Isles?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | Space Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2005 (12 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Space Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Space Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Harbor Isles Ph Vi fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Harbor Isles
Where is Harbor Isles?
Harbor Isles is a community in Cocoa Beach, Brevard County, Florida, ZIP 32931.
Are there homes for sale in Harbor Isles right now?
No active listings inside Harbor Isles at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Harbor Isles have an HOA or CDD?
No HOA is on record for Harbor Isles in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Harbor Isles with Momentum Realty’s local guides.