Harbor Isles
Condos for Sale in Cocoa Beach, FL
All 212 homes for sale in Cocoa Beach, FL · median $549,450 · 168 condos for sale in Cocoa Beach · 226 homes for sale in 32931 · Brevard County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 30 closed sales in Harbor Isles Condo Ph Xi in Cocoa Beach, FL since 2005, the most recent in July 2026. Recorded prices since 2024 ran from $275,000 to $560,000 (median $339,500), on homes of 1,212 to 1,736 sq ft. Across Cocoa Beach as a whole, 134 homes closed in the last 12 months at a median of $585,000, 53 median days on market, with 47 homes for sale today. At that median and Brevard County's FY2025-26 rate of 15.6 mills, annual property tax runs about $5,300 ($4,680 with the full homestead exemption).
Part of Harbor Isles, Cocoa Beach, FL — see all Harbor Isles homes for sale (5 listings across 7 sections in the MLS).
Harbor Isles Condo Ph XI is a condo phase in Cocoa Beach, and right now the honest position is that there is nothing closed to anchor a price read. With no recent closings in the window and no active data driving a median, pricing here is a conversation, not a printout. That means condition, floor, view, and how a given unit stacks against the broader Cocoa Beach condo market do the real work of setting a number.
For a buyer, the absence of recent comps cuts both ways: you have room to make a disciplined offer, but you also carry more of the burden of proof on value. For a seller, thin closing activity means you are effectively setting the market rather than following it, so pricing to condition and to what buyers can verify elsewhere in the area matters more than usual.
Nearby homes for sale
No active listings inside Harbor IslesCondos for Sale in Cocoa Beach, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Harbor Isles Condo Ph XI is a small condo phase in Cocoa Beach with no amenities identified from current MLS listings and no recent closing activity, so it trades more on the unit itself and on Cocoa Beach's coastal location than on any community feature set.
Space Coast MLS sales records identify 86 homes in Harbor Isles Condo that have changed hands since 2005, built between 1986 and 1999 (median 1989), with a median living area of about 1,308 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: Space Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Harbor Isles Condo is best for.
Best for
- Buyers seeking a coastal Cocoa Beach condo who will underwrite the specific unit and association rather than a community track record
- Value-focused buyers willing to build their own comp analysis in a data-light market
- Sellers prepared to price to condition and lead the market rather than follow recent sales
Probably not for
- Buyers who need recent closings and a clear median before making an offer
- Buyers looking for a defined amenity package as part of the purchase
- Anyone wanting a turnkey, low-diligence transaction with comps that price themselves
The market around Harbor Isles Condo
Harbor Isles Condo is too small for its own price trend, so here is the market around it.
In ZIP 32931, 270 homes are on the market and 17% are under contract — a slower corner of Cocoa Beach.
Across Brevard County, 4,132 homes are active and 1,477 pending (26% under contract).
In ZIP 32931 (Cocoa Beach), 395 homes closed in the last 12 months at a median of $329K ($211/sq ft), up 3.2% year over year, with a median 39 days on market. Right now 91 active and 27 pending listings put supply at about 3.6 months — a balanced market. See the live ZIP 32931 housing market and the Brevard County market.
ZIP and county figures describe the wider market, not Harbor Isles Condo specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Harbor Isles Condo Ph Xi, Cocoa Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on information from the Space Coast MLS for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
The Harbor Isles Condo buying strategy.
If we were buying in Harbor Isles Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Isles Condo.
A data-light condo phase in a coastal market
With no closings in the current window and no community amenities surfacing from the MLS, this is a phase you evaluate one unit at a time. The value drivers are the fundamentals of any coastal condo: the specific unit's condition and updates, its position within the building, and the terms and health of the condo association. None of those show up in a headline number, which is exactly why the number is not the story here.
Cocoa Beach itself supplies the broader context — a Brevard County beach town where condo demand tracks proximity to the water and the state of a given complex. Because Harbor Isles Ph XI is not showing its own amenity package in the listings, buyers should lean on association documents, reserves, and any assessment history to understand what they are actually buying into.
The location and the amenities are priced into every listing in Harbor Isles Condo. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community has no recent closings and no listed amenities to point to, you need someone who will pull the comparable Cocoa Beach condo data, read the association's financials, and price to condition rather than to a guess. That is the work we do here — building the value case unit by unit instead of leaning on a median that does not yet exist.
Harbor Isles Condo in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harbor Isles Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Isles Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbor Isles Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbor Isles Condo home worth?
Get a no-obligation home value based on real comparable sales in Harbor Isles Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Cocoa Beach →
Should you buy in Harbor Isles Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | Space Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2005 (30 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Space Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Space Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Harbor Isles Condo Ph Xi fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Harbor Isles
Where is Harbor Isles?
Harbor Isles is a community in Cocoa Beach, Brevard County, Florida, ZIP 32931.
Are there homes for sale in Harbor Isles right now?
No active listings inside Harbor Isles at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Harbor Isles have an HOA or CDD?
No HOA is on record for Harbor Isles in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
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