Harbor Isles
Homes for Sale in Cocoa Beach, FL

All 207 homes for sale in Cocoa Beach, FL · median $550,000 · 220 homes for sale in 32931 · Brevard County homes for sale

Community in Cocoa Beach · Brevard County · ZIP 32931
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Built fromLive Space Coast MLS data21 years of closingsUpdated twice daily

As of October 2026, the MLS records 18 closed sales in Harbor Isles Ii Ph Iii in Cocoa Beach, FL since 2005, the most recent in July 2026. Across Cocoa Beach as a whole, 134 homes closed in the last 12 months at a median of $585,000, 53 median days on market, with 47 homes for sale today. At that median and Brevard County's FY2025-26 rate of 15.6 mills, annual property tax runs about $9,130 ($8,510 with the full homestead exemption).

Part of Harbor Isles, Cocoa Beach, FL — see all Harbor Isles homes for sale (5 listings across 7 sections in the MLS).

Live · Harbor Isles Housing Pulse Space Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
1
Sold · last 12 mo
10-yr average: about 1 a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Harbor Isles Ii Ph Iii is a small pocket in Cocoa Beach, and with only a single closing in the current window, there isn't a broad price trend to lean on here. What sets value in a subdivision this compact is the individual home: its condition, its position within the neighborhood, and its proximity to the water and the beach that define Cocoa Beach as a whole. Two homes here can trade very differently based on updates and layout alone.

For a buyer, that thin data means pricing is negotiated case by case rather than dictated by a deep run of comparable sales — do your homework on the specific property. For a seller, it means the last sale matters and your home's presentation carries more weight than usual, because there is little recent activity to anchor an appraiser or a buyer's expectations.

Nearby homes for sale

No active listings inside Harbor IslesHomes for Sale in Cocoa Beach, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

660 S Brevard Avenue #1513
$350K · 0.0 mi away
2 bd · 2 ba · 1,308 sqft
660 S Brevard Avenue #1513
Listed by Keller Williams Space Coast
620 S Brevard Avenue #1011
$310K · 0.1 mi away
3 bd · 2 ba · 1,401 sqft
620 S Brevard Avenue #1011
Listed by Coconut Properties Fl Real Est
640 S Brevard Avenue #1211
$375K · 0.1 mi away
3 bd · 2 ba · 1,401 sqft
640 S Brevard Avenue #1211
Listed by Real Broker, LLC
760 S Brevard Avenue #321
$399K · 0.1 mi away
3 bd · 2 ba · 1,592 sqft
760 S Brevard Avenue #321
Listed by Veterans Realty Of Brevard
580 S Brevard Avenue #822
$335K · 0.1 mi away
2 bd · 2 ba · 1,308 sqft
580 S Brevard Avenue #822
Listed by C. Apollo Realty Inc
580 S Brevard Avenue #815
$325K · 0.1 mi away
2 bd · 2 ba · 1,308 sqft
580 S Brevard Avenue #815
Listed by Daignault Realty Inc

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Harbor Isles Ii Ph Iii is a small residential enclave in Cocoa Beach, in Brevard County, with no shared community amenities identified in current MLS listings — the draw here is the barrier-island location itself rather than on-site facilities.

Space Coast MLS sales records identify 57 homes in Harbor Isles that have changed hands since 2005, built between 1985 and 1999 (median 1995), with a median living area of about 1,401 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: Space Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers set on a Cocoa Beach barrier-island location who can be patient about timing
  • Buyers comfortable evaluating a home on its own condition rather than a deep comp set
  • Buyers who don't need shared amenities and prefer to pay for the house and the setting

Probably not for

  • Buyers who want a resort-style amenity package built into the community
  • Buyers who need a large, active inventory to compare and choose from
  • Buyers who want a well-established price trend to guide their offer

The market around Harbor Isles

Harbor Isles is too small for its own price trend, so here is the market around it.

In ZIP 32931, 270 homes are on the market and 17% are under contract — a slower corner of Cocoa Beach.

Across Brevard County, 4,132 homes are active and 1,477 pending (26% under contract).

In ZIP 32931 (Cocoa Beach), 395 homes closed in the last 12 months at a median of $329K ($211/sq ft), up 3.2% year over year, with a median 39 days on market. Right now 91 active and 27 pending listings put supply at about 3.6 months — a balanced market. See the live ZIP 32931 housing market and the Brevard County market.

ZIP and county figures describe the wider market, not Harbor Isles specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Harbor Isles Ii Ph Iii, Cocoa Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 3 listings
Distress share trend — 0.0% now (2026-09-14 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on information from the Space Coast MLS for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

If we were buying in Harbor Isles today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Isles.

Best Buy
Buyers who want a Cocoa Beach address and are patient enough to wait for the right listing.
Biggest Risk
Thin sales data makes pricing harder to anchor and demands careful, property-specific due diligence.
Sweet Spot
A well-maintained home at a fair, condition-based price you negotiate on the merits, not on a crowded comp set.
Avoid If
You need community amenities or a deep, active market with lots of comparable listings to choose from.

A thin-data Cocoa Beach pocket

This is a low-turnover community, and the current snapshot reflects that: one closing in the window and no amenities listed at the community level. That profile rewards patience. Inventory appears sporadically, so the right home is a function of timing as much as budget, and waiting for the specific floor plan or location you want is often the smarter play than forcing a purchase.

Because there is no HOA amenity package driving value, the money follows the house and the setting. In Cocoa Beach, that means water access, proximity to the beach, and the condition of the structure itself do the heavy lifting on price. Evaluate each listing on its own merits — the neighborhood average tells you little when the sample is this small.

“

The location and the amenities are priced into every listing in Harbor Isles. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community with almost no recent sales, generic pricing tools break down and local judgment matters. We read the individual property against the broader Cocoa Beach barrier-island market, help you weigh condition and location honestly, and tell you plainly when a listing is priced ahead of what the thin data can support.

Harbor Isles in 15 seconds.

Best forBuyers who want a Cocoa Beach address and are patient enough to wait for the right listing.
Biggest advantageA small, low-turnover pocket on the barrier island where each home is judged on its own condition and setting.
Biggest riskThin sales data makes pricing harder to anchor and demands careful, property-specific due diligence.
Sweet spotA well-maintained home at a fair, condition-based price you negotiate on the merits, not on a crowded comp set.
Avoid ifYou need community amenities or a deep, active market with lots of comparable listings to choose from.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Harbor Isles homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Harbor Isles.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Isles sales matched to your home.

What is your Harbor Isles home worth?

Get a no-obligation home value based on real comparable sales in Harbor Isles, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Cocoa Beach →

Real comps, not an automated estimate.
Buyers set on a Cocoa Beach barrier-island location who can be patient about timingExcellent fit
Buyers comfortable evaluating a home on its own condition rather than a deep comp setExcellent fit
Buyers who don't need shared amenities and prefer to pay for the house and the settingExcellent fit
Buyers who want a resort-style amenity package built into the communityProbably not
Buyers who need a large, active inventory to compare and choose fromProbably not
Buyers who want a well-established price trend to guide their offerProbably not

Data sources & freshness

Under-contract sharesSpace Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2005 (18 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Space Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Space Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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Common questions about Harbor Isles

Where is Harbor Isles?

Harbor Isles is a community in Cocoa Beach, Brevard County, Florida, ZIP 32931.

Are there homes for sale in Harbor Isles right now?

No active listings inside Harbor Isles at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Harbor Isles have an HOA or CDD?

No HOA is on record for Harbor Isles in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Thinking of selling in Harbor Isles Ii Ph Iii? 1 recorded closings (window ending 2026-09-20). See the Brevard County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

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