Harborage
Homes for Sale in Stuart, FL
All 277 homes for sale in Stuart, FL · median $447,000 · 177 homes for sale in 34994 · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 5 closed sales in Harborage in Stuart, FL since 2011, the most recent in February 2022. Across Stuart as a whole, 499 homes closed in the last 12 months at a median of $380,302, 66 median days on market, with 129 homes for sale today. At that median and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $5,880 ($5,270 with the full homestead exemption).
Harborage sits in Stuart, on Martin County's beaches side of the map. The current MLS snapshot doesn't surface a median price or a set of shared community amenities, so the honest read is that pricing here is driven listing by listing — condition, position, and the specifics of a given home rather than a published community number. Treat any single sale as a data point, not a trend.
For a buyer, that means underwriting each property on its own merits and comparing against nearby Stuart inventory rather than assuming a community premium. For a seller, it means the burden is on presentation and preparation: with no amenity story to lean on, the home itself has to carry the value argument.
Nearby homes for sale
No active listings inside HarborageHomes for Sale in Stuart, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Harborage is a Stuart community in Martin County on the beaches side of the county. Current listings don't advertise shared amenities, so what you're buying here is the home and the location, not a package of community features.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Harborage is best for.
Best for
- Buyers targeting a Stuart, Martin County location on the beaches side and willing to underwrite each home individually
- Buyers comfortable paying for the property itself rather than a shared amenity set
- Sellers ready to invest in condition and presentation to carry the value argument
Probably not for
- Buyers who want documented community amenities as a core part of the purchase
- Buyers who need a published community price benchmark before committing
- Buyers seeking a hands-off, amenity-driven lifestyle community
The market around Harborage
Harborage is too small for its own price trend, so here is the market around it.
In ZIP 34994, 214 homes are on the market and 22% are under contract — a steady corner of Stuart.
Across Martin County, 1,283 homes are active and 398 pending (24% under contract).
In ZIP 34994 (Stuart), 223 homes closed in the last 12 months at a median of $275K ($224/sq ft), up 6.6% year over year, with a median 68 days on market. Right now 48 active and 6 pending listings put supply at about 4.4 months — a buyer's market. See the live ZIP 34994 housing market and the Martin County market.
ZIP and county figures describe the wider market, not Harborage specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Harborage, Stuart
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
The Harborage buying strategy.
If we were buying in Harborage today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harborage.
Reading Harborage without a number to anchor to
When a community snapshot doesn't produce a median price or a documented amenity set, the temptation is to fill the gap with a range or a guess. We won't. The disciplined move is to price each Harborage home against the most comparable recent Stuart sales and to weigh the tangible variables you can actually see — the condition of the home, its lot and position, and how it stacks up against competing inventory in the area.
The absence of identified community amenities in current listings isn't automatically a negative; it just shifts where the value lives. In a community like this, the home does the talking. That rewards a well-prepared listing and rewards a buyer who is disciplined about paying for the property rather than a shared feature set.
The location and the amenities are priced into every listing in Harborage. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Harborage is exactly the kind of community where a broker earns their keep: no published median to anchor to and no amenity narrative to sell, which means valuation comes down to careful comps and clear-eyed judgment. We price and negotiate off what's verifiable in the Stuart market, and we'll tell you plainly when a home isn't worth what's being asked.
Harborage in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harborage buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harborage sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harborage, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harborage home worth?
Get a no-obligation home value based on real comparable sales in Harborage, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Stuart →
Should you buy in Harborage?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | Beaches MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2011 (5 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Harborage fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Harborage
Where is Harborage?
Harborage is a community in Stuart, Martin County, Florida, ZIP 34994.
Are there homes for sale in Harborage right now?
No active listings inside Harborage at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Harborage have an HOA or CDD?
No HOA is on record for Harborage in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Harborage with Momentum Realty’s local guides.