Harbour Island
Homes for Sale in Orlando, FL
All 4,065 homes for sale in Orlando, FL · median $380,000 · 127 homes for sale in 32806 · Orange County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of October 2026, the MLS records 19 closed sales in Harbour Island Sub in Orlando, FL since 2005, the most recent in August 2026. Across Orlando as a whole, 6,171 homes closed in the last 12 months at a median of $415,000, 42 median days on market, with 1,694 homes for sale today. At that median and Orange County's FY2025-26 rate of 16.67 mills, annual property tax runs about $6,920 ($6,250 with the full homestead exemption).
| Location | Orlando, Orange County, FL · ZIP 32806, 32809 |
|---|---|
| Homes in the community | 58 (FL DOR 2025 assessment roll) |
| Years built | 1968–2024 (median 1973) |
| Typical living area | 3,871 sq ft (median) |
| Amenities listed by sellers | Deed Restrictions, Security System |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 85% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Harbour Island Sub key facts,” movewithmomentum.com/neighborhoods/harbour-island-sub, data as of September 20, 2026.

Price here is driven by condition and scope of work, not a tidy per-square-foot formula. With a median build year of 1973 and a range stretching from 1968 all the way to 2024, you are looking at original mid-century homes sitting alongside teardowns and new construction on the same streets. The median living area is roughly 3,871 square feet, which is genuinely large, so the spread in outcomes comes down to whether a given house has been reworked or is waiting for someone to do it.
This is a small, established pocket of 58 homes with an owner-occupancy share around 85%, which tells you turnover is low and inventory is thin. For a buyer that means patience and a willingness to move when the right house lists. For a seller it means comparables are scarce and every listing sets a reference point, so pricing to condition matters more than chasing a headline number.
Nearby homes for sale
No active listings inside Harbour IslandHomes for Sale in Orlando, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Harbour Island Sub is a compact, mostly owner-held enclave in Orlando where large homes span more than half a century of construction, so no two sales tell quite the same story.
Stellar MLS sales records identify 27 homes in Harbour Island that have changed hands since 2005, built between 1968 and 1991 (median 1975), with a median living area of about 4,032 sq ft and a typical 4-bedroom, 3.5-bath layout; 96% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Harbour Island is best for.
Best for
- Buyers seeking a large primary home who plan to stay long-term in a low-turnover pocket
- Renovation-minded buyers willing to update or rebuild an older home to their own spec
- Buyers who value a small, established enclave over a large master-planned community
Probably not for
- Buyers on a tight timeline who can't wait for infrequent listings
- Buyers wanting uniform, move-in-ready new construction across the board
- Buyers who need predictable, formula-based pricing rather than condition-by-condition valuation
The market around Harbour Island
Harbour Island is too small for its own price trend, so here is the market around it.
In ZIP 32806, 165 homes are on the market and 24% are under contract — a steady corner of Orlando.
Across Orange County, 5,774 homes are active and 1,755 pending (23% under contract).
In ZIP 32806 (Orlando), 265 homes closed in the last 12 months at a median of $463K ($293/sq ft), down 2.1% year over year, with a median 33 days on market. Right now 49 active and 19 pending listings put supply at about 3.7 months — a balanced market. See the live ZIP 32806 housing market and the Orange County market.
ZIP and county figures describe the wider market, not Harbour Island specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Harbour Island Sub, Orlando
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
The Harbour Island buying strategy.
If we were buying in Harbour Island today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbour Island.
A renovate-or-rebuild street
The defining feature of this community is the gap between its oldest and newest homes. The stock runs from 1968 to 2024 against a median year built of 1973, which means the majority of houses predate current standards while a handful have been fully rebuilt. On paper the homes are big — a median near 3,871 square feet — but square footage alone won't tell you what a house is worth here. Systems, updates, and whether the layout has been opened up will move the price far more than size.
With only 58 homes and roughly 85% owner-occupied, this is not a place with steady deal flow. Listings are infrequent, and when one comes up its condition dictates everything. Expect to underwrite each house on its own merits rather than leaning on a neighborhood average, and budget for the possibility that the right lot is worth more to you than the structure standing on it.
The location and the amenities are priced into every listing in Harbour Island. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 58-home community with thin turnover and a wide condition spread, the value is in reading each house correctly — original versus renovated, keep versus rebuild — and pricing accordingly. We track what actually trades here and will tell you plainly when a listing is priced to its finishes and when it's priced to its lot, so you're not paying for square footage that needs a gut.
Harbour Island in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $50/month (about $600/yr) · median of 22 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $50 per month ($600 a year) — the median AssociationFee across 22 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harbour Island buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbour Island sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbour Island, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbour Island home worth?
Get a no-obligation home value based on real comparable sales in Harbour Island, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
How many homes are in Harbour Island?
What share of Harbour Island is owner-occupied?
When were the homes in Harbour Island built?
Who is the best real estate agent for Harbour Island?
How do I find a top Orlando real estate agent who knows Harbour Island?
Can Momentum Realty connect me with an agent for Harbour Island?
Where is Harbour Island, and what county is it in?
Should you buy in Harbour Island?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32806/32809)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2005 (19 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Harbour Island Sub fits the bigger picture — live prices, inventory, and Momentum Scores:
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