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Harmony / Birchwood
Homes for Sale in St. Cloud, FL

By , Co-Founder, Momentum Realty · Updated October 20, 2026

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Community in St Cloud · Osceola County · ZIP 34773
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data1 years of closingsUpdated twice daily

As of October 2026, the MLS records 1 closed sale in Harmony / Birchwood in St Cloud, FL, the most recent in August 2025. Across St Cloud as a whole, 2,213 homes closed in the last 12 months at a median of $414,990, 46 median days on market, with 1,108 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,320 ($5,720 with the full homestead exemption).

Part of Harmony, Harmony, FL — see all Harmony homes for sale (17 listings across 9 sections in the MLS).

Part of the Harmony master-planned community in St. Cloud, FL — see all Harmony homes for sale (162 listings across 45 villages and sections in the MLS).

Live · Harmony / Birchwood Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 21, 2026

There isn't a live pricing signal to point to for Harmony / Birchwood right now — no median, no volume, nothing distinct enough in current MLS activity to build a market read from. That in itself is a data point: this is a thin or quiet segment of St Cloud's Osceola County inventory at the moment, not a high-turnover subdivision with a consistent trading pattern.

For a buyer or seller, that means treating any pricing conversation here as a ground-up comparable analysis rather than a community-level trend. We'd pull recent closed sales in the immediate area and price the specific home on its own merits, because the broader dataset simply isn't deep enough yet to generalize from.

Figures in this note are as of July 21, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Nearby homes for sale

No active listings inside Harmony / Birchwood right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

$395K · 0.2 mi away
3 bd · 2.5 ba · 2,366 sqft
7014 CUPSEED LANE
Listed by MARK SPAIN REAL ESTATE
3311 POND PINE ROAD
$341K · 0.2 mi away
3 bd · 2.5 ba · 2,366 sqft
3311 POND PINE ROAD
Listed by OPENDOOR BROKERAGE LLC
3214 NEEDLEGRASS LANE
$475K · 0.2 mi away
3 bd · 3 ba · 2,451 sqft
3214 NEEDLEGRASS LANE
Listed by CHARLES RUTENBERG REALTY ORLANDO
3351 SCHOOLHOUSE ROAD
$849K · 0.4 mi away
6 bd · 5 ba · 4,105 sqft
3351 SCHOOLHOUSE ROAD
Listed by COLDWELL BANKER REALTY
3353 SCHOOLHOUSE RD
$500K · 0.4 mi away
4 bd · 2.5 ba · 3,077 sqft
3353 SCHOOLHOUSE RD
Listed by CORCORAN CONNECT LLC
6867 SUNDROP STREET
$340K · 0.5 mi away
4 bd · 3.5 ba · 2,175 sqft
6867 SUNDROP STREET
Listed by EXP REALTY LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Harmony / Birchwood sits in St Cloud, Osceola County, but current MLS records don't show a distinct set of community amenities tied to the name — worth confirming directly whether this refers to a defined subdivision, a section of a larger community, or a more general area label.

County records show 6 qualified sales in Harmony / Birchwood across 2024–2025 (1 in 2024, 5 in 2025), median $485,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Quick Match

Who Harmony / Birchwood is best for.

Best for

  • Someone targeting a specific St Cloud address who is comfortable having us build the comparable data rather than pulling it off a shelf
  • A buyer prioritizing location in Osceola County over a defined amenity package
  • A seller with a unique or standalone property who wants pricing based on the home itself, not a community formula

Probably not for

  • Anyone who wants a clear, published amenity list or HOA structure before making an offer
  • A buyer who needs several years of consistent community sales data to feel confident on price
  • Someone shopping strictly by amenities rather than by the individual property
The Area Market

The market around Harmony / Birchwood

Harmony / Birchwood is too small for its own price trend, so here is the market around it.

In ZIP 34773, 187 homes are on the market and 27% are under contract — a steady corner of St Cloud.

Across Osceola County, 4,423 homes are active and 1,079 pending (20% under contract).

In ZIP 34773 (St Cloud), 677 homes closed in the last 12 months at a median of $412K ($213/sq ft), up 1.2% year over year, with a median 54 days on market. Right now 120 active and 41 pending listings put supply at about 3.3 months — a balanced market. See the live ZIP 34773 housing market and the Osceola County market.

ZIP and county figures describe the wider market, not Harmony / Birchwood specifically. Momentum Research analysis of MLS records.

The Strategy

The Harmony / Birchwood buying strategy.

If we were buying in Harmony / Birchwood today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harmony / Birchwood.

The Quick Decision
Best Buy
Buyers or sellers dealing with a specific address in this part of St Cloud who need it evaluated on its own, not by community averages.
Biggest Risk
With no established comparables at the community level, pricing missteps are easier to make without a careful, address-specific analysis.
Sweet Spot
A single property purchase or listing where the buyer or seller is comfortable relying on a custom comparable pull rather than published community stats.
Avoid If
You're specifically looking for a community with established amenities or a long, transparent resale history to model against.
The Deep Dive

A name without a clear data trail — yet

When a community shows no identifiable amenities and no separable pricing data in the MLS feed, it usually means one of a few things: it's a small pocket of homes rather than a large planned development, it's newly platted and hasn't built up listing history, or the name is used loosely to describe a broader stretch of St Cloud rather than a single HOA-governed neighborhood.

Any of those is fine to buy or sell into — it just changes the homework. Instead of leaning on community-level stats, the right approach is a tight radius search on recent solds, a direct check with the county on any HOA or covenant documents tied to the address, and a walk of the immediate streets to see what's actually built versus platted.

“

The location and the amenities are priced into every listing in Harmony / Birchwood. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
Why Momentum

Why work with Momentum here

When a community doesn't have a clean public data trail, the value we add shifts from reciting stats to doing the legwork — pulling the plat, checking for an active HOA, running true comparables from the surrounding area, and giving you a straight answer on what you're actually buying into before you write an offer.

The 15-Second Verdict

Harmony / Birchwood in 15 seconds.

Best forBuyers or sellers dealing with a specific address in this part of St Cloud who need it evaluated on its own, not by community averages.
Biggest advantageThe lack of a defined data trail means less competitive noise and more room to negotiate on the individual home's condition and terms.
Biggest riskWith no established comparables at the community level, pricing missteps are easier to make without a careful, address-specific analysis.
Sweet spotA single property purchase or listing where the buyer or seller is comfortable relying on a custom comparable pull rather than published community stats.
Avoid ifYou're specifically looking for a community with established amenities or a long, transparent resale history to model against.

Email me new listings in Harmony / BirchwoodHomes for Sale

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Harmony / BirchwoodHomes for Sale

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Harmony / BirchwoodHomes for Sale will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Harmony / Birchwood homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Harmony / Birchwood.
In short
  • HOA dues reported around $120/year (about $10/month) · median of 32 MLS listings, most billed annually
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $120 a year ($10 a month) — the median AssociationFee across 32 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Run Your Numbers

Tools for a Harmony / Birchwood buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxOsceola County millage and the homestead picture.Rent vs buyThe breakeven on owning in Harmony / Birchwood.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harmony / Birchwood sales matched to your home.

Selling in Harmony / Birchwood

Price it to the comps and condition, not an automated estimate.

If you are thinking about selling in Harmony / Birchwood, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.

What is your Harmony / Birchwood home worth?

Get a no-obligation home value based on real comparable sales in Harmony / Birchwood, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Harmony / Birchwood on the map →

Real comps, not an automated estimate.
The Verdict

Should you buy in Harmony / Birchwood?

An honest fit check. We will tell you when it is not your community.

Someone targeting a specific St Cloud address who is comfortable having us build the comparable data rather than pulling it off a shelfExcellent fit
A buyer prioritizing location in Osceola County over a defined amenity packageExcellent fit
A seller with a unique or standalone property who wants pricing based on the home itself, not a community formulaExcellent fit
Anyone who wants a clear, published amenity list or HOA structure before making an offerProbably not
A buyer who needs several years of consistent community sales data to feel confident on priceProbably not
Someone shopping strictly by amenities rather than by the individual propertyProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 19, 2026)
Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2025 (1 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Recent Developments in Harmony Birchwood

Development, infrastructure, retail, and school activity affecting Harmony Birchwood, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.

  1. September 2026
    Infrastructure

    CFX holds public meetings on 14-mile toll road through part of Split Oak Forest

    The Central Florida Expressway Authority held public meetings on Sept. 16 and 17 for a 14-mile road from State Road 417 near Boggy Creek Road in Orange County to Nova Road in Osceola County. CFX says portions could begin construction next year and that the road would ease traffic on Narcoossee Road. The agency faces a legal challenge from Orange County and is pursuing an eminent domain case.

    What it may mean for the marketIf built, the road would add a new east-west route between Lake Nona and St. Cloud, changing commute options and access to east Orange and Osceola land. The project is about 15 miles northeast of Harmony Birchwood, elsewhere in Osceola County.

    Source: Spectrum News 13
  2. August 2026
    Civic

    St. Cloud council approves $6.7 million downtown apartment and parking garage agreement

    The City Council unanimously approved an agreement with Atlantic Housing Partners for apartments and a parking garage next to City Hall. The Community Redevelopment Agency contributes $6.25 million and the city $460,000. The garage would hold 450 to 500 spaces, with 250 reserved for apartment residents.

    What it may mean for the marketNew downtown rental housing and public parking would add residents and parking capacity to the St. Cloud core. The project is about 7 miles east of Harmony Birchwood, elsewhere in Osceola County.

    Source: Spectrum News 13
  3. March 2026
    Development

    Orlando approves the 380-acre Dowden Central Community Development District in Lake Nona

    Orlando approved the Dowden Central Community Development District, a roughly 380-acre district in the Lake Nona area of southeast Orlando, in March 2026. The district provides the framework to build roads, drainage, utilities, and parks for future development phases.

    What it may mean for the marketA new community development district lays the groundwork for large-scale growth in the Lake Nona area, a step that typically precedes new housing and commercial activity nearby. The site is about 11 miles northeast of Harmony Birchwood.

    Source: ClickOrlando

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

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Common questions about Harmony / Birchwood

Where is Harmony / Birchwood?

Harmony / Birchwood is a community in St Cloud, Osceola County, Florida, ZIP 34773.

Are there homes for sale in Harmony / Birchwood right now?

No active listings inside Harmony / Birchwood at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Harmony / Birchwood have an HOA or CDD?

No HOA is on record for Harmony / Birchwood in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

More St. Cloud & Kissimmee, St. Cloud & Osceola County guides

Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Kissimmee, St. Cloud & Osceola County or the full Neighborhood Finder.

Harmony / Birchwood key facts
LocationSt Cloud, Osceola County, FL · ZIP 34773
Homes in the community42 (FL DOR 2025 assessment roll)
Years built2003–2022 (median 2006.0)
Typical living area3,561 sq ft (median)
Amenities listed by sellersBasketball Court, Deed Restrictions, Dog Park, Fitness Center, Golf, Golf Carts OK
For sale right now0 active, 0 pending
Owner-occupied (homestead) share83%

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2025 through 2025; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Harmony / Birchwood key facts,” movewithmomentum.com/neighborhoods/harmony-birchwood, data as of September 20, 2026.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Nearby Communities

Explore more neighborhoods near Harmony / Birchwood with Momentum Realty’s local guides.

Harmony Nbhd D2 And E0.0 mi away · 26 homes, built 2008–24, 2 for saleBNBirchwood Nbhd D0.1 mi away · 43 homes, built 2003–22Harmony Birchwood Nbc B C C2 D1 Harmony0.2 mi away · 1 for saleHHarmony0.2 mi awayHarmony Nbhd D2 E0.3 mi away · 26 homes, built 2008–24, 1 for saleBirchwood Nbhd C2 Harmony0.4 mi away · 123 homes, built 2003–19, 2 for saleHarmony Nbds D 2 E Harmony0.4 mi away · 40 homes, built 2008–24, 1 for saleHarmony Birchwood Nghbhds0.4 mi away · 38 homes, built 2003–07

Browse all neighborhood guides →

Talk to a Local Harmony / Birchwood Expert
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Harmony Birchwood Market Scorecard

No active listings

Harmony Birchwood is currently a no active listings market. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$455,000
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/1
Active/Pend/Sold

Typical home value in the 34773 ZIP is $383,619, about 19.2% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.