Harmony Isle Townhomes
Homes for Sale in St. Cloud, FL

Community in St Cloud · Osceola County · ZIP 34773
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Built fromLive Stellar MLS data1 years of closingsUpdated twice daily

As of October 2026, the MLS records 1 closed sale in Harmony Isle Townhomes in St Cloud, FL, the most recent in December 2025. Across St Cloud as a whole, 2,213 homes closed in the last 12 months at a median of $414,990, 46 median days on market, with 1,089 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,320 ($5,720 with the full homestead exemption).

Part of the Harmony master-planned community in St. Cloud, FL — see all Harmony homes for sale (155 listings across 45 villages and sections in the MLS).

Live · Harmony Isle Townhomes Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

The current MLS feed for Harmony Isle Townhomes does not carry the listing volume or amenity data needed to draw a pricing pattern, so we are not going to manufacture one. What we can say is that townhome pricing in this format is typically set by unit condition, HOA structure, and lot placement rather than broad neighborhood-wide trends, and that holds here until more listings populate the record.

For a buyer or seller today, that means going in with eyes open: pull comparable closed sales directly, confirm HOA obligations in writing, and treat any pricing conversation as unit-specific rather than community-wide. Thin data cuts both ways — it can hide a fair deal or an overpriced one just as easily.

Nearby homes for sale

No active listings inside Harmony Isle TownhomesHomes for Sale in St. Cloud, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

6943 FIVE OAKS DRIVE
$375K · 0.0 mi away
4 bd · 3.5 ba · 1,961 sqft
6943 FIVE OAKS DRIVE
Listed by KARR PROFESSIONAL GROUP P.A
6821 HABITAT DRIVE
$549K · 0.1 mi away
4 bd · 2.5 ba · 2,978 sqft
6821 HABITAT DRIVE
Listed by KFORTUNA SUNSHINE REALTY INC
3389 CORDGRASS PLACE
$425K · 0.1 mi away
4 bd · 3 ba · 2,274 sqft
3389 CORDGRASS PLACE
Listed by CORCORAN CONNECT LLC
6812 GOLDFLOWER AVENUE
$495K · 0.1 mi away
5 bd · 4 ba · 3,519 sqft
6812 GOLDFLOWER AVENUE
Listed by BERKSHIRE HATHAWAY HOMESERVICES RESULTS REALTY
6867 SUNDROP STREET
$340K · 0.2 mi away
4 bd · 3.5 ba · 2,175 sqft
6867 SUNDROP STREET
Listed by EXP REALTY LLC
3209 BAYFLOWER AVENUE
$399K · 0.2 mi away
5 bd · 3 ba · 2,456 sqft
3209 BAYFLOWER AVENUE
Listed by CORCORAN CONNECT LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Harmony Isle Townhomes sits in St Cloud, Osceola County, and current MLS records show no community amenities listed against active inventory — worth confirming directly with the HOA rather than assuming a feature set.

County records show 16 qualified sales in Harmony Isle Townhomes across 2024–2025 (13 in 2024, 3 in 2025), median $367,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer targeting a lower-maintenance, attached-home purchase in St Cloud
  • A buyer comfortable doing direct HOA and amenity due diligence rather than relying on listing marketing
  • An investor evaluating unit-by-unit condition and fees rather than a neighborhood-wide thesis

Probably not for

  • A buyer who needs a confirmed, documented amenity package before writing an offer
  • A buyer who wants a large body of recent comparable sales to lean on before pricing a purchase
  • A seller expecting community-level brand recognition to help market the listing

The market around Harmony Isle Townhomes

Harmony Isle Townhomes is too small for its own price trend, so here is the market around it.

In ZIP 34773, 187 homes are on the market and 27% are under contract — a steady corner of St Cloud.

Across Osceola County, 4,423 homes are active and 1,079 pending (20% under contract).

In ZIP 34773 (St Cloud), 677 homes closed in the last 12 months at a median of $412K ($213/sq ft), up 1.2% year over year, with a median 54 days on market. Right now 120 active and 41 pending listings put supply at about 3.3 months — a balanced market. See the live ZIP 34773 housing market and the Osceola County market.

ZIP and county figures describe the wider market, not Harmony Isle Townhomes specifically. Momentum Research analysis of MLS records.

If we were buying in Harmony Isle Townhomes today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harmony Isle Townhomes.

Best Buy
Buyers who want a lower-maintenance attached home in St Cloud and are comfortable verifying HOA and amenity details directly rather than relying on a marketed package.
Biggest Risk
The thin MLS record means pricing and amenity claims here need direct confirmation, not assumption.
Sweet Spot
A buyer prioritizing an attached-home budget in Osceola County over a specific amenity list.
Avoid If
You are shopping specifically for a documented amenity package like a pool or clubhouse and need that confirmed before you look.

A Townhome Community with a Thin Public Record

Townhome communities in St Cloud generally compete on lower-maintenance ownership and proximity to the rest of Osceola County rather than on resort-style amenity packages, and Harmony Isle's MLS footprint fits that pattern so far — no clubhouse, pool, or gate has been logged against current listings. That does not mean nothing exists on-site; it means the record has not been populated yet, and a buyer should verify directly rather than assume.

Because the feed is light, this is a community where individual unit condition, HOA fee structure, and any deed restrictions will do more to explain what you are paying than any neighborhood-level story will. Treat every listing here as its own case file.

“

The location and the amenities are priced into every listing in Harmony Isle Townhomes. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

When the public record is this thin, the work shifts to direct verification — pulling HOA documents, confirming what amenities actually exist versus what is marketed, and building a comparable set from individual closed sales rather than a neighborhood average. That is the legwork we do before you write an offer or set a list price.

Harmony Isle Townhomes in 15 seconds.

Best forBuyers who want a lower-maintenance attached home in St Cloud and are comfortable verifying HOA and amenity details directly rather than relying on a marketed package.
Biggest advantageThe townhome format itself, which typically trades exterior upkeep for HOA dues and a smaller footprint.
Biggest riskThe thin MLS record means pricing and amenity claims here need direct confirmation, not assumption.
Sweet spotA buyer prioritizing an attached-home budget in Osceola County over a specific amenity list.
Avoid ifYou are shopping specifically for a documented amenity package like a pool or clubhouse and need that confirmed before you look.

What it really costs to own in Harmony Isle TownhomesHomes for Sale

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

HOA duesMedian $195/month across 32 MLS listings (most billed monthly; 2026-10-15). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Osceola County is $1,735/yr (2,188 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.

Email me new listings in Harmony Isle TownhomesHomes for Sale

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Harmony Isle TownhomesHomes for Sale

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Harmony Isle TownhomesHomes for Sale will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Harmony Isle Townhomes homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Harmony Isle Townhomes.
In short
  • HOA dues reported around $195/month (about $2,340/yr) · median of 32 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $195 per month ($2,340 a year) — the median AssociationFee across 32 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harmony Isle Townhomes sales matched to your home.

What is your Harmony Isle Townhomes home worth?

Get a no-obligation home value based on real comparable sales in Harmony Isle Townhomes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Harmony Isle Townhomes on the map →

Real comps, not an automated estimate.
A buyer targeting a lower-maintenance, attached-home purchase in St CloudExcellent fit
A buyer comfortable doing direct HOA and amenity due diligence rather than relying on listing marketingExcellent fit
An investor evaluating unit-by-unit condition and fees rather than a neighborhood-wide thesisExcellent fit
A buyer who needs a confirmed, documented amenity package before writing an offerProbably not
A buyer who wants a large body of recent comparable sales to lean on before pricing a purchaseProbably not
A seller expecting community-level brand recognition to help market the listingProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 19, 2026)
Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2025 (1 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Recent Developments in Harmony Isle Townhomes

Development, infrastructure, retail, and school activity affecting Harmony Isle Townhomes, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.

  1. September 2026
    Infrastructure

    CFX holds public meetings on 14-mile toll road through part of Split Oak Forest

    The Central Florida Expressway Authority held public meetings on Sept. 16 and 17 for a 14-mile road from State Road 417 near Boggy Creek Road in Orange County to Nova Road in Osceola County. CFX says portions could begin construction next year and that the road would ease traffic on Narcoossee Road. The agency faces a legal challenge from Orange County and is pursuing an eminent domain case.

    What it may mean for the marketIf built, the road would add a new east-west route between Lake Nona and St. Cloud, changing commute options and access to east Orange and Osceola land. The project is about 15 miles northeast of Harmony Isle Townhomes, elsewhere in Osceola County.

    Source: Spectrum News 13
  2. August 2026
    Civic

    St. Cloud council approves $6.7 million downtown apartment and parking garage agreement

    The City Council unanimously approved an agreement with Atlantic Housing Partners for apartments and a parking garage next to City Hall. The Community Redevelopment Agency contributes $6.25 million and the city $460,000. The garage would hold 450 to 500 spaces, with 250 reserved for apartment residents.

    What it may mean for the marketNew downtown rental housing and public parking would add residents and parking capacity to the St. Cloud core. The site is about 6 miles east of Harmony Isle Townhomes.

    Source: Spectrum News 13
  3. March 2026
    Development

    Orlando approves the 380-acre Dowden Central Community Development District in Lake Nona

    Orlando approved the Dowden Central Community Development District, a roughly 380-acre district in the Lake Nona area of southeast Orlando, in March 2026. The district provides the framework to build roads, drainage, utilities, and parks for future development phases.

    What it may mean for the marketA new community development district lays the groundwork for large-scale growth in the Lake Nona area, a step that typically precedes new housing and commercial activity nearby. The site is about 11 miles northeast of Harmony Isle Townhomes.

    Source: ClickOrlando

Development alerts for Harmony Isle TownhomesGet a short monthly email when something new is approved, funded, or opens near Harmony Isle Townhomes.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

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Common questions about Harmony Isle Townhomes

Where is Harmony Isle Townhomes?

Harmony Isle Townhomes is a community in St Cloud, Osceola County, Florida, ZIP 34773.

Are there homes for sale in Harmony Isle Townhomes right now?

No active listings inside Harmony Isle Townhomes at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Harmony Isle Townhomes have an HOA or CDD?

No HOA is on record for Harmony Isle Townhomes in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

More St. Cloud & Kissimmee, St. Cloud & Osceola County guides

Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Kissimmee, St. Cloud & Osceola County or the full Neighborhood Finder.

Nearby Communities

Explore more neighborhoods near Harmony Isle Townhomes with Momentum Realty’s local guides.

Harmony Nbhd H 1 Harmony0.1 mi away · 49 homes, built 2015–24, 3 for saleHNHarmony Nbhd H0.1 mi away · 40 homes, built 2016–17, 1 for saleHNHarmony Nbrhd H0.1 mi away · 153 homes, built 2014–24Harmony Nbhd G H F Harmony0.2 mi away · median $398K, 7 sales/12 moHarmony Neighborhoods Ghf Harmony0.2 mi away · 198 homes, built 2004–20BNBirchwood Neighborhoods0.4 mi away · 378 homes, built 2003–24HNHarmony Nbhd F0.4 mi away · median $495K, 3 sales/12 mo

Browse all neighborhood guides →

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Harmony Isle Townhomes Market Scorecard

No active listings

Harmony Isle Townhomes is currently a no active listings market. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$349,499
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/1
Active/Pend/Sold

Typical home value in the 34773 ZIP is $383,619, about 19.2% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.