Heritage Bay
Condos for Sale in Naples, FL
All 1,847 homes for sale in Naples, FL · median $425,000 · 1,657 condos for sale in Naples · 211 homes for sale in 34109 · Collier County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Florida Gulf Coast MLS
As of October 2026, Heritage Bay in Naples, FL has 11 homes for sale and 4 pending, asking from $314,500 to $675,000 (median $499,000). Over the 12 months ending 2026-09-20, 36 recorded sales closed at a median of $521,250, $343 per square foot, a median 71 days on market, sellers accepting 93% of original asking (+7% versus the prior year). Homes listed or recently sold were built 2006–2013; 15 of 15 report an HOA (median $851/mo); 10 of the 15 geocoded homes sit in a FEMA special flood hazard zone (median elevation 16 ft). At the median price and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $5,760 ($5,320 with the full homestead exemption).
Villages & sections of Heritage Bay
Heritage Bay in Naples, FL is a master-planned community recorded as 2 named villages and sections in the MLS; 0 homes are for sale or pending across them today. Each village has its own page with its listings, sales history and HOA/CDD facts.
- Coach Homes at Heritage Bay · 4 sold/12 mo
- Estates at Heritage Bay · 3 sold/12 mo
Homes For Sale Right Now in Heritage Bay
Live MLS inventory for Heritage Bay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Heritage Bay listings as of 2026-10-01, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Heritage Bay right now
🟡 Still climbing. The trailing-12-month median ($521K) is up 6.9% from the prior 12 months ($488K).Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 20. Confidence: High (36 and 26 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Heritage Bay market snapshot (as of September 20, 2026): the median sale price is about $521K ($343 per sq ft over the trailing 12 months of closed sales), and a median 72 days on market for closed sales. The trailing-12-month median is up 7% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (36 closings in the current window).
In ZIP 34109 (Naples), 605 homes closed in the last 12 months at a median of $550K ($343/sq ft), up 1.7% year over year, with a median 75 days on market. Right now 198 active and 51 pending listings put supply at about 8.6 months — a buyer's market. See the live ZIP 34109 housing market and the Collier County market.
Florida Gulf Coast MLS sales records identify 29 homes in Heritage Bay that have changed hands since 2014, built between 2006 and 2013 (median 2010), with a median living area of about 1,414 sq ft and a typical 2-bedroom, 2-bath layout; 97% are condominiums. Source: Florida Gulf Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Flood zones in Heritage Bay: of 8 listing addresses checked against the FEMA National Flood Hazard Layer, 100% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in Naples.
The setting & the homes.
Aerial and on-site photos of Heritage Bay. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Heritage BayPhotos from Florida Gulf Coast MLS listings in Heritage Bay; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($521K) IS the median in the snapshot above, and the move from 2025 ($488K) IS the +6.9% one-year change.
Windows contain 1 to 81 sales each (36 in the current window); every figure carries its sample size. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Collier County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Collier County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
27% of homes for sale in Heritage Bay are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).
Heritage Bay Market Scorecard
Heritage Bay is currently a balanced market., a median asking price of $489,000, and homes go under contract in about 7 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Heritage Bay, Naples
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Heritage Bay on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
The Heritage Bay buying strategy.
If we were buying in Heritage Bay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Heritage Bay.
A closer look at the Heritage Bay market
At a median of $343 per square foot, Heritage Bay prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median up 7% year over year. Homes that do trade take a median 72 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in Heritage Bay. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- HOA dues reported around $851/month (about $10,212/yr) · median of 311 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $851 per month ($10,212 a year) — the median AssociationFee across 311 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Heritage Bay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Heritage Bay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Heritage Bay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Heritage Bay home worth?
Get a no-obligation home value based on real comparable sales in Heritage Bay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Heritage Bay
Homes in Heritage Bay that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 10200 Heritage Bay Blvd 123 · off market
- 10316 Heritage Bay Blvd 2712 · off market
- 10346 Heritage Bay Blvd 2312 · off market
Frequently Asked Questions
What is the median home price in Heritage Bay?
How long do homes in Heritage Bay take to sell?
Who is the best real estate agent for Heritage Bay?
How do I find a top Naples real estate agent who knows Heritage Bay?
Can Momentum Realty connect me with an agent for Heritage Bay?
Where is Heritage Bay, and what county is it in?
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (621 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Heritage Bay fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Heritage Bay Condos for Sale in Naples
- Home values · What homes in Heritage Bay Condos for Sale in Naples actually sell for
Nearby Communities
Explore more neighborhoods near Heritage Bay with Momentum Realty’s local guides.