Heritage Bay
Condos for Sale in Naples, FL
All 2,301 homes for sale in Naples, FL · median $439,000 · 2,058 condos for sale in Naples · 557 homes for sale in 34120 · Collier County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Florida Gulf Coast MLS
As of November 2026, Heritage Bay in Naples, FL has 13 homes for sale and 1 pending, asking from $314,500 to $665,000 (median $499,900). Over the 12 months ending 2026-11-11, 6 recorded sales closed at a median of $460,000, $325 per square foot, a median 117 days on market, sellers accepting 92% of original asking. Homes listed or recently sold were built 2006–2013; 14 of 14 report an HOA (median $851/mo); 8 of the 14 geocoded homes sit in a FEMA special flood hazard zone (median elevation 16 ft). At the median price and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $5,080 ($4,650 with the full homestead exemption).
Villages & sections of Heritage Bay
Heritage Bay in Naples, FL is a master-planned community recorded as 2 named villages and sections in the MLS; 1 home is for sale or pending across them today. Each village has its own page with its listings, sales history and HOA/CDD facts.
- Coach Homes at Heritage Bay · 1 for sale
- Estates at Heritage Bay
Last 30 days in Heritage Bay: 2 new listings (median asking $539,500), 1 under contract right now. As of November 12, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Heritage Bay
Live MLS inventory for Heritage Bay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 53 daysTop listing
Active · 3 days
Active · 78 days
Active · 49 days
Active · 47 days
Active · 69 days
Active · 69 days
Active · 28 days
Active · 166 days
Active · 166 days
Active · 89 days
Active · 44 days
Active · 101 daysActive and pending Heritage Bay listings as of 2026-11-12, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Heritage Bay right now
🟢 Buyer-leaning market. 26.0 months of supply and 7% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Florida Gulf Coast MLS records, as of November 11, 2026. Confidence: High (14 active and pending listings, 6 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 13, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Heritage Bay market snapshot (as of November 11, 2026): the median sale price is about $460K ($325 per sq ft over the trailing 12 months of closed sales), a median 117 days on market for closed sales, and 26.0 months of supply, a buyer-leaning market.
In ZIP 34120 (Naples), 459 homes closed in the last 12 months at a median of $577K ($323/sq ft), with a median 59 days on market. Right now 596 active and 114 pending listings put supply at about 15.6 months — a soft market. See the live ZIP 34120 housing market and the Collier County market.
Florida Gulf Coast MLS sales records identify 31 homes in Heritage Bay that have changed hands since 2014, built between 2006 and 2013 (median 2009), with a median living area of about 1,414 sq ft and a typical 2-bedroom, 2-bath layout; 97% are condominiums. Source: Florida Gulf Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Flood zones in Heritage Bay: of 8 listing addresses checked against the FEMA National Flood Hazard Layer, 100% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Naples.
The setting & the homes.
Aerial and on-site photos of Heritage Bay. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Heritage BayHeritage BayHeritage BayHeritage BayHeritage BayHeritage BayHeritage BayHeritage BayPhotos from Florida Gulf Coast MLS listings in Heritage Bay; content deemed reliable but not guaranteed.
Heritage Bay on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap contributors.
The Heritage Bay buying strategy.
If we were buying in Heritage Bay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Heritage Bay.
A closer look at the Heritage Bay market
At a median of $325 per square foot, Heritage Bay prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 26.0 months of supply, a buyer-leaning market. Homes that do trade take a median 117 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in Heritage Bay. The deal is won or lost on condition, the comps, and the renovation math.
Tools for a Heritage Bay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Heritage Bay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Heritage Bay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Heritage Bay home worth?
Get a no-obligation home value based on real comparable sales in Heritage Bay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Heritage Bay
Homes in Heritage Bay that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 6 on record.
- 10038 Siesta Bay Dr 9311 · off market
- 10074 Siesta Bay Dr 9825 · off market
- 10200 Heritage Bay Blvd 123 · off market
- 10313 Heritage Bay Blvd 1326 · off market
- 10316 Heritage Bay Blvd 2712 · off market
- 10346 Heritage Bay Blvd 2312 · off market
| Location | Naples, Collier County, FL · ZIP 34120 |
|---|---|
| Home types (current listings and sales) | condos 100% |
| Sale prices, last 12 months | $460,000 median across 6 closed sales · $325 per sq ft |
| Days on market (closed sales) | 117 median |
| For sale right now | 13 active, 1 pending · median asking $499,900 · 26.0 months of supply |
Data as of November 11, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Heritage Bay key facts,” movewithmomentum.com/neighborhoods/heritage-bay, data as of November 11, 2026.
Housing distress & ownership in Heritage Bay, Naples
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Just listed in Heritage Bay
The newest homes for sale in Heritage Bay right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 10300 Heritage Bay Blvd 3016 $580,000 · 2 bd · 2 ba · 1,661 sq ft · listed Nov 10, 2026 Courtesy of Bonnycastle Realty
- 10270 Heritage Bay Blvd 3425 $499,000 · 2 bd · 2 ba · 1,414 sq ft · listed Oct 16, 2026 Courtesy of Your Naples Realty LLC
- 10349 Heritage Bay Blvd 2132 $319,000 · 2 bd · 2 ba · 1,232 sq ft · listed Sep 30, 2026 Courtesy of John R Wood Properties
- 10026 Siesta Bay Dr 9111 $559,900 · 2 bd · 2 ba · 1,661 sq ft · listed Sep 27, 2026 Courtesy of Your Naples Realty LLC
- 10074 Siesta Bay Dr 9816 $565,000 · 2 bd · 2 ba · 1,661 sq ft · listed Sep 25, 2026 Courtesy of John R Wood Properties
- 10626 Smokehouse Bay Dr 102 $665,000 · 3 bd · 2 ba · 1,883 sq ft · listed Sep 21, 2026 Courtesy of John R Wood Properties
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Heritage Bay Right Now (14)
All 14 active and pending Heritage Bay listings with a detail page, newest first, refreshed twice a day from the MLS.
- 10300 Heritage Bay Blvd 3016 · $580,000 · 2 bd / 2 ba · listed Oct 15, 2026 · listed by Bonnycastle Realty
- 10270 Heritage Bay Blvd 3425 · $499,000 · 2 bd / 2 ba · listed Oct 10, 2026 · listed by Your Naples Realty LLC
- 10026 Siesta Bay Dr 9111 · $559,900 · 2 bd / 2 ba · listed Sep 24, 2026 · listed by Your Naples Realty LLC
- 10626 Smokehouse Bay Dr 102 · $665,000 · 3 bd / 2 ba · listed Sep 19, 2026 · listed by John R Wood Properties
- 10349 Heritage Bay Blvd 2132 · $319,000 · 2 bd / 2 ba · listed Sep 16, 2026 · listed by John R Wood Properties
- 10074 Siesta Bay Dr 9816 · $565,000 · 2 bd / 2 ba · listed Sep 11, 2026 · listed by John R Wood Properties
- 10306 Heritage Bay Blvd 2913 · $439,000 · 2 bd / 2 ba · listed Sep 11, 2026 · listed by Your Naples Realty LLC
- 10353 Heritage Bay Blvd 2236 · $338,000 · 2 bd / 2 ba · listed Sep 11, 2026 · listed by Realty One Group MVP
- 10342 Heritage Bay Blvd 2426 · $579,900 · 2 bd / 2 ba · listed Sep 8, 2026 · listed by Your Naples Realty LLC
- 10200 Heritage Bay Blvd 112 · $459,900 · 2 bd / 2 ba · listed Sep 5, 2026 · listed by Your Naples Realty LLC
- 10296 Heritage Bay Blvd 3111 · $538,500 · 2 bd / 2 ba · listed Sep 4, 2026 · listed by Realty One Group MVP
- 10290 Heritage Bay Blvd 3215 · $499,900 · 2 bd / 2 ba · listed Sep 3, 2026 · listed by Your Naples Realty LLC
- 10265 Heritage Bay Blvd 624 · $314,500 · 2 bd / 2 ba · listed Aug 14, 2026 · listed by Realty One Group MVP
- 10290 Heritage Bay Blvd 3222 · $489,500 · 2 bd / 2 ba · pending · listed Aug 14, 2026 · listed by Realty One Group MVP
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Naples guides & data
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Florida buyer guides
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7% of homes for sale in Heritage Bay are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-13).
What it really costs to own in Heritage Bay
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $4,663/yr across 28 listings here (MLS tax records, 2026-11-13). |
|---|---|
| HOA dues | Median $10,216/year (about $851/month) across 15 MLS listings (most billed annually; 2026-11-13). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Collier County is $2,147/yr (2,002 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 8 listing addresses checked against the FEMA flood map, 0% sit outside the high-risk zone and 100% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2009 across 28 listings. An original roof here would be about 17 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Estimated carrying cost at the median asking price, before the mortgage: about $1,418/month (tax $389, HOA $851, insurance $179). An estimate from the sources above, not a quote.
Email me new listings in Heritage Bay
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Heritage Bay Condos for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Heritage Bay Condos for Sale will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Heritage Bay?
How long do homes in Heritage Bay take to sell?
Is Heritage Bay a buyer's or seller's market right now?
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How do I find a top Naples real estate agent who knows Heritage Bay?
Can Momentum Realty connect me with an agent for Heritage Bay?
Where is Heritage Bay, and what county is it in?
Is Heritage Bay a good place to live?
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: November 12, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending November 11, 2026 |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-11-11 |
| Historical depth | Closed-sale records back to 2026 (6 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how Heritage Bay fits the bigger picture — live prices, inventory, and Momentum Scores: