Heritage Bay
Condos for Sale in Naples, FL
All 2,052 homes for sale in Naples, FL · median $429,000 · 1,840 condos for sale in Naples · 216 homes for sale in 34109 · Collier County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Florida Gulf Coast MLS
As of October 2026, Heritage Bay in Naples, FL has 14 homes for sale and 1 pending, asking from $314,500 to $675,000 (median $507,450). Over the 12 months ending 2026-09-20, 36 recorded sales closed at a median of $521,250, $343 per square foot, a median 71 days on market, sellers accepting 93% of original asking (+7% versus the prior year). Homes listed or recently sold were built 2006–2013; 15 of 15 report an HOA (median $851/mo); 9 of the 15 geocoded homes sit in a FEMA special flood hazard zone (median elevation 16 ft). At the median price and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $5,760 ($5,320 with the full homestead exemption).
Villages & sections of Heritage Bay
Heritage Bay in Naples, FL is a master-planned community recorded as 2 named villages and sections in the MLS; 0 homes are for sale or pending across them today. Each village has its own page with its listings, sales history and HOA/CDD facts.
- Coach Homes at Heritage Bay · 4 sold/12 mo
- Estates at Heritage Bay · 3 sold/12 mo
Last 30 days in Heritage Bay: 7 new listings (median asking $575,000), 1 under contract right now. As of October 20, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Heritage Bay
Live MLS inventory for Heritage Bay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Heritage Bay listings as of 2026-10-19, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Heritage Bay right now
🟡 Still climbing. The trailing-12-month median ($521K) is up 6.9% from the prior 12 months ($488K).Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 20. Confidence: High (36 and 26 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 20, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Heritage Bay market snapshot (as of September 20, 2026): the median sale price is about $521K ($343 per sq ft over the trailing 12 months of closed sales), and a median 72 days on market for closed sales. The trailing-12-month median is up 7% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (36 closings in the current window).
In ZIP 34109 (Naples), 605 homes closed in the last 12 months at a median of $550K ($343/sq ft), up 1.7% year over year, with a median 75 days on market. Right now 198 active and 51 pending listings put supply at about 8.6 months — a buyer's market. See the live ZIP 34109 housing market and the Collier County market.
Florida Gulf Coast MLS sales records identify 31 homes in Heritage Bay that have changed hands since 2014, built between 2006 and 2013 (median 2009), with a median living area of about 1,414 sq ft and a typical 2-bedroom, 2-bath layout; 97% are condominiums. Source: Florida Gulf Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Flood zones in Heritage Bay: of 8 listing addresses checked against the FEMA National Flood Hazard Layer, 100% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Naples.
The setting & the homes.
Aerial and on-site photos of Heritage Bay. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Heritage BayPhotos from Florida Gulf Coast MLS listings in Heritage Bay; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($521K) IS the median in the snapshot above, and the move from 2025 ($488K) IS the +6.9% one-year change.
Windows contain 1 to 81 sales each (36 in the current window); every figure carries its sample size. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
7% of homes for sale in Heritage Bay are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-19).
Heritage Bay Market Scorecard
Heritage Bay is currently a balanced market., a median asking price of $489,000, and homes go under contract in about 44 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Heritage Bay on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap contributors.
The Heritage Bay buying strategy.
If we were buying in Heritage Bay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Heritage Bay.
A closer look at the Heritage Bay market
At a median of $343 per square foot, Heritage Bay prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median up 7% year over year. Homes that do trade take a median 72 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in Heritage Bay. The deal is won or lost on condition, the comps, and the renovation math.
Tools for a Heritage Bay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Heritage Bay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Heritage Bay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Heritage Bay home worth?
Get a no-obligation home value based on real comparable sales in Heritage Bay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Heritage Bay
Homes in Heritage Bay that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 5 on record.
- 10074 Siesta Bay Dr 9825 · off market
- 10200 Heritage Bay Blvd 123 · off market
- 10313 Heritage Bay Blvd 1326 · off market
- 10316 Heritage Bay Blvd 2712 · off market
- 10346 Heritage Bay Blvd 2312 · off market
| Location | Naples, Collier County, FL · ZIP 34109, 34119, 34120 |
|---|---|
| Home types (current listings and sales) | condos 100% |
| Sale prices, last 12 months | $521,250 median across 36 closed sales · $343 per sq ft · +6.9% vs the prior 12 months |
| Days on market (closed sales) | 71 median |
| For sale right now | 10 active, 6 pending · median asking $489,000 |
Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Heritage Bay key facts,” movewithmomentum.com/neighborhoods/heritage-bay, data as of September 20, 2026.
Housing distress & ownership in Heritage Bay, Naples
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Just listed in Heritage Bay
The newest homes for sale in Heritage Bay right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 10626 Smokehouse Bay Dr 102 $675,000 · 3 bd · 2 ba · 1,883 sq ft · new today Courtesy of John R Wood Properties
- 10300 Heritage Bay Blvd 3016 $580,000 · 2 bd · 2 ba · 1,661 sq ft · 3 days on market Courtesy of Bonnycastle Realty
- 10270 Heritage Bay Blvd 3425 $515,000 · 2 bd · 2 ba · 1,414 sq ft · 7 days on market Courtesy of Your Naples Realty LLC
- 10290 Heritage Bay Blvd 3215 $499,900 · 2 bd · 2 ba · 1,413 sq ft · 7 days on market Courtesy of Your Naples Realty LLC
- 10074 Siesta Bay Dr 9816 $575,000 · 2 bd · 2 ba · 1,661 sq ft · 14 days on market Courtesy of John R Wood Properties
- 10349 Heritage Bay Blvd 2132 $329,000 · 2 bd · 2 ba · 1,232 sq ft · 19 days on market Courtesy of John R Wood Properties
Checked against the MLS Oct 20, 2026. All new listings in this market.
Every Home for Sale in Heritage Bay Right Now (15)
All 15 active and pending Heritage Bay listings with a detail page, newest first, refreshed twice a day from the MLS.
- 10300 Heritage Bay Blvd 3016 · $580,000 · 2 bd / 2 ba · listed Oct 15, 2026 · listed by Bonnycastle Realty
- 10270 Heritage Bay Blvd 3425 · $515,000 · 2 bd / 2 ba · listed Oct 10, 2026 · listed by Your Naples Realty LLC
- 10026 Siesta Bay Dr 9111 · $579,000 · 2 bd / 2 ba · listed Sep 24, 2026 · listed by Your Naples Realty LLC
- 10626 Smokehouse Bay Dr 102 · $675,000 · 3 bd / 2 ba · listed Sep 19, 2026 · listed by John R Wood Properties
- 10349 Heritage Bay Blvd 2132 · $329,000 · 2 bd / 2 ba · listed Sep 16, 2026 · listed by John R Wood Properties
- 10074 Siesta Bay Dr 9816 · $575,000 · 2 bd / 2 ba · listed Sep 11, 2026 · listed by John R Wood Properties
- 10306 Heritage Bay Blvd 2913 · $439,000 · 2 bd / 2 ba · listed Sep 11, 2026 · listed by Your Naples Realty LLC
- 10353 Heritage Bay Blvd 2236 · $338,000 · 2 bd / 2 ba · listed Sep 11, 2026 · listed by Realty One Group MVP
- 10342 Heritage Bay Blvd 2426 · $599,900 · 2 bd / 2 ba · listed Sep 8, 2026 · listed by Your Naples Realty LLC
- 10200 Heritage Bay Blvd 112 · $469,900 · 2 bd / 2 ba · listed Sep 5, 2026 · listed by Your Naples Realty LLC
- 10296 Heritage Bay Blvd 3111 · $538,500 · 2 bd / 2 ba · listed Sep 4, 2026 · listed by Realty One Group MVP
- 10290 Heritage Bay Blvd 3215 · $499,900 · 2 bd / 2 ba · listed Sep 3, 2026 · listed by Your Naples Realty LLC
- 10038 Siesta Bay Dr 9311 · $625,000 · 3 bd / 2 ba · pending · listed Aug 26, 2026 · listed by Your Naples Realty LLC
- 10290 Heritage Bay Blvd 3222 · $489,500 · 2 bd / 2 ba · listed Aug 9, 2026 · listed by Realty One Group MVP
- 10265 Heritage Bay Blvd 624 · $314,500 · 2 bd / 2 ba · listed Aug 7, 2026 · listed by Realty One Group MVP
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Naples guides & data
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Florida buyer guides
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- Florida property tax calculator
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- Florida flood insurance calculator
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What it really costs to own in Heritage Bay Condos for Sale
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $4,808/yr across 30 listings here (MLS tax records, 2026-10-20). |
|---|---|
| HOA dues | Median $10,216/year (about $851/month) across 15 MLS listings (most billed annually; 2026-10-20). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Collier County is $2,147/yr (2,002 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 8 listing addresses checked against the FEMA flood map, 0% sit outside the high-risk zone and 100% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2009 across 30 listings. An original roof here would be about 17 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Estimated carrying cost at the median asking price, before the mortgage: about $1,431/month (tax $401, HOA $851, insurance $179). An estimate from the sources above, not a quote.
Email me new listings in Heritage Bay Condos for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Heritage Bay Condos for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Heritage Bay Condos for Sale will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Heritage Bay?
How long do homes in Heritage Bay take to sell?
Who is the best real estate agent for Heritage Bay?
How do I find a top Naples real estate agent who knows Heritage Bay?
Can Momentum Realty connect me with an agent for Heritage Bay?
Where is Heritage Bay, and what county is it in?
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: October 19, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (621 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Heritage Bay fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Heritage Bay Condos for Sale in Naples
- Home values · What homes in Heritage Bay Condos for Sale in Naples actually sell for
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