Hermitage
Homes for Sale in Palatka, FL
All 130 homes for sale in Palatka, FL · median $249,450 · 143 homes for sale in 32177 · Putnam County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 5 closed sales in Hermitage in Palatka, FL since 2003, the most recent in September 2021. Across Palatka as a whole, 44 homes closed in the last 12 months at a median of $225,000, 67 median days on market, with 133 homes for sale today. At that median and Putnam County's FY2025-26 rate of 16.89 mills, annual property tax runs about $3,800 ($3,130 with the full homestead exemption).
Hermitage sits in Palatka, in Putnam County, and the snapshot we have is thin on transaction data as of mid-2026. What that means in practice: price here is set less by a headline number and more by the condition and specifics of the individual home in front of you. Without a deep run of recent comps, each sale tends to stand on its own, so lot, updates, and structure carry more weight than any neighborhood-wide trend line.
For a buyer, that argues for patience and diligence — walk the property, price it against condition, and do not assume a going rate exists. For a seller, it means presentation and accurate positioning matter more than usual, because there is little momentum to ride and each listing has to make its own case.
Nearby homes for sale
No active listings inside Hermitage right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Hermitage is a Palatka community in Putnam County, an inland Northeast Florida market where pricing is driven more by the individual home than by a busy comp set.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Hermitage is best for.
Best for
- Buyers prioritizing an inland, lower-pace Northeast Florida location over coastal proximity
- Buyers comfortable evaluating a home on its own condition rather than a neighborhood going rate
- Sellers willing to invest in preparation and accurate positioning to make a listing stand on its own
Probably not for
- Buyers who need a deep set of recent comps to feel confident on price
- Buyers wanting a fast-moving, highly liquid market with quick resale
- Buyers seeking a coastal or urban-core location rather than inland Putnam County
The market around Hermitage
Hermitage is too small for its own price trend, so here is the market around it.
In ZIP 32177, 140 homes are on the market and 20% are under contract — a steady corner of Palatka.
Across Putnam County, 713 homes are active and 137 pending (16% under contract).
In ZIP 32177 (Palatka), 194 homes closed in the last 12 months at a median of $328K ($185/sq ft), down 2.2% year over year, with a median 68 days on market. Right now 15 active and 2 pending listings put supply at about 5.5 months — a buyer's market. See the live ZIP 32177 housing market and the Putnam County market.
ZIP and county figures describe the wider market, not Hermitage specifically. Momentum Research analysis of MLS records.
The Hermitage buying strategy.
If we were buying in Hermitage today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Hermitage.
A condition-driven market
In a market with limited recent activity like Hermitage, the number on a listing is only a starting point. The spread between a well-kept home and one that needs work can be wide, and there is no dense stack of sales to average it out. That puts the burden of valuation on the property itself.
Practically, this rewards buyers who inspect carefully and sellers who prepare the home before it hits the market. Palatka's location in Putnam County is inland and quieter than the coastal corridors, and buyers drawn here tend to be trading pace and price pressure for that setting.
The location and the amenities are priced into every listing in Hermitage. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a thin-data market, a general search engine or automated estimate will lead you astray. Our value here is on-the-ground judgment: pricing a Hermitage home against its actual condition and the realities of Putnam County, not a formula. We will tell you plainly when a property is priced right and when it is not.
Hermitage in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Hermitage buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Hermitage sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Hermitage, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Hermitage home worth?
Get a no-obligation home value based on real comparable sales in Hermitage, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palatka →
Housing distress & ownership in Hermitage, Palatka
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
More Palatka home searches
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- Palatka home values: what is my house worth?
- ZIP 32177 housing scorecard
Palatka guides & data
- Market data
- Property taxes (Putnam County)
- Homestead exemption (Putnam County)
- Home insurance cost
- HOA database
- New construction (Putnam County)
- ZIP codes
- Rent tracker
Florida buyer guides
Email me new listings in Hermitage
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Hermitage
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Hermitage will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
How many homes are in Hermitage?
What share of Hermitage is owner-occupied?
When were the homes in Hermitage built?
Who is the best real estate agent for Hermitage?
How do I find a top Palatka real estate agent who knows Hermitage?
Can Momentum Realty connect me with an agent for Hermitage?
Where is Hermitage, and what county is it in?
How far is Hermitage from downtown Jacksonville and the beach?
Should you buy in Hermitage?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32177)) |
| Under-contract shares | realMLS records, as of 2026-10-10 |
| Historical depth | Closed-sale records back to 2003 (5 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Hermitage fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Hermitage. These are the public schools most often assigned to other communities in ZIP 32177; zones change and vary by address, so confirm with the district before you buy.
- Palatka High School · High (assigned to 7 nearby communities)
- Robert H. Jenkins Junior Middle School or C. L. Overturf Jr. 6th Grade Center · Middle (assigned to 7 nearby communities)
- James A. Long Elementary School · PreK-5 (Putnam, Palatka area) · FLDOE grade B (assigned to 5 nearby communities)
- Palatka Jr.-Sr. High School · 7-12 (assigned to 4 nearby communities)
- William D. Moseley Elementary School · Elementary · FLDOE grade C (assigned to 3 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near Hermitage with Momentum Realty’s local guides.