Highland Terrace Manor Homes for Sale in Clearwater, FL

Established single-family neighborhood · Clearwater · ZIP 33765

An established mid-century single-family neighborhood in Clearwater, central to the beaches and downtown, with no reported HOA.

Mid-century homesNo reported HOACentral Clearwater location

Live Market Pulse

75/100
Momentum

Seller's Market (limited data)

This is an established mid-century neighborhood with no reported HOA, so the read is the home's condition, updates, and the lot, not a headline price.

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Unlock Off-Market Highland Terrace Manor

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseStellar MLS

$325K

Median Price

3.4mo

Supply

10days

Avg DOM

Strong

Seller Leverage

$250/sf

Median $/Sqft

n/a

1-Yr Price Change

0now

Distress

Jon's Current Read

"Highland Terrace Manor is an established single-family neighborhood in Clearwater, with homes reported built largely between 1955 and 1961 and no reported HOA. The draw is a central Pinellas location with easy reach to the beaches, downtown Clearwater, and the bay, plus freedom from HOA dues and rules. Because the homes are mid-century, the read is condition: most have been touched to some degree, and the spread between a renovated home and an as-is home is wide. Budget for systems and confirm flood status before you offer."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Highland Terrace Manor market snapshot (as of June 25, 2026): the median sale price is about $325K ($250 per sq ft), with homes averaging 10 days on market and 3.4 months of supply, a seller's market (limited data). Based on 7 recent closings in live Stellar MLS data.

Highland Terrace Manor is an established single-family neighborhood in Clearwater, Pinellas County, with homes reported built largely between 1955 and 1961 (source: neighborhoods.com, accessed 2026). It is a well-established, centrally located community that continues to draw buyers looking in the Clearwater area.

There is no reported HOA for the neighborhood, which means no monthly dues and fewer rules, but also no shared amenities or common-area maintenance. The location is the draw: a central Clearwater address puts the Gulf beaches, downtown Clearwater, and Tampa Bay all within easy reach. Lot sizes and floor plans vary, so the homesite matters.

Because the housing stock is mid-century, condition is everything. Roof, HVAC, electrical, and plumbing age drive value far more than square footage on paper, and a renovated home and an as-is home can list close together yet carry very different true costs. A careful inspection and an updates budget are essential here.

For buyers who want an established, no-HOA home in a central Clearwater location, Highland Terrace Manor is a practical option. The work is reading condition honestly, budgeting any deferred maintenance, and confirming the flood zone before you fall for a list price.

Quick Match

Who Highland Terrace Manor is best for.

Best for

Buyers who want an established home with no HOA dues or rules
Households who value a central Clearwater location near the beaches
Buyers who like mid-century homes with renovation potential
Buyers comfortable reading an older home's condition and systems

Probably not for

Buyers who want new construction or near-new stock
Those seeking a gated, amenity-rich, or golf community
Buyers who want shared amenities or HOA-managed upkeep
Anyone unwilling to budget for updates on a mid-century home

Market Pulse

How Highland Terrace Manor is performing right now

75/100
momentum

Seller's Market (limited data)

Seller's marketBalancedBuyer's market

3.4Months of supplytight

9Median days on marketdays

3 : 2Under contract vs for salestrong demand

7Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+9%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Highland Terrace Manor listings and the trailing twelve months of closed sales.

Where prices are going$850K2026 YTD

Median sale price by year. Tap a label to compare Weybridge Woods or Clearwater. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square foot$3072026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now2 : 3active : pending

For sale2

Pending3

Sold 12mo7

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Highland Terrace Manor buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Highland Terrace Manor

Live MLS inventory for Highland Terrace Manor. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active · 2 daysTop listing

$374,900

3 bd · 2 ba · 1,269 sqft · built 1958

1465 Parkwood Street, CLEARWATER, 33755

Renovated

Listed by EZ WAY REALTY

Active · 17 days

$315,000

2 bd · 2 ba · 1,251 sqft · built 1964

1447 Fairmont Street, CLEARWATER, 33755

Strong resaleReno opportunityBest value

Listed by EXP REALTY LLC

Pending · 29 days

$455,000

4 bd · 2 ba · 1,500 sqft · built 1956

1437 Carlos Avenue, CLEARWATER, 33755

Strong resaleRenovatedLakefront

Listed by RE/MAX ELITE REALTY

Pending · 3 days

$325,000

3 bd · 1.5 ba · 936 sqft · built 1959

1428 Parkwood Street, CLEARWATER, 33755

Strong resaleRenovatedLakefront

Listed by REDFIN CORPORATION

Pending · 71 days

$243,000

3 bd · 2 ba · 1,494 sqft · built 1956

1507 Carlos Avenue, CLEARWATER, 33755

Strong resaleReno opportunityBest value

Listed by REALTY ONE GROUP SUNSHINE

Active and pending Highland Terrace Manor listings as of 2026-06-25, priced high to low. Listings courtesy of Stellar MLS as distributed by MLS GRID.. Tap any home to ask about it.

Interactive Map

Highland Terrace Manor on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

Highland Terrace Manor trades mid-century stock for a central Clearwater location near the beaches, the bay, and the airports.

Drive times from Highland Terrace Manor. They are approximate and vary with traffic and your exact start point.

Downtown Clearwater~10 min · ~4 miles

Clearwater Beach~15-20 min · ~7 miles

St. Pete-Clearwater Airport~15 min · ~7 miles

Tampa Int'l Airport~30-35 min · ~20 miles

Downtown St. Petersburg~30-35 min · ~22 miles

Downtown Tampa~35-40 min · ~24 miles

Distances and drive times are approximate. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Highland Terrace Manor with Momentum Realty’s local guides.

CLClearwaterManorClearwater, FL · 0.4 mi CRCoachman RidgeClearwater, FL · 0.6 mi LPLake Pines Estates Homes for Sale in Clearwater, FLClearwater, FL · 0.8 mi MLMontclair Lake Estates Homes for Sale in Clearwater, FLClearwater, FL · 0.8 mi SPSunset Pointe Townhomes in Clearwater, FLClearwater, FL · 0.9 mi MAMarymontClearwater, FL · 0.9 mi SPSunset Pointe Townhomes in Clearwater, FLClearwater, FL · 1.0 mi WTWaterford TownhomesClearwater Homes for SaleClearwater, FL · 1.0 mi MLMontclair Lake Townhomes in Clearwater, FLClearwater, FL · 1.0 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Highland Terrace Manor (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Pinellas County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Highland Terrace Manor is served by Pinellas County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Elementary

Skycrest Elementary School

Middle

Oak Grove Middle School

High

Clearwater High School

Buying with schools in mind? We can confirm the exact zoned schools for any Highland Terrace Manor address.

The takeaway

What actually shapes value in Highland Terrace Manor: an established no-HOA neighborhood, a central Clearwater location near the beaches and the bay, and mid-century housing stock where condition is everything. Each item is sourced.

Recent Developments in Highland Terrace Manor

Development Intelligence

Our read on what is being built around Highland Terrace Manor, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishA central, no-HOA location near the beaches supports steady demand; mid-century stock and condition variance are the main caveats, so the read is the home and the lot.

Established neighborhood with no reported HOA

Ongoing

BullishNotable impact

SignificanceRadius: Community

No dues and fewer rules appeal to buyers who want freedom and a lighter carry, though there are no shared amenities.

Central Clearwater location

Ongoing

BullishMajor impact

SignificanceRadius: Area

A central address near the beaches, downtown, and the bay is a durable, hard-to-replicate demand driver.

Proximity to the Gulf beaches

Ongoing

BullishNotable impact

SignificanceRadius: Area

Short access to Clearwater Beach supports lasting appeal across the Pinellas market.

Renovation potential in mid-century homes

Ongoing

BullishMinor impact

SignificanceRadius: Community

Original homes invite updating, which lets buyers add value, but the work must be budgeted up front.

Mid-century stock and condition variance

Ongoing

NeutralNotable impact

SignificanceRadius: Community

Homes are mid-century, so systems and updates drive value more than square footage on paper.

Coastal flood and insurance considerations

Ongoing

BearishMinor impact

SignificanceRadius: Area

Coastal Pinellas means flood zones and insurance cost vary by parcel; confirm for each home.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Highland Terrace Manor, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

January 2026
Community
Highland Terrace Manor reads as an established mid-century Clearwater neighborhood
Highland Terrace Manor is documented as an established single-family neighborhood in Clearwater with homes built largely from 1955 to 1961 and no reported HOA. Why it matters: The location is the durable value driver; condition and systems on mid-century homes set the spread between listings. Source
January 2026
Market
Clearwater stays a steady, in-demand Pinellas market
Clearwater remains an established, centrally located Pinellas city where neighborhood-level listings continue to draw buyer interest near the Gulf beaches and the bay. Why it matters: Central Clearwater location supports lasting demand; in a no-HOA neighborhood the trade-off is no shared amenities and owner-managed upkeep. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Highland Terrace Manor buying strategy.

If we were buying in Highland Terrace Manor, this is the order of operations we would run, and the one we run for our clients.

Read condition first. The stock is mid-century; roof, HVAC, electrical, and plumbing age set the real value.

Confirm there is no HOA. The neighborhood is reported HOA-free; verify there are no separate deed restrictions on the parcel.

Budget for systems and a possible reno. Many homes invite updating; price the work in before you offer.

Check flood and elevation by address. This is coastal Pinellas; confirm the flood zone and insurance cost for the parcel.

Map the real commute. Central Clearwater is close to the beaches and the bay; confirm your real drive times.

The Quick Decision

Best Buy

An updated home with newer systems on a solid lot, priced to real comps

Biggest Risk

Buying an as-is mid-century home and underbudgeting roof, HVAC, and systems

Best Lot

A dry, well-positioned lot with confirmed flood status

Smart Timing

Weigh a renovated home against an as-is home plus your update budget

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Highland Terrace Manor is an established single-family neighborhood in Clearwater, Pinellas County, with homes reported built largely between 1955 and 1961 (source: neighborhoods.com). There is no reported HOA and no CDD, so there are no community dues, no shared amenities, and no common-area maintenance. The location is central Clearwater, within easy reach of the Gulf beaches, downtown Clearwater, and Tampa Bay. Because the stock is mid-century, condition and systems drive value. Confirm any deed restrictions and the flood status per parcel.

Highland Terrace Manor Homes For Sale

What your money buys in Highland Terrace Manor.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Highland Terrace Manor today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

The Entry Home

$250K to $302K

Smaller, largely original mid-century homes that need updates, the value way into a central Clearwater address.

Lowest entry

The Core Home

$302K to $340K

Homes with some updates and sound systems, the heart of the Highland Terrace Manor resale market.

Most inventory

The Top

$340K to $370K

Fully renovated homes with newer roof, HVAC, and electrical on a dry lot, the strongest resale here.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$325K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$250K to $302K

The Entry Home

Smaller, largely original mid-century homes that need updates, the value way into a central Clearwater address.

$302K to $340K

The Core Home

Homes with some updates and sound systems, the heart of the Highland Terrace Manor resale market.

$340K to $370K

The Top

Fully renovated homes with newer roof, HVAC, and electrical on a dry lot, the strongest resale here.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Highland Terrace Manor, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Updated homes ask about 46% more per square foot than original-condition homes, and they tend to sell faster. In an all-resale market, condition is the single biggest swing in value, which is why reading the renovation math is the whole game.

Asking price per square foot

Renovated$303

Original$207

Median days on market

Renovated3

Original44

From current Highland Terrace Manor listings (renovated 3, original 2); condition inferred from listing descriptions, asking not closed figures. The exact number depends on a specific home's updates, lot, and view, which is the read we do before you offer.

Operator Note

The trap here is a beautifully staged original-condition home. Staging is cheap; a roof, HVAC, and a full modernization are not. We price the real renovation before you fall for the listing photos, because in an all-resale market that number is the difference between a deal and the most expensive house on the street.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Highland Terrace Manor holds value.

Our read on the factors that protect resale here, and the one to manage.

No CDD on the tax billStrong

Central Clearwater locationStrong

Scarce, established homesitesStrong

Established, in-demand locationPositive

All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Highland Terrace Manor

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

There are no dues and no amenities to price in here. The deal is won or lost on condition and an honest read of the systems.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

7.6B · Buy Score

Resale Strength7.8/10

Renovation Risk6.0/10

Location Efficiency8.4/10

Long-Term Defensibility7.4/10

Carrying Cost Advantage8.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Highland Terrace Manor is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take

Golf, lake, and preserve lots hold value best
Interior lots are where buyers overpay
The lot cannot be renovated, the house can
Premium homesites resell faster
~3% asking premium for premium lots today

In a built-out club community, the lot is the resale insurance

The houses can be renovated, but the lot and view cannot. Golf frontage, lakefront, and preserve lots consistently command higher premiums and resell faster than interior lots backing to another home. The premium you pay for a great homesite is the discount you avoid when you sell.

The mistake is paying an estate price for a base interior lot. We help buyers spot which homesites carry real, durable premiums and which are dressed-up interiors, so your money lands where the market will give it back.

Strongest resale Golf frontage and lakefront homesites at Highland Terrace Manor

Golf & lakefront lots

Open views over the course or the 26 community lakes. The scarcest, most in-demand homesites; they command the highest premiums and resell fastest.

Strong resale Preserve-backing homesites at Highland Terrace Manor

Preserve lots

Backing to protected preserve means privacy with no rear neighbor. A consistent favorite that holds value well above a standard interior lot.

Moderate resale Cul-de-sac and larger interior homesites at Highland Terrace Manor

Cul-de-sac & larger lots

Less traffic, more yard, and an easy walk to the club for some streets. A real but smaller premium that depends on the street and parcel size.

Value tier Standard interior homesites at Highland Terrace Manor

Standard interior lots

The most affordable way through the gates, and the best renovation value. Just do not pay a golf or lake price for one, this is where buyers most often overpay.

Relative resale strength by lot and view, illustrative of how Highland Terrace Manor homesites trade. The exact premium depends on the specific home, the view, and the street.

The 15-Second Verdict

Highland Terrace Manor in 15 seconds.

Best forBuyers who want an established no-HOA home in a central Clearwater location.

Biggest advantageA central location near the beaches and the bay, with no HOA dues or rules.

Biggest riskMid-century stock and deferred maintenance; condition varies sharply home to home.

Sweet spotAn updated home with newer roof, HVAC, and electrical on a dry lot, matched to comps.

Avoid ifYou want new construction, shared amenities, or a no-update purchase.

HOA & Fees

15-Second Take

No HOA reported, no dues
No CDD reported
No shared amenities or common-area upkeep
Confirm any deed restrictions per parcel
Mid-century stock, so budget for updates

Highland Terrace Manor is reported to have no HOA and no CDD, so there are no community dues. Confirm there are no separate deed restrictions on a specific parcel before you offer.

With no HOA, there are no shared amenities and no common-area maintenance; owners handle their own upkeep.

No golf or country club membership and no community amenities. Value rests on the home and the location.

Run Your Numbers

Tools for a Highland Terrace Manor buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxPinellas County millage and the homestead picture.Rent vs buyThe breakeven on owning in Highland Terrace Manor.Save Our HomesProject your homestead tax cap over time.

The takeaway

Buyers pay for the central Clearwater location, but they weigh a renovated home against an as-is home plus their update budget, so condition sets your number.

Selling in Highland Terrace Manor

Price it to condition, the lot, and the comps, not the Zestimate.

If you are selling in Highland Terrace Manor, the right list price comes from recent comparable sales matched to your home's condition, updates, and lot, not an automated estimate that ignores whether the roof, HVAC, and electrical are new.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across our market for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Highland Terrace Manor, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Weybridge Woods, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Highland Terrace Manor home worth?

Get a no-obligation home value based on real comparable sales in Highland Terrace Manor matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Highland Terrace Manor on the map →
Or get your Highland Terrace Manor home value & selling guide →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,026/mo

Pinellas County typical true cost to own

$159/mo

Pinellas County typical home insurance

Check CDD

Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Pinellas County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

25% of homes for sale in ZIP 33755 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-06-25).

Highland Terrace Manor Market Scorecard

Seller's market

Highland Terrace Manor is currently a seller's market. About 3.4 months of supply, a median asking price of $344,950, and homes go under contract in about 10 days.

3.4

Months supply

$344,950

Median list

$325,000

Median sold

$274

Per sqft

Days on mkt

2/3/7

Active/Pend/Sold

Typical home value in the 33755 ZIP is $338,515, about 14.3% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Highland Terrace Manor located?

Highland Terrace Manor is an established single-family neighborhood in Clearwater, Pinellas County, Florida, central to the Gulf beaches, downtown Clearwater, and Tampa Bay.

Does Highland Terrace Manor have an HOA?

No HOA is reported for Highland Terrace Manor, which means no monthly dues and fewer rules, but also no shared amenities. Confirm there are no separate deed restrictions on a specific parcel.

Is there a CDD in Highland Terrace Manor?

No CDD is reported for the neighborhood. Confirm the assessment picture for a specific home in the property records before you offer.

How old are the homes?

Homes are reported built largely between 1955 and 1961 (source: neighborhoods.com). Confirm the year built and condition for a specific home in the property records.

What is the housing stock like?

Highland Terrace Manor is a mid-century single-family neighborhood with homes that range from largely original to fully renovated. Condition and systems drive value, so read each home carefully.

Are there any community amenities?

With no HOA, there are no shared community amenities here. The draw is the home itself and the central Clearwater location near the beaches and the bay.

What schools serve Highland Terrace Manor?

Homes here are served by Pinellas County Schools. Assignment is by address, so confirm the current zoned elementary, middle, and high school for a specific home with the district.

Should I worry about flood zones?

This is coastal Pinellas, so flood zones and insurance cost vary by parcel and elevation. Confirm the flood zone and any insurance requirement for the specific home before you offer.

Why does condition matter so much here?

Because the stock is mid-century, roof, HVAC, electrical, and plumbing age drive value more than square footage. A renovated home and an as-is home can list close together yet carry very different true costs.

How close are the Clearwater beaches?

A central Clearwater address puts the Gulf beaches within a short drive, with downtown Clearwater and Tampa Bay also close. We will map your real drive times.

Can I rent out a home in Highland Terrace Manor?

With no reported HOA, leasing is generally governed by local ordinances rather than association rules. Confirm any applicable rules and any deed restrictions before buying as a rental.

How do I see homes for sale in Highland Terrace Manor?

Tell us your budget and timeline and we will send live listings, true comparable sales, and a condition read on any home, before the portals.

Should I use the seller's agent to buy here?

The listing agent represents the seller. Having your own representation, at no cost to you, protects your interests on price, inspections, and contract terms.

Who is the best real estate agent for Highland Terrace Manor?

The best agent for Highland Terrace Manor is one who actively works Clearwater and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Highland Terrace Manor.

How do I find a top Clearwater real estate agent who knows Highland Terrace Manor?

Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Highland Terrace Manor and the wider Clearwater area.

Can Momentum Realty connect me with an agent for Highland Terrace Manor?

Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Highland Terrace Manor purchase or sale — no call center and no pressure.

The Verdict

Should you buy in Highland Terrace Manor?

An honest fit check. We will tell you when it is not your community.

Buyers who want an established home with no HOA dues or rulesExcellent fit

Households who value a central Clearwater location near the beachesExcellent fit

Buyers who like mid-century homes with renovation potentialExcellent fit

Buyers comfortable reading an older home's condition and systemsExcellent fit

Buyers who will budget for updates and confirm flood statusExcellent fit

Buyers who want new construction or near-new stockProbably not

Those seeking a gated, amenity-rich, or golf communityProbably not

Buyers who want shared amenities or HOA-managed upkeepProbably not

Anyone unwilling to budget for updates on a mid-century homeProbably not

Get the inside read on Highland Terrace Manor

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Highland Terrace Manor home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Highland Terrace Manor specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Highland Terrace Manor — what to look for, questions to ask, and your local expert.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

Highland Terrace Manor Homes for Sale in Clearwater, FL

The 60-Second Overview

Who Highland Terrace Manor is best for.

Best for

Probably not for

How Highland Terrace Manor is performing right now

Homes For Sale Right Now in Highland Terrace Manor

Highland Terrace Manor on the map.

How far is everything?

Nearby Communities

Schools

Skycrest Elementary School

Oak Grove Middle School

Clearwater High School

Recent Developments in Highland Terrace Manor

Established neighborhood with no reported HOA

Central Clearwater location

Proximity to the Gulf beaches

Renovation potential in mid-century homes

Mid-century stock and condition variance

Coastal flood and insurance considerations

Highland Terrace Manor reads as an established mid-century Clearwater neighborhood

Clearwater stays a steady, in-demand Pinellas market

The Highland Terrace Manor buying strategy.

The full read, only if you want it.

What your money buys in Highland Terrace Manor.

What ~$325K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Highland Terrace Manor holds value.

5 Mistakes Buyers Make in Highland Terrace Manor

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on Highland Terrace Manor is different.

Which Lots & Views Hold Value Best

In a built-out club community, the lot is the resale insurance

Golf & lakefront lots

Preserve lots

Cul-de-sac & larger lots

Standard interior lots

Highland Terrace Manor in 15 seconds.

HOA & Fees

Tools for a Highland Terrace Manor buy.

Price it to condition, the lot, and the comps, not the Zestimate.

In Highland Terrace Manor, condition and view decide your number

What is your Highland Terrace Manor home worth?

Price History: What Homes Here Have Actually Sold For

The real cost & risk here

Highland Terrace Manor Market Scorecard

Frequently Asked Questions

Should you buy in Highland Terrace Manor?

Get the inside read on Highland Terrace Manor

You are all set.

Need to sell fast in Pinellas County?

You just read the data. Now see what your home is worth.