Inlet Cove
Homes for Sale in Middleburg, FL
All 369 homes for sale in Middleburg, FL · median $350,000 · 330 homes for sale in 32068 · Clay County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 17 closed sales in Inlet Cove in Middleburg, FL since 2002, the most recent in January 2020. Across Middleburg as a whole, 602 homes closed in the last 12 months at a median of $315,000, 46 median days on market, with 219 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,740 ($4,150 with the full homestead exemption).
Inlet Cove is a small, settled community of 40 homes built between 1992 and 2007, with the median build near the mid-1990s. Price here is driven less by newness and more by condition and updates. A home that has been renovated will separate itself from one still carrying its original finishes, so the spread between comparable addresses can be wide.
With roughly 80% of homes held as primary residences, turnover is limited and inventory tends to be thin. For a seller, that scarcity works in your favor when your home shows well. For a buyer, it means patience and readiness to move on the right listing rather than waiting for a large menu of choices.
Nearby homes for sale
No active listings inside Inlet Cove right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Inlet Cove is a compact, largely owner-occupied enclave in Middleburg where homes cluster around a median of about 1,885 square feet, built across a roughly fifteen-year window that ended in 2007. It reads as an established neighborhood rather than a new-construction pocket.
realMLS (Northeast Florida) sales records identify 6 homes in Inlet Cove that have changed hands since 2002, built between 1993 and 2005 (median 2003), with a median living area of about 2,364 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 4 qualified sales in Inlet Cove across 2024–2025 (3 in 2024, 1 in 2025), median $339,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Inlet Cove is best for.
Best for
- Buyers seeking a settled neighborhood and willing to wait for the right listing
- Those comfortable underwriting an older home's condition and updating over time
- Long-hold owners who value stability over a fast-moving resale market
Probably not for
- Buyers who require new-construction finishes and warranties
- Shoppers who want a wide, always-available inventory to compare
- Investors counting on quick turnover in a low-supply, owner-occupied pocket
The market around Inlet Cove
Inlet Cove is too small for its own price trend, so here is the market around it.
In ZIP 32068, 461 homes are on the market and 28% are under contract — a steady corner of Middleburg.
Across Clay County, 1,290 homes are active and 439 pending (25% under contract).
In ZIP 32068 (Middleburg), 1,340 homes closed in the last 12 months at a median of $315K ($183/sq ft), up 2.0% year over year, with a median 45 days on market. Right now 262 active and 116 pending listings put supply at about 5.1 months — a balanced market. See the live ZIP 32068 housing market and the Clay County market.
ZIP and county figures describe the wider market, not Inlet Cove specifically. Momentum Research analysis of MLS records.
Inlet Cove by the numbers
From county property records and closed MLS sales for the Inlet Cove subdivision: 6 homes on record; built 1993–2005; typical size about 2,347 heated sq ft; 4 bedrooms is the median. Housing mix: single-family 100%.
| Year | Recorded sales | Median price |
|---|---|---|
| 2002 | 1 | $299,000 |
| 2007 | 1 | $225,000 |
| 2011 | 1 | $352,500 |
| 2018 | 1 | $450,000 |
| 2019 | 1 | $432,500 |
| 2020 | 1 | $308,000 |
Newest recorded sale: $308,000 on 2020-01-13.
Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.
Housing distress & ownership in Inlet Cove, Middleburg
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Inlet Cove buying strategy.
If we were buying in Inlet Cove today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Inlet Cove.
A settled Clay County pocket
The build range of 1992 to 2007 tells you this is not a place to shop for the latest floor plan. Living space centers on about 1,885 square feet, which puts most homes in comfortable mid-size territory. Expect variation in kitchens, baths, roofs, and mechanical systems depending on how much prior owners invested, and budget your inspection attention accordingly.
The high homestead share signals stability but also constrains supply. Homes do not come to market often, and when they do, the ones in strong condition draw the most attention. Older systems are the main variable to underwrite, so read the disclosures closely and weigh deferred maintenance into any offer.
The location and the amenities are priced into every listing in Inlet Cove. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 40-home community with limited turnover, the difference between a good outcome and a missed one is knowing which listings are priced to condition and which are not. We track what actually trades in Inlet Cove and neighboring Middleburg pockets, so we can tell you quickly whether a home's asking price reflects its updates or its age. That candor matters more than volume when the pool is this small.
Inlet Cove in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Inlet Cove buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Inlet Cove sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Inlet Cove, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Inlet Cove home worth?
Get a no-obligation home value based on real comparable sales in Inlet Cove, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Middleburg →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Inlet Cove?
What share of Inlet Cove is owner-occupied?
When were the homes in Inlet Cove built?
Who is the best real estate agent for Inlet Cove?
How do I find a top Middleburg real estate agent who knows Inlet Cove?
Can Momentum Realty connect me with an agent for Inlet Cove?
Where is Inlet Cove, and what county is it in?
How far is Inlet Cove from downtown Jacksonville and the beach?
Should you buy in Inlet Cove?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32068)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Historical depth | Closed-sale records back to 2002 (17 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Inlet Cove fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Inlet Cove with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Inlet Cove. These are the public schools most often assigned to other communities in ZIP 32068; zones change and vary by address, so confirm with the district before you buy.
- Middleburg High School · 9-12 · FLDOE grade A (assigned to 56 nearby communities)
- Wilkinson Junior High School or your address-zoned middle school · Middle (assigned to 25 nearby communities)
- Wilkinson Junior High School · 7-8 · FLDOE grade A (assigned to 22 nearby communities)
- Middleburg Elementary School or your address-zoned elementary school · Elementary (assigned to 14 nearby communities)
- Tynes Elementary School · PreK-6 · FLDOE grade B (assigned to 11 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).